Your Money, Your Wealth
Joe Anderson, CFP® & Alan Clopine, CPA
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Retirement Planning, Investing, and Tax Reduction Made Fun: YMYW Trailer
Your Money, Your Wealth
01/03/23 • 1 min
5.0
Welcome to Your Money, Your Wealth® podcast, with CERTIFIED FINANCIAL PLANNERTM professional Joe Anderson and Certified Public Accountant Alan "Big Al" Clopine.
Your Money, Your Wealth® is retirement planning, investing, and tax reduction made fun!
Follow YMYW on your favorite podcast app and share this trailer.
Visit YourMoneyYourWealth.com and click Ask Joe and Big Al On Air to get a Retirement Spitball Analysis of your own.
And hey, thanks for listening, because the show wouldn't be a show without you.
Your Money, Your Wealth® is presented by Pure Financial Advisors, a registered investment advisor. This show does not intend to provide personalized investment advice through this broadcast and does not represent that the securities or services discussed are suitable for any investor. Investors are advised not to rely on any information contained in the broadcast in the process of making a full and informed investment decision.
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What to Do When You Get a Huge Pay Increase - 417
Your Money, Your Wealth
02/21/23 • 37 min
How should your financial strategy change when your income increases dramatically? We’re talking like $450K one year to a million and a quarter the next? (If you guessed Roth conversions might be in the answer you’d be correct!) Joe and Big Al also spitball strategies for when your income is too high to make Roth contributions, and can you use capital gains to contribute to Roth? Can “Alligator Joe” afford to retire early, or does he need to keep gutting it out at his current job wrestling alligators? Should Catherine contribute to her 401(k) or buy company stock before she quits her day job to start a business? The fellas also spitball retirement planning involving structured settlements, inherited assets, and ACA credits, and they discuss transferring annuities to a CD vs. deferring the interest into another annuity.
Timestamps:
- 00:58 - Income Increased Dramatically. Should Our Retirement Tax Strategies Change? (Cookie Baron, Texas)
- 08:59 - Can I Use Capital Gains to Make Roth Contributions? (Aaron)
- 12:12 - Early Retirement Spitball: Should I Keep Gutting it Out at My Current Job? ("Alligator Joe Frazier", The Sunshine State FL)
- 18:11 - Contribute to 401(k) or Buy Company Stock Before Quitting to Start a Business? (Catherine, TX)
- 20:32 - Retirement Spitball: Income is Too High for Roth Contributions (Kelly, Owensboro, KY)
- 25:10 - Retirement Spitball: Structured Settlement, ACA Credits, & Inherited Assets (Kara from PA)
- 29:42 - Should We Transfer Annuities to CD, or Defer Interest Into Another Annuity? (Norma, Chula Vista)
- 34:00 - The Derails
Access this week's free financial resources in the podcast show notes at https://bizlink.to/ymyw-417:
- The Complete Roth Papers Package
- 10 Ways the SECURE Act 2.0 Changes Your Taxes and Retirement Planning (webinar)
- Episode Transcript
- Ask Joe & Big Al On Air
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Can You Do a Coronavirus-Related Distribution to Roth Conversion? - 278
Your Money, Your Wealth
06/16/20 • 47 min
Is it possible to do a Roth IRA conversion with a Coronavirus-Related Distribution from your retirement accounts? Joe and Big Al will explain whether you can, and if you should. Plus, more stimulus payment questions, charitable giving strategies from your required minimum distribution, selling stock for tax-free capital gains and an analysis of exchange traded funds vs. mutual funds. Send in money questions and access the transcript and free resources in the podcast show notes: https://bit.ly/YMYW-278
Pre-Tax or Roth Contributions for Retirement Savings? - 276
Your Money, Your Wealth
06/02/20 • 45 min
Should market volatility and the economic downturn due to COVID-19 change where you save for retirement? Should contributions go to pre-tax accounts or to post-tax Roth accounts? Plus, Coronavirus related distributions, how to use a PPP loan to pay your self-employed self, backdoor Roth IRA conversions, and strategies for funding a Roth IRA for children. Sign up for the exclusive YMYW live webinar on June 10, send money questions and access the transcript and free financial resources: https://bit.ly/YMYW-276
Social Security WEP, GPO & Roth IRA Conversion Strategies - 275
Your Money, Your Wealth
05/26/20 • 48 min
The windfall elimination provision (WEP), government pension offset (GPO) & spousal Social Security benefits. Also, Roth IRA conversions and Medicare, Roth conversions from a thrift savings plan (TSP), and conversions to buy real estate. Plus, asset location and other tax planning strategies beyond Roth IRA conversions, like life insurance and charitable remainder trusts. Send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-275
CARES Act: Distributions, RMDs & Dependents - 274
Your Money, Your Wealth
05/19/20 • 45 min
Financial planning strategies around Coronavirus-Related Distributions from retirement accounts and required minimum distributions (RMDs). Plus, listener corrections on dependents and the CARES Act stimulus package. Also, two very different market volatility strategies: living off of cash and Social Security only, and leveraging a home equity line of credit (HELOC) to invest. Sign up for the LIVE YMYW webinar on May 27, send in money questions, access the transcript and free financial resources: https://bit.ly/YMYW-274
Asset Location: Where Should You Hold Retirement Investments? - 272
Your Money, Your Wealth
05/05/20 • 41 min
What types of investments you keep in your taxable, tax-deferred and tax-free accounts can play a big part in how much tax you pay over time. In this episode, Joe and Big Al break down asset location and answer some of your tax planning questions. As always, the fellas also talk strategy when it comes to Roth IRA contributions and Roth conversions. Sign up for the LIVE YMYW webinar on May 13, send in money questions, read the episode transcript and access free financial resources: https://bit.ly/YMYW-272
Real Estate, Roth Conversions & Annuities - 273
Your Money, Your Wealth
05/12/20 • 43 min
A mixed bag of questions on everything from spousal solo 401(k) contributions and inherited IRAs to house-buying strategies, to the fan-favorite, ripping on annuities, with a healthy dose of Roth conversion planning thrown in the middle. Sign up for the LIVE YMYW webinar on May 13, send in money questions, read the episode transcript and access free financial resources: https://bit.ly/YMYW-273
4 Financial Strategies from the Stimulus Package - 271
Your Money, Your Wealth
04/28/20 • 48 min
In this jam-packed episode of the Your Money, Your Wealth® podcast, stimulus payments for self-employed, dependents, and those who message us on Facebook, plus, the paycheck protection program, round two of which started since this episode was recorded, coronavirus-related distributions, Roth and Backdoor Roth conversions, tax-loss harvesting, and the solo 401(k). Send in money questions, read the transcript & access free financial resources: http://bit.ly/YMYW-271
Roth IRA Conversion and Contribution Rules - 277
Your Money, Your Wealth
06/09/20 • 53 min
Roth IRA contributions and conversions come with plenty of rules: contribution rules, withdrawal rules, safe harbor rules, pro-rata and aggregation rules. In this episode, we explain these rules, and how they apply to both traditional retirement plans and accounts like SEP IRAs and thrift savings plans (TSP). Plus, understanding small-cap, mid-cap, large-cap, value, and growth asset classes when it comes to investing. Sign up for the exclusive YMYW live webinar on June 10, send in money questions and access the episode transcript and free financial resources in the podcast show notes: https://bit.ly/YMYW-277
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FAQ
How many episodes does Your Money, Your Wealth have?
Your Money, Your Wealth currently has 431 episodes available.
What topics does Your Money, Your Wealth cover?
The podcast is about News, Retirement, Investments, Investing, Business News, Income, Podcasts, Finance, Realestate, Business and Stocks.
What is the most popular episode on Your Money, Your Wealth?
The episode title 'Retirement Planning, Investing, and Tax Reduction Made Fun: YMYW Trailer' is the most popular.
What is the average episode length on Your Money, Your Wealth?
The average episode length on Your Money, Your Wealth is 45 minutes.
How often are episodes of Your Money, Your Wealth released?
Episodes of Your Money, Your Wealth are typically released every 7 days.
When was the first episode of Your Money, Your Wealth?
The first episode of Your Money, Your Wealth was released on Feb 14, 2016.
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