Women & Money Cafe - 75. Simplify Your Money with Pete Matthew

75. Simplify Your Money with Pete Matthew

04/16/23 • 50 min

When we keep things simple, we get stuff done. Fact!
This episode is looking at how to apply this to your money. And who better to help us with simple actionable money tips than Pete Matthew, of the Meaningful Money podcast.
Pete is the king of keeping it simple and getting stuff done so we're very excited he's joined us for this episode. Check out Pete's podcast in the link below.

We'll be answering questions on:
1. How to simplify your pensions (handy checklist below)2. How to simplify your paperwork
3. The most common way we accidentally over-complicate money
4. Simplify your thinking
5. Simplify your spending plan (a budget that works linked below)6. Our all time favourite quick wins clients have fallen in love with

SPECIAL GUEST: Pete Matthew is a 25-year veteran Chartered Financial Planner, CEO of Jacksons in Penzance, husband to Jo and Dad to two grown-up daughters.
In 2010 he picked up a video camera and shot the first video for what would become Meaningful Money. Since then the YouTube channel has clocked up over 4 million views and the podcast has been downloaded 6 million times.
For Pete, financial planning is a life skill that should be taught in school and the workplace, but in the absence of that, his goal is to provide as much information as he can, so that ordinary people can help themselves become financially free.
Meaningful Money Podcast
Meaningful Money YouTube

Pension checklist https://meaningfulmoney.tv/2021/03/16/uk-pensions-checklist/

Budget planner https://meaningfulmoney.tv/budget-planner/

YOUR HOST
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.

Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching | Bree Wealth & Tax | Instagram
CAFE EXPERTS:
Emily Pool is a Financial Planner and Will Writer. She is passionate about empowering people to invest their wealth (pensions and savings) sustainably and in line with their personal values.
Michelle Lambell started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach.

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✅ And if you enjoyed the show, please leave us a review.

We genuinely love hearing your questions and feedback.
So, email us a voice note [email protected] or via instagram with your thoughts and suggestions.

Pension checklist https://meaningfulmoney.tv/2021/03/16/uk-pensions-checklist/

Budget planner https://meaningfulmoney.tv/budget-planner/

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Previous Episode

74. What you need to know about insurance with Kathryn Knowles

It’s not cool and it’s not sexy, but insurance is something we all need to think about.

It is one of the 4 pillars of building financial resilience.

(The other 3 are: spending less than you earn, have a disaster fund, and save for your future).

I’m joined by Kathryn Knowles of Cura Insurance. We chat about what insurance you need and why. And tackling some of the common myths around insurance.

Kathryn walks us through:

👉🏻 Life insurance

👉🏻 Critical Illness

👉🏻 Income protection

Do insurance companies really pay out? Kathryn gives us the low down on the stats and explains what steps we can take to make sure we get the benefits if we have to claim.

📣 Kathryn’s top tip – always ask to see any reports your GP produces for you.

If you have been declined insurance, it may be that your records weren’t correct, or that another company may insure you. That’s why it’s best getting an expert like Kathryn to help if you’ve had any health issues in the past. A knowledgeable adviser can help get you the cover you need at the right price.

🚨 If you’ve had a test for the BRCA gene insurers are not allowed to ask you about it.

Perimenopause Women:

➡️ Life insurance and critical illness cover - they aren’t interested in your HRT, the questions specifically say don’t tell us about your HRT.

➡️ Less likely to seek advice for protection

➡️ May have some health issues though, so worth considering expert advice to help you get the cover you need

Check out Kathryn's podcast (link below) where you'll find an answer to every question you might have about insurance. Really good resources if you have a specific health issue and you are wondering how insurers treat it.
GUEST EXPERT: Kathryn Knowles is a specialist adviser for personal, business and group life insurance, critical illness cover and income protection, within the UK and internationally. Kathryn produces videos and a podcast that are used within the insurance sector, by charities and the general public, as a way to educate about ways to access insurance.Podcast | Twitter | Instagram | LinkedIn
YOUR HOST
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.

Support the show

Next Episode

76. Money talks, but should it with Helen Johnson (The No BS Coach)

A few months ago we stumbled across a blog about money that we REALLY liked!

We’ve pinched the title of the blog for the episode and tracked down the author to come and chat with us – Dr Helen Johnson.

This is a must listen episode! Why, because Helen is not a "finance" person, but we have never heard anyone talk as much sense as she does when it comes to money.

You can go and read Helen’s full blog here and we heartily recommend that you do.

Helen unpicks some of the narratives we have about money...

👉🏻 Why does it feel so exposing to talk about money?
👉🏻 The link between money & shame
👉🏻 The best money & sex metaphor ever

And our favourite: assuming you’re not an idiot, you know money has very little to do with character, talent or skill. So why the heck are we attributing soo much to it???
KEY TAKEAWAY - RESOURCE! If you remember nothing else from this episode, carry in your heart what Helen says about deserving to be well resourced.

SPECIAL GUEST: Helen Johnson is a Coach, EFT/NLP therapist, and Coach Trainer on a quest to bring people great coaching and personal development without the BS. She founded Coaching Beyond - offering ICF coach training - to help people to help themselves AND others to make the most of their strengths and find fulfilment in work and life.

Instagram | Facebook | LinkedIn
YOUR HOST
Julie Flynn is an experienced independent financial adviser and financial coach. Justice and equality drive Julie. Which is why she’s spent years studying and researching how stress affects our financial decision making.

Julie is best known for her work with women who have lost their partner and coaching financial services business who want to implement fair and transparent charges.
Ebb & Flow Financial Coaching | Bree Wealth & Tax | Instagram | LinkedIn
CAFE EXPERTS:
Michelle Lambell started her career in financial services as a Stockbroker in 1999 undertaking both advisory and discretionary investment management. Today she is a Chartered Financial Planner, specialising in retirement planning advice, pensions and investments and a Certified Financial Coach.
Jennifer O'Neil is a mortgage and protection specialist and director of Athena Mortgages. Having been in the industry since 2014 Jennifer decided to set up a company in 2020 that suited her core values as a broker – integrity, service, honesty and continuous improvement.
LinkedIn | Instagram | Facebook

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