Investment Trends - Strategies, Outlook, and Influences
05/24/24 • 33 min
In this episode of "Wealth and Toil," hosts Luke Laretive and Dylan Pargiter-Green talk about the trend toward responsible investing, the importance of understanding long term trends, and why it’s beneficial to maintain a positive outlook when investing.
Investment Strategies
Achieving a balanced view on investments
Analysing risks and opportunities while being mindful of timing
The cyclical nature of markets and the benefit of taking a long-term approach
Lithium and Battery Technology Investments
The rise and fall of lithium-related stocks, including Vulcan’s unique approach to lithium extraction
Responsible Investing and ESG (Environmental, Social, Governance)
The increasing trend towards responsible investing
Implementing ESG criteria effectively while avoiding superficial or broad exclusions
Being informed and deliberate with investment choices so they align with ethical and financial goals
Government Influence on Investment Trends
Subsidies and support for certain industries
Funding and policy directions
ETFs and Thematic Investments
Understanding underlying assets in sector-specific ETFs
Risks associated with thematic ETFs and how they differ from broad-based index funds
General Advice Warning: This podcast is intended and contains general information on financial strategies, investments, and products only. Whilst Luke and Dylan are both licenced Financial Advisors, we don’t know your personal circumstances, goals or objectives. We highly recommend that you reach out to your Financial Advisor or investment professional to discuss any of the topics we have covered today before taking action.
Our full disclosure, copies of our financial services guides and additional information about Seneca Financial Solutions and Bold Wealth can be found below:
https://www.boldwealth.com.au/
Hosted on Acast. See acast.com/privacy for more information.
In this episode of "Wealth and Toil," hosts Luke Laretive and Dylan Pargiter-Green talk about the trend toward responsible investing, the importance of understanding long term trends, and why it’s beneficial to maintain a positive outlook when investing.
Investment Strategies
Achieving a balanced view on investments
Analysing risks and opportunities while being mindful of timing
The cyclical nature of markets and the benefit of taking a long-term approach
Lithium and Battery Technology Investments
The rise and fall of lithium-related stocks, including Vulcan’s unique approach to lithium extraction
Responsible Investing and ESG (Environmental, Social, Governance)
The increasing trend towards responsible investing
Implementing ESG criteria effectively while avoiding superficial or broad exclusions
Being informed and deliberate with investment choices so they align with ethical and financial goals
Government Influence on Investment Trends
Subsidies and support for certain industries
Funding and policy directions
ETFs and Thematic Investments
Understanding underlying assets in sector-specific ETFs
Risks associated with thematic ETFs and how they differ from broad-based index funds
General Advice Warning: This podcast is intended and contains general information on financial strategies, investments, and products only. Whilst Luke and Dylan are both licenced Financial Advisors, we don’t know your personal circumstances, goals or objectives. We highly recommend that you reach out to your Financial Advisor or investment professional to discuss any of the topics we have covered today before taking action.
Our full disclosure, copies of our financial services guides and additional information about Seneca Financial Solutions and Bold Wealth can be found below:
https://www.boldwealth.com.au/
Hosted on Acast. See acast.com/privacy for more information.
Previous Episode
Immigration, Consumer Spending, and the Federal Budget
In this episode of "Wealth and Toil," hosts Luke Laretive and Dylan Pargiter-Green discuss the federal budget, downturns in consumer spending, fears around investing in foreign markets, and the importance of understanding investments rather than following trends.
Australian Federal Budget Overview
Stage three tax cuts implemented, with a reduction benefiting lower and middle-income earners
The indexation of HELP/HECS debt to wage increases instead of inflation
Small business support through instant asset write-offs for assets up to $20,000
Immigration and Economic Impact
High net migration in 2022 leading to increased consumption and low unemployment
Reduction in new immigration expected to have a contractionary effect on spending
IPO of Sun Silver
Seneca Financial Solutions cornerstoned the IPO of Sun Silver
Positive performance with shares trading significantly higher post-IPO
Market Performance
Industrial sector outperforming the resources sector on the ASX
Market conditions favourable for equities
Investment Strategies
Borrowing for investment versus paying down home loans
Approaches based on individual circumstances and tax considerations
Creating additional tax-effective debt and investing in equities
The Importance of Market Understanding
Client fears around investing in emerging markets, particularly China
Understanding investments rather than following trends
Tendencies to invest in familiar top stocks without thorough understanding
General Advice Warning: This podcast is intended and contains general information on financial strategies, investments, and products only. Whilst Luke and Dylan are both licenced Financial Advisors, we don’t know your personal circumstances, goals or objectives. We highly recommend that you reach out to your Financial Advisor or investment professional to discuss any of the topics we have covered today before taking action.
Our full disclosure, copies of our financial services guides and additional information about Seneca Financial Solutions and Bold Wealth can be found below:
https://www.boldwealth.com.au/
Hosted on Acast. See acast.com/privacy for more information.
Next Episode
Tax & Super at EOFY
In this episode of "Wealth and Toil," hosts Luke Laretive and Dylan Pargiter-Green discuss EOFY strategies for maximising superannuation contributions to minimise tax liabilities, focusing on both concessional (pre-tax) and non-concessional (after-tax) contributions.
Superannuation Contributions:
Concessional Contributions
Strategies to utilise the full limit, including the "catch-up" provisions which allow individuals who haven’t fully utilised their cap in previous years to make additional contributions.
Non-Concessional Contributions
After-tax contributions, which do not offer a tax deduction but can be beneficial for reducing taxes on retirement funds.
Catch-up Contributions
Introduced in the 2018-19 financial year, this provision allows individuals to contribute towards their superannuation caps from previous years if they weren’t fully utilised. This strategy is particularly appealing for high earners or those who have had a break from employment.
Tax Strategies and Capital Gains
Managing capital gains tax through timing of sales and superannuation contributions. This is relevant for individuals experiencing significant life changes or business sales.
Superannuation for Business Owners:
How to use super to manage proceeds from the sale of a business and take advantage of small business tax concessions.
Personal Investment Strategies:
Aligning investments with superannuation to optimise tax effectiveness and retirement savings.
General Advice Warning: This podcast is intended and contains general information on financial strategies, investments, and products only. Whilst Luke and Dylan are both licenced Financial Advisors, we don’t know your personal circumstances, goals or objectives. We highly recommend that you reach out to your Financial Advisor or investment professional to discuss any of the topics we have covered today before taking action.
Our full disclosure, copies of our financial services guides and additional information about Seneca Financial Solutions and Bold Wealth can be found below:
https://www.boldwealth.com.au/
Hosted on Acast. See acast.com/privacy for more information.
If you like this episode you’ll love
Episode Comments
Generate a badge
Get a badge for your website that links back to this episode
<a href="https://goodpods.com/podcasts/wealth-and-toil-an-australian-investment-podcast-641637/investment-trends-strategies-outlook-and-influences-85135919"> <img src="https://storage.googleapis.com/goodpods-images-bucket/badges/generic-badge-1.svg" alt="listen to investment trends - strategies, outlook, and influences on goodpods" style="width: 225px" /> </a>
Copy