Non-U.S. Citizen Borrowers - Unlocking Loan Solutions with Radian

09/12/23 • 5 min

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.

In this episode, we delve into non-US citizen borrowers. We'll discuss the different types of citizenship and residency, what may be required by the GSEs, and how different scenarios may be viewed by GSEs.

What a non-US citizen and non-US citizen borrower is
What may be required for verification
Different types of citizenship and residency
And how the GSEs may view different scenarios

Resources:

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© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

What a non-US citizen and non-US citizen borrower is
What may be required for verification
Different types of citizenship and residency
And how the GSEs may view different scenarios

Resources:

Previous Episode

Trust Income in Mortgage Transactions - Unlocking Loan Solutions with Radian

This discussion will focus on a common theme we see coming to Radian Guaranty’s Customer Help & Sales teams, as well as in our live webinars: Trust Income. In this lesson we will discuss:

The common Trust Income types you might see in loan files
The different types of trust income that may be used to qualify for a mortgage
How trust income may be used in mortgage transactions
Documentation used to verify trust income

Resources:

Next Episode

Cybersecurity Month: We All Play a Role in Cybersecurity

In this episode of the Radian On Air podcast, Jeff Engle, assistant vice president of Mortgage Learning for Radian Guaranty, welcomes back Donna Ross, Radian Group's award-winning Chief Information Security Officer. They explore the importance of cybersecurity, especially in light of October being Cybersecurity Awareness Month, including the increasing threats to technology and confidential data, alarming statistics of cybercrime, and offer insights on how individuals and companies can protect themselves against these cyber threats.

Key points discussed in this episode include:

The significance of Cybersecurity Awareness Month and the role each individual plays in maintaining cybersecurity
A look at the current cyber threat landscape
The importance of continuous risk assessments, planning and testing due to constantly changing cyber threats
Practical tips on how individuals can protect themselves from credit card theft and identity theft - Download the Job Aid!

Radian On Air Podcast: Cybersecurity Awareness Month: Are You Prepared?
Radian On Air Podcast: Cybercrime: Trends, Impacts & Prevention
Resources:

© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. The content presented is intended to convey general information and is for informational purposes only and does not constitute legal or accounting advice or opinions. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates