Tuesday Morning With Justin: Healthcare, Leadership & Life

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Can international mail-order prescriptions transform how we handle healthcare costs? Discover the untapped potential of sourcing medications from countries like Canada and Mexico as we explore an emerging trend that’s gaining momentum. Join me, Justin Futrell, your benefit advisor from True North Companies, in this eye-opening episode where we unpack the financial and legal incentives of international pharmacy options. You’ll hear how companies can dramatically slash their pharmacy expenses while offering employees a hassle-free way to save on prescriptions.
Hear the compelling case of a manufacturing firm that reduced its annual pharmacy expenses by a staggering $370,000. By shifting to international mail-order prescriptions, they not only benefited their bottom line but also empowered their employees to save money. Listen as I guide you through the steps companies can take to implement this cost-saving strategy, making it a practical solution for both employers and employees. Tune in to unlock strategies that could transform your approach to prescription drugs and healthcare savings.

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!
Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits.

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"Everyone needs a therapist or a coach." Do you agree? Join today's conversation as Soumen and I jump into mental health. Then, we transition into educating you on unique things employers are doing to go above and beyond for their people. If something sounds cool, then let's talk about how we can get that implemented in your company!
Another line that stuck with me from today's conversation? "Keep yourself curious."
I've learned that leaders often don't understand they could provide so much more for their people if they simply had more healthcare strategy. It's really fun to help guide leadership teams to a better path forward. A path that frees up more money to elevate the investment they are making in their greatest asset, YOU!
Want to talk more with Soumen? Find him on LinkedIn! Soumen Bhattacharya. Did something resonate with you from today's episode? Please let me know as I love hearing from listeners! As always, shoot me a text 740-525-5259 or send me an email [email protected].
Next up: World renown author of the 5 Love Languages, Dr. Paul White!

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!
Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits.

Send us a text

JP Morgan Chase faces a lawsuit from an employee claiming the company failed its fiduciary duty by maintaining a pharmacy benefit manager relationship that forces employees to pay inflated prices for medications. The case highlights how PBMs can create massive price disparities, with one medication costing $8,000 through the plan versus just $30 at retail pharmacies.
• Employees diagnosed with conditions requiring expensive medications are being harmed by non-transparent PBM relationships
• The medical process follows SOAP (Subjective, Objective, Assessment, Plan) but breaks down at the pharmacy level
• Price differences can be extreme - up to 200 times higher through certain PBMs
• Three major players dominate the PBM market: CVS Caremark, OptumRx, and Express Scripts
• Companies with over 100 employees should work with transparent, pass-through PBMs
• Health plan fiduciaries (typically CFOs and HR directors) are ultimately responsible for PBM selection
• Similar lawsuits have affected other major companies like Johnson & Johnson
If you're concerned about your health plan's pharmacy benefits, consult with a knowledgeable benefit advisor, such as myself, who can provide objective analysis of your current arrangements.

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!
Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits.

Send us a text

Direct Primary Care offers quality healthcare that's accessible, personalized, and often more affordable than traditional medical practices. Justin Futrell shares insights on this alternative healthcare model and answers common questions from listeners about how it works and why it's gaining popularity.
• DPC physicians prioritize patient care over paperwork, creating flexible solutions like Justin's experience getting a throat swab between appointments
• Most DPC providers have networks of specialists who also offer reasonable cash prices for patients
• Cash pay prices can be significantly lower than insurance rates – Justin's example showed a $2,200 MRI through insurance versus $450 cash pay
• DPC providers can prescribe medications in most states, with some even providing limited pharmacy services included in membership fees
• Employers should consider embedding DPC into their health plans to improve employee benefits and potentially reduce healthcare costs
Your company should definitely be thinking about embedding direct primary care into your employer-sponsored health plan. If you liked the episode, please subscribe and give a five-star review.

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!
Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits.

Send us a text

Why do kids see the 🌎 with a lens of endless possibilities? Why do we, as adults, not chase our dreams?
I’m thrilled to share today’s episode with Mike Delmonico as he takes us on a wild ride. Mike is simply vibrant and I’m sure you will feed off his energy. That said, it hasn’t always been that way.
This episode is centered around leadership but I was pleasantly surprised that we never once used the word leadership. In fact, I was reminded that leaders must first take care of themselves. You must fill up your proverbial cup first.
Mike Delmonico Was a bartender for 12 years in the downtown Denver area. After starting a family in 2014 he felt the pressures of parenthood and wanted more flexibility with the schedule. Tune in to understand how Mike is now to the point, eight years later, where he’s leading a team of 50 people and growing. His team culture is unlike any other in the financial industry and I will say that it’s because his desire to help people answer the two very important questions that we discussed!
Post show notes: Well what did you think? Did you find a takeaway? Tell me about it! Text at 740-525-5259 or email [email protected]

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!
Thanks again to my musically gifted friend Alex Lambert for the music.