
The Woman & Finance Podcast
Mapalo Makhu
Welcome to The Woman & Finance Podcast
Hi, I’m Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom in Finance, a Postgraduate Diploma in Financial Planning, and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, I’m deeply passionate about empowering women to take charge of their financial futures.
This podcast is a judgment-free space for open and insightful conversations about money—without the confusing jargon. Whether you’re looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.
Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isn’t just for a select few—it’s for every woman ready to take control.
If you’re on a journey to financial wellness, hit follow and be part of a community of women committed to building wealth and securing their futures.
Let’s learn, grow, and thrive—together.
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Top 10 The Woman & Finance Podcast Episodes
Goodpods has curated a list of the 10 best The Woman & Finance Podcast episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Woman & Finance Podcast for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Woman & Finance Podcast episode by adding your comments to the episode page.

Episode 3: Budgeting as a Homeowner (or Other Big Purchase)
The Woman & Finance Podcast
07/05/24 • 27 min
In this episode, we dive into the complexities of budgeting for significant financial commitments, such as buying a home. Join our discussions with previous mentees, Tshiamo and Babalo, who share their experiences and valuable insights on managing large expenses.
Whether you're planning to buy a house or make another big purchase, this episode will provide you with practical strategies to budget effectively and achieve your financial goals.
#insureyourfuture #moneybootcamp #podcast

From fear to financial freedom in six months!
The Woman & Finance Podcast
12/18/24 • 43 min
Join myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp. This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth.
In this episode, hear firsthand the inspiring testimonials of participants who gained financial confidence and clarity. Discover how the bootcamp helped them confront fears and overcome shame around money, leading to enhanced financial literacy and self-awareness. Participants learned to read the fine print, ask critical questions of financial institutions, and understand the impact of their financial decisions. With this newfound knowledge, they started open and honest conversations about money, not just with themselves but with their families—breaking generational cycles of poverty and becoming role models for their children.
Join us as Maya and I share key lessons from the bootcamp, including the importance of reviewing bank statements, managing subscriptions, and understanding debt. We also explore the psychological side of money, emphasising the power of a positive mindset and intentional financial planning.
Join us to discover how you, too, can shift your financial perspective, take control of your money, and start your journey toward financial empowerment. Be inspired by the incredible stories of those who have reclaimed their financial futures—listen now!

Raising Money-Smart Kids: 13 Lessons Every Parent Should Teach!
The Woman & Finance Podcast
02/19/25 • 22 min
Are you raising a money-smart child? 💰
Teaching kids about money isn’t just about giving them an allowance—it’s about shaping lifelong habits that lead to financial independence! In this video, I share practical, everyday ways to teach your kids how to manage money, make smart spending choices, and develop a healthy relationship with finances.
#personalfinance #moneytips #kidsandmoney

Understanding Life Cover
The Woman & Finance Podcast
08/26/24 • 37 min
🎙️ In Episode 6 of the Santam Insure Your Future Money Bootcamp, Maya and I are joined by Johann Steyn, a certified financial planner at Rainmaker BlueStar by Sanlam. We dive deep into the complexities of life cover—what it means, why it matters, and how to make the best choices for your financial future.
#moneybootcamp #podcast

Money Archetypes and How Your Money Mindset Shapes Your Financial Future with Farhana Goga
The Woman & Finance Podcast
06/26/24 • 48 min
In this insightful interview, we sit down with renowned psychologist and coach, Farhana Goga, to explore the powerful connection between your mindset and your money. Discover the different money archetypes and how understanding your financial personality can transform your relationship with money.
Farhana shares practical tips on how to shift your mindset, overcome financial fears, and harness the strengths of your unique money archetype to build a prosperous future.
Whether you're a saver, spender, investor, or anywhere in between, this conversation will provide valuable insights to help you achieve financial well-being.

Smart strategies to manage your debt
The Woman & Finance Podcast
08/10/24 • 34 min
In this episode, we address the challenge of managing overwhelming debt, particularly as interest rates and inflation continue to rise. With many people finding it difficult to keep up with their debt payments, we're here to provide practical advice and strategies to help you take back control of your finances. We'll cover topics like the snowball method, how to negotiate with your creditors, and the benefits and drawbacks of debt consolidation. We’ll also explain what debt review entails, how it operates, and the key things to watch out for. By making small adjustments and redirecting your funds, you can make significant progress in reducing your debt.
Don’t forget to download our budgeting and credit agreement templates to support you on your path to financial freedom.
https://www.santam.co.za/about-us/santam-insure-your-future-money-podcast/

Retirement Annuities Vs. Tax-Free Savings Accounts
The Woman & Finance Podcast
02/18/25 • 14 min
Ever wondered about the difference between Tax-Free Savings Accounts and Retirement Annuities? In today's podcast, I discuss the benefits and limitations of both these investment vehicles.
Enjoy!
Don't forget to follow me on:
Instagram: https://www.instagram.com/mapalomakhu/

How to Read Your Pension/Provident Fund Statement
The Woman & Finance Podcast
05/19/25 • 16 min
A breakdown on how to read your Pension/Provident fund statement.
Watch the video here: https://www.youtube.com/watch?v=XCgEplpYyRk
#pensionfunds #retirementplanning #riskbenefits

Building a Practical Savings Plan
The Woman & Finance Podcast
09/23/24 • 32 min
In this episode, we guide listeners on breaking free from debt reliance by establishing a solid savings plan. We explore the importance of saving, what goals to aim for, and the necessity of an emergency fund—why it’s crucial and how to create one. Contrary to common belief, a credit card should not be mistaken for an emergency fund!
We share practical tips for building an emergency fund and discuss the advantages of having a financial safety net for unexpected expenses. We also review the different types of accounts suitable for emergency savings and consider whether incorporating your mortgage as part of your financial buffer is a good idea.
Additionally, we provide insights on how to save for school fees and daily school-related expenses, as well as how to support your parents in building a home without accumulating debt.
By planning and saving for these costs in advance, you can avoid the pressure of last-minute financial emergencies.
#podcast #savings #investing

Protecting Your Salary – Why Income Protection Is a Non-Negotiable
The Woman & Finance Podcast
05/14/25 • 45 min
What would happen if you couldn’t work tomorrow due to illness or injury? Would your bills still be paid? Would your family be okay?
In this first episode of the Woman & Finance podcast in partnership with Bidvest Life, we dive into one of the most overlooked yet essential types of cover: income protection.
Many South Africans insure their cars and gadgets—but forget to insure the very thing that pays for it all: their income. Whether you're employed, self-employed, or a freelancer, your ability to earn is your biggest asset.
This episode unpacks:
· What income protection is and how it works
· Why it’s different from life or disability cover
· Real talk on why many people delay getting covered and the impact
· How to start thinking about protecting your income the smart way
It’s time to shift the narrative: income protection isn’t a luxury—it’s a lifeline.
🎙️ Listen now and learn how to protect your peace of mind and plan for the unexpected.
👉 Want to find out more or speak to someone about protecting your income? Fill in your details here: https://bidvestlife.co.za/podcast-series/
#WomanAndFinance #IncomeProtection #BidvestLife #MoneyMatters #PersonalFinanceZA #FinancialSecurity #AdultingWell #MoneyTalks #ProtectYourIncome
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FAQ
How many episodes does The Woman & Finance Podcast have?
The Woman & Finance Podcast currently has 30 episodes available.
What topics does The Woman & Finance Podcast cover?
The podcast is about Investing, Podcasts, Finance, Education, Personal and Business.
What is the most popular episode on The Woman & Finance Podcast?
The episode title 'The Do's and Don'ts of buying your first property.' is the most popular.
What is the average episode length on The Woman & Finance Podcast?
The average episode length on The Woman & Finance Podcast is 33 minutes.
How often are episodes of The Woman & Finance Podcast released?
Episodes of The Woman & Finance Podcast are typically released every 14 days, 4 hours.
When was the first episode of The Woman & Finance Podcast?
The first episode of The Woman & Finance Podcast was released on Jan 30, 2024.
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