The Wallet

🎙 A former financial journalist, Clare Francis is an expert in consumer finance, having spent eight years working on national newspapers and seven years as Editor-in-Chief at MoneySuperMarket. She is currently a Savings and Investments Director at Barclays and a Board Trustee for the Money & Mental Health Policy Institute.

💸 Clare is passionate about getting people to think about why it’s important to invest and overcome whatever barriers stand in their way.

Today on The Wallet:

1/ Clare talks about her personal career journey, what it’s like to step into the unknown and take risks, and how she balances having a career with single parenting.

2/ Financial security is important to everyone, and Clare shares how she came around to investing and planning for her future, what her goals are and how she’s working toward them.

3/ It’s important that you know your limits and learn how to put work to bed when you need to, so Clare discusses the importance of prioritising her life with her son, as well as her mental health.

You can follow and connect with Clare at:

LinkedIn: https://www.linkedin.com/in/clareefrancis

Twitter: @clareefrancis

Resources mentioned in the episode:

• Book recommendations: The Midnight Library by Matt Haig and The Shadow of the Wind by Carlos Ruiz Zafón

Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Elizabeth Ogabi is a founder, entrepreneur, podcaster and author of ‘Side Hustle in Progress: A Practical Guide to Kickstarting Your Business’. She has worked across various industries and two continents over the span of her career.

As a prominent voice for the advancement of women’s careers, Elizabeth is passionate about empowering women to create sustainable side hustles alongside their full-time jobs to help them build their dream lives.

Today on The Wallet:

1/ Elizabeth shares her experience of running a side hustle alongside a full-time job, how to define your goals for your side gig, and her advice for earning money on the side without burning out.

2/ We are frequently bombarded with messages of success and the glamorisation of overworking, so today we look at how to sustainably build a business that works for you, and how we can move away from a toxic hustle culture.

3/ As a self-professed ‘serial saver’, Elizabeth discusses how she started to shift her mindset around money to enjoy spending, as well as her investing journey.

You can follow and connect with Elizabeth at:

• Book: Side Hustle in Progress: A Practical Guide to Kickstarting Your Business
• Instagram: @elizabethogabi, @forworkingladies and @leicour
• Twitter @ElizabethOgabi_
• Podcast: How I Made It Happen

We shared some resources in this episode, all the links are below:

• https://www.leicour.com/

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Check Warner is an early stage VC and co-founder of venture capital fund Ada Ventures - a $50m early-stage investment fund that supports overlooked and underrepresented tech founders.

Having recognised the lack of diversity in the investment world, Check also co-founded the non-profit, Diversity VC, to help promote inclusion and eradicate affinity bias within the investment industry.

Today on The Wallet:

1/ Check gives us an introduction to venture capital, the role that VC’s play in supporting early-stage startup founders, how a fund is built and how founders can prepare for conversations with investors.

2/ We discuss the positive knock-on effects that come with funding underrepresented groups and markets, and how we can get more money into their hands.

3/ Starting a business is hard, and there can be a lot of pressure on your personal finances — especially in the early days. Check explains how Ada Venture supports founders financially and emotionally, and the work they do to make the investment space fairer and more inclusive for founders who are also parents.

You can follow and connect with Check at:

-Ada Ventures: https://www.adaventures.com

-Diversity VC: https://www.diversity.vc

-Twitter @checkwarner

We shared some resources in this episode, all the links are below:

-Alma Angels: https://www.alma-angels.com/

-Angel Investing School: https://angelinvestingschool.com/

-Cindy Gallo Tweet: https://twitter.com/cindygallop/status/1391945328283328514

-Claire Díaz-Ortiz Tweet: https://twitter.com/Claire/status/1390001812338626562

-Fundraising and Privilege Blog post: https://medium.com/ada-ventures/on-fundraising-and-privilege-b6b2730d6c82

-VC Parental Leave Guide: https://www.diversity.vc/women-in-uk-vc/parental_leave_guide/

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

In today’s Stock Market 101 session, we’re going back to investment basics. For this exercise, I speak to qualified Chartered Accountant and founder of This Girl Invests, Prerna Khemlani — a passionate advocate for educating and encouraging women to get financially confident.

Despite working in the financial industry, Prerna still found the information around personal finance difficult to understand and apply to her life. It was because of this frustration that she decided to launch her Instagram account, This Girl Invests, which now serves as a community for women to learn more and take control of their financial futures.

Today on The Wallet:

1/ We’re taking a step back and learning about the foundations of the stock market and investing. Prerna walks us through the basics, including: what exactly is the stock market, and how does it work? What is a stock? What’s the difference between stocks and funds?

2/ There is always some risk involved with investing, so we discuss how to evaluate said risk and how to know what is comfortable for you, as well as the returns you can expect to see from your investments.

3/ It can be hard to know where to start with investing, and Prerna offers valuable tips on how you can research companies to get a feel for the market as well as how to build your confidence to get some skin in the game.

You can follow and connect with Prerna at:

-Website: www.thisgirlinvests.co.uk

-Instagram @thisgirlinvests

We shared some resources in this episode. The links are below:

-Trading 212: www.trading212.com

-Moneybox: www.moneyboxapp.com

I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.

We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].

Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.*

Hosted on Acast. See acast.com/privacy for more information.

Emilie Bellet speaks with Nina Mohanty, co-founder and CEO of Bloom Money, an app designed to help diaspora communities build generational wealth. Nina discusses the significant challenges that migrants face in accessing financial services, sharing her personal struggle of opening a bank account and her journey from working in fintech to raising funds for her startup. A passionate advocate for technology, Nina believes in the transformative power of fintech to make finance fair, transparent, and accessible for everyone.

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RESOURCES

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DISCLAIMER

We are not certified financial advisers! The articles and information made available on Vestpod are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances.

Hosted on Acast. See acast.com/privacy for more information.