The Vault with Financielle

Financielle

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Top 10 The Vault with Financielle Episodes

Goodpods has curated a list of the 10 best The Vault with Financielle episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Vault with Financielle for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Vault with Financielle episode by adding your comments to the episode page.

Should I Pay Off My Ex’s Debt? | The Vault Episode 33

The Vault with Financielle

10/09/24 • 44 min

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Welcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas:
The hidden costs of buying my first home 🏡
“Should I repay my ex husband’s debt?” 💸
We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction
04:09 Welcome to The Vault
05:21 Controversial Opinion: "Your engagement ring should be 3 months' salary, minimum" 💍
17:33 Dilemma 1: The hidden costs of buying my first home 🏡
31:36 Community win
32:58 Dilemma 2: “Should I repay my ex husband’s debt?” 💸
43:56 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.
Visit https://www.financielle.com to download our app.
Watch the podcast on YouTube.
Follow Financielle for more:
▶︎ TikTok▶︎ Instagram
About Financielle:
Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.
Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

How To Escape Car Finance & Start Saving Money | The Vault Episode 38

The Vault with Financielle

11/14/24 • 41 min

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In Episode 38 of The Vault, we discuss this week’s controversial opinion, “Money education should be taught in schools”, before diving into our listener dilemmas:

“How do I escape car finance?”
"Should I give up the opportunity for an interest free mortgage?”

We celebrate a listener who, after two and a half years of hard work and switching careers, has finally paid off £13,000 in credit card debt and is now totally consumer debt-free! She’s ready to channel all her extra cash into building her net worth and achieving financial freedom!

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

Get more out of your money by opening a high interest Cash ISA with Trading 212 here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook.

This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Check it out here 💸

Chapters:
00:00 Introduction
03:33 Welcome to The Vault
03:43 Controversial Opinion: “Money education should be taught in schools"
16:44 Dilemma 1: “How do I escape car finance?”
32:40 Community Win: £13K Debt-Free!
36:05 Dilemma 2: “Should I give up the opportun

How Do I Stop Spending Money?! | The Vault Episode 7

The Vault with Financielle

04/11/24 • 20 min

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Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
In this episode of The Vault, we discuss impulsive spending, unhinged wish list items, and the pressure of budgeting with lower incomes.
Chapters:
00:00:00 - Introduction
00:02:26 - Returning Items Bought Online
00:04:45 - Addicted to Following Trends
00:07:02 - Overcoming the Impulse to Buy
00:09:33 - Commercialised Social Media and the Temptation to Spend
00:11:58 - The Adult Sensory Sock and Other Wishlist Items
00:14:47 - Finding Joy in Not Spending
00:16:55 - Communicating about Budgeting with Your Partner
00:18:59 - The Pressure of Budgeting for Lower Incomes

“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 58

The Vault with Financielle

04/02/25 • 39 min

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In Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:

💸 "How do I stop my sisters hen do from sending us into debt?”

💸 ”Should I keep my rental property or sell up?”

We celebrate a listener who officially paid off her student loan in full and feels a massive sense of relief! With an extra 9% of her payslip each month, she’s now focusing on overpaying her mortgage. 🌟👏 #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here 💸

Chapters:
00:00 Introduction to the Money Playbook
00:46 Welcome to The Vault with Finance Child
00:52 Casual Conversations and Tea Talk
03:46 Hen Do Dilemmas and Financial

“Do I Really Need an Emergency Fund?” | The Vault Episode 64

The Vault with Financielle

05/14/25 • 42 min

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In Episode 64 of The Vault, we discuss this week’s controversial opinion, “You don’t need an emergency fund if you have a high, reliable income”. We then dive into our listener dilemmas:

💸 "Should we get quietly married before the baby comes?”

💸 ”Should I reduce my pension contributions?”

We celebrate a listener who almost doubled their net worth in just 18 months by staying mindful with money—even after depleting their emergency fund. Tracking the bigger picture in the Financielle app really paid off! 🥹❤️ #CommunityWin #MindfulMoney

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

When investing, your capital is at risk.

Chapters
00:00 Introduction
02:56 The Importance of Sleep and Supplements
06:12 Financial Advice: Emergency Funds
15:42 Dilemma: Should We Get Married Before the Baby?
20:48 Navigating Marriage and Parenthood
22:54 The Importance of Tracking Net Worth
27:47 Balancing Pension Contributions and Emergency Funds
42:34 Final Thoughts and Community Engagement

UNLOCKED: premium bonds, debt free journeys and we got a follow up!

The Vault with Financielle

05/19/25 • 40 min

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Welcome to The Vault with Financielle.
This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!

Connect with our Partners

🫶🏼 Protect yourself and loved ones with our friends at Lifesearch

✍🏼 Write a will that is tailored to you with Octopus Legacy

🏡 Meet our Financielle approved Mortgage Brokers here

💸 Commission-free investing* with Trading 212 (capital at risk)

🛒 Cashback on your shopping with Jam Doughnut (use code FINC)

🐝 Consolidate your pensions with PensionBee (capital at risk)

The above are tracked links, which tells our partners we sent you and may in future result in a payment or benefit to our site.

Visit https://www.financielle.com to download our app.
Listen to the podcast on:
▶︎ Spotify - [https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
▶︎ Apple Podcasts - [https://podcasts.apple.com/us/podcast/the-vault-with-financielle/id1732683163]
▶︎ Amazon Podcasts - https://open.spotify.com/show/73mv8JnNRNqyDRQVXxcsEN]
Follow Financielle for more:
▶︎ Facebook - [https://www.facebook.com/financielle]
▶︎ Instagram - [https://www.instagram.com/financielle/]
▶︎ LinkedIn - [https://www.linkedin.com/company/financielleuk/]
About Financielle:
Financielle is a female focussed money app helping women to take back control of their money, ditch debt, increase savings and invest in their future.

"I Feel Behind With Money Compared To My Family & Friends” | The Vault Episode 41

The Vault with Financielle

12/05/24 • 50 min

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In Episode 41 of The Vault, we discuss this week’s controversial opinion, “You shouldn’t have a personal trainer if you’re in debt”, before diving into our listener dilemmas:
💸 “Should I ditch luxuries while paying off debt?”
💸 “I feel so behind compared to my family and friends”
We celebrate a listener who, after dealing with some serious debt and living paycheck to paycheck, has managed to create a £500 sinking fund and an emergency fund, all while staying committed to budgeting and spending below their means 😍🎉
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Start building your investing routine with Trading 212’s Autoinvest feature here 💸
When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.
As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook.
This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Chapters:
00:00 Introduction
00:47 Hair Woes and Crime Scene Fears
07:47 Holiday Traditions and Festivities
12:11 Financial Advice and Personal Trainers
23:38 Hairdresser Hilarity: Community Stories
26:20 The Cost of Beauty: Financial Realities
28:49 Sinking Funds and Emergency Savings
36:02 Navigating Life's Challenges: Advice and Reflections

How To Get Out Of ‘F*ck It’ Mode | The Vault Episode 42

The Vault with Financielle

12/12/24 • 46 min

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In Episode 42 of The Vault, we discuss this week’s controversial opinion, “Buy cheap, you buy twice”, before diving into our listener dilemmas:
💸 “The jump from managing money together to by myself”
💸 “I’ve fallen off the rails”
We celebrate a listener who discovered an unexpected benefit of using Financielle - they have the financial freedom to make a career change and pursue a job they’re passionate about 🥹❤️
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Start building your investing routine with Trading 212’s Autoinvest feature here 💸
When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.
Chapters:
00:00 Introduction
00:41 Tea Time Tales and Morning Routines
10:02 Fashion and Quality: Buy Cheap, Buy Twice
18:03 Investment Routine and First Dilemma
21:03 Navigating Shared Financial Responsibilities
23:03 Freelancing and Budgeting Tips
25:19 Embracing Solo Financial Management
29:24 Overcoming Financial Setbacks

UNLOCKED: The Dark Side Of 'Buy Now Pay Later' & Overconsumption

The Vault with Financielle

12/16/24 • 34 min

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

In today’s episode, I’m unpacking Buy Now Pay Later (BNPL) and its impact on consumerism.

If you’re a fan, hear me out—at best, I may convince you not to use it; at worst, you’ll gain a full understanding of how BNPL can impact your money management.

Let’s get into it!

✨ What to expect in this episode:

The reality of BNPL: the promises of instant gratification and flexible payments that can lead to unmanageable debt.
The psychology behind overconsumption and why BNPL makes us feel like purchases are more affordable than they really are.
The rise of BNPL services like Klarna and Clearpay, and why they’ve become so appealing to consumers and retailers.
The financial, emotional, and societal consequences of relying on BNPL, including the stress of overlapping payments and late fees.
How BNPL’s marketing manipulates users by promoting “empowerment” and “treat yourself” messaging.
The impact on younger generations, who are using BNPL for everyday purchases and creating long-term financial vulnerabilities.
The solution: conscious consumerism and sinking funds as alternatives to BNPL, giving you control over your spending.

✨ Takeaway: BNPL might seem like a quick fix, but it’s leading to bigger problems in the long run. Learning to save before you spend is the key to financial wellness.
💬 Have a topic you’d love us to unlock next? Email us at [email protected]

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

UNLOCKED: Life Admin, Net Worth and Credit Scores —Your Questions Answered

The Vault with Financielle

04/20/25 • 34 min

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.
Today, we’re talking life admin, mortgage renewals, tracking your net worth and credit scores.
💬 Have a question or a topic you’d love us to unlock next? Email us at [[email protected]](mailto:[email protected])
👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.
Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Check out The Money Playbook course https://financielle.thinkific.com/courses/moneyplaybook 💸

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FAQ

How many episodes does The Vault with Financielle have?

The Vault with Financielle currently has 90 episodes available.

What topics does The Vault with Financielle cover?

The podcast is about Budgeting, Credit Card, Debt, Society & Culture, Society, Investing, Money, Comedy, Podcasts, Self-Improvement, Education, Relationships and Couples.

What is the most popular episode on The Vault with Financielle?

The episode title 'How Do I Stop Spending Money?! | The Vault Episode 7' is the most popular.

What is the average episode length on The Vault with Financielle?

The average episode length on The Vault with Financielle is 37 minutes.

How often are episodes of The Vault with Financielle released?

Episodes of The Vault with Financielle are typically released every 4 days, 10 hours.

When was the first episode of The Vault with Financielle?

The first episode of The Vault with Financielle was released on Feb 29, 2024.

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The Vault with Financielle

Financielle

Top 10 The Vault with Financielle Episodes

FAQ

How many episodes does The Vault with Financielle have?

What topics does The Vault with Financielle cover?

What is the most popular episode on The Vault with Financielle?

What is the average episode length on The Vault with Financielle?

How often are episodes of The Vault with Financielle released?

When was the first episode of The Vault with Financielle?

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