The Vault with Financielle

Financielle

Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.

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Top 10 The Vault with Financielle Episodes

Goodpods has curated a list of the 10 best The Vault with Financielle episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Vault with Financielle for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Vault with Financielle episode by adding your comments to the episode page.

How To Escape Car Finance & Start Saving Money | The Vault Episode 38

The Vault with Financielle

11/14/24 • 41 min

In Episode 38 of The Vault, we discuss this week’s controversial opinion, “Money education should be taught in schools”, before diving into our listener dilemmas:

“How do I escape car finance?”
"Should I give up the opportunity for an interest free mortgage?”

We celebrate a listener who, after two and a half years of hard work and switching careers, has finally paid off £13,000 in credit card debt and is now totally consumer debt-free! She’s ready to channel all her extra cash into building her net worth and achieving financial freedom!

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

Get more out of your money by opening a high interest Cash ISA with Trading 212 here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook.

This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Check it out here 💸

Chapters:
00:00 Introduction
03:33 Welcome to The Vault
03:43 Controversial Opinion: “Money education should be taught in schools"
16:44 Dilemma 1: “How do I escape car finance?”
32:40 Community Win: £13K Debt-Free!
36:05 Dilemma 2: “Should I give up the opportunity for an interest free mortgage?”
42:06 Final Thoughts

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.
Visit https://www.financielle.com to download our app.
Watch the podcast on YouTube.
Follow Financielle for more:
▶︎ TikTok▶︎ Instagram
About Financielle:
Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.
Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

“My Male Colleagues Got Payrises, But I Didn’t” | The Vault Episode 32

The Vault with Financielle

10/02/24 • 29 min

Visit https://www.financielle.co.uk to join our community!
In Episode 32 of The Vault, we discuss this week’s controversial opinion, “All debt is bad debt”, before diving into our listener dilemmas:
“Everything I’ve done is about to be taken away”
“I found out my male colleagues were getting payrises but not me”
We celebrate a win from a listener who got hooked on The Vault after just one episode! They’ve re-downloaded the Financielle app, are diving into sorting their pension, and are gearing up to master sinking funds and take control of their finances! 🎉🙌
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction
00:55 Welcome to The Vault
02:14 Controversial Opinion: “All debt is bad debt”
9:08 Dilemma 1: “Everything I’ve done is about to be taken away”
15:20 Community win
18:17 Dilemma 2: “My Male Colleagues Got Payrises, But I Didn’t”
29:30 Final Thoughts

The Truth About Mortgages, Financial Freedom and Sibling Rivalry | The Vault Episode 25

The Vault with Financielle

08/14/24 • 37 min

In Episode 25 of The Vault, we discuss the controversial opinion, ‘DON’T be a stay at home partner (if you don’t have children)’, before diving into our listener dilemmas:
- ”I have no pension!"
- ”My brother and sister in law one up everything we do”
We celebrate a win from a listener who is now tackling their last debt and is gearing up to be mortgage and debt-free by 40! 🎉💪🏡 #FinancialFreedom #DebtFreeJourney #Goals This leads to an interesting conversation about mortgages and how much money is spent on interest alone! 😱💸
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Chapters:
00:00 Introduction and Welcome
00:45 Moving to a New House
01:31 Underconsumption and TikTok Trends
04:52 Stay-at-Home Partner Debate
10:46 Financial App Promotion
14:05 Dilemma: No Pension at 25
16:55 Setting Up Your Pension and SIP
17:42 Balancing Emergency Funds and Investments
18:40 The Importance of Compound Interest
20:45 Navigating Mortgage Payments and Interest Rates
27:23 Dealing with Financial Comparisons in Family
36:11 Final Thoughts and Encouragement

Managing Money With ADHD | The Vault Episode 35

The Vault with Financielle

10/23/24 • 31 min

Welcome to The Vault with Financielle.
In Episode 35 of The Vault, we discuss this week’s controversial opinion, “Everyone should elope”, before diving into our listener dilemmas:
“Should I prioritise building wealth or invest ethically?” 📈
"How Do I Get My ADHD Wife on Board with Our Finances?” 💸
We celebrate a listener's incredible progress: since committing to the playbook in July, they've hit their mini emergency fund goal, closed a student overdraft, settled family debts, started sinking funds, and even dipped their toes into investing—all while feeling their money stress lift bit by bit! 🌟🎉
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction
00:20 Welcome to The Vault
01:14 Controversial Opinion: "Everyone Should Elope"
06:06 Dilemma 1: "Should I prioritise building wealth or invest ethically?" 💸
18:06 Community Win
20:29 Dilemma 2: Managing Finances with ADHD 🌶
31:15 Final Thoughts

🔥FIRE🔥: Financial Independence, Retire Early | The Vault Episode 27

The Vault with Financielle

08/28/24 • 40 min

In Episode 27 of The Vault, we discuss the FIRE (Financial Independence, Retire Early) trend, before diving into our listener dilemmas:
- ”Am I trying to do too much?”
- ”My parents keep avoiding their will”
We celebrate a community member's huge win in maintaining a strong net worth despite recent expenses on a new kitchen and a holiday to New York, thanks to continued savings and investment growth! 🥳
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Chapters:
00:00 Introduction and Budgeting Challenges
00:23 Welcome to The Vault
00:38 British Humor and TV Appearances
02:10 Understanding FIRE (Financial Independence, Retire Early)
03:03 The Rule of 25 and Financial Strategies
05:29 Sacrifices and Realities of FIRE
17:12 Financial Wellness and Excess Journey
19:02 Dilemma: Balancing Multiple Financial Goals
20:13 Increasing Pension Contributions
20:32 Balancing Multiple Financial Goals
22:17 Emergency Fund and Investments
24:26 Clearing Debt and Prioritizing Savings
26:41 Community Win: Net Worth Update
27:54 Dilemma: Parents Avoiding Their Will
36:34 Normalizing Conversations About Wills
40:05 Conclusion and Final Thoughts

£90K Debt At 56! How Do I Feel Better About Money? | The Vault Episode 16

The Vault with Financielle

06/12/24 • 33 min

In this episode of The Vault, we discuss whether or not a higher salary is always better 💸, the politics of sharing subscription services with family 🤣, and we share an emotional letter from one of our listeners who’s going through a really tough time. At 56, she's grappling with money worries, job insecurity, and the aftermath of a painful past.
Tune in to hear her story and our advice on finding hope and security amidst the struggles. 🌟💪
-
Visit https://www.financielle.co.uk to join our community!
Chapters:
00:00:00 - Incorporating Cash into Your Budget
00:03:53 - Managing Higher Salaries and Lifestyle Creep
00:07:31 - The Secret to Building Wealth on a Lower Income
00:11:14 - Netflix and Spotify Account Dilemma
00:15:19 - The Struggles of Sharing Subscriptions
00:19:01 - Financial Freedom and Living Debt-Free
00:22:38 - Building a Sinking Fund
00:26:22 - Building Emergency Savings
00:29:44 - Taking Control of Your Finances

"How Do I Financially Recover From My Breakup?” | The Vault Episode 36

The Vault with Financielle

10/31/24 • 36 min

Welcome to The Vault with Financielle.
In Episode 36 of The Vault, we discuss this week’s controversial opinion, “9-5s don’t deserve the hate”, before diving into our listener dilemmas:

“Should I lock in on my side hustle or start investing?” 📈
"How do I start over after my breakup?” 💪

We celebrate a listener becoming debt-free, starting her wedding sinking fund, and feeling great when transferring to savings on payday rather than buying things she doesn’t need. What a Financielle queen! 👑💸
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction
01:44 Welcome to The Vault
05:06 Controversial Opinion: “9-5s don’t deserve the hate”
11:58 Dilemma 1: “Should I lock in on my side hustle or start investing?” 📈
21:55 Community Win & Wedding Chat
28:47 Dilemma 2: "How do I start over after my breakup?”
35:55 Final Thoughts

How To Feel Financially Free | The Vault Episode 28

The Vault with Financielle

09/04/24 • 32 min

In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:
- I can’t give up my bougie membership
- I don’t feel as financially free as I should do
We celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction and Initial Thoughts on Bougie Spending
00:26 Welcome to The Vault
00:48 Fun Facts and Personal Stories
02:23 Controversial Opinions on Spending While in Debt
03:26 Discussing Debt-Free Journeys and Spending Habits
07:54 Dilemma: Bougie Membership and Debt
11:40 Financial App Promotion
12:18 Evaluating the Worth of Bougie Expenses
15:18 Designer Labels and Financial Perspectives
17:33 Designer Gifts Only
17:54 Balenciaga Trainers Story
19:03 Emergency Fund Success
21:44 Planning for Financial Freedom
23:49 Building and Growing Wealth
27:31 Financial Health and Fitness
30:33 Final Thoughts and Wrap-Up

“I’m Addicted To Buy Now, Pay Later” - How To Manage Debt And Ditch Side Hustles | The Vault Episode 19

The Vault with Financielle

07/03/24 • 33 min

In this episode of The Vault, we discuss whether or not side hustles are ‘worth it’, before responding to our intriguing listener dilemmas 👀
We provide practical advice on common money mistakes, how to manage debt and when to start investing. 📈
Tune in for insightful discussions and expert tips to help you navigate your money journey with confidence and peace of mind. Don't forget to like, comment, and subscribe for more episodes!
Chapters:
00:00:00 - Controversial Side Hustle Thoughts
00:04:10 - Side Hustles and Women Thinking Small
00:07:43 - The Importance of Diversified Income
00:11:32 - Managing Debt and Investments
00:15:14 - Importance of Investment Risk Profiles
00:18:50 - Dealing with Debt and Addiction to Buy Now Pay Later
00:22:37 - Breaking Free From the Addiction to Instant Gratification
00:26:09 - Avoiding the Trap of Using Buy Now, Pay Later
00:29:53 - The Temptation of Online Shopping and Overusing Credit

Should I Pay Off My Ex’s Debt? | The Vault Episode 33

The Vault with Financielle

10/09/24 • 44 min

Welcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas:
The hidden costs of buying my first home 🏡
“Should I repay my ex husband’s debt?” 💸
We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction
04:09 Welcome to The Vault
05:21 Controversial Opinion: "Your engagement ring should be 3 months' salary, minimum" 💍
17:33 Dilemma 1: The hidden costs of buying my first home 🏡
31:36 Community win
32:58 Dilemma 2: “Should I repay my ex husband’s debt?” 💸
43:56 Final Thoughts

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FAQ

How many episodes does The Vault with Financielle have?

The Vault with Financielle currently has 38 episodes available.

What topics does The Vault with Financielle cover?

The podcast is about Budgeting, Credit Card, Debt, Society & Culture, Society, Investing, Money, Comedy, Podcasts, Self-Improvement, Education, Relationships and Couples.

What is the most popular episode on The Vault with Financielle?

The episode title 'How Do I Stop Spending Money?! | The Vault Episode 7' is the most popular.

What is the average episode length on The Vault with Financielle?

The average episode length on The Vault with Financielle is 34 minutes.

How often are episodes of The Vault with Financielle released?

Episodes of The Vault with Financielle are typically released every 7 days.

When was the first episode of The Vault with Financielle?

The first episode of The Vault with Financielle was released on Feb 29, 2024.

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The Vault with Financielle

Financielle

Top 10 The Vault with Financielle Episodes

FAQ

How many episodes does The Vault with Financielle have?

What topics does The Vault with Financielle cover?

What is the most popular episode on The Vault with Financielle?

What is the average episode length on The Vault with Financielle?

How often are episodes of The Vault with Financielle released?

When was the first episode of The Vault with Financielle?

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