The Vault with Financielle

Financielle

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Top 10 The Vault with Financielle Episodes

Goodpods has curated a list of the 10 best The Vault with Financielle episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Vault with Financielle for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Vault with Financielle episode by adding your comments to the episode page.

How To Escape Car Finance & Start Saving Money | The Vault Episode 38

The Vault with Financielle

11/14/24 • 41 min

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In Episode 38 of The Vault, we discuss this week’s controversial opinion, “Money education should be taught in schools”, before diving into our listener dilemmas:

“How do I escape car finance?”
"Should I give up the opportunity for an interest free mortgage?”

We celebrate a listener who, after two and a half years of hard work and switching careers, has finally paid off £13,000 in credit card debt and is now totally consumer debt-free! She’s ready to channel all her extra cash into building her net worth and achieving financial freedom!

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.

Get more out of your money by opening a high interest Cash ISA with Trading 212 here 💸

When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook.

This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Check it out here 💸

Chapters:
00:00 Introduction
03:33 Welcome to The Vault
03:43 Controversial Opinion: “Money education should be taught in schools"
16:44 Dilemma 1: “How do I escape car finance?”
32:40 Community Win: £13K Debt-Free!
36:05 Dilemma 2: “Should I give up the opportun

The Vault is an entertaining yet thought provoking podcast that answers our community’s dilemmas and confessions surrounding women and money.
Visit https://www.financielle.com to download our app.
Watch the podcast on YouTube.
Follow Financielle for more:
▶︎ TikTok▶︎ Instagram
About Financielle:
Financielle is a female focussed finance app helping women to take back control of their money, ditch debt, increase savings and invest in their future.
Recorded and Produced by Liverpool Podcast Studios
▶︎ Web
▶︎ Instagram
▶︎ LinkedIn

Can You Build Wealth Without A High Income? | The Vault Episode 45

The Vault with Financielle

01/02/25 • 44 min

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In Episode 45 of The Vault, we discuss this week’s controversial opinion, “You don’t need a high income to build wealth”, before diving into our listener dilemmas:

💸 "Stuck between paying off debt and starting a family”

💸 "He has a 'what's mine is mine' attitude”

We celebrate an incredible community win: after just two years of using Financielle, one member will have paid off all their consumer debt—an amazing total of £45,086.35! 🎉

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here 💸

Chapters:
00:00 Introduction
00:45 New Year Reflections and Traditions
01:47 New Year Celebrations and Personal Stories
09:45 Controversial Opinions on Wealth
14:46 Dilemma: Balancing Debt and Starting a Family
20:41 Budgeting for IVF and Childcare
22:38 Community Success Story
24:20 Financial App Promotion
24:57 Relationship and Financial Dilemma
28:40 Advice on Financial Independence
29:48 Legal and Financial Protections
37:00 Final Thoughts

How Do I Stop Spending Money?! | The Vault Episode 7

The Vault with Financielle

04/11/24 • 20 min

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Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
In this episode of The Vault, we discuss impulsive spending, unhinged wish list items, and the pressure of budgeting with lower incomes.
Chapters:
00:00:00 - Introduction
00:02:26 - Returning Items Bought Online
00:04:45 - Addicted to Following Trends
00:07:02 - Overcoming the Impulse to Buy
00:09:33 - Commercialised Social Media and the Temptation to Spend
00:11:58 - The Adult Sensory Sock and Other Wishlist Items
00:14:47 - Finding Joy in Not Spending
00:16:55 - Communicating about Budgeting with Your Partner
00:18:59 - The Pressure of Budgeting for Lower Incomes

“My Sister’s Hen Do Could Put Me in Debt!” | The Vault Episode 58

The Vault with Financielle

04/02/25 • 39 min

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In Episode 58 of The Vault, we discuss this week’s controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:

💸 "How do I stop my sisters hen do from sending us into debt?”

💸 ”Should I keep my rental property or sell up?”

We celebrate a listener who officially paid off her student loan in full and feels a massive sense of relief! With an extra 9% of her payslip each month, she’s now focusing on overpaying her mortgage. 🌟👏 #CommunityWin #DebtFree

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

🐝Thanks to our partner PensionBee. They’re a leading online pension provider on a mission to build pension confidence so that you can enjoy a happy retirement.

Pension saving is made simple with PensionBee - you can combine, contribute and withdraw online or from the palm of your hand with their easy-to-use app. Their retirement planning tools - like their Pension Calculator - blogs, videos and podcast - all aim to help you take control of your pension and build a better financial future.

When investing, your capital is at risk.

Guess what! As a Vault listener, you can get 25% off our digital course, The Money Playbook. This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT

Check out The Money Playbook course here 💸

Chapters:
00:00 Introduction to the Money Playbook
00:46 Welcome to The Vault with Finance Child
00:52 Casual Conversations and Tea Talk
03:46 Hen Do Dilemmas and Financial

"I Feel Behind With Money Compared To My Family & Friends” | The Vault Episode 41

The Vault with Financielle

12/05/24 • 50 min

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In Episode 41 of The Vault, we discuss this week’s controversial opinion, “You shouldn’t have a personal trainer if you’re in debt”, before diving into our listener dilemmas:
💸 “Should I ditch luxuries while paying off debt?”
💸 “I feel so behind compared to my family and friends”
We celebrate a listener who, after dealing with some serious debt and living paycheck to paycheck, has managed to create a £500 sinking fund and an emergency fund, all while staying committed to budgeting and spending below their means 😍🎉
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 260,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Start building your investing routine with Trading 212’s Autoinvest feature here 💸
When investing, your capital is at risk. Pies & Autoinvest is an execution-only service, not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions. This information is not investment advice. Do your own research.
As a Vault listener, you can get a whopping 25% off our digital course, The Money Playbook.
This is a step by step guide to being financially well. It has 101 lessons where you'll learn how to budget, ditch debt, build savings and grow wealth. Use this offer code at checkout: VAULT
Chapters:
00:00 Introduction
00:47 Hair Woes and Crime Scene Fears
07:47 Holiday Traditions and Festivities
12:11 Financial Advice and Personal Trainers
23:38 Hairdresser Hilarity: Community Stories
26:20 The Cost of Beauty: Financial Realities
28:49 Sinking Funds and Emergency Savings
36:02 Navigating Life's Challenges: Advice and Reflections

UNLOCKED: Money Guilt, Debt & Budgeting—Your Questions Answered

The Vault with Financielle

02/24/25 • 37 min

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re doing something a little different. I want to answer your questions. We get SO many DMs, emails and comments from you all and this is our chance to dive deeper into the topics you care about most. No question is too big, too small or too awkward. Coming up in this episode:

💸 I always feel guilty for spending money, how do I stop?

💸 I’m in debt and it feels like I’m starting from 0, what would you do?

💸 I know what sinking funds are etc. but how do I actually set them up?

💸 How do I budget if I don’t get paid the same every month?

💸 I want to save money but I also want to enjoy life. How do I find the balance?

💬 Have a question or a topic you’d love us to unlock next? Email us at [email protected]

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Check out The Money Playbook course here 💸

Early Retirement And Guilt-Free Spending | The Vault Episode 49

The Vault with Financielle

01/30/25 • 42 min

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In Episode 49 of The Vault, we discuss this week’s controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas:

💸 "Should I give up on my early retirement dreams?”

💸 "I earn £180k but feel guilty spending”

We celebrate a brilliant win from one of our community members! After using Monzo Flex for "cash flow purposes" and accumulating £300 in debt from holiday spending and shopping, they took control by doing a smart bank switch, earning £200, and combining it with extra funds to pay off the balance entirely. They’ve now officially closed it—legend! 🎉

If you’d like to share your money win, head to the community in the Financielle app or email [email protected]

Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌

Check out The Money Playbook course here 💸

Chapters:
00:00 Introduction
00:46 Welcome to The Vault Podcast
03:22 Controversial Opinion: Wealth Building in Your Twenties
05:08 The Power of Compound Interest
13:14 Retirement Planning Dilemma
22:27 Community Win: Overcoming Debt
23:11 Popcorn and Cinema Hacks
24:35 Bank Switching Success Stories
26:25 Emergency Funds and Financial Hacks
31:03 High Earner Dilemma: Spending Guilt
38:46 Budgeting Tips and Final Thoughts

UNLOCKED: The Truth About Property Investment

The Vault with Financielle

03/17/25 • 32 min

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.

Today, we’re tackling one of the UK’s biggest money obsessions: property investment. We’ve all heard that buying property is the ultimate way to build wealth—but is it really as easy (or profitable) as it seems?

In this episode, we’re breaking down:

Why property is seen as the wealth builder—and if that still holds true today
The real costs of being a landlord (spoiler: it’s not just collecting rent)
Whether flipping houses is as glamorous as it looks on TV
How you can invest in property without owning a single brick

By the end, you’ll know whether property investment is the right move for you—and exactly what you need in place before diving in.

💬 Have a topic you’d love us to unlock next? Email us at [email protected]

👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

UNLOCKED: The Secret To Managing Money As A Couple

The Vault with Financielle

12/23/24 • 35 min

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💸 Welcome to The Vault Unlocked – a special bonus series of The Vault Podcast, where we deep dive into the big money topics no one wants to talk about.
Money is one of the biggest reasons couples argue—and even break up. But what if it didn’t have to be that way? What if managing money could bring you closer?
In this episode of The Vault Unlocked, we’re diving into:
- The top money challenges couples face—and why so many feel financially incompatible
- How money date nights can transform your finances and your relationship
- A real-life story from a couple who went from clashing over money to finally feeling in control
- Simple steps to start your own money date night routine and tackle financial goals as a team
This is your guide to turning money from a source of stress into a powerful tool for connection. ❤️
💬 Have a topic you’d love us to unlock next? Email us at [email protected]
👉 Subscribe to Financielle for honest conversations about money, and let’s rewrite your money story together.

Should I Pay Off My Ex’s Debt? | The Vault Episode 33

The Vault with Financielle

10/09/24 • 44 min

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Welcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas:
The hidden costs of buying my first home 🏡
“Should I repay my ex husband’s debt?” 💸
We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱
If you’d like to share your money win, head to the community in the Financielle app or email [email protected]
Send your (totally anonymous) money dilemmas to [email protected] and we may feature yours on a future episode 💌
Thank you to our partner PensionBee, who are on a mission to help you build pension confidence and create a world where everyone can enjoy a happy retirement. With PensionBee you can combine, contribute and withdraw online. Join over 252,000 customers saving with PensionBee. When investing, your capital is at risk.
Sign up and combine your pensions here 🐝
Chapters:
00:00 Introduction
04:09 Welcome to The Vault
05:21 Controversial Opinion: "Your engagement ring should be 3 months' salary, minimum" 💍
17:33 Dilemma 1: The hidden costs of buying my first home 🏡
31:36 Community win
32:58 Dilemma 2: “Should I repay my ex husband’s debt?” 💸
43:56 Final Thoughts

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FAQ

How many episodes does The Vault with Financielle have?

The Vault with Financielle currently has 79 episodes available.

What topics does The Vault with Financielle cover?

The podcast is about Budgeting, Credit Card, Debt, Society & Culture, Society, Investing, Money, Comedy, Podcasts, Self-Improvement, Education, Relationships and Couples.

What is the most popular episode on The Vault with Financielle?

The episode title 'How Do I Stop Spending Money?! | The Vault Episode 7' is the most popular.

What is the average episode length on The Vault with Financielle?

The average episode length on The Vault with Financielle is 37 minutes.

How often are episodes of The Vault with Financielle released?

Episodes of The Vault with Financielle are typically released every 6 days, 18 hours.

When was the first episode of The Vault with Financielle?

The first episode of The Vault with Financielle was released on Feb 29, 2024.

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The Vault with Financielle

Financielle

Top 10 The Vault with Financielle Episodes

FAQ

How many episodes does The Vault with Financielle have?

What topics does The Vault with Financielle cover?

What is the most popular episode on The Vault with Financielle?

What is the average episode length on The Vault with Financielle?

How often are episodes of The Vault with Financielle released?

When was the first episode of The Vault with Financielle?

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