The Unbiased Podcast - Your Money, Your Future

Summary: Samantha Seaton, CEO at Moneyhub Enterprise joins Unbiased Founder Karen Barrett for the 8th episode of Season 1 to discuss open banking and planning for pensions.

They discuss taking control of your money, planning for pensions and how to use tech for your finances.

Samantha shares their insights on women having a place in the industry. The key takeaway from this episode is that technology is available to help individuals control their money.

Connect with Samantha Seaton on LinkedIn

https://www.linkedin.com/in/samanthaseaton/?originalSubdomain=uk

Connect with Karen Barrett on LinkedIn

https://www.linkedin.com/in/karenannbarrett/

Value Bombs:

• Open banking is all about placing your money, your data, your transactions on your bank in the consumer's hand. Shifting the ownership of the transactions that you have with a bank back to you, rather than leaving them with the bank. - Samantha
• Women need to start taking ownership for their own pension. - Samantha
• There is still a gender split in the family, the man's pension will be fully funded and the woman is almost paying for her own maternity leave. - Karen
• Money is the enabler to live the life that we need. - Samantha
• FinTech startups are ahead of the banks. - Samantha
• I have been paid less my entire life, because I'm a woman. - Samantha
• If your parents started saving a pound a week from when you were born by the time you're 30 you would have enough savings to retire on and live a very, very comfortable life. - Samantha

Resources:

• Unbiased website

Shout Outs:

• Dave Tonge, CTO at Moneyhub Enterprise
• Dan Scholey, CCO at Moneyhub Enterprise

About Our Guests:

Samantha Seaton, CEO at Moneyhub Enterprise

https://www.linkedin.com/in/samanthaseaton/?originalSubdomain=uk

Sam is an internationally-recognised fintech pioneer, a thought leader on diversity and inclusion, and a champion of financial wellness.

Following a distinguished career at Willis Towers Watson and at fintech eValue, Sam has propelled Moneyhub into an award-winning powerhouse in Open Banking, Open Finance, and Open Data.

She is a non-executive director at the Charities Aid Foundation Bank, a founding member of Open51, a group transforming financial services and building the new digital economy, and an advisory board member at impact investment platform The Big Exchange. She also serves on several industry panels.

Sam is an avid horse rider and regular eventer, and treasures time with her husband and horses.

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Summary: Caprice Bourret is a mother, Supermodel, Motivational Speaker, Philanthropist, CEO and Founder of ‘By Caprice’. Caprice joins Unbiased Founder Karen Barrett and Nick McGrath for the first episode of Season 1 of The Unbiased Podcast to discuss what it was like to make the switch from model to successful entrepreneur.

They discuss how she got investors to take her seriously in those early days, how to deal with challenges when you get knocked back and how to find solutions in the face of problems that arise.

Caprice and Karen share their insights on how to use the opportunities that being a woman presents, and the key takeaway from this episode is to be resilient, keep going and learn how to take calculated risks.

Follow Unbiased:

• www.unbiased.co.uk
• Instagram: @UnbiasedUK
• Twitter: @UnbiasedUK
• Facebook: facebook.com/unbiaseduk
• Karen Barrett on LinkedIn

Value Bombs:

• In business, one thing you need to do is to know your strengths and your weaknesses. - Caprice
• As entrepreneurs, we keep going. And if one door shuts, we find another fricking door that's going to open right away. - Caprice
• Put on a pink suit, go to that conference and you'll stand out and you'll get more opportunities than others did. - Karen
• Money talks! If you've had a success before, you've got a good story and they'll more than likely come on board. It's business. It's nothing personal. It's the numbers. - Caprice
• It's about solutions. It's not about problems. That's how entrepreneurs think. Because you will always have problems. - Caprice

Resources:

• Unbiased website
• Unbiased pension calculator
• Unbiased mortgage calculator
• ‘Scaling Up’ book, Verne Harnish

Keywords: entrepreneurship, women in business, investment, planning, pitching

About Our Guest:

Caprice Bourret is a California-born supermodel turned super entrepreneur who has featured on the covers of more than fifty magazines including Vogue, GQ, Sports Illustrated and Playboy. After securing a licensing agreement with Debenham for her lingerie range By Caprice in 2000, she has expanded her signature range and now produces swimwear, sleepwear, and bedding ranges too. When she’s not working hard in the boardroom or looking after her two children with husband Ty Comfort, she can often be seen on the small screen and has featured in a range of shows this millennium including Celebrity big Brother, The Jump and Dancing On Ice. She’s currently worth an estimated £24 million.

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Kopus.com is the leading podcast production and strategic content company for brands, organisations, institutions, individuals, and entrepreneurs. Get in touch [email protected]

Summary: Clare Francis, Savings & Investments Director, Wealth Management & Investments at Barclays joins Unbiased Founder Karen Barrett for the 7th episode of Season 1 to discuss Investing and the impact of finances on your wellbeing.

They discuss what is holding women back from investing, Clare’s career journey and where to start with investing.

Clare shares their insights on mental health problems and financial difficulty being interlinked so that either one can cause the other.

Connect with Clare Francis on LinkedIn

https://www.linkedin.com/in/clareefrancis/?originalSubdomain=uk

Connect with Karen Barrett on LinkedIn

https://www.linkedin.com/in/karenannbarrett/

Value Bombs:

• It's only a minority of people in the UK that do invest. - Clare
• Women can be reticent about investing. - Karen
• Culturally and in society, investing is often commonly associated with men. - Clare
• Having a mix of some money invested and some in cash savings is ideally what people should be aiming for. - Clare
• You can't rely on the state provision and even with auto-enrolment and pension contributions, if you are only doing that, you'll probably find you haven't got that retirement at the end that you were envisaging. - Clare
• Mental health problems and financial difficulty are so interlinked that either one can cause the other. - Clare

Resources:

• Unbiased website

Shout Outs:

• Barclays
• Money and Mental Health Policy Institute
• Martin Lewis, MoneySavingExpert

About Our Guests:

Clare Francis, Savings & Investments Director, Wealth Management & Investments, Barclays

https://www.linkedin.com/in/clareefrancis/?originalSubdomain=uk

A specialist in content, media and communications and a recognised personal finance expert.

With 15 years' experience as a financial journalist, as Head of Customer Engagement and Content, I am responsible for Barclays' direct investing content strategy focusing on how content supports customer engagement, acquisition and user experience.

A senior spokesperson covering topics related to savings and investments.
Expertise: Journalism, PR, Public Affairs, developing content strategies, content marketing.

Sponsors

Launch Your Own Podcast

Kopus.com is the leading podcast production and strategic content company for brands, organisations, institutions, individuals, and entrepreneurs. Our team sets you up with the right strategy, equipment, training, and guidance and content to ensure you sound amazing while speaking to your niche audience and networking with your perfect clients. Get in touch [email protected]

Summary: Ayo Sokale, Deputy Mayor of Reading joins Unbiased Founder Karen Barrett for the second episode of Season 1 to discuss her journey to success.

They discuss her start in pageants, how she maintains spinning so many plates whilst remaining positive and her move towards investing.

Ayo shares their insights on overcoming fears and the key takeaway from this episode is that there are challenges throughout life, but it's our attitude toward them that makes a difference.

Connect with Ayo Sokale on LinkedIn

https://www.linkedin.com/in/ayo-sokale-ceng-mice-mapm-265bb940/

Connect with Karen Barrett on LinkedIn

https://www.linkedin.com/in/karenannbarrett/

Value Bombs:

• In terms of being successful, you're going to have to speak to people you're going to have to lead and in doing so you're probably going to be speaking in front of people. I think that the sooner you get that as a skill under your belt, the more successful you'll become and the more practice you get, the more confident you’ll become. - Karen
• Running campaign as an elected counsellor is not so dissimilar from running a campaign to be a beauty queen. - Ayo
• We talk about diversity, but actually what we should really be thinking about is how do we bring diverse ways of thinking and lived experiences. - Ayo
• A STEM background definitely drives you to be numerical. - Ayo
• 44% of savings were held by women prior to the pandemic in investments, and now that is up to 63%, so they're paying more attention to their money – Karen
• Risk in a financial sense it means are you happy to lose all your money. At what percentage of your portfolio or your investment would you be happy to lose before you got completely scared. - Karen
• Keep doing things that make you scared and eventually you’ll stop feeling that same level of fear. - Ayo

Resources:

• Unbiased website
• Unbiased pension calculator
• Unbiased mortgage calculator

Keywords: Pageants, Investing, STEM, Challenge, Finance

Sponsor

Launch Your Own Podcast
Kopus.com is the leading podcast production and strategic content company for brands, organisations, institutions, individuals, and entrepreneurs. Our team sets you up with the right strategy, equipment, training, and guidance and content to ensure you sound amazing while speaking to your niche audience and networking with your perfect clients. Get in touch [email protected]

Summary: Priya Downes, Founder & Director at NUDEA the sustainable, contemporary underwear company, joins Unbiased Founder Karen Barrett for the 6th episode of Season 1 of the Unbiased Podcast. They discuss where the idea for Nudea came from, how the company has expanded beyond online-only and the difficulties of fund raising as a female CEO.

Connect with Priya Downes on LinkedIn

https://www.linkedin.com/in/priya-d-48b0397/#experience

Connect with Karen Barrett on LinkedIn

https://www.linkedin.com/in/karenannbarrett/

Value Bombs:

• It was fascinating how something that we wear every day, people have no idea what impact that is having on the people and on the planet. - Priya
• Having a fresh perspective on things can really make you move a market forward or an idea forward in a way that nobody else can. - Karen
• There's something in having a digital-first strategy that allows people to come and self-serve at a time and in an environment that's comfortable for them, especially during and after the pandemic. - Karen
• From the data I've seen, it's not that women are bad with money. They are excellent at budgeting and saving and using credit. It's that whole attitude towards risk. - Karen
• With risk comes gain but do it in a smart way. - Priya
• In 2021 more women-founded businesses than any other year. - Priya
• Consumers expect sustainability. - Priya

Resources:

• Unbiased website

Shout Outs:

• Crowdcube
• Atterley
• John Lewis
• Cornerstone Partners

Sponsors

Launch Your Own Podcast

Kopus.com is the leading podcast production and strategic content company for brands, organisations, institutions, individuals, and entrepreneurs. Our team sets you up with the right strategy, equipment, training, and guidance and content to ensure you sound amazing while speaking to your niche audience and networking with your perfect clients. Get in touch [email protected]