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The Retirement and IRA Show

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNERTM Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANCIAL PLANNERTM Professional, offer real-world knowledge on a diverse range of topics including Social Security planning, investing for your retirement, the fundamentals of 401(k) and IRA accounts. Jim and Chris make learning about your retirement both educational and entertaining!

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Top 10 The Retirement and IRA Show Episodes

Goodpods has curated a list of the 10 best The Retirement and IRA Show episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Retirement and IRA Show for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Retirement and IRA Show episode by adding your comments to the episode page.

The Retirement and IRA Show - Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351
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12/23/23 • 72 min

Jim and Chris sit down to discuss listeners questions relating to Social Security, WEP, IRMAA, and retirement planning.

(6:45) A listener looks for clarification regarding his parents Social Security survivor benefits and the impact of WEP.

(22:00) A listener in New Mexico asks about the impacts of IRMAA in years with large gains resulting from the sale of a home.

(34:15) Georgette looks for help when determining her maximum Roth conversion amounts while considering the IRMAA ramifications.

(41:15) PSA from Jim and Chris.

(42:00) George from New Hampshire brings up a previous show about finding a financial advisor and his questions.

The post Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Reexamining The Fun Number, MDF and Secure Income Part 2: EDU #2335
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08/30/23 • 70 min

Jim and Chris sit down to continue their discussion on the concept of the fun number, minimum dignity floor (MDF), and secure income.

The post Reexamining The Fun Number, MDF and Secure Income Part 2: EDU #2335 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Different Approaches To Retirement Planning: EDU #2405
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01/31/24 • 69 min

Jim and Chris take a deep dive on a listeners email describing their approach to retirement planning and provide their own input.

The post Different Approaches To Retirement Planning: EDU #2405 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Retirement Planning Dialogue Series 2: EDU #2412
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03/20/24 • 78 min

Jim and Chris continue their dialogue series discussing various approaches to retirement planning and how listeners approach their own retirement.

The post Retirement Planning Dialogue Series 2: EDU #2412 appeared first on The Retirement and IRA Show.

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Jim and Chris sit down to answers listeners questions regarding Social Security, 403(b)’s, 60-day rollovers, and annuities.

(5:00) George from California asks about how Social Security accounts for post-age 62 working credits.

(12:15) A listener looks for clarification on a potential “miss for Social Security applying to folks born in 1960-1962.

(19:30) George wonders why Jim and Chris have suggested rolling funds out of a 403b at retirement.

(34:00) Californian George looks for clarification on the rules surrounding 60-day rollovers.

(47:45) A listener asks if they can still use a 60-day rollover to return excess back into an IRA if they’re retired and have no earned income.

(49:45) A listener asks for advice and comparison of a QLAC and a SPDIA.

The post Social Security, 403(b)’s, 60-Day Rollovers, and Annuities: EDU #2252 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Secure Act 2.0 and Section 204 Continued: EDU #2407
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02/14/24 • 72 min

Jim and Chris sit down to continue their detailed discussion on the Secure Act 2.0, specifically, section 204.

The post Secure Act 2.0 and Section 204 Continued: EDU #2407 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Our Retirement Planning Process and Philosophy Part 9: EDU #2433
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08/14/24 • 87 min

Jim and Chris continue their discussion of “seesaw assets” and leveraging a long-term care insurance policy to increase your Aging/LTC reserve.

The post Our Retirement Planning Process and Philosophy Part 9: EDU #2433 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Social Security, IRMAA, Roth Conversions, SPIAs, and QCDs: Q&A #2341
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10/14/23 • 96 min

Jim and Chris discuss listener questions relating to Social Security, IRMAA, Roth conversions, SPIAs, and QCDs.

(8:45) George from Virginia provides some additional clarification on a Social Security question discussed on the last EDU show #2341.

(21:30) A listener from New Jersey wonders if the proceeds from a home sale will push him into IRMAA and if there is a toll he can use for looking into potential Roth conversion benefits.

(50:00) A Pennsylvanian listener follows up on a SPIA question from a previous show and looks for clarification on the answer from Jim and Chris.

(1:03:15) The same listener from above asks if distributions from an annuity held in a Qualified account which are directed by an insurance company to a charity can be treated as QCDs on his tax return.

(1:10:30) A listeners asks about the ideal time to purchase an annuity for their future selves given cognitive decline concerns.

The post Social Security, IRMAA, Roth Conversions, SPIAs, and QCDs: Q&A #2341 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Social Security, IRMAA, Roth Conversions, and IRAs: Q&A #2425
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06/22/24 • 71 min

Jim and Chris sit down to discuss listeners questions relating to Social Security, IRMAA, Roth conversions, and IRAs.

(3:45) A listener asks if her pension benefit will reduce her spouse’s Social Security benefit.

(14:30) A listener wonders if there’s anything they need to be aware of when considering IRMAA and Roth conversions.

(24:00) George asks about the 5-year rule for taking distributions from a Roth IRA.

The post Social Security, IRMAA, Roth Conversions, and IRAs: Q&A #2425 appeared first on The Retirement and IRA Show.

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The Retirement and IRA Show - Secure Act 2.0 Updates and Clarification Part 4: EDU #2321
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05/24/23 • 76 min

Jim and Chris finalize their discussion on the Secure Act 2.0 and provide guidance on the various updates/interpretations currently available.

The post Secure Act 2.0 Updates and Clarification Part 4: EDU #2321 appeared first on The Retirement and IRA Show.

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FAQ

How many episodes does The Retirement and IRA Show have?

The Retirement and IRA Show currently has 315 episodes available.

What topics does The Retirement and IRA Show cover?

The podcast is about Investing, Podcasts and Business.

What is the most popular episode on The Retirement and IRA Show?

The episode title 'Social Security, WEP, IRMAA, and Retirement Planning: Q&A #2351' is the most popular.

What is the average episode length on The Retirement and IRA Show?

The average episode length on The Retirement and IRA Show is 75 minutes.

How often are episodes of The Retirement and IRA Show released?

Episodes of The Retirement and IRA Show are typically released every 3 days, 23 hours.

When was the first episode of The Retirement and IRA Show?

The first episode of The Retirement and IRA Show was released on Dec 1, 2021.

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