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The Prosperity Gap Podcast

The Prosperity Gap Podcast

Dave Hall

We teach you how to bridge the financial gap in your life and better prepare you for retirement. Season one was 30 episodes all about Financial Literacy. Well, season two is all about taking it to the next level with retirement. As we talk to others, we realize that over 70% of Americans have not prepared themselves for retirement, and of those who have, 68% assume they're gonna run out of money before they die. Are you ready to bridge the financial gap in your life? Let's go!

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Top 10 The Prosperity Gap Podcast Episodes

Goodpods has curated a list of the 10 best The Prosperity Gap Podcast episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Prosperity Gap Podcast for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Prosperity Gap Podcast episode by adding your comments to the episode page.

The Prosperity Gap Podcast - Episode 38: Am I Ready for Retirement?

Episode 38: Am I Ready for Retirement?

The Prosperity Gap Podcast

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01/01/21 • 29 min

In Episode 38 Dave Hall is joined by Producer CR Thelin for a 30 minute conversation about what it takes to get ready for retirement. The question asked, "Am I ready for retirement?" We are all on a different journey to retirement, but the short answer to this question is, "Yes". You are ready for retirement. You just have to start.

Don't rely on social security alone to get you through, or your 401(k) from work. It takes much more than that. In fact if you really want to get ready you to need to make sure you are following the 3 bucket system. #retirement #401k #socialsecurity

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The Prosperity Gap Podcast - Secure Act 2.0 Highlights

Secure Act 2.0 Highlights

The Prosperity Gap Podcast

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06/11/21 • 29 min

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The Prosperity Gap Podcast - Episode 23: 10 Things to Know Before You Do a 72(t)
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09/18/20 • 30 min

What is rule 72(t) rule 72(t) is a section of the IRS code that allows for penalty free withdrawals from your traditional retirement account prior to age 59 and a half.
This means that those who are wanting to retire early or who want more freedom to transition assets out of their tax deferred bucket into their tax free bucket prior to age 59 and a half can do it without having to pay the IRS the normal 10% early withdrawal penalty.
But as with anything the IRS offers, there's a number of rules and regulations one should know before they take the plunge and start taking advantage of the loss surrounding the 72(t).
I'll be covering the top 10 things you need to know about a 72(t)

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The Prosperity Gap Podcast - Money and Marriage - Debt Free Journey

Money and Marriage - Debt Free Journey

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01/25/20 • 36 min

Join Melissa and Murphy From Fit n Funds as they share their financial journey with our Host Dave Hall. They talk about their struggles in marriage and how once they started to solve their money situation it helped them get closer and saved their marriage. This powerful couple shares lessons learned, what changes they needed to make and why counseling has been a blessing for them. The best part about the show is learning how they paid off over $200,000 in debt and how they did this together. Don't miss it!

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The Prosperity Gap Podcast - Episode 15: Saving "Moore" Money with the Budget Queen
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12/27/19 • 27 min

Clarissa Moore the Budget Queen joins the show to talk about budgets, credit scores, side hustles and so much more in the financial space. She loves everything personal finance and shares her insights with us on how she works with her clients to get them on a budget that works.
Clarissa breaks down her 10 year college journey, she talks about ways to improve your finances, using credit cards wisely, smart budgeting, saving goals, and we focus more on managing your credit scores.
"Passion comes first, check comes second" - Clarissa Moore
"If you understand what money comes into your house and what money goes out, you will better understand your credit score." - Clarissa Moore

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The Prosperity Gap Podcast - 08: Frugality Can Lead to Happiness

08: Frugality Can Lead to Happiness

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11/08/19 • 29 min

When you hear the word frugal that can mean several things, but to Amanda Blankenship that means happiness. Amanda shares on this episode how to be happy and frugal. She recently got married, moved to Atlanta and is crushing her $90,000 of debt with over half already paid off.
Learn her secrets to making a frugal life work with no spend challenges each quarter, weekly budgeting meetings, and how to get your spouse on the savings train. This episode is packed with tips and you will learn that being frugal is a sacrifice, but that doesn't mean you are going to end up miserable.
Get ready to be inspired.

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Kelly Gagnon from the Eff the Joneses shares how she is life hacking her way to financial independence.

After stumbling her way into the financial independence movement she began to make major shifts in her own life. She designed and created a location independent lifestyle and that included renting out her house on Airbnb to cash flow her mortgage, travel hacking, side hustles and traveling for her work-cations.

“If it doesn’t bring me joy I am not going to do it.”
Don't miss the inspirational journey.

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The Prosperity Gap Podcast - Episode 20: Five Takeaways from the Power of Zero Paradigm
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08/28/20 • 28 min

I'll share with you five takeaways from the power of zero paradigm. This paradigm is based upon the belief that taxes will be higher in the future and the best way we can insulate ourselves against the time of higher taxes is to do appropriate planning now, so we can eliminate tax rate risk in the future. I will provide you with a warning though, and that is that the first few takeaways are going to seem a little depressing. But if you'll stay around until the end of the show, I promise you that you will end up with some great news at the end.

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The Prosperity Gap Podcast - Episode 19: What is the Correct Withdrawal Rate for My Retirement?
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08/21/20 • 23 min

In today's show, I'm going to be answering a question that far too many retirees don't know the answer to and that question is, "What is the correct withdrawal rate for my retirement?
The question regarding withdrawal rates and retirement dates back decades. Since traditional retirement plans were brought about in the 1970s people have wanted to know how much money they could withdraw from the retirement and have it last until they passed away. In the mid 1990s, it was assumed that based on life expectancy and current returns in the market, a retiree could take around 7% per year and still be okay. But there was an individually started questioning this logic. He was a native in New York who was born in 1947. He got a Bachelor of Science degree in aeronautics and astronautics from MIT. He worked for 17 years with his family owned soft-drink-bottling franchise firm in the new New York metropolitan area. The company sold in 1987, which is when he decided to become a financial advisor. His name is William Bengen. William started using what is called the Monte Carlo method to help determine the probable outcome of people's retirement plans based upon certain withdrawal rates during the mid 1990s....

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The Prosperity Gap Podcast - The First Step to Financial Freedom

The First Step to Financial Freedom

The Prosperity Gap Podcast

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01/18/20 • 32 min

Julie, a personal finance master coach from The Money Wisdom Coach joined the podcast to share the steps on how to handle your finances to achieve prosperity and complete financial peace. As a finance coach he job is to empower people to take control of their lives and financial dreams. Learn how to get started and how to stay on course to a debt free life.

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FAQ

How many episodes does The Prosperity Gap Podcast have?

The Prosperity Gap Podcast currently has 114 episodes available.

What topics does The Prosperity Gap Podcast cover?

The podcast is about Retirement, Investing, How To, Podcasts, Education and Business.

What is the most popular episode on The Prosperity Gap Podcast?

The episode title 'Episode 38: Am I Ready for Retirement?' is the most popular.

What is the average episode length on The Prosperity Gap Podcast?

The average episode length on The Prosperity Gap Podcast is 29 minutes.

How often are episodes of The Prosperity Gap Podcast released?

Episodes of The Prosperity Gap Podcast are typically released every 7 days.

When was the first episode of The Prosperity Gap Podcast?

The first episode of The Prosperity Gap Podcast was released on Sep 13, 2019.

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