MFREE 099 Trailer # 1 with Lane Kawaoka: Where should you spend your money?
03/17/25 • 0 min
What’s the real difference between people who build wealth and those who just save money? It’s not just about earning—it’s about deploying capital wisely.
In this episode, Lane Kawaoka break down why simply saving isn’t enough, why buying assets before spending is the key to financial freedom, and how most people fall into the trap of letting money sit idle—or worse, spending it on things that don’t grow their wealth.
- The #1 mistake people make when they have extra cash
- Why investing in assets beats traditional saving
- How to shift from being a saver to an investor
- The power of private equity and real estate in long-term wealth building
💡 If your money isn’t working for you, you’re working for your money. Time to change that.
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Thank you to all of our listeners!!! We would love to hear from you!!!
Email me at:
[email protected]
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Visit our website to find out more:
www.hsquaredcapital.com
Join our Facebook Group:
The Multifamily Real Estate Experiment
Follow us on Instagram:
@hutchthemarineinvestor
What’s the real difference between people who build wealth and those who just save money? It’s not just about earning—it’s about deploying capital wisely.
In this episode, Lane Kawaoka break down why simply saving isn’t enough, why buying assets before spending is the key to financial freedom, and how most people fall into the trap of letting money sit idle—or worse, spending it on things that don’t grow their wealth.
- The #1 mistake people make when they have extra cash
- Why investing in assets beats traditional saving
- How to shift from being a saver to an investor
- The power of private equity and real estate in long-term wealth building
💡 If your money isn’t working for you, you’re working for your money. Time to change that.
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Thank you to all of our listeners!!! We would love to hear from you!!!
Email me at:
[email protected]
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Visit our website to find out more:
www.hsquaredcapital.com
Join our Facebook Group:
The Multifamily Real Estate Experiment
Follow us on Instagram:
@hutchthemarineinvestor
Previous Episode
MFREE 098 Full Episode with Brett Swarts: How Can You Achieve True Passive Income and Impact?
In this episode of the Multifamily Real Estate Experiment podcast, host Shelon Hutchinson, also known as Hutch the Marine Investor, interviews Brett Swarts, CEO of Capital Gains Tax Solution.
Brett is a leading expert in Deferred Sales Trust (DST) and shares insights on how DST can help high net worth individuals, business owners, and real estate investors defer capital gains taxes while maintaining control over their wealth.
Brett details his journey into real estate, his challenges during the 2008 financial crash, and how he discovered DST as a revolutionary tax-deferral strategy.
He explains how DST works, compares it to the 1031 exchange, and provides real-life examples of its application. Brett also touches on the legal aspects, common mistakes to avoid, and how DST fits within larger tax strategies like Opportunity Zones and Charitable Remainder Trusts.
Listeners will gain a deep understanding of DST and how it can be a game-changing tool for creating generational wealth.
00:00 Introduction and Guest Introduction
02:16 Brett Swarts' Background and Journey
10:57 The Deferred Sales Trust Explained
14:01 Comparing DST and 1031 Exchange
15:16 Client Success Stories and Tax Implications
21:01 Entrepreneurial Opportunities with DST
22:16 Introduction to Advanced Strategies
22:34 Types of Assets for Transactions
24:26 Mindset Shift: Promissory Notes
25:50 Tax Implications and Strategies
29:47 Diversification and Investment Strategies
33:58 Common Mistakes and How to Avoid Them
38:19 Comparing DST with Other Tax Strategies
41:22 Focus Round: Personal Insights
44:21 Conclusion and Contact Information
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Thank you to all of our listeners!!! We would love to hear from you!!!
Email me at:
[email protected]
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Visit our website to find out more:
www.hsquaredcapital.com
Join our Facebook Group:
The Multifamily Real Estate Experiment
Follow us on Instagram:
@hutchthemarineinvestor
Next Episode
MFREE 099 Trailer # 2 with Lane Kawaoka: How Did Living on Ramen Noodles Lead to Multifamily Success?
Saving $50,000 to $100,000 a year sounds great—until you realize it’s not enough to build real wealth. Too many high earners stack cash but never put it to work. In this episode, Lane Kawaoka break down the shift from just saving to strategic investing, moving beyond 401(k)s with high fees and into high-growth assets like real estate syndications.
- The mistake of letting savings sit idle
- Why traditional investments aren’t always the best choice
- How to transition from single-family to scalable multifamily deals
- The power of meeting the right investors to unlock better opportunities
If you’re earning well but not seeing real financial freedom, you might be missing the key to multiplying your money.
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Thank you to all of our listeners!!! We would love to hear from you!!!
Email me at:
[email protected]
*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*=*
Visit our website to find out more:
www.hsquaredcapital.com
Join our Facebook Group:
The Multifamily Real Estate Experiment
Follow us on Instagram:
@hutchthemarineinvestor
The Multifamily Real Estate Experiment Podcast - MFREE 099 Trailer # 1 with Lane Kawaoka: Where should you spend your money?
Transcript
Do you have a favorite real estate quote or mantra that drives you?
Speaker 2No, I think at the end of the day, it's just buy assets and, some people are really bad at saving, so if you follow that mantra, you buy those assets before you, you go spend the money. And I think that at the end of the day, there's a, just a personal finance game of, when you got money, you saved up 20 grand, go buy a rental p
If you like this episode you’ll love
Episode Comments
Generate a badge
Get a badge for your website that links back to this episode
<a href="https://goodpods.com/podcasts/the-multifamily-real-estate-experiment-podcast-256277/mfree-099-trailer-1-with-lane-kawaoka-where-should-you-spend-your-mone-87731274"> <img src="https://storage.googleapis.com/goodpods-images-bucket/badges/generic-badge-1.svg" alt="listen to mfree 099 trailer # 1 with lane kawaoka: where should you spend your money? on goodpods" style="width: 225px" /> </a>
Copy