The Mortgage Mindset

In Episode 22 of The Mortgage Mindset, we break down today’s Federal Open Market Committee decision to cut the Fed funds rate by 0.25% and explain why this adjustment doesn’t directly control mortgage interest rates. Next, we preview a key economic report to watch: October’s CPI data, set to release next Wednesday, and discuss its potential influence on mortgage rates. Finally, we dive into a recent article from The Real Deal covering former President Trump’s return to the White House and his proposed policies that could impact the real estate industry—from SALT deductions to Opportunity Zones. Tune in to get ahead of these market shifts and gain valuable insights for both you and your clients!
Federal Reserve Rate Cut
Mortgage Rates
Trump's Real Estate Agenda

The Mortgage Mindset Podcast - Episode 31: Market Updates & Trump's Housing Relief Plan 🚨
Welcome to this week's episode of The Mortgage Mindset! In this episode, we dive into the latest updates in the mortgage and housing markets, including:
📊 Market Update:
Interest rates are still holding steady around 7.12% for conventional financing, presenting unique challenges and opportunities for buyers and agents in today’s market.
📅 Upcoming Fed Decision:
The Federal Reserve’s rate decision on Wednesday, January 29th could have major implications for mortgage rates and housing affordability. We'll break down what you need to know.
🏡 Trump’s Housing Relief Executive Order:
We explore key insights from the recent executive order prioritizing housing affordability and relief, including:
1️⃣ Emergency price relief measures targeting regulatory costs in housing.
2️⃣ Key appointments at HUD and FHFA and their potential impacts on housing policies.
3️⃣ Proposed tariffs and their implications for homebuilding costs and affordability.
Whether you're a real estate agent, mortgage professional, or homebuyer, this episode is packed with actionable insights to help you navigate the ever-changing housing market.
💡 Subscribe to stay updated on the latest housing market trends, mortgage tips, and insights into real estate strategies!
👉 Got questions about mortgage rates or the current market? Drop them in the comments or send me a DM—I'd love to connect!
📲 Follow me on Instagram for quick tips and updates: @trevorotsuka
🎙️ Listen to previous episodes of The Mortgage Mindset here: / @lasvegashomeloans
Trevor Otsuka | NMLS #2024662 | The Mortgage Mindset powered by Barrett Financial Group, LLC | Corp NMLS #181106 | 8485 W Sunset Rd Suite 202, Las Vegas| NV 89113 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | By refinancing, finance charges may be higher over the life of the loan | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

Special guest this episode with Storm Stephens. She is a serial entrepreneur and the owner of Beautiful You Ink, a permanent make-up clinic located in Henderson, NV. On top of that, she has been investing in real estate since 2006 and now has a primary focus on Fix & Flip properties. Tune in as we discuss what it takes to build a business without social media, the need for high standards in business, and why a "never quit" attitude will propel you to success!

Join us for this installment of "Real Talk With Chris & Trevor" on The Mortgage Mindset. In this episode we take a closer look at Hollywood 2.0 progress in the Summerlin area, crazy demand for a Tiny House rental, bank crisis predictions, rent price complaints, and the released renderings of the A's future ballpark.
Tiny House Demand in Las Vegas
Hughes x Sony
RE CEO Predicts Hundreds of Bank Failures

Oakland A's Stadium Renderings Released
Millennials Complaining About Rent

We are back with another episode of Real Talk! This month Chris Brown and I discuss predictions for spring housing inventory, booming development in Southwest Las Vegas, the official closure of the Tropicana Casino, and luxury development Terra Firma.
Spring Inventory
Booming Southwest
Tropicana Casino Closes
Terra Firma