Mortgage advisor shares her exclusive insights...
06/08/23 • 35 min
SUBSCRIBE HERE: @AvocadoProperty
Join us on this week's episode of The Landlord Page podcast as we welcome our special guest, Charlotte Bates, Director and Mortgage Advisor at BatesWilcox.
This week we'll be taking a close look at the following topics:
- Current rates
- Base rate rise on the 11th of May and what this means for Landlords and Property Investors
- Swap rates
- Buy to let stress rate changes and how this has affected affordability
- The Reintroduction of payrate assessments and top slicing to help affordability
- Green mortgages and EPC ratings
So tune in to the The Landlord Page podcast for an enlightening discussion with our esteemed guest, Charlotte Bates, as we explore these pivotal topics.
A little bit about our guest...
Charlotte started her career in the property industry in 2003. In 2008, she moved into financial services where she has been advising clients, managing introducers and running a large, successful team ever since.
Charlotte works with national developers, estate agents and small builders to deliver a highly efficient financial solution for all parties involved.
Whether you're an investor, buyer, or simply interested in the market trends, this episode will arm you with the knowledge you need to navigate the ever-evolving world of property, guided by the expertise of Charlotte Bates, Director and Mortgage Advisor at BatesWilcox.
Our mission is to provide our subscribers with industry breaking news, letting legislation changes and market trends. So, make sure you hit that subscribe button ladies and gents.
Your hosts are Andy Brown, Ian Macbeth & Mike Robson Follow us on socials here:
SUBSCRIBE HERE: @AvocadoProperty
Join us on this week's episode of The Landlord Page podcast as we welcome our special guest, Charlotte Bates, Director and Mortgage Advisor at BatesWilcox.
This week we'll be taking a close look at the following topics:
- Current rates
- Base rate rise on the 11th of May and what this means for Landlords and Property Investors
- Swap rates
- Buy to let stress rate changes and how this has affected affordability
- The Reintroduction of payrate assessments and top slicing to help affordability
- Green mortgages and EPC ratings
So tune in to the The Landlord Page podcast for an enlightening discussion with our esteemed guest, Charlotte Bates, as we explore these pivotal topics.
A little bit about our guest...
Charlotte started her career in the property industry in 2003. In 2008, she moved into financial services where she has been advising clients, managing introducers and running a large, successful team ever since.
Charlotte works with national developers, estate agents and small builders to deliver a highly efficient financial solution for all parties involved.
Whether you're an investor, buyer, or simply interested in the market trends, this episode will arm you with the knowledge you need to navigate the ever-evolving world of property, guided by the expertise of Charlotte Bates, Director and Mortgage Advisor at BatesWilcox.
Our mission is to provide our subscribers with industry breaking news, letting legislation changes and market trends. So, make sure you hit that subscribe button ladies and gents.
Your hosts are Andy Brown, Ian Macbeth & Mike Robson Follow us on socials here:
Previous Episode
Accountant’s dos and don’ts for tax returns that could save you MILLIONS
The Shocking Truth About the 25% Corporation Tax Increase That Will Transform Your Rental Business Forever
Being a landlord comes with its own set of financial challenges, and understanding the nuances of tax regulations is vital for optimizing your returns. By staying informed about changes to corporation tax, leveraging the expertise of your accountant, considering the benefits of personal ownership versus a limited company, reviewing key takeaways from your tax returns, and anticipating the evolving landscape.
Let's meet our guest
Introducing Diane, a true tax expert with an incredible track record of saving landlords like you thousands of pounds. With over 25 years of experience in the field and as a Chartered Tax Advisor since 2001, Diane has been an invaluable asset to the renowned Stiles & Company since 2003. In fact, her expertise is so exceptional that she became the head of their esteemed Tax Department and even became a Director/Shareholder in 2015.
As the manager of the tax department, Diane specializes in devising comprehensive tax planning strategies for both individuals and businesses. Diane's vast knowledge spans a wide range of tax areas, making her a true authority in the field. Whether it's personal tax, capital gains tax, property tax, corporation tax, or inheritance tax, she's got you covered.
What we cover on this week's episode:
- Effect of corporation tax increasing to 25%
- The role of your accountant
- Personal ownership Vs Limited Company
- Five key takeways from your tax return
- The future of landlords and the HMRC
- How to plan your taxes
Our mission is to provide our subscribers with industry breaking news, letting legislation changes and market trends.
So, make sure you hit that subscribe button ladies and gents.
Your hosts are Andy Brown, Ian Macbeth & Mike Robson
Follow us on socials here:
Facebook – https://www.facebook.com/TheLandlordPage
Website – https://avocadopropertyagents.co.uk/landlords
LinkedIn - https://www.linkedin.com/company/thelandlordpagepodcast/
Next Episode
Unlocking Investment Success: Does Farnborough Hold the Golden Ticket?
Welcome to another exciting episode of The Landlord Page, where we delve into the world of property investment.
In this episode, we focus our attention on the vibrant town of Farnborough, exploring the investment potential, developments, and tenant demands in the area. Join us as we navigate through the enticing opportunities and discover where to put your money in this thriving town.
Topics we discuss:
- What Farnborough offers Investors verses Fleet
- What's going on in Farnborough
- Ongoing development within Farnborough
- Tenant demand in Farnborough
*THE MILLION POUND QUESTION*
Where would Chris & Stephen, local Farnborough property experts, put their money?
Investing in Farnborough is an exciting endeavour. By considering the comparative analysis, understanding the ongoing developments, and meeting the demands of local tenants, you can position yourself for success in this thriving area.
So, whether you're an investor, buyer, or simply interested in the market trends, this episode will arm you with the knowledge you need to navigate the ever-evolving world of property, guided with he expertise of property experts Chris & Stephen.
Our mission is to provide our subscribers with industry breaking news, letting legislation changes and market trends. So, make sure you hit that subscribe button ladies and gents.
Your hosts are Andy Brown, Ian Macbeth & Mike Robson
Follow us on socials here:
Facebook – https://www.facebook.com/TheLandlordPage
Website – https://avocadopropertyagents.co.uk/landlords
LinkedIn - https://www.linkedin.com/company/thelandlordpagepodcast/
If you're looking for you next investment in Farnborough, make sure you're following Chris & Stephens socials:
Facebook - https://www.facebook.com/ChrisandStephenAvocadoProperty
Instagram - https://www.instagram.com/chrisandstephen/
Website - https://avocadopropertyagents.co.uk/agent-profile/chris-and-stephen
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