
A Private Finance Masterclass With Mike Clay
11/27/24 • 51 min
In today’s episode, I’m thrilled to welcome back Mike Clay of Clay Properties. For those of you who follow my work, you’ll know that Mike is not only a great friend, but also one of my business partners. In fact, Mike has become a bit of a regular on the show!
Today, I’ve brought Mike back to talk about something very specific—raising private finance. This is a key strategy that has played a huge role in how Mike has rapidly and successfully built his HMO property business. It's also something that, alongside one of our other business partners, we’ve done on a regular basis, raising millions of pounds to fund property investments. So, when it comes to raising private finance, there’s no question—Mike knows his stuff. And today, we’re excited to share some of that expertise with you.
Topics covered in this episode:
- 02:09 The Importance of Raising Private Finance
- 06:51 Understanding HMOs and Their Financial Benefits
- 10:15 Types of Private Finance
- 19:26 Preparing for Investor Conversations
- 25:32 How to Build Trust
- 30:18 Diversifying Funding Sources for Property Investment
- 33:39 Mitigating Risks in Property Deals
- 40:43 Due Diligence in Investor Relationships
- 44:08 Preparing for the Future Trends in Private Finance
Listen to other episodes featuring Mike Clay:
- Episode 81: 0-13 HMOs In 3 Years With Mike Clay (THIS Is How To Do It)!
- Episode 163: 'HMO Investor Of The Year' Mike Clay Returns To Reveal His Strategy For Success & Much More!
-
Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!
Got any questions? Join The HMO Community on Facebook!
Connect with me on Instagram or Linkedin for daily HMO tips and advice!
If you want to join my 1-2-1 mentoring program, you can enquire here.
Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.
In today’s episode, I’m thrilled to welcome back Mike Clay of Clay Properties. For those of you who follow my work, you’ll know that Mike is not only a great friend, but also one of my business partners. In fact, Mike has become a bit of a regular on the show!
Today, I’ve brought Mike back to talk about something very specific—raising private finance. This is a key strategy that has played a huge role in how Mike has rapidly and successfully built his HMO property business. It's also something that, alongside one of our other business partners, we’ve done on a regular basis, raising millions of pounds to fund property investments. So, when it comes to raising private finance, there’s no question—Mike knows his stuff. And today, we’re excited to share some of that expertise with you.
Topics covered in this episode:
- 02:09 The Importance of Raising Private Finance
- 06:51 Understanding HMOs and Their Financial Benefits
- 10:15 Types of Private Finance
- 19:26 Preparing for Investor Conversations
- 25:32 How to Build Trust
- 30:18 Diversifying Funding Sources for Property Investment
- 33:39 Mitigating Risks in Property Deals
- 40:43 Due Diligence in Investor Relationships
- 44:08 Preparing for the Future Trends in Private Finance
Listen to other episodes featuring Mike Clay:
- Episode 81: 0-13 HMOs In 3 Years With Mike Clay (THIS Is How To Do It)!
- Episode 163: 'HMO Investor Of The Year' Mike Clay Returns To Reveal His Strategy For Success & Much More!
-
Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!
Got any questions? Join The HMO Community on Facebook!
Connect with me on Instagram or Linkedin for daily HMO tips and advice!
If you want to join my 1-2-1 mentoring program, you can enquire here.
Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.
Previous Episode

Picking The Fruits Despite Some BIG Challenges #BusinessUpdate
In this episode, I’m excited to catch you up on what’s been happening in my businesses over the past couple of months.
I’m a big believer in starting with the end in mind, and while setting goals and targets for your business is key, I think it’s just as important to have goals and dreams outside of business too—those are the real reasons we build businesses in the first place.
So, I’ll share some updates from my businesses, plus a peek into my personal life. I’ll talk about the challenges I’ve been facing with settling in new tenants for my HMOs, updates on my development projects, my thoughts on the autumn budget, and more!
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Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!
Got any questions? Join The HMO Community on Facebook!
Connect with me on Instagram or Linkedin for daily HMO tips and advice!
If you want to join my 1-2-1 mentoring program, you can enquire here.
Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.
Next Episode
![undefined - Why Every HMO Landlord Should Insist On Guarantors [Community Q&A]](https://storage.buzzsprout.com/nvqnzvt5goca8hj76gj3my2s1duk?.avif)
Why Every HMO Landlord Should Insist On Guarantors [Community Q&A]
In this episode, I’m going to talk about guarantors and why I think they can be a great solution to many of the challenges you might face when managing HMO properties.
I know not everyone agrees with me but in this episode, I’ll be sharing some thoughts from our community, as well as my own opinion. I’ll also give you the information you need to make the best decision for your business. If you’re managing tenants or HMOs, this is definitely an episode you’ll want to stick around for.
Topics covered in this episode:
- 03:31 – Understanding Guarantors
- 08:10 – Why Guarantors Are Often Required
- 19:10 – The Benefits of Having a Guarantor
-
Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!
Got any questions? Join The HMO Community on Facebook!
Connect with me on Instagram or Linkedin for daily HMO tips and advice!
If you want to join my 1-2-1 mentoring program, you can enquire here.
Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.
The HMO Podcast - A Private Finance Masterclass With Mike Clay
Transcript
[00:00:00] Andy Graham: Hey, I'm Andy and you're listening to the HMO podcas. Over 10 years ago. I set myself the challenge of building my own property portfolio and what began as a short term investment plan soon became a long term commitment to change the way young people live together. I've now built several successful businesses.
[00:00:20] Andy Graham: I've raised millions of pounds of investment and I've managed thousands of tenants. Join me and some very special guests to discover
If you like this episode you’ll love
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