Log in

goodpods headphones icon

To access all our features

Open the Goodpods app
Close icon
headphones
The Fiscal Physical Podcast

The Fiscal Physical Podcast

Ryan Nelson & Aaron Hoisington

Welcome to The Fiscal Physical Podcast, where financial empowerment meets expert insights! Join host Aaron Hoisington in dynamic conversations with Ryan Nelson, owner of Alchemy Wealth Management and author of "Your Fiscal Physical." Whether you're a finance novice or a seasoned investor, each episode demystifies financial concepts, providing practical tips tailored for every stage of your financial journey. Our engaging discussions aim to make finance accessible and exciting for everyone.

1 Listener

comment icon

1 Comment

bookmark
Share icon

All episodes

Best episodes

Seasons

Top 10 The Fiscal Physical Podcast Episodes

Goodpods has curated a list of the 10 best The Fiscal Physical Podcast episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Fiscal Physical Podcast for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Fiscal Physical Podcast episode by adding your comments to the episode page.

Send us a text

Join the enthralling exploration of bonds with financial whiz Ryan Nelson from Alchemy Wealth Management as we unravel the mysteries of this fundamental investment tool. Prepare to be captivated by the allure of these secure, structured investments - a perfect blend of risk and return that may just be the missing piece in your portfolio puzzle. Ryan, author of "Your Fiscal Physical," guides us through the complexities of bonds, from their conception as a loan to the satisfying finale when your initial investment is repaid, complete with interest. It's a conversation that will leave you with a newfound respect for these time-tested financial stalwarts and their vital role in a well-rounded investment strategy.
We'll also take a nostalgic look back at the good old days of savings bonds, fondly remembered as our grandparents' go-to gift for teaching us the virtues of patience and foresight in financial growth. This episode is packed with sage advice, although it's vital to remember that our musings are not personal investment advice.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

1 Listener

bookmark
plus icon
share episode

Send us a text

Unlock the mysteries behind stock dividends with us, Aaron Hoisington and financial whiz Ryan Nelson from Alchemy Wealth Management, as we dissect the allure of these corporate payouts. Ever wondered how holding onto shares in behemoths like Apple could mean extra cash in your pocket? We're peeling back the layers to reveal how dividends serve as a slice of a company's financial pie, rewarding its shareholders. Learn why smart reinvestment could be the key to amplifying your stake in the corporate giants of the world, and the crucial role of dividends in crafting a robust financial strategy.
Our candid chat takes you beyond the surface of dividend payments as I recount the eye-opening moment Chevron's dividends shook my belief in 'free money'. Ryan and I illuminate the pitfalls of seeing dividends as a one-way ticket to wealth, stressing the gravity of stock depreciation and its impact on your overall returns. By the the episode's end, you'll understand why keeping dividends in perspective with your total financial picture is critical. We invite you to deepen your investment acumen and engage with us as we tackle the complexities of dividends and their impact on the journey to financial prosperity.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

1 Listener

bookmark
plus icon
share episode

Send us a text

Ever wondered how owning a sliver of a big-name company could impact your wallet? Get ready to unravel the mysteries of the stock market with me, Ryan Nelson, your guide to investing with confidence. We kick things off by breaking down what stocks really mean for your finances. Imagine holding a piece of Apple or Google in your portfolio and understanding the full spectrum of risks and rewards that come with it. From appreciating your investment's value to cashing in on those dividends, we cover all the bases. Plus, we simplify the maze of stock exchanges and brokers, making it all digestible for you, the soon-to-be savvy investor.
But it's not just about the nuts and bolts; we're flinging open the doors to the unpredictable world of market fortune, sharing not just my own serendipitous foray into Facebook stocks but also bringing in a guest with a rollercoaster tale of their own. Picture this: diving into the market with the Robinhood app during the chaos of March 2020 and riding the whipsaw of wins and losses. Through these candid stories, we spotlight the critical need for a long-term investment lens and why getting caught up in the daily market squalls can capsize even the sturdiest of financial ships. Tune in, take note, and let's sail together into calmer, more prosperous waters.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

1 Listener

bookmark
plus icon
share episode
The Fiscal Physical Podcast - #40 Securing Your Estate: An In-Depth Look at Probate and Wills
play

10/01/24 • 15 min

Send us a text

What happens to your assets after you're gone? Join us for our 40th milestone episode of the Fiscal Physical Podcast, where Aaron Hoisington and Ryan Nelson guide you through the essential aspects of wills and the probate process. We'll cut through the legal jargon to provide a clear understanding of how a last will and testament can safeguard your wishes, and explain the often confusing probate procedure. Dive into why consulting an estate planning attorney is crucial for either setting up a will or a trust, potentially sparing your loved ones from a drawn-out probate process.
Navigating multiple marriages and blended families in estate planning can be a minefield, but we've got you covered. Ryan Nelson shares his personal strategies for setting up beneficiaries and transfer of death designations, even touching on the creation of holographic wills as a stopgap measure. Plus, we indulge in a lighter conversation about our love for sports—from the Green Bay Packers to local college teams, capturing the excitement of live events. Remember, while our insights are invaluable, they're for informational and entertainment purposes; always seek personalized advice from qualified professionals tailored to your financial needs.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode

Send us a text

Unlock the full potential of your retirement savings with a deep dive into the mega backdoor Roth IRA, a strategy that's as mighty as it is mysterious. Together with Ryan Nelson, we explore the nuances of maximizing your 401(k) through after-tax contributions and conversions, potentially catapulting your nest egg to new heights. We demystify the contribution limits and tax implications, using practical examples to illustrate how you can take advantage of this underutilized approach—if your employer's plan permits. Prepare to arm yourself with knowledge that could redefine your financial trajectory, paving the way to a more secure retirement.
But it's not all numbers and IRS guidelines; we're slicing into the Northern Nevada culinary scene with the same zest we bring to financial planning. Ryan and I swap stories of our favorite pizza joints, from the no-frills delights of Pizza Baron to the unexpected charm of Pietro's Famiglia, where the melody of live music pairs perfectly with a mouthwatering pie. It's a reminder that variety is the spice of life—and personal finance. So, tune in, take notes, and perhaps discover your next go-to spot for pizza as we dish out hearty helpings of fiscal wisdom and local flavor.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode
The Fiscal Physical Podcast - #43 Credit Confidence: A Guide to Mastering Your Credit
play

10/22/24 • 18 min

Send us a text

What if your credit score could be the key to unlocking your financial freedom? This week on the Fiscal Physical Podcast, we promise you'll walk away with a comprehensive understanding of credit and how to master it. You'll discover the critical components of your credit score and learn actionable tips for improving it. We'll break down the five main factors that influence your FICO score, with particular emphasis on why payment history is king. By the end of this episode, you'll have the tools and knowledge to take full control of your financial health.
But it’s not all numbers and graphs! We also bring some fun into the mix with a spirited trivia segment focused on the state of Nevada, where Ryan Nelson dazzles us with his impressive knowledge. We wrap things up with a lighthearted conclusion and a reminder that personal finance is a deeply personal journey. Remember, our insights are here to entertain and inform, but always consult a professional for tailored advice. Join us for an episode packed with valuable tips and engaging discussions that will keep you motivated on your financial journey!

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode

Send us a text

Unlock the mystery of mutual funds with none other than the financial wizard of Alchemy Wealth Management, Ryan Nelson. As his book 'Your Fiscal Physical' turns pages, so will your understanding of this investment staple after our enlightening chat. Peer into the past to grasp how mutual funds have shaped the investment landscape since 1924, and get a grip on the mechanics at play—from active management to those pesky expense ratios that can chip away at your hard-earned money. If you're grappling with the choice between individual stocks or the pooled prowess of mutual funds, this is the conversation you can't afford to miss.
Embark on a journey through the pros and cons of entrusting your treasure to actively managed mutual funds with guidance from your savvy guest. Discover the convenience of a fund manager's expertise and weigh it against the sobering realities of market-beating odds, fees that can nibble at your nest egg, and the tax tangles that can ensnare the unwary investor. With a clear-eyed examination of the benefits and pitfalls, this episode is designed to steer you through the fog of financial jargon and into the clear waters of investment clarity. So tune in, take notes, and take charge of your financial fitness with insights that will transform the way you think about mutual funds.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode

Send us a text

Have you ever wondered whether paying off your house early is the smartest financial move? Join us on the Fiscal Physical Podcast as we sit down with Ryan Nelson, founder of Alchemy Wealth Management, to unravel this age-old dilemma. Through a riveting discussion, Ryan guides us on a journey of assessing personal goals, risk tolerance, and the potential returns on investment. With a hypothetical scenario involving a 3% mortgage and an unexpected $100,000 inheritance, we explore the complex factors that influence such a pivotal financial decision.
But the conversation doesn't stop there. We dive into the nuances of financial priorities and future planning, drawing from personal experiences and professional insights. Have you ever considered that your home isn't truly an asset until it's sold? Learn how extra mortgage payments could affect your investment opportunities in tax-advantaged accounts like Roth IRAs. And for a fun twist, we indulge in a light-hearted contemplation of winning a $70 million lottery, exploring the excitement and family dynamics that come with such a windfall.
In the final segment, we tackle the challenges of managing large sums of money, using Shaquille O'Neal's early career spending spree as a cautionary tale. Discover how quickly fortunes can be depleted if not managed wisely, and the importance of prudent financial decisions. We also introduce a quirky website that lets you try to spend Bill Gates's $100 billion fortune, shedding light on the staggering difference between millions and billions. Tune in for a compelling episode that blends practical financial advice with thought-provoking discussions on wealth and responsibility.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode

Send us a text

Understand the secret sauce behind the U.S. tax system as we sit down with Ryan Nelson, the financial wizard from Alchemy Wealth Management and the brains behind "Your Fiscal Physical." We're unlocking the real story on tax brackets, dispelling myths left and right, and teaching you how your hard-earned dollars fill up the tax "buckets" one by one. You'll walk away from this conversation with the kind of knowledge that turns a daunting tax code into a series of manageable steps that could even play to your advantage when you know the ropes.
Our chat with Ryan doesn't just stop at tax brackets; we're also tackling the big questions on financial education and how it trumps the daily news churn. By sidestepping the noise and focusing on evergreen wisdom, we learn how staying savvy about finances can impact everything from your eligibility for electric vehicle credits to your overall fiscal health. So, pull up a chair and let's get financially literate together – because when it comes to your money, knowledge isn't just power, it's profit.

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode

Send us a text

Can an inverted yield curve truly predict a recession? This week on the Fiscal Physical Podcast, we address one of the most debated topics in economics with clarity and insight. We kick things off with a recap of last week’s discussion on yield curves before diving deep into the phenomenon of inverted yield curves. Using concrete examples of bond interest rates, we dismantle the common misconceptions surrounding this economic indicator and clarify its actual significance. While an inverted yield curve is often highlighted as a harbinger of economic downturns, we explain why it should not be treated as the sole predictor of a recession. We also break down what constitutes a recession, emphasizing that it is a complex interplay of various economic factors.
Then, we shift focus to the art of time management with expert advice from Ryan Nelson. Ryan reveals his method of time blocking, a strategy that transforms chaotic schedules into organized and productive days. By breaking tasks into manageable segments and utilizing tools like Google Calendar, Ryan shows how anyone can maximize their efficiency and maintain balance in both professional and personal spheres. As we conclude the episode, we remind our listeners to subscribe, leave reviews, and explore the wealth of resources available on Alchemy Wealth Management's website. Don’t miss out on Ryan's book, "Your Fiscal Physical," now available on Amazon. Tune in every Tuesday and remember, stay the course!

Find "Your Fiscal Physical" the book on Amazon at: rb.gy/3shpfk

If you have suggestions or feedback, please email us at: [email protected]
And, as always, STAY THE COURSE!

bookmark
plus icon
share episode

Show more best episodes

Toggle view more icon

FAQ

How many episodes does The Fiscal Physical Podcast have?

The Fiscal Physical Podcast currently has 47 episodes available.

What topics does The Fiscal Physical Podcast cover?

The podcast is about Finances, Wealth, Investing, Money, Financial, Budget, Invest, Podcasts, Self-Improvement, Education and Business.

What is the most popular episode on The Fiscal Physical Podcast?

The episode title '#2 - Stocks: What are stocks, how do they work and the pros vs cons of ownership' is the most popular.

What is the average episode length on The Fiscal Physical Podcast?

The average episode length on The Fiscal Physical Podcast is 20 minutes.

How often are episodes of The Fiscal Physical Podcast released?

Episodes of The Fiscal Physical Podcast are typically released every 7 days.

When was the first episode of The Fiscal Physical Podcast?

The first episode of The Fiscal Physical Podcast was released on Nov 21, 2023.

Show more FAQ

Toggle view more icon

Comments

MB
Marci Burke

@marciburke

Jan 26

horizontal dot icon
Star Filled iconStar Filled iconStar Filled iconStar Filled iconStar Filled icon
not liked icon

Like

Reply