The Finance Bible

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What if retiring comfortably meant more than just having enough money to live on? On this episode of the Finance Bible podcast, Oscar and I engage in a lively debate about what constitutes a modest versus a comfortable retirement in Australia, sparking a discussion that challenges conventional wisdom. With insights from the Association of Superannuation Funds of Australia (ASFA), we weigh in on figures ranging from $70,000 to $300,000 per year for both singles and couples, and stress the importance of early planning and the right mindset to achieve a fulfilling retirement lifestyle.
The conversation takes a critical turn as we explore why retirees might actually need more money than during their working years, due to increased spending on activities like travel and hobbies. Alarmingly, a staggering 65% of retired Australians rely on a meager pension, highlighting the dire need for better financial preparedness. We delve into the challenges faced by those in physically demanding jobs approaching pension age and underline the imperative of financial planning, especially in the last decade of one's working life. Don't miss our final thoughts on proactive self-care and productivity, and remember to follow, subscribe, and share the podcast for more practical advice and insights!
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:

• Finance Bible Podcast Instagram
• Asset Road Instagram
• Asset Road Website

The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.

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Struggling to strike that elusive balance in your life? You're not alone. Zeke and I, Oscar, have wrestled with the same beast, and we're laying bare our journey to taming it in a heart-to-heart that covers the full spectrum—from health to finances. Imagine peeling back the curtain on those seemingly perfect social media lives, only to find that, like us, everyone's playing the comparison game and often coming up short. We're here to tell you, it's all about setting your own pace and making self-care non-negotiable. Picture this: a routine as simple as a morning run or a brisk cold shower can set off a chain reaction, keeping you energised and poised to tackle whatever the day throws at you.
Now let's talk about the ever-looming work-life conundrum. We've all been there, haven't we? The allure of a high-paying job is strong, but at what cost to our personal lives? Zeke and I dig into the art of erecting boundaries and the power of unplugging from the daily grind. The anecdotes we share—from integrating work with family time to rekindling old friendships—provide a roadmap for anyone seeking to enrich their life tapestry. And for those times when you're feeling overwhelmed by the juggle, remember our mantra: "Just figure it out." It's about finding what works specifically for you, crafting a life that's as rewarding as it is balanced. Join us for this candid exploration; you might just find the insights you need to craft your own harmony.
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:

• Finance Bible Podcast Instagram
• Asset Road Instagram
• Asset Road Website

The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs

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What if your golden years could be just as financially secure as your working days? In this eye-opening episode of the Finance Bible Podcast, we uncover the critical aspects of retirement planning that can make or break your future comfort. We explore alarming statistics showing that many rely heavily on pensions and face significant pay cuts after retirement. But it doesn't have to be this way. Learn how effective strategies, such as investing in property and shares, can help you maintain or even boost your income post-retirement. We also discuss the hidden fees in industry super funds and whether self-managed super funds might offer a better financial outcome for you.
Adding another layer to our discussion, we delve into the decline of essential nutrients in fresh vegetables and its broader impact on health costs, including mental health medication and health insurance. The financial and emotional burdens pensioners face are more than just statistics; they are real issues that require proactive financial planning. We'll highlight why building assets and achieving financial independence is crucial to avoid relying on government pensions. This episode is packed with practical advice and strategies designed to help you secure a financially stable and worry-free retirement. Don't miss out on these crucial insights.
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:

• Finance Bible Podcast Instagram
• Asset Road Instagram
• Asset Road Website

The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.

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Ever wondered if your workplace is subtly toxic? On this episode of The Finance Bible , Zeke and Oscar pull back the curtain on the warning signs that might be right under your nose. We promise you'll walk away with a sharper radar for spotting when management's loyalty demands are masking deeper issues. Our personal stories and candid insights not only highlight these red flags but also equip you with the knowledge to protect your professional well-being.
Listen as we recount our past experiences with employers who manipulated and coerced, using poor communication and interdepartmental conflicts to their advantage. Discover the importance of transparency and respect in a healthy work environment. If you’ve ever felt trapped in a job where loyalty is prized over merit, this episode is your guide to recognising and navigating unhealthy workplace dynamics. Don't miss out on these valuable lessons and the practical advice you need to safeguard your career.
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:

• Finance Bible Podcast Instagram
• Asset Road Instagram
• Asset Road Website

The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.

Text us feedback

25. Our last episode of 2021, we want to help you plan your upcoming expenses for the year 2022 to help eliminate the financial stress which may come across you.