The Clark Howard Podcast

The percent of income we save, our savings rate - is the key indicator of financial health. So how are we doing right now? Also - How much exercise do you really need to make a difference in your health, and ultimately your wallet? Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary.

• American Savings Rates: Segment 1
• Ask Clark: Segment 2
• Arise From The Couch: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Americans are saving less and spending more. Could that raise the risk of recession?
• Bankruptcy filings are on the rise. Here's why an even bigger surge is looming.
• Why 'Buy Now, Pay Later' Worries Clark Howard
• My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance?
• Car Rental Insurance: Everything You Need To Know
• How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps.
• Donor-Advised Funds: The Benefits and Drawbacks
• Vanguard Charitable: Home
• What Is Black? Uber Black Car Service

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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Venmo is publicly sharing your info. Clark has a special privacy check up for Venmo users. Later - collectively entrepreneurs set a new record last year. Get Clark’s take on entrepreneurship and its value for the economy.

• Venmo Privacy Check: Segment 1
• Ask Clark: Segment 2
• On Entrepreneurship: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Venmo privacy settings to change now
• How To Make Your Venmo Transactions Private
• 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)
• Want To Guard Your Privacy Online? Search the Web With DuckDuckGo
• 5 Tips To Protect Your Digital Privacy
• Protect Your Identity Archives - Clark Howard
• Should You Allow Your Auto Insurance To Monitor Your Driving?
• Mile Auto | Pay-Per-Mile Car Insurance
• Entrepreneurs Opened More Businesses in 2023, Setting a New All-Time High on Yelp
• Sell My Car – Autotrader
• What Is an ETF? - What Are Index Funds?

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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Clark discusses the risks you face with security cameras in your home. Also in this episode, Clark has talked about how to hire a financial planner, but what about becoming one yourself? There’s now a greater demand for financial planning services with jobs in this field expected to grow in the next decade.

• Security Cameras & Your Privacy: Segment 1
• Ask Clark: Segment 2
• Financial Planning Careers: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• That security camera & smart doorbell you’re using may have some major security flaws
• [The Washington Post] Knockoff doorbell cameras from Amazon, Walmart aren’t safe
• Why We've Stopped Recommending Wyze Home Security Devices at CNET
• Should I End My Authorized User Status With My Parents’ Credit Card Now That I’ve Established Credit?
• How Many Credit Cards Should I Have?
• Homeowners Insurance Archives - Clark Howard
• How To Find and Choose a Financial Advisor
• Financial planning careers are open for business
• What Should I Do With My 401(k) at My Old Company?
• What Is a 403(b) and How Does It Work?
• What Are Index Funds?
• How ‘Buffer’ ETFs Can Cushion a Major Market Selloff

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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Today, a dose of Clarkonomics. Clark shares his views on the state of the economy, including energy production and the stock market looking ahead. Also, you may have noticed fewer options when it comes to goods you buy, like toilet paper and paper towels. Clark explains how the pandemic forced new adaptive efficiencies in manufacturing, and why this is good for consumers

• Clarkonomics: Segment 1
• Ask Clark: Segment 2
• Retail: Less Choice - Lower Prices: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• US wage growth, once an inflation risk, may be the prop a soft landing needs
• A lot of things are getting cheaper. Here's why you probably haven't noticed.
• The Federal Reserve will cut interest rates 6 times in 2024 as the economy shows clear signs of cooling down, ING says
• Opec+ now controls barely half of oil market, says IEA
• Surging U.S. Oil Production Brings Down Prices and Raises Climate Fears
• Should You Buy an Extended Warranty on Your Car?
• WSJ - Covid Slashed Consumer Choices. This Is Why They Aren’t Coming Back.
• This Clark Howard Credit Card Rule Could Prevent a Nightmare Scenario
• About Clark Howard

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

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The dominance of plastic and electronic forms of payment has made it more difficult to teach kids money basics. Not using real cash makes money seem like an infinite resource. Spending cards with parental controls has been the marketplace answer with fees attached. Clark discusses a new free offering from Chase. Also, renting goods is trending stronger these days, as all types of subscriptions are getting more expensive. Taken all together, these things can eat up your wallet over time. Clark breaks down the two subscription types with advice on how to reconcile your budget with the choices you have.

• Youth Spending Cards: Segment 1
• Ask Clark: Segment 2
• Renting & Subscriptions Of Goods & Services: Segment 3
• Ask Clark: Segment 4

Mentioned on the show

• How Today’s Teens Get More Financial Firepower Than Past Generations
• This No-Fee Debit Card Lets Parents Supervise Spending - WSJ
• Venmo / CashApp for Grandkids - Clark Howard Community
• Best Credit Cards for Students: Top Picks for 2023
• Why Clark Howard Is So Excited About His Wedding Band
• The shift from owning to renting goods is ushering in a new era of consumerism — The Conversation
• 7 Types of Subscriptions You May Want To Cancel Today
• How To Manage Your Monthly Subscriptions To Save Money
• Best Credit Cards for Extended Warranty: Top Picks for 2023
• Team Clark Guarantee - Clark Howard

Clark.com resources

• Episode transcripts
• Community.Clark.com
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

Learn more about your ad choices: megaphone.fm/adchoices

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