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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

Tom Clary

In my years as a real estate agent — I’ve seen one single unifying theme that seems to rear its ugly head in almost every single transaction — Fear. Fear of the market — “Is now the right time to buy?” Fear of making a mistake — “What if there’s something wrong with the house I want to buy?” And, yes, even fear of Realtors themselves, “What if I pick someone that won’t protect me?” It paralyzes people from taking any sort of action. Rather than POTENTIALLY making some sort of error, they prefer instead to sit endlessly in their rented apartments, flushing month-after-month of money down the drain — when they could be taking real, tangible steps to getting a home of their own. Here on the Clarified Realty Podcast, week after week, we will be interviewing experts in every facet of real estate (lenders, accountants, financial advisors, home inspectors — just to name a few) and provide realistic insights and advice into how you can make the process more understandable and less overwhelming. Whether you’re buying or selling, we will take you step-by-step down the path and show you that real estate is nothing to ever, ever be afraid of. All you need to do is take the first step. For more, visit: www.ClarifiedRealty.com
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Top 10 The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! Episodes

Goodpods has curated a list of the 10 best The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! episode by adding your comments to the episode page.

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 016 - Interview w/ Pamela Sandall

Episode 016 - Interview w/ Pamela Sandall

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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03/01/17 • 67 min

On this episode of The Clarified Realty Podcast, number 016, we've got an incredible guest -- Interior Designer and Real Estate Stager, Pamela Sandall. She's got an lots of great advice and tips for how to stage your home in order to help get it sold. But before we start, Tom and Ron have a conversation about a new loan product that could shake up the industry. Unison, is an investment company that is providing matching funds for down payments for potential home buyers. Some of the benefits of such a program is that by helping to get a 20% down payment (10% from you, 10% from them), a home buyer avoids the necessity of mortgage insurance. This can either reduce the monthly payment -- or give them more buying power to purchase more house. In return, Unison ask for repayment and a percentage of the home's appreciation over a certain period of time. Tom and Ron go into the details, but it is an interesting new option for folks thinking about entering the market. We then bring in Pamela, who let's us know how she got started in Interior Design (hint: it started with a Barbie and a dream). She then tells us how she approaches each home that she stages and how her process is different that most home stagers. We then go into detail about how she and Tom "Tell The Story" of the home (see episode 012 for more detail) and how, room by room, you can make small changes to remove any question marks from buyer's minds and, hopefully, get more money for your home. This is a great episode and we can't wait to hear what you think about it. Please leave comments!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 011 - Interview w/ Veto Ruiz

Episode 011 - Interview w/ Veto Ruiz

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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01/25/17 • 63 min

What is an escrow? Do I really need to go through an escrow if I'm buying a house? For those who are new to Real Estate, the escrow process can often be a mysterious and misunderstood one. But, in Episode 011 of the podcast, we're going to do all we can to remove all of that confusion and stigma in order to make it easy to understand! We talk with Veto Ruiz, an Escrow Officer at Glen Oaks Escrow -- and an expert in all things having to do with escrows. But first, as usual, we start with a little news -- and this week's item is a doozy. Within an hour of being inaugurated, Donald Trump dismantles a program started by Barack Obama to reduce the Mortgage Insurance Premium on FHA loans. Ron and Tom discuss the impact that this could have on the housing market and what it means in the general scheme of a Trump Administration. The conversation then turns to our guest, Veto, and his incredible know-how of the steps needed to complete a valid escrow, the role of the escrow company as a neutral third party to the transaction, and the need for confidentiality between the escrow company and the buyer and seller. We then go step-by-step through the process (i.e.: tips for wiring a deposit, creation of escrow instructions and deeds, the role of title and vesting). We end up at the close of the process and recording of the deeds -- as well as some items that may come up after everyone thinks the escrow is closed. We also go in-depth into how escrows can go "bad" and be cancelled if necessary -- along warnings directed towards For Sale By Owners (FSBOs) about why it's always better to get a Real Estate Agent involved. It's another great episode, chock-filled with easy to understand information to help with your home sale or purchase. Please give it a listen!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 004 - Interview w/ Ron Bruno (Part 3)

Episode 004 - Interview w/ Ron Bruno (Part 3)

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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12/09/16 • 78 min

Our third and final part of our interview with Ron Bruno (Lender at Guaranteed Rate and co-host) starts off bang! Tom’s starts off with a rant about how Real Estate Agents bend facts to fit whatever narrative they want to tell. He warns everyone that there is a big difference between being guided by a Protector Agent, who is looking out for your best interest, instead of being led by Salesperson Agents (S.A.’s) and Weak Agents (W.A.’s). We go on to talk about why PMI needs to be added to a loan and the potential tax advantages of rolling it into the balance mortgage. We also go over the loan contingency in the California purchase contract — and when it needs to be released. We go over the “know before you owe” guideline — or TRID — and then wrap up by discussing the high likelihood that your loan will be sold to another financial institution. It’s a great way to wrap up our “deep dive” into home lending and mortgages.

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 008 - Interview w/ Tim Denton

Episode 008 - Interview w/ Tim Denton

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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01/04/17 • 40 min

Happy New Year! And if your resolution was to save up for a down payment for a new home -- this is the episode for you! We interview Tim Denton from Capstone Partners and get financial guidance on how you can put money into your pocket in 2017 and then keep it. We start off by talking about how timeframes and temperament and how that should dictate how aggressive a financial strategy will be. We then chat about doing a spending audit and how different potential sources of income, fixed costs, and discretionary spending affect a specific plan. Ron talks to us about how money that is already invested is discounted by underwriters and will apply as less towards qualifying for the loan. We then talk about the role that real estate can have in someone's wealth portfolio. This leads to a conversation with Ron about the common misconception that you need 20% down in order to buy a house. There are programs (FHA, Down Payment Assistance Programs) where you can put down as low as 3%. All this and a whole lot more great information and advice to help you save up for a down payment for your new home in 2017!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 014 - The Heart Of The Deal

Episode 014 - The Heart Of The Deal

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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02/15/17 • 36 min

In this episode, Tom takes us into the topic of Real Estate Negotiation for buyers and sellers. He starts off by telling us how he was introduced into the world of negotiation and haggling by his wife, Julie and how she got him over his fear of asking for what you want. He then discusses how most people fear the process of negotiation because they have a false image in their head about what that means. Tom then discusses how Real Estate transactions are slightly different because you are not actually negotiating yourself -- your Real Estate Agent is doing it for you. That's why it's incredibly important to find one that is a good negotiator in their own right -- and he's got a way to find one that might just cause a few feathers to ruffle in the Real Estate Industry. Tom then goes step-by-step through a transaction and discusses when negotiations take place and how buyers and sellers should handle them. It's a very helpful episode for both buyers and sellers to prepare them and show them ways that they can protect what is important to them and potentially win things that they ask for from the other party. We hope it's helpful and we encourage you to leave comments and reviews!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 022 - Interview w/ Zack King

Episode 022 - Interview w/ Zack King

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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04/19/17 • 58 min

On this week's Clarified Realty Podcast, we're taking a trip into territory that's a little less traveled -- Vacant Land. When people talk about real estate, they're usually thinking mostly about purchasing or selling a pre-existing, pre-owned, pre-built single-family residence or condo. But, it doesn't have to be that way. There's another option -- buying land and building your own. But as our guest for this week, Zack King, will tell you, it's definitely not always that easy. Zack is a rock star when it comes to representing buyers or sellers of vacant land and he is an expert of determining whether or not building your "dream home" from scratch is really a viable option in the first place. We start off by discussing an interesting fact -- that only 30 years ago, 1 in 3 houses were owner built. We talk about what type of atmosphere could have possibly led to such a change in attitudes in the market since then and how realistic it is for someone to build their own house on land that they purchase. We talk about challenges that need to be overcome, like zoning, easements, and getting utilities to the property (spoiler: there's only one utility that is the most difficult, but, unfortunately, that's the one you most need to live). We also go over the types of inspections that a potential buyer should need to have done (soil, perc, etc.) and how they impact whether or not the land is buildable in the first place. We then talk about how developers are primarily the main purchasers of vacant land and what they seem to be building these days. We then wrap up with a conversation with both Ron and Zack about how lenders deal differently with vacant land compared to homes. It's a really fascinating episode and definitely off the beaten track! I really hope you'll give it a listen and tell us what you think in the comments!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 032 - Interview w/ Lauren Senecal

Episode 032 - Interview w/ Lauren Senecal

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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07/19/17 • 59 min

You may have never heard of them -- and there might be a very good reason for that. Most Real Estate Agents don't want you to think that they exist -- but the Transaction Coordinator is the unsung hero of the Real Estate Industry. On this episode, we interview Lauren Senecal, a Transaction Coordinator and owner of TC Advantage here in Southern California and we find out a lot about what happens behind the scenes when you are buying or selling a home that you may have never have even guessed.

We begin by speaking to Lauren about how she started in the industry and what has brought her to opening her own TC (that's what they're known as in the biz) company -- TC Advantage. We then talk about her day-to-day duties and how she assists agents with the process of buying or selling a house from beginning to end, making sure that deadlines are hit, the proper forms are filled out by the right people, and making sure the entire process stays organized.

We then talk about the various reasons why agents prefer to keep Transaction Coordinators a secret in order to create the illusion that they do everything from beginning to end. Lauren also talks about the things that she thinks makes transactions run smoothly and how she would change the process if she could. We also talk about various horror stories she's seen and how they could have been avoided beforehand.

It's another very interesting episode and we're so glad that Lauren could stop by to show us her wealth of knowledge and expertise. Please listen and give us comments below! We'd love to hear what you think and to know what we can do better. Also, if you have any ideas for future episodes, please let us know!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 034 – Interview w/ John Ales & Vahan Papyan

Episode 034 – Interview w/ John Ales & Vahan Papyan

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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08/02/17 • 50 min

In this episode, it's a recast of an awesome Facebook Live of The Clarified Realty Happy Hour we did at the Wework in Burbank, CA. The focus of this episode is on freelancers and people who go from gig-to-gig. How do they make it work for themselves so that they can last until the next job or show? We were lucky enough to have John Ales, an amazing actor from Bosch (Amazon) Sex, Drugs, & Rock and Roll (FX) and countless other movies and TV shows discuss his life and what he focuses on each day to keep his career on track. We cover such topics as second or third jobs, working on your craft for 40 or more hours a week, and when you should or shouldn't say "no" to a non-paid opportunity. It's a fascinating conversation and he takes us behind the curtain of what it takes to be a "working actor" in the entertainment industry.

We then talk to Vahan Papyan, CPA and owner of Papyan Accountancy Corporation, who specializes in working with freelancers. He guides sole proprietors, self-employed individuals, and freelancers into how they can maximize their deductions, while at the same time preparing for large purchases (like real estate). He speaks about the pros and cons of becoming incorporated and gives us advice about the best ways to go about implementing a strong tax strategy.

It's a fantastic episode and we really think there is a some amazing content for everyone to hear. Please note that there is a little bit of an audio problem with the microphones, but we felt that what went down in the discussion was incredibly valuable and worth listening to. And we hope that you will join us at our next Happy Hour! "Like" our Facebook page and we will keep you in the loop!

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 042 - Spotlight: On Communication

Episode 042 - Spotlight: On Communication

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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10/26/17 • 64 min

In this episode, we take a closer look at one of the most important facets of the real estate transaction - communication. Deals can fall apart if not enough attention is made to keep everyone talking. We focus on the topic of communication by breaking it down into the three main stages of the transaction: before the offer (How do you want to be spoken to as a client?), during the escrow (Are both parties talking to each other?), and after the deal closes (Do you want to stay in touch with your agent?).

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The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! - Episode 033 - More Real Estate News Than EVER!

Episode 033 - More Real Estate News Than EVER!

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!

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07/26/17 • 40 min

In this episode of the podcast, Tom and Ron are talking about the latest and greatest in Real Estate news. There's a lot of interesting ground to cover this week, so they dive right in.

They start off the episode by taking on the topic of home buyer's remorse. A recent survey from Trulia found that almost half of Americans have suffered some sort of buyers remorse when they purchased their home -- though not the type of remorse you would expect. They actually wish they had bought a larger home! On top of that, most renters say they are remorseful that they haven't bought at all. Tom talks about how to look at the big picture when home shopping and trying to find larger homes by expanding your search -- not necessarily by spending more money.

Up next, Ron tells Tom about an article from the New York Times reporting on the worsening housing crisis here in California. We discuss the different ways governments are trying to alleviate the problem (Property Tax Initiatives, Zoning De-Regulation), while also going into how there is a growing YIMBY (Yes In My Backyard) movement trying to get the developments happening where we need them most. It's a fascinating conversation about how residents of certain areas actually do themselves a disservice by not allowing growth. When it gets to be too late -- they are out of control of the process and could have had more of a say along the way.

Next up, we talk about a new trend in home burglars where they are casing their hits virtually through home listing photos left on Zillow. We discuss the dangers of leaving your listing photos online and not taking them down after the sale.

And speaking of home break-ins, we talk about Ryan Lewis (the other guy who isn't Macklemore) selling his 7 million dollar estate with the help of a video where a friend/musician pretends to break in and take a tour. We discuss what it takes to market your home with an original and clever video like this -- and the potential ways it could actually work against you if you're not careful.

It's an awesome news-packed episode and we hope you'll listen and enjoy!

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FAQ

How many episodes does The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! have?

The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! currently has 65 episodes available.

What topics does The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! cover?

The podcast is about News, Estate, Investing, Business News, Real, Podcasts, Business and Tips.

What is the most popular episode on The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!?

The episode title 'Keeping Yourself Healthy When You Buy Or Sell A House' is the most popular.

What is the average episode length on The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!?

The average episode length on The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! is 56 minutes.

How often are episodes of The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! released?

Episodes of The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! are typically released every 7 days.

When was the first episode of The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know!?

The first episode of The Clarified Realty Podcast | Real Estate Secrets Your Agent Doesn't Want You To Know! was released on Nov 16, 2016.

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