Taxbytes for Expats
Stephanie Wickham, ExpatTaxes.ie
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Top 10 Taxbytes for Expats Episodes
Goodpods has curated a list of the 10 best Taxbytes for Expats episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Taxbytes for Expats for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Taxbytes for Expats episode by adding your comments to the episode page.
Country, Culture & Coffee: Embracing Ireland as an Australian Expat with Matthew Bliss
Taxbytes for Expats
01/16/24 • 42 min
In this episode we had a fantastic chat with Matthew, an Australian expat who, with his Irish wife, embarked on an adventurous move from Melbourne to Ireland. Matthew, who you might know from his podcast "From My Home to Yours," dives deep into their personal journey, sharing the ups and downs, the laughs and the challenges they faced along the way.
We talk about everything from dealing with visa issues and financial planning to adapting to the Irish way of life (and searching for that perfect cup of coffee!).
If you're curious about what it's like to uproot your life and start anew in Ireland, this episode is just for you. It's packed with heartfelt stories, practical tips, and a good dose of Aussie charm. Tune in to get a real feel of what moving to Ireland entails, and remember, for any specific tax advice, our team at ExpatTaxes.ie is always here to help.
Main Topics discussed in this episode:
- An introduction to Matthew's journey with his wife from Melbourne to Ireland, including where they met and why they decided to move.
- Insights into adapting to life in Ireland, including differences in lifestyle, culture and weather.
- The challenges and strategies to moving internationally, focusing on packing up their life in Australia and navigating bureaucracy in Ireland.
- Employment prospects, remote work, and financial planning for the move.
- Matthew's observations on Irish culture, including aspects like coffee culture in Ireland compared to Melbourne.
- Reflections on settling in Ireland, the emotional impact of emigration, and thoughts on potentially returning to Australia in the future.
- Practical advice for others considering a similar move, emphasizing the importance of preparation and managing expectations.
If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
Mentioned in this episode:
Pensions, Planning, and Investing for your Future in Ireland with Marc Westlake (Part 2)
Taxbytes for Expats
02/20/24 • 29 min
I'm thrilled to have Marc Westlake, a seasoned Chartered Financial Planner and the Managing Director at Everlake, join us once again for a vital discussion that picks up right where we left off.
In Part Two of our conversation, Marc shares valuable insights into maximizing your pension benefits, the art of diversification, and how to be financially savvy globally and in Ireland. Whether you're contemplating the move, have recently relocated, or are looking to optimize your existing arrangements, Marc's expertise will help you secure your financial future.
From understanding the bedrock of pensions in Ireland to strategic moves that could save you and your family plenty of money, Marc breaks down complex financial planning into actionable advice. Moreover, we explore the potential of pensions not just as a retirement fund but as a tool for achieving financial independence and flexibility much earlier in life.
Remember, financial wisdom isn't just about accumulating wealth; it's about making informed choices that align with your life goals and values.
Main Topics discussed in this Episode:
- An overview of how retirement provision works, including basic subsistence protection through social security and the benefits of the Irish and UK state pensions.
- Strategies for enhancing pension benefits, including voluntary contributions to top up UK state pensions and eligibility for claiming both Irish and UK state pensions.
- Discussion on accessing pensions at an early age for financial benefits, such as paying off mortgages, and the concept of pensions not just being for old age.
- The process and considerations for transferring pensions, especially from the UK to Ireland, and the importance of planning before making international moves.
- The pitfalls of not diversifying investments and common financial mistakes expatriates make when moving to Ireland.
- Advocating for professional financial advice to navigate complex financial landscapes and make informed decisions that align with personal values and lifestyle goals.
This episode is Part 2 of my conversation with Marc - if you haven't listened yet, check out Part 1 from two weeks ago. If you're interested in engaging Marc in his services, get in touch via the Everlake website (https://everlake.ie/).
If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
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Buying a House in Ireland from Overseas as an Expat with Miriam Finn
Taxbytes for Expats
04/02/24 • 26 min
The Irish property market is often considered difficult to understand, and houses even harder to come by. In this episode, I get to speak with Miriam Finn, a seasoned property consultant who's dedicated to helping folks like you find their dream homes in Ireland. With over three decades of experience in finance and property, Miriam is an expert at finding and securing houses for expats both in Ireland and overseas.
In our chat, Miriam breaks down the essentials of the property buying process in Ireland, shares tips on overcoming common hurdles and offers a glimpse into what buying a property in Dublin is like. So whether you're contemplating a move back to Ireland or considering an investment here, Miriam's advice and services will be a huge benefit to you!
Main topics discussed in this episode:
- Miriam Finn's Background in retail banking, mortgage brokerage, and property sales
- How Miriam and her team alleviate the stress of property hunting, especially for expats unfamiliar with the local market.
- Valuable insights into the current state of the Dublin property market and the challenges in the Irish market.
- Miriam outlines the typical timelines in purchasing a property in Ireland, emphasizing the importance of being well-informed and prepared.
- Miriam offers practical tips for expats, including the importance of understanding local market nuances, the benefits of establishing connections with real estate professionals, and the value of on-the-ground support.
- For listeners intrigued by the prospect of buying property in Ireland and seeking professional guidance, Miriam shares how to get in touch with her team for a personalized consultation.
More information and to book free consultation with Miriam Finn, head to www.miriamfinnproperty.ie or connect with her on LinkedIn: https://www.linkedin.com/company/miriam-finn-property-consultant/.
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If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
Mentioned in this episode:
Topping Up your UK State Pension Before It's Too Late! with Mel Morgan
Taxbytes for Expats
09/17/24 • 21 min
In this episode of Tax Bytes for Expats, I had the pleasure of speaking with Mel Morgan from UKStatePensionAbroad.com. Mel and his wife, Martha, specialize in helping people maximize their UK state pension benefits as appointed agents of HM Revenue and Customs, even if they’ve left the UK years ago.
We discuss how those with previous employment in the UK can top up their pension contributions and potentially boost their retirement income by thousands per year. Mel walks us through the simple but crucial process of determining eligibility, applying for back payments, and making sure everything is optimized to ensure the best outcome.
This episode is a must-listen for anyone who’s worked in the UK and wants to understand how they can benefit from the UK’s state pension system, even if they’re living abroad. Whether you’ve spent just a few years in the UK or worked there long ago, there’s still time to act and secure this valuable pension opportunity.
What is discussed in this episode:
- UK State Pension Eligibility: You need at least three consecutive years of employment in the UK to qualify for a UK state pension, regardless of how long ago you worked there.
- Class 2 vs. Class 3 Contributions: Most people can buy back years at the more affordable Class 2 rate, costing around £165 per year. Failing that, Class 3 contributions are still a great investment, albeit at a higher rate.
- Double Pension Benefits: You can receive both UK and Irish state pensions for the same years worked, as they are treated separately, similar to additional voluntary contributions (AVCs).
- Time Sensitivity of Applications: The window to top up your UK pension contributions closes on 5 April 2025 (with caveats) but Mel's team may stop accepting applications by November 2024 to manage demand, so submit your request quickly!
- Seek Expert Advice: Working with an expert like Mel can ensure your application is optimized for success, helping you avoid costly mistakes and navigate the complexities of dealing with UK Revenue and HMRC.
Contact Mel Morgan:
Email: [email protected]
Website: https://ukstatepensionabroad.com/
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If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
Mentioned in this episode:
Crucial Investment, Tax Relief & Restructure Advice for Irish Startups with Maura Ginty (Part 2)
Taxbytes for Expats
03/18/25 • 29 min
This is Part 2 of Stephanie's conversation with Maura Ginty - make sure to listen to Part 1 if you missed it!
There are tons of tax benefits for startup founders in Ireland when they approach building their business in the right way, especially if you’re investing!
This week we’re back for Part 2 of my conversation with Maura Ginty of Gintax, a tax specialist with years of experience advising startups, entrepreneurs, and growing businesses.
In this episode, we discuss the key tax reliefs and strategies that startup founders, investors, and business owners need to know, how to structure investments through a company and the tax implications that come with it, employee share schemes, and Maura shares her insights on where the Irish tax system could improve to better support founders and startups.
Main Topics Discussed in this Episode:
- R&D Tax Credit – how it works and why documentation is key
- EIIS tax relief – benefits, risks, and why companies need to be cautious
- Investing through a company – tax pitfalls to avoid
- Employee share schemes – comparing options and understanding tax implications
- Where the Irish tax system could improve for startups and founders
Contact Maura Ginty
Email: [email protected]
Website: https://www.gintax.ie
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If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
Mentioned in this episode:
The Financial Reality of Migrating to/from the United States with Sean Kearney (Part 1)
Taxbytes for Expats
11/19/24 • 30 min
Hi everyone! The complications of Ireland/U.S. migration isn't lost on any professional that has a stake in making the move work. Knowing how to treat both countries from a financial perspective is difficult - especially for those of us making the move!
In this episode, I sat down with Sean Kearney of Amvoy Wealth, a specialist in helping Irish citizens manage their US-based finances, understand tax obligations, and plan for future moves between Ireland and the US. Sean’s expertise is second to none, and his insight into the realities of balancing US and Irish financial systems is both essential and eye-opening.
In Part 1 of our conversation, Sean shares the basics of navigating dual tax obligations, the common missteps that Irish expats encounter in US financial planning, and why keeping everything above board (no matter how tempting it might be to do otherwise) is crucial.
If you’re an Irish citizen in the US, planning a move back home, or have financial assets in either country, don’t miss Sean’s advice on staying compliant, managing investments across borders, and the importance of early financial planning! And stay tuned for Part 2 in the next episode of Taxbytes For Expats!
What you'll hear in this episode:
- The Importance of Cross-Border Financial Planning: Moving between the US and Ireland involves unique financial and tax implications, especially for Irish citizens holding US assets or green cards. Working with advisors who understand both systems can save you from costly mistakes down the road.
- Tax Consequences of Holding a Green Card: Many Irish expats seek a US green card but don’t realize the potential tax consequences when leaving the US. It’s critical to properly exit the US tax system and file necessary documentation to avoid future tax liabilities.
- Why Rebasing Investments Before Moving Matters: Selling or ‘rebasing’ assets while still under US tax jurisdiction can often reduce capital gains tax, as US rates are typically lower than Ireland’s. Proper timing here can make a significant difference in tax savings.
- Potential Risks of Unpaid Taxes and Undeclared Assets: Ignoring tax obligations on assets left in the US or in Ireland can come back to haunt expats, especially with increasing global tax transparency. Compliance is key to avoiding future penalties.
- The Value of a Cross-Border Advisory Team: Combining the expertise of Irish and US advisors who communicate directly can give expats clarity and security. This collaboration ensures compliance, optimizes tax strategies, and aligns with personal and financial goals across both countries.
Contact Sean:
Email: [email protected]
Website: https://www.amvoywealth.com/
LinkedIn: https://www.linkedin.com/in/sean-kearney-cfp%C2%AE-870763199/
*****
If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
Mentioned in this episode:
The Road to Affordable Car Insurance in Ireland for Expats (Part 2) with John Healy
Taxbytes for Expats
01/07/25 • 16 min
This is Part 2 of a conversation with John Healy of Healys Insurances - if you haven't listened to Part 1 yet, we'd highly recommend it before jumping into this episode!
There's more to car insurance than claiming on accidents - it's about knowing when to use, which insurance to get and what you need to bring with you as an expat to save money on your premiums.
Talking more about Car Insurance in Ireland, I’m joined by John Healy of Healy’s Insurances, an expert with over 25 years of experience in insuring cars, homes and more. Healy’s Insurances is well-known in expat circles for helping people navigate the quirks of the Irish insurance market (though most notably for Mary Doyle, or “Mary of Healy’s!”).
In this Part 2, we dig deeper into the practicalities of insuring your vehicle in Ireland, including tips to avoid common pitfalls and how to ensure a smooth process when transitioning from foreign to Irish policies. John shares his wealth of experience, including why your no-claims bonus is invaluable, how car registration impacts your premiums, and what you need to know about imported cars.
We also bust some insurance myths, cover the pros and cons of bundling policies, and discuss what to do if you’re caught in the grey zone with your license or insurance timeline. Whether you’re planning your move or are already in Ireland scratching your head over insurance, this episode is packed with advice to help you make a plan that saves you money and gets into your car as soon as possible.
Main Topics in the Episode:
- No-Claims Bonus is Key: Your no-claims bonus document from abroad is a must-have. Make sure it’s valid, canceled where necessary, and ready before you arrive in Ireland.
- Car Registration Matters: Your car's reg impacts your insurance quote significantly, from its history (like past accidents) to its mileage. Check the car's insurance eligibility before buying.
- License Logistics: Foreign licenses can work temporarily, but plan early to convert to an Irish license—especially if you’re from a country without a straightforward exchange process.
- Imported Cars = Higher Costs: Be cautious when bringing in cars from outside Ireland, as niche models or past damages could hike up premiums or even make them uninsurable.
- Claiming on Insurance: For minor damages, weigh the cost of paying out-of-pocket against claiming—especially if you’re a younger driver or lack bonus protection.
Contact Healys for Insurance today:
Email: [email protected]
*****
If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at [email protected] or leave a rating and review on Apple Podcasts or Spotify.
Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.
Mentioned in this episode:
An overview of the US state tax system for Irish residents
Taxbytes for Expats
09/18/23 • 24 min
In this episode we speak with Jessica Beall of Beall Tax Consulting about the US state tax system. Jessica and I talk about how the state tax system works and she shares the common issues taxpayers can encounter with US state taxes, particularly when departing the US. We cover the Irish/US Double Tax Agreement and its application for state taxes, as well as an overview as to how the state tax system works. This episode is geared to for anyone dealing with US state taxes and the US-Ireland Double Tax Agreement. So if you are a US citizen, have recently left the US or have assets/income that remain taxable in the US state tax system this episode is well worth a listen.
Mentioned in this episode:
Homebound: Navigating Mortgages for Expats in Ireland
Taxbytes for Expats
07/06/23 • 40 min
Are you an expat dreaming of settling down in the beautiful country of Ireland? Look no further! In our latest podcast episode of "Taxbytes for Expats," join us as we speak with Paul Quinlan, a Waterford based Irish Mortgage Adviser, to uncover the insider tips and tricks on how expats can secure a mortgage in Ireland. Moving to a new country can be a daunting experience, especially when it comes to navigating the complex world of mortgages. In this interview, Paul Quinlan will share his extensive knowledge and expertise, guiding expats through the process of obtaining a mortgage in Ireland smoothly and efficiently.
Additionally, our conversation will delve into the potential challenges that expats may face during the mortgage application process. Paul will shed light on common pitfalls and offer practical solutions to overcome them. Whether it's dealing with documentation, understanding legal requirements, or avoiding unexpected fees, this episode will equip expats with the knowledge they need to make informed decisions and avoid costly mistakes.
As a seasoned mortgage adviser, Paul Quinlan has helped countless expats achieve their dreams of homeownership in Ireland.
If you need assistance with mortgage advise please reach out to Paul on [email protected]
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Special Offer from our Trusted Partner, Currencies Direct
This episode is brought to you by Currencies Direct, our trusted currency exchange partner when transferring currency to or from Ireland. Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct.
Entering the Irish rental market as a landlord - opportunities and pitfalls
Taxbytes for Expats
09/18/23 • 39 min
In this episode we speak with Property Specialist Lisa O'Reilly of LOR Property Solutions about the pitfalls and opportunities for landlords in the Irish market. This episode is for you if you are considering renting property in Ireland and unsure of the issues/opportunities in this space.
Segment 1: Rent Caps Irish rental market overview. Explanation of rent caps and how they affect landlords. Understanding the Residential Tenancies Act. Tips for staying compliant with rent caps.
Segment 2: Finding the right property factors to consider when choosing an investment property. Location, location, location: Exploring ideal areas for investment. Types of properties popular with renters. Working with local real estate agents.
Segment 3: Tenant's Rights An overview of tenants' rights and protections in Ireland. The importance of a well-drafted lease agreement. Handling tenant complaints and issues professionally. Eviction laws and the eviction process in Ireland.
Segment 4: Registrations The legal obligations of landlords in Ireland. Registering with the Residential Tenancies Board (RTB). Maintaining records and documentation. Penalties for non-compliance.
Segment 5: Tax Tips and Rules Understanding Irish taxation for landlords. Deductible expenses and tax benefits. Capital gains tax implications. Professional advice and tax planning.
Segment 6: How Lisa's company - LOR Property Solutions Can Assist - The Model They Offer The benefits of joining a landlord association. LOR's resources, support, and educational opportunities. How LOR can help you navigate the Irish rental market.
Segment 7: Rates of Return Calculating your return on investment (ROI). Factors affecting rental income and ROI. Long-term vs. short-term rentals. Maximizing profits while providing quality housing. It's no secret that the Irish rental market can be both rewarding and challenging, but with the right knowledge and support, you can make the most of your investment.
If you have any questions or would like to learn more about specific topics covered in this episode, feel free to reach out to us or contact Lisa directly via her website https://lorpropertysolutions.ie/
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FAQ
How many episodes does Taxbytes for Expats have?
Taxbytes for Expats currently has 51 episodes available.
What topics does Taxbytes for Expats cover?
The podcast is about Places & Travel, Society & Culture, Podcasts, Business and Careers.
What is the most popular episode on Taxbytes for Expats?
The episode title 'An overview of the US state tax system for Irish residents' is the most popular.
What is the average episode length on Taxbytes for Expats?
The average episode length on Taxbytes for Expats is 26 minutes.
How often are episodes of Taxbytes for Expats released?
Episodes of Taxbytes for Expats are typically released every 14 days.
When was the first episode of Taxbytes for Expats?
The first episode of Taxbytes for Expats was released on Sep 21, 2022.
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