Episode 160 - For Married Moms Living Paycheck to Paycheck
03/14/25 • 21 min
In this episode of The Smarter VetTM Podcast, hosts Tom Seeko and CJ Bernett dive into the financial struggles many face—especially moms living paycheck to paycheck. They explore why so many married couples aren’t truly “finance married,” operating on separate financial islands that lead to inefficiencies, stress, and a lack of financial clarity.
Key takeaways include the importance of open financial communication with your spouse, tracking income and expenses without guilt, setting healthy money boundaries, and prioritizing savings—even in small steps. The hosts also discuss cultural expectations, the root causes of financial disconnection, and practical steps to regain control of your finances. Plus, they share free resources to help you get started.
If you’re feeling financially overwhelmed, this episode is a must-listen!
Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”
Buy Now: Book – Unleashed | Florida Veterinary Advisors
—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/
Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/
Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/
Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us
Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ
In this episode of The Smarter VetTM Podcast, hosts Tom Seeko and CJ Bernett dive into the financial struggles many face—especially moms living paycheck to paycheck. They explore why so many married couples aren’t truly “finance married,” operating on separate financial islands that lead to inefficiencies, stress, and a lack of financial clarity.
Key takeaways include the importance of open financial communication with your spouse, tracking income and expenses without guilt, setting healthy money boundaries, and prioritizing savings—even in small steps. The hosts also discuss cultural expectations, the root causes of financial disconnection, and practical steps to regain control of your finances. Plus, they share free resources to help you get started.
If you’re feeling financially overwhelmed, this episode is a must-listen!
Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”
Buy Now: Book – Unleashed | Florida Veterinary Advisors
—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/
Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/
Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/
Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us
Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ
Previous Episode
Episode 159 - Where Do Money Problems Come From?
In this episode of The SmarterVet Podcast, hosts Tom Seeko and CJ Bernett explore the root causes of financial struggles veterinarians face. Why does money management often feels overwhelming? How do factors like time constraints, misinformation, and lack of financial education contribute to the problem? By shifting mindsets, breaking financial planning into manageable steps, and taking proactive action, veterinarians can overcome these challenges and take control of their financial future with confidence.
Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”
Buy Now: Book - Unleashed | Florida Veterinary Advisors
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/
Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/
Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/
Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us
Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ
Next Episode
Episode 161 - For Households That Make More Than $200K
In this episode of The Smarter Vet Financial Podcast, hosts CJ Bernett and Tom Seeko break down financial strategies for high-income earners. They discuss how marriage impacts money decisions, common mistakes with Roth IRAs, the "backdoor Roth" strategy, and maximizing 401(k) contributions. We also highlight the importance of balancing tax savings with long-term financial goals and offer tips for managing money in relationships. Tune in for expert insights to help you make smarter financial decisions!
Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”
Buy Now: Book – Unleashed | Florida Veterinary Advisors
—–
Extra resources galore!
Listen to more episodes: https://flveterinaryadvisors.com/smarter-vet-financial-podcast/
Watch the no cost 5 part video course to review your finances and see where you could be doing better in your finances.
5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/
Find out what you could be overlooking within your practice by taking our brief assessment
Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/
Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice.
Schedule a time-https://flveterinaryadvisors.com/contact-us
Check out our social media channels
Facebook-https://facebook.com/flvetadvisors
LinkedIn-https://linkedin.com/company/flvetadvisors
YouTube-https://www.youtube.com/channel/UCAK-PzGDIch3vzKiAjWVrQQ
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