Roaming Returns
Tim & Carmela
Learn how to generate passive income with dividend stocks, so you can secure your finances and liberate your life. We've tried pretty much every type of investing. Most take too long to reap rewards and you have to sell your investments to get any usable cash. Short term strategies are stressful, risky, and keep you glued to a screen all day.
Other kinds of passive income take a lot of capital or work to start up. Owning physical real estate comes with headaches and often high capital investment and risk because of debt. And starting a business or becoming an influencer takes a lot of time, effort, customer service, and constant innovation.
There's an easier way to make income that passively starts rolling in in just 30 days. You can accelerate your earnings much faster than you ever thought possible with some creative tactics.
Imagine being able to do what you love without worrying about making a living. You can also retire early on a fraction of the capital without the fear of running out of money. New episodes drop every Tuesday.
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Top 10 Roaming Returns Episodes
Goodpods has curated a list of the 10 best Roaming Returns episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Roaming Returns for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Roaming Returns episode by adding your comments to the episode page.
05/13/25 • 56 min
Are your portfolio losers actually hidden gems—or ticking time bombs? In this episode, we break down the 10 biggest losing stocks in our portfolio to determine if they’re value plays or just value traps.
We dig into:
✔️ Dividend Yield
✔️ Revenue Growth
✔️ Net Profit Margin
✔️ EPS & P/E Ratios
✔️ Analyst Price Targets
✔️ Growth Forecasts
You’ll hear our verdict on each stock—green light to buy (or DRIP), red light to hold off, and if any are bad enough to sell.
Stocks Analyzed:
CIVI, OGN, IIPR, TRMD, SKWS, UPS, PEP, ABR, KRP, RWAY
🔥 Whether you’re trying to decide what to buy next, what to DRIP, or what to drop—this episode is your full value map.
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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
08/06/24 • 49 min
Ever seen someone doing something amazing and as soon as they tell you how, you immediately say “I can’t so that”
This one phrase can literally be the thing holding you back from achieving whatever your heart desires, not just in finance but everything else life.
How you talk whether out loud or in your head, makes all the difference.
Today we’re going to discuss what happens when you say I can’t and what you can do instead that will actually help get you moving towards the things you want to do.
If you found value in our episode today and you're interested in the two books we mentioned, you can help support this podcast by purchasing through our links. We'll receive a small commission at no cost to you.
Buy --> Unf*ck Yourself
Buy --> Mindset
And if you don't have Audible yet, you can both books for free by signing up now.
Click here to vote on whether you'd sell our condo as-is or do the work to get more sweat equity and investing funds.
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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
009 - Limit Your Downside Risk With Low Beta Stocks
Roaming Returns
09/15/23 • 12 min
If down days in the market send you into panic mode, you need to implement a beta strategy. Stocks with a beta close to 1 are much less volatile than the market, which limits your downside.
Low beta's also decrease the upside. But that's okay for dividend stocks, because of reinvesting and compounding.
CALM is our favorite and ridiculously low beta stocks. Who would've thought that eggs could be so exciting?
Of course there's other ways to limit your downside like
For a more detailed summary of this episode, click here.
Leave your comments here. (no email required) We value your feedback.
Or you can drop comments on this episode's corresponding social posts.
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
12/19/23 • 42 min
Most people avoid their failures because they're painful. Pain sucks, but forcing yourself to asses things will provide a lot of important information to help you learn so you can avoid making the same mistakes in the future.
Our biggest losing stocks in 2023.
- CWH we're down 44%
- IEP is down 53%
- QRTEP was down 15% until the recent rally; now we're up 3.56%
- UAN is down 15%
- MPW we're down a whopping 40%
What's crazy is that we have been up double digit percents in all of these at some point, but things can change at the drop of a dime with news and sentiment shifts.
If you're using our investing approach, dividends and reinvesting minimizes a good chunk of your losses.
The more you evaluate your failures and hone your process, the better you'll become at investing and the less money you'll lose.
Drop your comments or questions for this episode on one of our posts.
If you're looking for a more detailed summary of this episode, click here.
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We appreciate your support!
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
057 - What Do You Do If Interest Rates Don't Get Cut?
Roaming Returns
07/09/24 • 43 min
Everyone including the FED has been optimistic about interest rates getting cut in 2024, but the data that's come out shows a different sentiment.
I know we're all missing the low rates, but as good investors, we have to prepare for reality.
The numbers indicate a high probability of a rate hold. There's also a better chance of there being a rate hike over a rate cut.
This is actually good for a lot of investments, but not so great for those carrying debt.
So today we have a strategy for you to navigate the current interest rates in life and in your investments.
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
089 - 12 Coins We're Holding For 2025's Crypto Rally
Roaming Returns
01/28/25 • 44 min
We’ve been dropping hints the last few months about how crypto’s going to be on fire in 2025. If you take advantage of this boom, you can X your money many times over. Then those profits can greatly boost the capital you'll have to invest in dividend stocks, which will increase your monthly income.
I’m so freaking excited to see what happens this year to my crypto IRA. It feels like I’ve been waiting forever for it to go up in value.
It’s hard to keep up with what’s going on in the crypto realm if you're busy because technological innovation moves so fast. There are so many cool projects happening that have awesome practical applications. And with a government that’s finally advocating for it. Oh man.
Tim used macro trends to pick cryptos with high-value technology to invest in for the coming boom.
GRT
FIL
FET
BTC
ETH
LINK
ONDO
XLM
AAVE
QNT
HNT
STX
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
08/13/24 • 41 min
When fear comes a knocking, people start to panic sell. The beginning of August was a red bloody mess and that scared a lot of people away.
But savvy investors saw it as a great buying opportunity for so many stocks. Then the markets rebounded pretty much to where they started.
Fearful investors lose in times of high market volatility, but you don’t have to be one of them.
So today we’re going to discuss the things you can do to prepare yourself and your portfolio for when the stock market starts getting erratic.
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
04/22/25 • 39 min
Looking for weekly dividend income ETFs that could outperform YieldMax? In this episode, we break down Roundhill’s new WeeklyPay ETFs—NVW, TSW, AAPW, COIW, and PLTW—and compare them head-to-head with YieldMax equivalents (like NVDY, TSLY, APLY, CONY, and PLTY).
We explain:
- How Roundhill’s ETFs actually work (hint: they hold the underlying stock + swaps)
- Why they may offer less NAV erosion than synthetic call-option ETFs
- Real numbers: 8-week price drops, dividends paid, and total return
- Why we’re especially bullish on AAPW and PLTW right now
- The strategy behind using these as income generators, and how we manage risk
If you’ve been riding the YieldMax rollercoaster and wondering if there’s a better alternative, this is the episode you’ve been waiting for.
🧠 Learn how these ETFs function
📉 See how they’ve held up in brutal market conditions
💸 Find out which ones we’re buying and why
👉 Watch before you make your next move.
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
06/03/25 • 34 min
The market dropped nearly 15% this spring... but our conservative dividend portfolio? It grew income by almost 10%.
In this episode, we walk through our Q2 2025 Retirement Portfolio update—showing how even as the market got wrecked by tariffs, volatility, and policy chaos, we stacked more income, reinvested smarter, and stayed unbothered.
We break down:
- 🔻 How the portfolio value dipped 8% but the income surged
- 📈 How strategic DRIP and weekly income ETFs gave us an edge
- 🚩 Which holdings are red flags (OGN, QVCGP...) and which ones are screaming buys
- 🧠 The logic behind our high-yield + dividend growth strategy for retirement
- 🛑 Why market drops don’t matter if you invest for income, not headlines
If you want a portfolio that performs through chaos—not because you timed the market but because you built it right—this one’s for you.
Conservative Portfolio Q2 Dividends
--> Spreadsheet Here <--
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
06/11/25 • 51 min
🔥 Van Life Portfolio – Q2 2025 Update (13% Income Growth Despite Market Drop)
This isn’t your grandpa’s dividend portfolio.
In this episode, we give a full Q2 breakdown of our high-octane, high-yield “Van Life” portfolio—designed for aggressive income generation, not fragile capital gains.
Despite a steep 20% drop in principal (from $110K high to $90K low), our income grew +13.3% this quarter, landing at $5,667 in dividend payouts. That’s a projected 23% yield on current capital (~$97K). Yeah, you read that right.
We cover:
✅ Great-performing weekly payers (YMAX, USLY, AAPW, LFGY)
✅ Which high-yield stocks are screaming “buy” right now
✅ Which ones are dead weight or dangerously overvalued
✅ How to rotate positions for better yield + compounding
✅ The YieldMax strategy—why most people do it wrong
Whether you're building an income-first lifestyle or just tired of traditional portfolios dragging you down, this one’s for you.
High Yield Q2 Dividends
--> Spreadsheet Here <--
Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.
Stay connected. Follow us on social!
**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.
Episode music was created using Loudly.
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FAQ
How many episodes does Roaming Returns have?
Roaming Returns currently has 109 episodes available.
What topics does Roaming Returns cover?
The podcast is about Investing, Passive Income, Podcasts, Digital Nomad, Financial Freedom, Education, Business, Money Mindset and Early Retirement.
What is the most popular episode on Roaming Returns?
The episode title '029 - You Need To Be Aware Of Crypto Technology Because It's More Than Just Currency' is the most popular.
What is the average episode length on Roaming Returns?
The average episode length on Roaming Returns is 46 minutes.
How often are episodes of Roaming Returns released?
Episodes of Roaming Returns are typically released every 6 days, 23 hours.
When was the first episode of Roaming Returns?
The first episode of Roaming Returns was released on Aug 17, 2023.
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