rich & REGULAR with Kiersten and Julien Saunders

rich & REGULAR

rich & REGULAR is the podcast for people who want to take charge of their money, pay off their debt, build their wealth, and live their best lives without being obsessed with money. Every week, Kiersten and Julien Saunders show you how money intersects with everything else in your life and teach you how to use it to your advantage. They share their insights and tips on how to make, save, and invest money in creative and unconventional ways. They also help you understand the big changes that are happening in the world and how to adapt to them. Because being rich & famous is overrated. Being rich & REGULAR is where it's at.

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Top 10 rich & REGULAR with Kiersten and Julien Saunders Episodes

Goodpods has curated a list of the 10 best rich & REGULAR with Kiersten and Julien Saunders episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to rich & REGULAR with Kiersten and Julien Saunders for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite rich & REGULAR with Kiersten and Julien Saunders episode by adding your comments to the episode page.

38: Tips for Setting Your 2022 Financial Goals

rich & REGULAR with Kiersten and Julien Saunders

12/27/21 • 41 min

New Year, new goals! It’s the time of year where people are buzzing with optimism and anticipating the fresh start of a new year. In this episode, Julien and Kiersten Saunders (@richandregular) talk about why setting purely financial goals may not be the most useful exercise and offer their best tips and lessons about how to still achieve your money aspirations without losing yourself along the way.

Full show notes and resources can be found here: www.richandregular.com/e38shownotes

Connect with us in the Success Achievers Community where we host monthly training on a range of topics! It’s completely free to join and there are opportunities for networking, courses and special events. Visit: www.richandregular.com/achievers

See omnystudio.com/listener for privacy information.

Ep 204: Women’s History Month 2025 | Celebrating wins and fighting for more

rich & REGULAR with Kiersten and Julien Saunders

03/10/25 • 40 min

Join a Shifting Wealth, Shaping Futures Circle today: https://investforbetter.org/swsf/

Not quite ready for a circle? Sign up for a free membership with Invest for Better: https://investforbetter.org/membership/

Get your ticket to the Northeast FI Camp Women's Weekend: https://khbfinancial.com/northeastficamps/

For information about future, co-ed events, sign up for their email list: https://eastcoastfi.kit.com/adab4cc93c

For most of history, women weren’t just left out of wealth-building, we weren’t even in the conversation. Fast forward to today: Women are investing more than ever, making up a record percentage of stock market participants, growing businesses, and holding more financial power than at any point in history. That’s the win.

But here’s the fight: We’re still paid less, still have less wealth, and the traditional financial playbook assumes everyone earns, invests, and retires like a man. This means even when we do everything right, we’re often playing catch-up.

So this Women’s History Month, we’re asking: What happens when we go from participating to leading?

We discuss:

Why the wealth gap still exists even as women invest more than ever
How to rewrite the financial playbook so it actually works for us
Redefining financial confidence and owning it
The investing strengths women already have and how to use them to win
Using community as a secret weapon and connecting with other women like “rich aunties” who’ve been through it and have the wisdom to share.

Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.
Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life.

Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by Forbes
If you would like to learn more about investing, check out our newest class, Making Money Grow

Ep 201: Quick Dip | Disney’s too expensive, Diamonds aren’t rare, and CEOs are leaving - What does it all mean?

rich & REGULAR with Kiersten and Julien Saunders

02/17/25 • 44 min

Is the magic really gone, or are we just over it? This week's episode is a Quick Dip, where we're side-eyeing some old-school markers of success. We thought about calling this the "end of an era" edition but it might be too soon...you tell us!

Think childhood trips to Disney, that diamond ring you're 'supposed' to want, and even that climb up the corporate ladder. We're wondering if these traditions still mean what they used to in a world that's changing so fast. The data suggests something is changing, but this episode is less about having all the answers and more about starting some real convos about what matters to us.

First, we reference a recent Wall St. Journal article called “Even Disney is worried about the high cost of a Disney Vacation,” and talk about how rising costs are impacting families and challenging the park's cultural dominance.

Then, we tackle the diamond industry and the growing popularity of lab-grown alternatives that promise the same quality at a fraction of the price. Finally, we dissect the current state of the corporate world, and talk about the current record high CEO turnover rates and what they signal about the evolving relationship between workers and employers. This episode also features leaked audio where JPMorgan's CEO, Jamie Dimon, uses explicit language when speaking to his employees.

Key Takeaways:

Manufactured Magic is Expensive: "Tradition" often comes with a hefty price tag, and it's time to question if the returns are worth the investment
Ethical Consumption Matters: From lab-grown diamonds to supporting companies with values that align with our own, we have more power than ever to vote with our dollars
Authenticity is the New Luxury: The pursuit of genuine experiences and personal meaning is replacing the need to acquire status symbols

Ep 210: Everything you were never taught about bankruptcy

rich & REGULAR with Kiersten and Julien Saunders

04/21/25 • 42 min

This week, we’re breaking down bankruptcy in the way it should’ve been explained all along: without shame, without legal jargon, and without the “womp womp” energy we’ve all been taught to bring to it.

You’ve probably heard of Chapter 7. Maybe even Chapter 13. But unless you’ve filed for bankruptcy, or know someone who has, you’ve likely never learned what it actually means.

We kick things off with the viral rise of the “debt strike” trend on TikTok and Instagram, where people are publicly declaring they’re done paying back debt and explore what it says about our cultural relationship to money, morality, and relief.

Then we get into:

What Chapter 7, Chapter 13, and Chapter 11 actually are
Who qualifies and how
What a “means test” is and how it works
What happens to your credit score and your sanity
The real costs (financial, emotional, and social) of filing
And why bankruptcy might more of a mental health intervention than we give credit for

Along the way, we myth-bust the stereotypes and unpack why bankruptcy, like divorce, might just be a legal reset that deserves more empathy and way less side-eye.

Links:

Episode 174: A spike in bankruptcy (Topic #2)

118: Dividend Investing

rich & REGULAR with Kiersten and Julien Saunders

07/10/23 • 29 min

What in the world is dividend investing and how is it like cookie dough? In this week’s episode of Rich & REGULAR, Kiersten and Julien delve into the concept of dividends, exploring what they are, the reasons behind their popularity, the criticism they face, and how they can fit into your financial strategy. With patience and purpose, dividend investing can be a great contribution to your portfolio.

So tune in to get some clarity on dividend investing to discover if this is a fit for your overall investment goals. After hearing Julien and Kiersten’s helpful insight, will you choose to embrace dividends or approach them with caution? The power to shape your investment strategy is in your hands. Until next time, happy investing!

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The Little Book of Common Sense Investing by John Bogle

Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.

Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts.

See omnystudio.com/listener for privacy information.

Ep 191: Rethinking Emergency Funds for modern times

rich & REGULAR with Kiersten and Julien Saunders

12/09/24 • 37 min

We’re still revisiting fundamentals and this week we’re asking: Is your emergency fund actually an emergency fund, or just a well-intentioned savings account collecting dust (and maybe a tiny bit of interest)?

In this episode, we unpack the truth about financial emergencies and reveal the flawed logic behind the old ‘3-months of expenses’ rule. Let’s be honest, climate change, unexpected job losses, and ridiculously high repair costs have made the classic “cash only” emergency fund advice obsolete. We talk about building a real safety net, one that's flexible, accessible, and addresses everything from the cost of repairs to those unexpected crises that inevitably spring up in life

Building an emergency fund isn’t about striving for perfection; it’s about protecting what matters most. We’ll provide practical tips, address common anxieties, and leave you with a renewed sense of preparedness – all without losing your mind (or your savings).

We discuss:

The Illusion of the "Checked Box": Why the standard 3-6 month emergency fund is inadequate for the unpredictable realities of 21st-century life
The importance of liquidity and accessibility: It's not enough to have the money, you need to be able to access it quickly and easily. We'll dissect the hidden fees and frustrating bureaucratic hurdles that can turn your carefully-saved emergency fund into a useless paperweight
More than just cash: We discuss the overlooked role of insurance, lines of credit, and community resources in weathering life’s storms. This isn't just about finances; it's about creating a comprehensive plan that addresses all dimensions of an emergency
The Multi-Layered Approach: Why cash is still surprisingly relevant, even in a cashless society.Real-life examples that illustrate why diversifying your financial institutions is no longer a "luxury" but a necessity
The Rebuilding Phase: A practical plan for rebuilding your emergency fund in the wake of a crisis. Because let’s face it, emergency situations aren't one-and-done

Links:

Ep 120: Why You Should Consider a Traincation

rich & REGULAR with Kiersten and Julien Saunders

07/24/23 • 44 min

As the cost of travel continues to soar and flights become increasingly expensive, a surprising alternative is gaining traction and capturing the attention of wanderlust-stricken adventurers...traincations! Trains, once overlooked in favor of airplanes, are experiencing a renaissance, thanks to remarkable enhancements in the rail industry and a desire for more affordable and experiential journeys. This week on Rich & REGULAR, Kiersten and Julien delve into the reasons why train travel is making a remarkable comeback, how the United States fares in comparison to the rest of the world, and the pros and cons of opting for a train journey over flying.

With summer travel in full swing, many adventurers are rediscovering the allure of road trips and, in the process, realizing they had forgotten about the wonders of train travel. Amidst the escalating costs of flights, it's no wonder that people are seeking alternatives that offer both savings and an opportunity to embrace the journey itself. Tune in to hear the Saunders break down why a traincation could be a fit for your next trip. You might just find yourself wondering, why not consider the train and rediscover the joy of the journey?

Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.

Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts.

See omnystudio.com/listener for privacy information.

106: Types of Life Insurance

rich & REGULAR with Kiersten and Julien Saunders

04/17/23 • 40 min

Many of Kiersten’s family members have been involved in the insurance business, so the Saunders are smashing through the stigma and delivering the life insurance low-down this week. They mull over the purpose of life insurance and perform a cost-benefit analysis on the two types of policies, term and whole life, while offering their two cents on which one to invest in. Julien and Kiersten also answer significant questions like who qualifies for life insurance, which of the two types is best, and what lifestyle factors will increase your premium.

The soaring cost of premiums may make some people exclude insurance altogether if they don’t know the big picture, so they let listeners know what to look for and if eliminating the middleman and investing your funds in other accounts can lead to better financial outcomes. Listen along as Kiersten shares her experience with over-investing in multiple types of insurance and how she’s adjusted her strategy over the years. She advises, however, that the market is constantly changing and not always for the best for people looking for insurance, saying, “If you’re eligible to get a life insurance policy now, you should get one NOW.” Tune in to find out more!

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Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Support Rich & Regular by sharing and rating it five stars on Apple Podcasts. Check out their video podcast “Cashing Out” on YouTube.

See omnystudio.com/listener for privacy information.

90: Aldi Hype

rich & REGULAR with Kiersten and Julien Saunders

12/26/22 • 32 min

Happy holidays! Julien is riding a wave from a recent visit to Aldi grocery store and he and Kiersten are here to share their thoughts on low-cost shopping options. They’ve noticed massive food and grocery inflation over the last couple of months. There’s also a heightened focus on food waste and food insecurity.

Today, they compare the prices between Whole Foods and Aldi, finding many prices to be 40 to 50% off. A downside is that food is often prepackaged there. But buying in larger portions allows you to save per meal while getting delicious food and most people cannot tell the difference between a store and name brand. They discuss the pain points and benefits of shopping at lower costs, including how consumerism doesn't necessarily pay when it comes to brand loyalty

Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.

Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts.

See omnystudio.com/listener for privacy information.

Ep 162: Get Noticed, Get Hired: How to sell yourself and win in this job market

rich & REGULAR with Kiersten and Julien Saunders

05/13/24 • 39 min

The job market is more competitive than ever. Even with the perfect resume and impressive credentials, landing your dream job (or even a decent one) feels impossible. What's the missing piece?

This episode dives into the unspoken truth: you need to learn how to sell yourself.

We're tackling the tough questions:

Why is self-promotion so important in today's world? We explore how the digital age has changed the game, requiring you to be "twice as findable" as you are qualified.
Isn't bragging "icky"? We debunk the stigma around self-promotion, revealing the difference between obnoxious boasting and authentically showcasing your value.
I hate social media. Do I really need to be online? We discuss the importance of building a digital presence and offer strategies for making it work for YOU, even if you're not a social media guru.
How do I stand out without losing myself? We offer practical tips and frameworks for developing a sustainable self-promotion strategy that aligns with your values and goals.
What about the fear of rejection? We share personal experiences and provide encouragement for overcoming the mental hurdles that often hold people back.

This episode is for anyone who is struggling to land a job despite strong qualifications, wants to advance their career but feels stuck or is considering entrepreneurship but feels hesitant to put themselves out there.

We'll leave you feeling empowered to take control of your career narrative, equipped with a few practical strategies for building your personal brand and inspired to embrace self-promotion as a path to success.

Resources mentioned:

Brag Better by Meredith Fineman
Cinneah at Flynanced

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FAQ

How many episodes does rich & REGULAR with Kiersten and Julien Saunders have?

rich & REGULAR with Kiersten and Julien Saunders currently has 214 episodes available.

What topics does rich & REGULAR with Kiersten and Julien Saunders cover?

The podcast is about Financial Independence, Retirement, Investing, Stock Market, Podcasts, Fire, Money Podcast, Business, Early Retirement, Rich and Careers.

What is the most popular episode on rich & REGULAR with Kiersten and Julien Saunders?

The episode title '55: Demystifying Retirement' is the most popular.

What is the average episode length on rich & REGULAR with Kiersten and Julien Saunders?

The average episode length on rich & REGULAR with Kiersten and Julien Saunders is 40 minutes.

How often are episodes of rich & REGULAR with Kiersten and Julien Saunders released?

Episodes of rich & REGULAR with Kiersten and Julien Saunders are typically released every 7 days.

When was the first episode of rich & REGULAR with Kiersten and Julien Saunders?

The first episode of rich & REGULAR with Kiersten and Julien Saunders was released on Apr 9, 2021.

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rich & REGULAR with Kiersten and Julien Saunders

rich & REGULAR

Top 10 rich & REGULAR with Kiersten and Julien Saunders Episodes

FAQ

How many episodes does rich & REGULAR with Kiersten and Julien Saunders have?

What topics does rich & REGULAR with Kiersten and Julien Saunders cover?

What is the most popular episode on rich & REGULAR with Kiersten and Julien Saunders?

What is the average episode length on rich & REGULAR with Kiersten and Julien Saunders?

How often are episodes of rich & REGULAR with Kiersten and Julien Saunders released?

When was the first episode of rich & REGULAR with Kiersten and Julien Saunders?

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