Retirement Planning Education, with Andy Panko - #101 - Q&A edition...Choosing a custodian, 401(k) contribution limits, gift tax exclusion limits and MORE!

#101 - Q&A edition...Choosing a custodian, 401(k) contribution limits, gift tax exclusion limits and MORE!

05/30/24 • 34 min

1 Listener

Retirement Planning Education, with Andy Panko

Listener Q&A where Andy talks about:

How to choose a brokerage firm/custodian to use ( 3:00 )
How frequently to rebalance your portfolio ( 11:46 )
Annual 401(k) contribution limits between employee and employer contributions ( 14:55 )
Understanding gift taxes, when a gift tax return is required, the lifetime gift/estate size exemption and the annual gift exclusion ( 19:08 )
The two different 5-year rules for Roth IRAs ( 24:03 )
How mortgages or home equity lines of credit play into how much of the gain on the sale of your primary residence can be excluded ( 28:43 )

Links in this episode:

My YouTube video - Understanding Roth IRA Withdrawal Rules
My Podcast episode - Understanding the $250k or $500k gain exclusion on selling your primary residence
My company newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

Listener Q&A where Andy talks about:

How to choose a brokerage firm/custodian to use ( 3:00 )
How frequently to rebalance your portfolio ( 11:46 )
Annual 401(k) contribution limits between employee and employer contributions ( 14:55 )
Understanding gift taxes, when a gift tax return is required, the lifetime gift/estate size exemption and the annual gift exclusion ( 19:08 )
The two different 5-year rules for Roth IRAs ( 24:03 )
How mortgages or home equity lines of credit play into how much of the gain on the sale of your primary residence can be excluded ( 28:43 )

Links in this episode:

My YouTube video - Understanding Roth IRA Withdrawal Rules
My Podcast episode - Understanding the $250k or $500k gain exclusion on selling your primary residence
My company newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

Previous Episode

#100 – 100th episode celebration!!! Andy's 100 words of retirement planning wisdom

Thank you for your support through 100 episodes!!! 🥳 To celebrate the milestone of the 100th episode, Andy shares his 100 best bits of retirement planning wisdom, broken up into 10 topics of 10 pieces of wisdom each. The 10 topics are:
1) Investments, 2) Social Security, 3) Medicare, 4) Taxes, 5) Estate & Legacy Planning, 6) Annuities & Life Insurance, 7) Pensions, 8) Long Term Care, 9) the Financial Advisory Industry and 10) Non-Financial & Life Planning
Links in this episode: