#082 – Retirement planning chat with a "real" person, David Folts

01/18/24 • 86 min

1 Listener

Retirement Planning Education, with Andy Panko

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with David Folts, a married retiree in Ohio. They talk about a wide array of retirement planning topics such as when David started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions, long-term care and more!
Links in this episode:

David's favorite books:
- A Whack on the Side of the Head, by Roger Von Oech
- A Kick in the Seat of the Pants, by Roger Von Oech
- The Debt Squeeze, by Ron Blue
David's favorite YouTube channels:
- Retirement Planning Education, by Andy Panko
- Measure Twice Planners, by Cody Garrett
- Approach Financial, by Justin Pritchard
Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

David's favorite books:
- A Whack on the Side of the Head, by Roger Von Oech
- A Kick in the Seat of the Pants, by Roger Von Oech
- The Debt Squeeze, by Ron Blue
David's favorite YouTube channels:
- Retirement Planning Education, by Andy Panko
- Measure Twice Planners, by Cody Garrett
- Approach Financial, by Justin Pritchard
Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

Previous Episode

#081 – Retirement planner chat, with Larry Pershing from Optimum Retirement Planning

Andy chats with fellow retirement planner Larry Pershing, CFP®, RMA® from Optimum Retirement Planning. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!
Links in this episode:

Larry's company's website - Optimum Retirement Planning
Larry's Facebook group - Roth Conversions and Retirement
Larry's YouTube channel - 2 Minute Retirement Planning
The Early Retirement Now website/blog - here
The Michael Kitces website/blog - here
Tenon Financial monthly e-newsletter - Retirement Planning Insights
Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
Retirement Planning Education website - www.RetirementPlanningEducation.com

Next Episode

#083 - Q&A edition...Solo 401(k)s, tax gain harvesting, bonds vs bond funds and MORE!

Listener Q&A where Andy talks about:

For those who have solo 401(k) plans, when having to file Form 5500EZ is required
What's tax gain harvesting and when it's beneficial
How to select between online banks that offer high yield savings accounts
Bonds vs bonds funds and what should be considered when figuring out how to invest the bond portion of your portfolio

Links in this episode: