Retirement Insights with Capital Wealth Group

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In this episode of "The Retirement Guide" with George Jameson, CFP®, MBA of Capital Wealth Group, listeners are treated to an in-depth exploration of the time-tested and straightforward Two-Bucket Strategy for retirement planning. Host George Jameson simplifies the complex world of retirement income by introducing the original two-bucket system developed by financial guru Harold Evensky in 1985. With a focus on simplicity and effectiveness, this strategy aims to protect retirees from market panics and ensure a steady stream of income without the need for complicated withdrawal plans.

Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee Only Advisory firm. Whether you’re nearing retirement or already retired, Join me each week as we explore the world of retirement planning and equip you with the knowledge and tools you need for a successful retirement.

Thank you for tuning in to this episode of The Retirement Guide. If you enjoyed this episode, please subscribe & leave a review. If you'd like a free 30-minute retirement review, visit our website at www.capitalwealthplan.com to schedule.
This is for education only.It is not tax, legal, or investment advice. Before acting on any information consult your tax, legal, or investment advisor.

Let's Connect!
Visit our Website: Capital Wealth Group
Please Subscribe: To our Newsletter/PodcastSchedule a Free Introductory Call Today! (30min)
Capital Wealth Group is a Flat Fee-Only Advisory Firm located in Columbia, SC , serving clients locally in South Carolina and North Carolina and virtually nationwide.
Any Questions or Topic Ideas? Send me an email at [email protected]

Send us a text

In this episode, we delve into the Guardrail Withdrawal Strategy—an approach that offers offers protective measures, ensuring that you do not run out of money during your retirement years. We break down the fundamentals of this strategy, exploring its origins and key concepts. Join us as we discuss who might benefit from implementing this strategy and examine its potential advantages and considerations. Whether you're approaching retirement or seeking to optimize your withdrawal approach, tune in to gain valuable insights and determine if the Guardrail Withdrawal Strategy is the right fit for your financial goals.

Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee Only Advisory firm. Whether you’re nearing retirement or already retired, Join me each week as we explore the world of retirement planning and equip you with the knowledge and tools you need for a successful retirement.

Thank you for tuning in to this episode of The Retirement Guide. If you enjoyed this episode, please subscribe & leave a review. If you'd like a free 30-minute retirement review, visit our website at www.capitalwealthplan.com to schedule.
This is for education only.It is not tax, legal, or investment advice. Before acting on any information consult your tax, legal, or investment advisor.

Let's Connect!
Visit our Website: Capital Wealth Group
Please Subscribe: To our Newsletter/PodcastSchedule a Free Introductory Call Today! (30min)
Capital Wealth Group is a Flat Fee-Only Advisory Firm located in Columbia, SC , serving clients locally in South Carolina and North Carolina and virtually nationwide.
Any Questions or Topic Ideas? Send me an email at [email protected]

Send us a text

Welcome to today's episode where we delve into the fascinating world of retirement withdrawal strategies, with a special focus on the renowned 4% withdrawal rule.

We kick things off by taking a journey through time, tracing the origins of the 4% rule and shedding light on its creators and influencers. Additionally, we examine three distinct historical studies that evaluated the performance of this rule across different time periods.

Moving on, we transition to a practical demonstration of how the 4% rule can be implemented. By walking you through a detailed example, you'll gain a solid understanding of its application. Following that, I offer my personal insights on the rule, presenting a balanced assessment of its advantages and disadvantages.

But that's not all! In the final segment of the episode, we venture beyond the 4% rule and explore several alternative retirement income strategies. This section provides valuable information for retirees seeking a broader perspective. If you're curious about the 4% rule and eager to learn about other income strategies, this episode is tailor-made for you. Expect a concise yet comprehensive discussion, sparing you from unnecessary fluff, all within the span of just 10 minutes!

Let's Connect!
Visit our Website: Capital Wealth Group
Please Subscribe: To our Newsletter/PodcastSchedule a Free Introductory Call Today! (30min)
Capital Wealth Group is a Flat Fee-Only Advisory Firm located in Columbia, SC , serving clients locally in South Carolina and North Carolina and virtually nationwide.
Any Questions or Topic Ideas? Send me an email at [email protected]

Send us a text

Welcome to today's episode, where we embark on a quest to answer the timeless question: "How much money do you need to retire?"

To begin, we'll explore a couple of widely used rules of thumb that can give you a general idea of the amount required for retirement. These rules will serve as a helpful starting point for your financial planning.

But that's not where we stop! I'll guide you through a detailed and straightforward step-by-step framework that offers a more precise estimate tailored to your specific circumstances. This framework will empower you with the knowledge to determine precisely how much money you'll need to retire comfortably.

To bring everything together, I'll provide a practical example that illustrates the application of the framework and its potential outcomes.

As we progress, we'll dive into different withdrawal strategies commonly employed by retirees. Additionally, we'll examine the risks that retirees may encounter and explore strategies to mitigate these risks. By the end of the episode, you'll have a well-rounded understanding of how to answer the question: "How much money to you need to retire?"

Join us as we unravel the mysteries of retirement finances and help you pave the way towards a secure and fulfilling retirement.
Download Free Retirement Planning Spreadsheet:
RETIREMENT PLANNING- Pre & Post Cash Flow Comparison Spreadsheet1RETIREMENT PLANNING - Cash Flow/Budget Spreadsheet2

Let's Connect!
Visit our Website: Capital Wealth Group
Please Subscribe: To our Newsletter/PodcastSchedule a Free Introductory Call Today! (30min)
Capital Wealth Group is a Flat Fee-Only Advisory Firm located in Columbia, SC , serving clients locally in South Carolina and North Carolina and virtually nationwide.
Any Questions or Topic Ideas? Send me an email at [email protected]

Send us a text

In this informative episode, we dive into the world of retirement income strategies and break down the four primary approaches developed by Dr. Wade Pfau in his book: The Retirement Guide Book. Whether you're looking for a guaranteed income stream or a more flexible investment-based plan, we've got you covered. Join us as we explore the ins and outs of each strategy, helping you find the best fit for your unique lifestyle and retirement goals. Stay tuned to learn how to build a secure financial future and make your money last throughout your golden years. It's time to demystify retirement income and find the path that suits you best!

Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee Only Advisory firm. Whether you’re nearing retirement or already retired, Join me each week as we explore the world of retirement planning and equip you with the knowledge and tools you need for a successful retirement.

Thank you for tuning in to this episode of The Retirement Guide. If you enjoyed this episode, please subscribe & leave a review. If you'd like a free 30-minute retirement review, visit our website at www.capitalwealthplan.com to schedule.
This is for education only.It is not tax, legal, or investment advice. Before acting on any information consult your tax, legal, or investment advisor.

Let's Connect!
Visit our Website: Capital Wealth Group
Please Subscribe: To our Newsletter/PodcastSchedule a Free Introductory Call Today! (30min)
Capital Wealth Group is a Flat Fee-Only Advisory Firm located in Columbia, SC , serving clients locally in South Carolina and North Carolina and virtually nationwide.
Any Questions or Topic Ideas? Send me an email at [email protected]