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Retire Ready with Kyle Hammerschmidt

Retire Ready with Kyle Hammerschmidt

Kyle Hammerschmidt

Make sure you can Retire Ready with Kyle Hammerschmidt, the President of MOKAN Financial in Overland Park, KS. Kyle will teach you on each episode how to properly plan for retirement and your financial future. Learn about IRAs, 401ks, pensions, Social Security, and much more. Contact Kyle with any questions at https://mokanwealth.com or by calling 913-257-3991.

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Top 10 Retire Ready with Kyle Hammerschmidt Episodes

Goodpods has curated a list of the 10 best Retire Ready with Kyle Hammerschmidt episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Retire Ready with Kyle Hammerschmidt for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Retire Ready with Kyle Hammerschmidt episode by adding your comments to the episode page.

Retire Ready with Kyle Hammerschmidt - Understanding the Taxation of Social Security Benefits: What You Need to Know
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12/10/24 • 10 min

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In this episode, Kyle dives into a critical yet often misunderstood aspect of retirement planning: the taxation of Social Security benefits. Many assume these benefits are tax-free, but the reality can be a costly surprise for retirees. Kyle breaks down the basics of Social Security taxation, explains how your income impacts tax thresholds, and shares actionable strategies to reduce your tax burden.

You'll learn how to calculate your "combined income," why up to 85% of your benefits might be taxable, and how federal and state rules can differ. Kyle also explores practical approaches like strategic withdrawals, Roth conversions, and the timing of benefits to help you keep more of your hard-earned income.

Whether you're nearing retirement, already retired, or planning ahead, this episode is packed with insights to help you make smarter financial decisions and safeguard your golden years. Tune in to gain the knowledge and confidence to maximize your Social Security benefits and minimize your tax liabilities.
Ready to take the confusion out retirement? Let’s dive in!
Connect With Us:
Website: https://mokanwealth.com/
Tik Tok: https://www.tiktok.com/@retirewithkyle
Instagram: https://www.instagram.com/retirewithkyle/
Facebook: https://www.facebook.com/mokanwealth
Retire Ready Academy: https://retirereadyacademy.org/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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Retire Ready with Kyle Hammerschmidt - Handling Unreasonable Requests

Handling Unreasonable Requests

Retire Ready with Kyle Hammerschmidt

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11/11/21 • 16 min

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Certainly, none of our podcast listeners would be guilty of making unreasonable requests, but let’s talk about some of the unreasonable requests we hear from others in the financial world. We’ll explore what makes them unreasonable and what proper expectations look like instead.

Helpful Info:

Kyle's website: http://www.mokanwealth.com/

Phone: 913-257-3991

Tax-Free Retirement Toolkit: http://www.mokanwealth.com/shock/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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Retire Ready with Kyle Hammerschmidt - Planning For Retirement’s Uncertainties

Planning For Retirement’s Uncertainties

Retire Ready with Kyle Hammerschmidt

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08/04/22 • 13 min

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There are many things that we know we’ll have to deal with in retirement, we just don’t know how to predict when or to what degree. How do you construct a plan that deals with the unpredictability of these different factors?

Helpful Info:

Kyle's website: http://www.mokanwealth.com/

Phone: 913-257-3991

Tax-Free Retirement Toolkit: http://www.mokanwealth.com/shock/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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Retire Ready with Kyle Hammerschmidt - Spotting Red Flags When Picking An Advisor

Spotting Red Flags When Picking An Advisor

Retire Ready with Kyle Hammerschmidt

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06/23/22 • 13 min

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Do you know what red flags, but also some good signs, to be on the lookout for when you’re searching for an advisor to work with as you prepare for retirement? On this episode, we’ll give you some red flags to be aware of, and teach you how to spot them.

Helpful Info:

Kyle's website: http://www.mokanwealth.com/

Phone: 913-257-3991

Tax-Free Retirement Toolkit: http://www.mokanwealth.com/shock/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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Retire Ready with Kyle Hammerschmidt - Are You A Risk Taker? How To See If Your Tolerance For Risk Matches Your Plan
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07/07/22 • 16 min

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Let’s see if your tolerance for risk matches your financial plan. What should you do if that balance is out of whack? What if you’re a natural risk taker, but you really shouldn’t be when it comes to your finances? We’ll explore all of these angles as we break down the role of risk in your financial and retirement plan.

Helpful Info:

Kyle's website: http://www.mokanwealth.com/

Phone: 913-257-3991

Tax-Free Retirement Toolkit: http://www.mokanwealth.com/shock/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

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Retire Ready with Kyle Hammerschmidt - Married 59: The Road to Retirement in 5 Years | Case Study
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11/26/24 • 20 min

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In this week’s episode, host Kyle Hammerschmidt dives into a detailed case study of "John and Mary," a married couple from Kansas, both aged 59, preparing to retire in five years.
Kyle breaks down their financial landscape, including $1.7 million in tax-advantaged retirement accounts, Social Security strategies, and their goals of maintaining their current lifestyle while minimizing lifetime tax burdens. From restructuring investments to navigating Roth conversions, this episode offers valuable insights for pre-retirees aiming to secure their financial future.
If you're curious about balancing growth, income, and market volatility in your retirement portfolio, or wondering how to make Social Security decisions that fit your plan, this episode is packed with actionable advice.
Connect With Us:
Website: https://mokanwealth.com/
Tik Tok: https://www.tiktok.com/@retirewithkyle
Instagram: https://www.instagram.com/retirewithkyle/
Facebook: https://www.facebook.com/mokanwealth
Retire Ready Academy: https://retirereadyacademy.org/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

bookmark
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Retire Ready with Kyle Hammerschmidt - Never Too Late for a Roth Conversion? The Retiree's Tax-Slashing Secret
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11/12/24 • 11 min

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In this episode, Kyle dives into a real-world retirement planning case study featuring a pre-retiree couple in their early 60s with diverse income streams, including Social Security, pensions, rental income, and investments. This discussion addresses three main concerns: maximizing Social Security, implementing a strategic Roth conversion plan, and developing an efficient withdrawal strategy.
Kyle highlights how the couple’s financial choices—such as delaying Social Security, leveraging Roth conversions, and adjusting spending based on market performance—will impact their financial security over time.
Tune in to learn how these strategies are customized to balance income needs, manage taxes, and build flexibility for future adjustments. This episode is packed with insights on how to prepare for early retirement, navigate market fluctuations, and support long-term goals, making it a must-listen for anyone approaching retirement.
Connect With Us:
Website: https://mokanwealth.com/
Tik Tok: https://www.tiktok.com/@retirewithkyle
Instagram: https://www.instagram.com/retirewithkyle/
Facebook: https://www.facebook.com/mokanwealth
Retire Ready Academy: https://retirereadyacademy.org/

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

bookmark
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share episode

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Join Kyle as he dives deep into the critical distinction between risk tolerance and risk capacity, two essential components for building a successful retirement strategy. In this episode, Kolin explains the emotional and rational sides of risk and how they influence investment decisions. Discover real-world examples and learn why understanding your true financial situation is more important than relying solely on your gut feeling.

Key Highlights:

  • Risk Tolerance vs. Risk Capacity
  • Real-Life Examples
  • Time Horizon Importance
  • Holistic Approach
  • Limitations of Risk Questionnaires
  • Education Matters

Tune in to learn how to craft a retirement strategy that aligns with both your emotional comfort and rational financial goals.

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

bookmark
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Retire Ready with Kyle Hammerschmidt - A Comprehensive Guide to Retirement: Social Security, Taxes, and Investment Returns
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10/01/24 • 19 min

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In this episode, we dive into the top concerns for individuals nearing retirement, such as how to maximize Social Security benefits, implement tax-efficient strategies, and develop a comprehensive retirement plan that goes beyond just investments. Discover overlooked strategies that can help you keep more of your income and minimize risks as you plan for a secure retirement.

Tune in to learn actionable tips and insights on:

  • Maximizing Social Security benefits beyond the typical advice of "waiting until 70."
  • Implementing tax-efficient strategies to reduce lifetime tax bills by six to seven figures.
  • Navigating employer retirement benefits for a smooth transition into retirement.
  • Developing investment strategies to maximize returns and minimize risk before and after retirement.
  • Utilizing Roth conversions and optimizing the timing for long-term tax savings.
  • Structuring effective withdrawal strategies to maximize income and reduce tax burdens.
  • Avoiding common pitfalls such as Social Security taxation and sequence of returns risk.
  • Creating a comprehensive financial plan that aligns all the moving parts of your financial life.

Whether you’re 10 years away from retirement or just beginning to plan, this episode will guide you through the most important yet often overlooked aspects of retirement planning!

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

bookmark
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Retire Ready with Kyle Hammerschmidt - Maximize Your Retirement Savings: New 2025 Contribution Limits and Strategies
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12/31/24 • 8 min

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This week on Retire Ready, host Kyle Hammerschmidt breaks down the latest updates and strategies to help you maximize your retirement savings. With big changes to contribution limits thanks to the Secure Act 2.0, it’s more important than ever to stay informed and plan ahead.

🎧 Highlights from the Episode:

  • 🚀 2025 Contribution Limit Updates: Learn about the new limits for 401(k), 403(b), 457 plans, and the federal Thrift Savings Plan—now up to $23,500 (with even bigger boosts for those 60–63).
  • 💼 Catch-Up Contributions: Why these changes are a game-changer for pre-retirement savers and how you can take full advantage.
  • 🏦 IRA Contribution Insights: Uncover the key differences in IRA and Roth IRA limits for 2025, including strategies like the Backdoor Roth IRA for high-income earners.
  • 💡 The Power of Compounding: Why investing consistently, no matter the market, is the key to long-term growth.

Kyle's expert tips will empower you to make informed decisions and build a comfortable retirement nest egg. Whether you’re decades away or
Connect With Us:
Website: https://mokanwealth.com/
Tik Tok: https://www.tiktok.com/@retirewithkyle
Instagram: https://www.instagram.com/retirewithkyle/
Facebook: https://www.facebook.com/mokanwealth
Retire Ready Academy: https://retirereadyacademy.org/ nearing retirement, this episode is packed with actionable insights.

#RetireReady #RetirementPlanning #SecureAct2 #401k #RothIRA #FinancialFreedom
Sources:
1. 401(k) limit increases to $23,500 for 2025, IRA limit remains $7,000 | Internal Revenue Service
2. Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025 - The New York Times
3. Backdoor Roth IRA: Advantages and Tax Implications Explained
4. What the new 401(k) limits and other changes mean for your retirement

Subscribe to The Retire Ready Weekly Newsletter
Get more information on The Retire Ready Academy
Looking for personalized financial planning? Visit our website
Disclosure: You should always consult a financial, tax, or legal professional familiar with your unique circumstances before making any financial decisions. This podcast is intended for educational purposes only. Nothing in this podcast constitutes a solicitation for the sale or purchase of any securities. Any mentioned rates of return are historical or hypothetical in nature and are not a guarantee of future returns. Past performance does not guarantee future performance. Future returns may be lower or higher. Investments involve risk. Investment values will fluctuate with market conditions, and security positions, when sold, may be worth less or more than their original cost. MOKAN Wealth Management is a registered investment adviser with the SEC. Registration of an investment adviser does not imply a certain level of skill or training.

bookmark
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FAQ

How many episodes does Retire Ready with Kyle Hammerschmidt have?

Retire Ready with Kyle Hammerschmidt currently has 117 episodes available.

What topics does Retire Ready with Kyle Hammerschmidt cover?

The podcast is about News, Financial Planning, Retirement, Investing, Business News, Podcasts and Business.

What is the most popular episode on Retire Ready with Kyle Hammerschmidt?

The episode title 'Six Point Checklist: Hiring a Financial Advisor for Retirement' is the most popular.

What is the average episode length on Retire Ready with Kyle Hammerschmidt?

The average episode length on Retire Ready with Kyle Hammerschmidt is 15 minutes.

How often are episodes of Retire Ready with Kyle Hammerschmidt released?

Episodes of Retire Ready with Kyle Hammerschmidt are typically released every 14 days.

When was the first episode of Retire Ready with Kyle Hammerschmidt?

The first episode of Retire Ready with Kyle Hammerschmidt was released on Mar 15, 2019.

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