Property and Investing

It’s absolutely possible for an Australian, like you, to have it all. The only limiting factor to success in your success is you!
The Property and Investing podcast exists to help you overcome your limits. Hosted by Australian property investors Grant Merriel and Charley Valher, the show is dedicated to sharing information, insights and tools to help Australians, like yourself, build a stable, thriving property portfolio that unlocks your money and life goals.
Grant and Charley both dive into their own experiences with their fellow property experts and trusted professionals to help you become a successful property investor.

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Top 10 Property and Investing Episodes

Goodpods has curated a list of the 10 best Property and Investing episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Property and Investing for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Property and Investing episode by adding your comments to the episode page.

Q&A: Investing in REITs

Property and Investing

07/31/23 • 35 min

EP 34:

I once thought... Is it possible to invest in property without dealing with broken air conditioners, appliances, and additional expenses?

Something that is truly passive and doesn’t require someone to manage them,

But still with access to the leverage of debt, compounding interest, cash flow, etc.

That is when I came across REITs!

Join Grant and I in this podcast as we dive deep into the topic so you can learn more about the different shapes and sizes of REITs.

Episode Highlights:
00:00 Welcome to Property and Investing
05:07 What is a REIT?
06:42 Investing in real estate when you’re overseas
09:10 REITs vs syndicates in property investing
10:43 Different REIT strategies
17:41 Venture capital funding and REITs
20:50 Difference between REITs and companies
24:34 The biggest trade-off in buying property on your own vs REITs
30:09 What level of control do you have over REITs?

If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/

Subscribe:
○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g
○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001

Connect with Property and Investing:
○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting
○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom
○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/
○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting
○ Send your enquiries or drop by to say hello: [email protected]

DISCLAIMER:
All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Obsession to Be Right within the Next 12 Months

Property and Investing

07/24/23 • 32 min

EP 33:

Whether I’m scrolling past an article or overhearing it on the news,

It seems like the mainstream media are constantly bombarding us with stories about the impending boom or bust of the property market.

I can totally see how people can misinterpret this and become short-sighted with their perspectives on property,

Fortunately, we’re here to change the conversation!

Grant and I are breaking down the obsession to hit a home run over the next 12 months when in reality, property market is a long-term game.

Tune in now!

Episode Highlights:
00:00 Welcome to Property and Investing
01:59 Playing the short-term vs long-term game in real estate
03:35 The media’s influence on investing
06:32 Are you in the right financial position for property investing?
09:42 Weighing your investment decisions
16:31 Taxes in property investing
19:07 Looking into the reasons why you’re investing
24:28 Keeping track of your numbers
26:27 Passing down your investments
27:17 Short-term vs long-term investments: a wrap-up

If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Getting Your Partner Onboard for Property Investing

Property and Investing

07/17/23 • 52 min

EP 32:

When it comes to life’s big decisions,
Whether that’s moving from your hometown, deciding to start a family, buying your own home, etc...

There will typically be one person in a relationship who is more enthusiastic about the new idea than the other.

So, to tell you the truth...
Investing in property was one of those moments for Bianca and myself.

Which is why I’m walking you through how I approach it.
This will ensure you don’t have to endure those awkward car drives or ruined family dinners like I did!

So, let’s get down and dirty...
As Grant and I talk about our experiences with getting our respective partners on board with investing!

Episode Highlights:
00:00 Welcome to Property and Investing
02:23 Do you need to have your partner on-board if you’re a property investor?
04:02 What we expected from our partners when we started property investing
10:40 How we got out partners on board with property investing
17:16 There’s always an instigator and there is some resistance
19:07 Overcoming resistance
25:19 Advantages of having supportive partners
29:38 Having a joint vision
30:03 Lack of communication and how can partners support each other
38:51 Personal development and money psychology
43:43 Create a safe space to have hard conversations
44:48 How we’d structure our conversations on property and investing if we could do it again
51:41 Shoutout to our lovely wives, Bianca and Hazel

If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/
○ Debt Millionaire by George Antone: https://www.amazon.com/Debt-Millionaire-people-never-wealth/dp/0982704542

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Our Latest Property Investment Updates

Property and Investing

07/10/23 • 37 min

EP 031: I’m back in the market, hunting for opportunities again.

Fortunately, it feels like everyone is avoiding the capital growth approach because they’re more concerned with protecting their cash flow.

So, in true vulture nature...

I’m leaning into them.

In this week’s podcast episode, Grant and I are covering our latest property investment updates and the new acquisitions I’ve been busy making!

Episode Highlights:
00:00 Welcome to Property and Investing
03:42 Grant’s recap on his property investing goal for 2023
04:28 The accumulator halted; why and what’s next for Grant?
14:05 Knowing the impacts of buying a PPR as a property investor
15:12 Shifting strategies, do you know the consequences?
18:06 Environments change. Watch out!
20:50 Change of my property investing goals
25:00 I’m being too conservative now, this is what I decided on
26:44 The abundance of growth opportunities
32:41 The risk is not in the investment, it’s in the investor
33:58 Opportunities in the market in a cycle
35:53 Malleability as a property investor

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/
○ EP 30: Debt Recycling with Aaron Whybrow: https://propertyandinvesting.com/ep-030-debt-recycling-with-aaron-whybrow/

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Debt Recycling with Aaron Whybrow

Property and Investing

07/03/23 • 36 min

EP 030:

As an investor, I'm sure you have heard every tip or trick to speed up the process...

If you’ve been in the game for some time now,
I can imagine nothing surprises you anymore...

So, today I’m going to test that! 😂

With the idea of RECYCLING!

What if I said that there was a way to optimise the way you use debt?

Specifically non-tax-deductible debt
(the debt on your principal place of residence - PPOR)

Well, it’s a magical thing called Debt Recycling...
If used correctly, the advantages here can be an unlocker!

(I feel like a broken record... but...
This is not financial advice,
I don’t know your situation at all,
Speak to a professional before making any decisions)

What to learn more?

In this week’s podcast episode, Grant and I are unlocking the secrets behind debt recycling as we speak with our resident mortgage broker, Aaron Whybrow...
So that you can explore if it’s possible to legally minimise your tax and build wealth faster!

We’ll be discussing:
- What is debt recycling?
- How effective is it?
- Who should and shouldn’t be using it
- As well as how it affects trust and more!

PS: So, have you heard of this before?

If so, have you actually used it to your benefit?

Episode Highlights:

00:00 Welcome to Property and Investing

03:28 Is it a busy time for Aaron?

04:41 What is debt recycling?

09:10 Is debt recycling cross-collateralising assets?

11:06 How effective is using debt that is non-tax deductible as a strategy?

13:12 Can you leverage debt recycling to buy a PPR?

15:23 Who shouldn’t use debt recycling?

20:30 Is it possible to make a heap of tax-deductible debt non-tax deductible?

25:53 Better strategies to buy a PPR instead of debt recycling

29:58 Holding on to assets isn’t always beneficial

31:45 Impacts of debt recycling on investments that are in trusts

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!

Resources:

○ Property and Investing website: https://propertyandinvesting.com/

○ If you want to find out more about our guest, Aaron Whybrow, head over to: https://propertyandinvesting.com/partners/

About the Guest:

Aaron Whybrow is the founder of Diagnostics and Finance, a Financial Broking and Personal Risk Insurance Business.

Diagnostics & Finance (ARW Financial Services Pty Ltd) is a Credit Representative 425540 of Finsure Finance & Insurance ACL 384704.

He is known as the ‘bagpiping mortgage broker’, who prides himself on having no ‘flats’ in his career. He blends his experiences as a former intensive care unit nurse and medical sales rep to provide the best outcomes for his clients.

Subscribe:

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001

Connect with Property and Investing:

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: [email protected]

DISCLAIMER:

All information we share is NOT financial or investment advice and is purely intended for entertainment and educational purposes only. Always seek professional advice before acting on any financial decision.

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

June 2023 Property Round-Up with Goose McGrath

Property and Investing

06/26/23 • 44 min

EP 29:

If you’ve been keeping up with the latest property news,
It’ll be no surprise that prices have increased again this month despite consecutive rate rises.

So, if interest rates aren’t pushing buyers out of the market,
What is actually driving these changes?

Well...

In this week's podcast episode, Grant and I are joined by Goose McGrath as we dive into what's really been happening in the Australian property market.

Tune in now to discover what's latest in the property market!

Episode Highlights:
00:00 Welcome to Property and Investing
02:50 Why are property prices increasing despite the consecutive rate rises?
10:39 What drives changes in the property market?
17:02 Median income vs median house price
24:08 The impact of the population on the property market
27:52 What happened to the Australian property market during the pandemic
31:40 Interest rates and the future of the Australian property market
37:51 Building and growing your property portfolio

If you enjoyed this episode, be sure to subscribe, tune in, and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/
○ Business & Investing partners: https://businessandinvesting.com/partners/
○ Check out Goose's podcast at The Investor Lab: https://theinvestorlab.com.au/
○ Want to start investing in property? Book a discovery call with Dashdot: https://dashdot.com.au/discovery/

About the Guest:

Goose McGrath is the CEO of Dashdot, a property investment firm helping business owners build prolific, profitable property portfolios. They specialise in sourcing properties that are under market value, cashflow positive and have strong growth and value add potential.

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Why Most Property Investors Fail or Get Stuck

Property and Investing

06/19/23 • 47 min

EP 028: In property, it’s always been the simple, "Long-term strategies that have made the most millionaires..."

Therefore, having the right mindset to get you through the whole journey could make all the difference!

And we’re here to set the record straight.

In this week’s podcast episode, Grant and I are revealing why most property investors fail and how you can avoid these same mistakes!

PS: Were you risk-averse like me? Or were you too fearless for your own good? Leave a comment or send us an email.

Episode Highlights:
00:00 Welcome to Property and Investing
04:14 Understanding money psychology
12:02 Building the identity of a property investor
14:03 Unpacking our personal experiences with psychology in property investing
20:00 Sometimes, you are the problem
26:05 How do mentoring and modelling help you?
35:38 Needing to be right vs needing to be rich
37:00 Tips to become a successful property investor

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/
○ Master Mind and Money by MJB Seminars: https://mastermindandmoney.com.au/
○ Ultimate Wealth Mastery Library: Key Strategies for Financial Mastery by Dr. John Demartini: https://www.amazon.com/Martinis-Ultimate-Wealth-Mastery-Library/dp/B091D8W3KQ
○ Unhindered: The Seven Essential Practices for Overcoming Insecurity by Jaemin Frazer: https://www.amazon.com/Unhindered-Essential-Practices-Overcoming-Insecurity/dp/0648894207
○ Awaken the Giant Within by Tony Robbins: https://www.amazon.com/Awaken-Giant-Within-Immediate-Emotional/dp/0671791540
○ Unlimited Dr Joe Dispenza: https://drjoedispenza.com/

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Preparing For Property Tax Season (2023 Edition)

Property and Investing

06/12/23 • 38 min

EP 027: In this week’s podcast episode, Grant and I are preparing for the 2023 property tax season!

We’re here to help you avoid unwanted mistakes and maximise your tax minimisations.

We’ll be discussing:

How to find a good accountant

Why you need to be across your books

As well as land tax, structures and more!

P.S. How have you prepared for EOFY? You know I love property, so I’m super curious to hear how you are approaching tax. Let us know.

Episode Highlights:

00:00 Welcome to Property and Investing

02:44 Not thinking about property investments as a business

04:27 Strong numbers and data

05:12 Opportunities and benefits of knowing your numbers

06:34 Negative gearing isn't the only strategy to win the tax game

09:19 Tax loss harvesting

14:08 When to speak to your tax accountant

15:36 Forecasting your payable tax for the year

16:52 Going through what my plan and strategy is for the next year

19:05 Best question to ask your mortgage broker and accountant

19:49 Is it time to look for another accountant as a property investor?

22:22 Land tax and changes to structures

24:14 Importance of structures and setup from a tax perspective

31:00 Why it's more beneficial to have an accountant that's a property investor

31:27 Parking your cash in different offsets

33:42 Property investors need to be across their books and ready for tax season

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!

Resources:

○ Property and Investing website: https://propertyandinvesting.com/

Subscribe:

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001

Connect with Property and Investing:

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: [email protected]

DISCLAIMER:

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Dark Side of Using Equity to Buy More Properties

Property and Investing

06/05/23 • 32 min

EP 026: I’m sorry to break it to you but...

Equity isn’t what you think it is.

In this week's podcast episode, Grant and I are uncovering the dark side of equity that you didn’t know as well as how you can use it to your advantage without eroding your cash flow or taking on unnecessary risk.

We’ll be discussing:

Why you shouldn’t be stripping out equity

How we’re improving our cash flow positions

As well as time in the market, deposits and more!

P.S. Send through the misconceptions you had but then later learnt weren’t serving your best interests! I’d love to hear them and potentially discuss them in a future episode!

Episode Highlights:

00:00 Welcome to Property and Investing

02:31 Will we invest in a business that grows through leveraging debt?

06:25 What is equity?

08:19 Why is equity so attractive?

10:17 Improving cash flow and getting into a negative cash flow cycle

14:29 Finding the balance and art in using equity

15:04 Using cash deposits for property purchases

19:00 Putting efforts in the right direction as a property investor

25:07 Time is the only lever that you have

27:02 Buying a commercial property using equity

30:04 Risks of not being able to contribute income to your property investments

30:14 Stripping out equity is not the best strategy for property investing

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!

Resources:

○ Property and Investing website: https://propertyandinvesting.com/

Subscribe:

○ Subscribe on Youtube: https://www.youtube.com/channel/UCr3PTV82iM2way1I_PxpK0g

○ Subscribe on Apple Podcast: https://podcasts.apple.com/us/podcast/property-and-investing/id1657091001

Connect with Property and Investing:

○ Join the Property and Investing Community: https://www.facebook.com/groups/propertyandinvesting

○ Follow us on Facebook: https://www.facebook.com/propertyandinvestingcom

○ Follow us on Instagram: https://www.instagram.com/propertyandinvesting/

○ Follow us on TikTok: https://www.tiktok.com/@propertyandinvesting

○ Send your enquiries or drop by to say hello: [email protected]

DISCLAIMER:

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

Charley's Property Investing Goals for 2023

Property and Investing

02/13/23 • 53 min

EP 010: Having a definite goal fuels us to continue working hard to achieve them—be it buying more properties or improving our portfolio.

As the second part of our property investing goals episode, Charley shares the target he has set for his property investment for 2023.

What are these goals, and how is he going to achieve them?

Listen to this podcast to find out.

Also, make sure to stick with us until the last minute to learn something along the way that may change the course of your property investing journey!

Episode Highlights:
00:00 Welcome to Property and Investing
05:08 Identifying the reasons behind your goals
07:32 Do personal situations change your goals?
11:46 Where Charley is now in his property investment journey
22:49 Optimising each property in the portfolio
30:02 Evaluating your property portfolio
34:53 The importance of property managers
36:43 Financing your property investments
44:10 Strike if the opportunity presents!
48:58 Making an acquisition

If you enjoyed this episode, be sure to subscribe, tune in and share this podcast!

Resources:
○ Property and Investing website: https://propertyandinvesting.com/

Support the show: https://linktr.ee/propertyandinvesting

See omnystudio.com/listener for privacy information.

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FAQ

How many episodes does Property and Investing have?

Property and Investing currently has 34 episodes available.

What topics does Property and Investing cover?

The podcast is about Investing, Podcasts and Business.

What is the most popular episode on Property and Investing?

The episode title 'Obsession to Be Right within the Next 12 Months' is the most popular.

What is the average episode length on Property and Investing?

The average episode length on Property and Investing is 43 minutes.

How often are episodes of Property and Investing released?

Episodes of Property and Investing are typically released every 7 days.

When was the first episode of Property and Investing?

The first episode of Property and Investing was released on Dec 5, 2022.

Show more FAQ

Property and Investing