Ep 05. Instant Payments with Arthur Cousins and Jolanda Schekermans

11/24/20 • 32 min

Powering Payments Podcast by Form3

What will Arthur, Jolanda and Andrew be discussing? Find out below.

Topics covered:

What does instant payments really mean, how is it defined and what is being done in your region?
What are the drivers at a consumer, corporate and banking level for instant payments in Europe?
Mass adoption is key to the future of instant payments, what is preventing this mass adoption or slowing it down?
How do we prevent a situation where participants are not overfunding and have a system where this is managed on an ongoing basis?
What are the potential additional impacts on back office processes within a bank I.e. sanctions, AML, liquidity for entering the instant market? How are these challenges overcome?
Target2 is limited only to credit institutions, can we see the logic in this or would a more liberal approach like the bank of England has to regulated entities be preferable?
In Form3 terms would this be classed as a direct non-settling participant model?
What does the landscape look like globally for appetite to migrate to faster payments?
What are the existing payment processes and how do you see SADC starting to interact with other instant initiatives globally?

What will Arthur, Jolanda and Andrew be discussing? Find out below.

Topics covered:

What does instant payments really mean, how is it defined and what is being done in your region?
What are the drivers at a consumer, corporate and banking level for instant payments in Europe?
Mass adoption is key to the future of instant payments, what is preventing this mass adoption or slowing it down?
How do we prevent a situation where participants are not overfunding and have a system where this is managed on an ongoing basis?
What are the potential additional impacts on back office processes within a bank I.e. sanctions, AML, liquidity for entering the instant market? How are these challenges overcome?
Target2 is limited only to credit institutions, can we see the logic in this or would a more liberal approach like the bank of England has to regulated entities be preferable?
In Form3 terms would this be classed as a direct non-settling participant model?
What does the landscape look like globally for appetite to migrate to faster payments?
What are the existing payment processes and how do you see SADC starting to interact with other instant initiatives globally?

Previous Episode

Ep 4 - .tech: How and why you should move to Go with Johan Brandhorst & Andy Kuszyk

In this episode, we invited Johan Brandhorst from Buf & our very own Andy Kuszyk to dive into the wonderful world of Go, with a new host for our tech-focused series, Kevin Holditch.

Our new .tech series invites guests inside and outside of Form3, discussing what's going on in the engineering community, sheds light about how engineering works at Form3 and gives engineers advice.

Topics/questions covered in this episode:

How did our guests get into Go?
- Was it difficult?
- How easy was it to pick up?
- What are the limitations of Go?
Go vs Java
- What are the pros and cons?
- How does Go work for Form3?
Ruby on Rails vs Go - What are the advantages and disadvantages?
Go vs Python
- What's great with Python?
- How does it scale compared to Go?
Tangible examples where Go should be used and why
What are the tools that can add value in Go?
The input you can have as an individual contributor on the Go community
How does error management work in Go?
What's coming next in Go and what would you like to see added to the language?
What's the best way to way learn Go?

Interested in joining Form3? - https://hubs.li/H0zlrGd0

Next Episode

undefined - Ep 06. Digital Transformation in Banking with Jan-Willem Weggemans from Publicis Sapient, Kevin Holditch from Form3 and Gary Dempsey from Money20/20 EU

Ep 06. Digital Transformation in Banking with Jan-Willem Weggemans from Publicis Sapient, Kevin Holditch from Form3 and Gary Dempsey from Money20/20 EU

It is hard to transform to digital-first, or as our guest co-host Kevin Holditch says, "Replatforming a bank is like swapping out a couple of decades-old jet engine, mid-flight, whilst being 38,000 feet in the air with an over-pack passenger list." Seems like that might cause a few difficulties, doesn't it?

You can also find this episode and Money20/20s great podcast here: The MoneyPot

Guest: Jan-Willem Weggemans, Senior Client Partner, Publicis Sapient.

Hosts: Gary Dempsey, Content Lead, Money20/20 EU

Kevin Holditch, Head of Platform Engineering, Form3

Producers: Gary Dempsey, Content Lead, Money20/20 EU

Thomas Cheung, International Marketing Manager, Form3

Roland Bodenham, Senior Video Producer, Ascential