
Personal Finance for PhDs
Emily Roberts
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Top 10 Personal Finance for PhDs Episodes
Goodpods has curated a list of the 10 best Personal Finance for PhDs episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Personal Finance for PhDs for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Personal Finance for PhDs episode by adding your comments to the episode page.

Why and How These Graduate Students Side Hustle
Personal Finance for PhDs
06/19/23 • 47 min
In this episode, Emily presents first-person stories from grad students who side hustle. The volunteers were asked this set of questions: What is your motivation for having a side hustle? What is your side hustle? What are its benefits and detriments? How much do you earn through your side hustle? If someone listening wants to pursue this side hustle, how would you recommend they get started? You'll hear from eight volunteers in total throughout this episode, and perhaps be inspired to start or expand your own side hustle.

Financial Advice from PhD Career Development and Financial Wellness Professionals
Personal Finance for PhDs
08/28/23 • 40 min
In this episode, Emily shares the microinterviews she recorded at two higher education conferences this past summer. The conference attendees, virtually all of whom work at universities and most of whom have PhDs themselves, responded to this prompt: "What piece of financial advice are you glad you followed or do you wish you had followed as a grad student or postdoc?" Listen through the episode for excellent financial strategies that have stood the test of time for the interviewees.

How This Grad Student Saves Nearly 40% of Her Stipend in a High Cost of Living Area
Personal Finance for PhDs
09/26/22 • 35 min
In this episode, Emily interviews Janelle Coleen Dela Cueva, a rising second year graduate student in structural engineering at UCSD. Janelle breaks down her budget, including her largest four expenses and aggressive investing goals. Janelle's gross stipend is approximately $2,500 per month, and she is able to save almost 40% of it due to subsidized university housing and strong habits that minimize her variable expenses. She still lives a comfortable life with weekly eating out, frequent international travel, and car ownership.

How This Grad Student Budgeted for Having Her First Child
Personal Finance for PhDs
09/11/23 • 46 min
In this episode, Emily interviews Madeline Hebert, a rising second-year PhD student in Human Development and Family Sciences at the University of Connecticut. Madeline's household has an irregular income; her assistantship stipend varies between the academic year and the summer and her husband is paid hourly throughout the year with a variable schedule. Madeline details her household budget, which accounts for their irregular income, irregular expenses, and financial goals. Their biggest financial goal at the moment is to provide for their new baby, due just a few weeks after this interview was recorded. Emily and Madeline discuss the Big Five expenses that new parents need to account for: health insurance, parental leave, childcare, baby stuff, and home/car. Madeline shares all she's learned about the benefits she receives at the federal, state, and university levels (she is part of a union), and how important it is to talk with your peers about their financial experiences.

How to Apply Valuable Scientific Mindsets to Your Personal Finances
Personal Finance for PhDs
11/21/22 • 43 min
In this episode, Emily interviews Dr. Brock Bennion, a financial advisor with Kimball Creek Partners who draws on his scientific training when he works with clients. Brock and Emily discuss how the mindsets and principles that scientists learn can translate very well into their personal finances, everything from thinking long-term to avoiding flashy experiments to collaboration. Brock also lists the essential personal finance strategies to apply during or following the PhD to avoid making a big mistake.

University-Level Policy Ideas to Improve the Financial Lives of Graduate Students and Postdocs
Personal Finance for PhDs
08/14/23 • 28 min
In this episode, Emily shares the microinterviews she recorded at two higher education conferences this past summer. The conference attendees, virtually all of whom work at universities and most of whom have PhDs themselves, responded to this prompt: "What policy at your current university or one you worked at or attended in the past would you change to improve the financial lives of the PhD students and/or postdocs?" Listen through the episode for numerous ideas for policy change to advocate for at your university.

The Gardener and Rose Approach for Childfree PhD Couples
Personal Finance for PhDs
05/23/22 • 31 min
In this episode, Emily interviews Dr. Jay Zigmont, who holds both a PhD in Adult Education and Certified Financial Planner designation. Jay has focused his financial planning practice, Live Learn Plan, on the childfree community, and his book, Portraits of Childfree Wealth, will be published on June 1, 2022. Emily and Jay discuss the stories and interview excerpts from the book and Jay's observations about the relationship between being childfree and finances. Jay holds up the model of the Gardener and Rose as a potentially useful one for dual-PhD couples, which is what he and his wife practice.

This Grad Student’s Defensive Financial Planning Paid Off During the Pandemic
Personal Finance for PhDs
01/03/22 • 39 min
In this episode, Emily interviews Maya Gosztyla, a third-year graduate student in biomedical sciences at the University of California at San Diego. Maya has experienced major financial ups and downs over the three years since her first podcast interview. Her husband was unemployed for over a year between moving with her to San Diego and pandemic hiring freezes. However, she managed to support both of them with her grad student stipend and freelance side income thanks to negotiating for a spot in her university’s subsidized housing program. Now that her husband is employed again, they are aggressively pursuing FIRE through investing and enjoying occasional splurges.

How to Eat Well on a Grad Student Budget
Personal Finance for PhDs
06/28/21 • 45 min
In this episode, Emily interviews Jen from the Budget Epicurean (formerly College-Approved Food) about her experience as a grad student. Jen finished a master's and spent several years in a PhD program, but decided to leave before completing her dissertation. They discuss her reasons for leaving and the career she built and what role finances played in the decision. In the second half of the interview, Jen gives her best tips for eating well on a grad student budget, including curating go-to meals and ingredients, where to shop, how to track prices, and what kitchen appliances are the best bang for your buck.

How This PhD Student's Budgeting Practice Enabled a Hawaiian Vacation
Personal Finance for PhDs
07/20/20 • 46 min
In this episode, Emily interviews Sean from Authentically Average, a fourth-year PhD student at a university in Houston, TX. Sean and his wife have very intentionally set up their budget to reflect their values, and now live and die by their budget. Their top three budget priorities are retirement savings, tithing, and travel. Sean's budget helps him say "no" to certain areas of spending or opportunities for spending so that he can say "yes" to his travel aspirations. Sean describes a wellness vacation he and his wife took to Hawaii and why travel is such a high priority right now.
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FAQ
How many episodes does Personal Finance for PhDs have?
Personal Finance for PhDs currently has 229 episodes available.
What topics does Personal Finance for PhDs cover?
The podcast is about Debt, Frugality, Investing, Money, Budget, Podcasts, Self-Improvement, Education, Phd and Business.
What is the most popular episode on Personal Finance for PhDs?
The episode title 'Fully Joint and Fully Separate Finances in Marriage: Perspectives from Two PhDs' is the most popular.
What is the average episode length on Personal Finance for PhDs?
The average episode length on Personal Finance for PhDs is 39 minutes.
How often are episodes of Personal Finance for PhDs released?
Episodes of Personal Finance for PhDs are typically released every 7 days, 2 hours.
When was the first episode of Personal Finance for PhDs?
The first episode of Personal Finance for PhDs was released on Jul 6, 2018.
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