NOTG - Nuggets on the Go by PropertyLimBrothers

This week on NOTG, Melvin Lim, Jun Wei, and Alexa from PropertyLimBrothers take a closer look at two single personas—Ryan and Laura—who are at different stages in life but share the same journey of finding the perfect home.

Are you like Ryan, 28, seeking your own personal space in a modern community with strong investment potential? In his spring season, learn why Jun Wei suggests looking at private properties in the OCR, specifically Punggol East! Or are you more like Laura, 37, torn between HDB and private property? Looking for a home to stay in and for potential investment during her summer season, and with the price disparity, which is the better investment choice—HDB or condo?

The team also talks about considerations when buying with a friend, how priorities shift with different life stages, and the financial aspects of making a property decision that aligns with both personal and investment goals.

And if this episode got you thinking about your own property journey, don’t miss the chance to gain even more insights at Property Summit 2024! Join us on 26-27 October for a 2-day masterclass packed with expert knowledge on market trends, investment strategies, and all the tools you need to build a winning property portfolio. Just starting out or looking to grow your investments, this is the event to be at!

Sign up here: https://assembly.sg/property-summit-2024/

Timestamps:
00:00 Intro
00:54 Melvin’s experiences with co-owning a home
03:43 Ryan and Laura introduction
03:48 Melvin encourages buyers to own a home under their own name
04:07 Discussing Ryan’s profile
04:44 Jun Wei’s thoughts on co-owning
07:57 Jun Wei’s ideal co-owning plan
12:16 Alexa’s thoughts on co-owning
13:12 Bidadari Flats resale prices
14:09 Downsides of co-owning (one co-owner with CPF, and another without CPF)
18:12 Discussing Laura’s profile
18:30 Tips and recommendations for Laura
20:21 Laura’s potential buying plan and home options
26:41 Promoting PLB Property Summit 2024
27:41 Symphony Suites 3-bedder listing and buying plan
31:20 Symphony Suites 4-bedder layout
33:04 HDB options for Laura and buying plan
35:58 HDB vs Condo
38:45 Number of Million Dollar HDB Resale transactions
39:40 Sengkang HDBs increasing in demand
41:55 First million-dollar resale flat in Bedok
44:08 Laura’s potential buying plan (continue)
47:18 Ryan’s potential buying plan and home options
51:29 Parc Rosewood 2-bedder listing and layout
53:36 Norwood Grand unit pricing
54:48 Ryan’s potential buying plan (continue)
57:43 Alexa’s property journey and tips
01:09:52 Promoting PLB Property Summit 2024
01:11:28 Closing thoughts
01:11:58 Outtakes

On today’s nugget, we talked about some of the things to consider when putting in an offer for a private property in the resale market. We also delve into something that we call the “1+1 Property Portfolio Plan”

This episode was originally aired in September 2018 on our YouTube channel. To view more visuals where we show charts, figures, and stats, head over to our PropertyLimBrothers Youtube Channel and look under #AskPropertyLimBrothers and #Investors Playlist. Find us on these platforms: http://smarturl.it/PLBSocials #PropertyLimBrothers #DailyNuggets #PLBNuggetsOnTheGo #ThePLBPodcast

Today on Nuggets On The Go, Melvin Lim from PropertyLimBrothers speaks to Ming Feng, CEO of Seedly, an online platform focused on helping readers make smarter financial decisions with the right tools and the right mindset. He learns about Ming Feng’s journey from co-founding Dollars And Sense, balancing it with his job as a trader, and transitioning to Seedly as an intern; following which he worked his way up to head of marketing, and currently CEO.

Find out what motivated this part-time DJ throughout his journey and what drove him to restart his career as an intern at Siddle, as he talks about his interest in growth marketing, Seedly’s evolution from a tech company to a content-driven platform and the importance of adapting to changing content consumption trends, and his thoughts on the future of real estate.

On that note, have you always thought of investing in a new launch condo but find yourself hesitating, afraid of making the wrong choice, or perhaps overwhelmed by the options? Compare 151+ condos in 10 hours at
PLB x Seedly New Launch Convention 2024 on July 7th, 10 am - 8 pm! 1 day, 10 speaking sessions with 6 keynotes by industry experts from PropertyLimBrothers, sharing exclusive PLB frameworks for choosing the right condo!

Early bird tickets now available at $7, and are selling fast!
sign up here: bit.ly/plbnlc24

Timestamps:
00:00 Intro
01:04 What's like being the Head of Seedly?
02:19 Mid-career switch
06:02 First job experience
07:22 Dollar and Sense
10:00 Starting over as an intern
11:45 What is Seedly?
13:19 Changes of how people consume content
16:20 Platforms of Seedly
17:33 Target audience
20:02 Being in the personal finance industry
23:51 Seedly's active members
24:41 The switch from tech company to media house
28:37 Allocating a budget for marketing
29:45 Short form or long form content?
30:58 Paid marketing / How to balance marketing?
35:14 Is long-term content better?
36:38 What's the marketing approach for brand new companies?
39:17 Marketing a band
45:20 How Ming Feng became a DJ
47:12 Key learning points from being a DJ and experience in finance
50:41 Making it into the DJ scene
53:54 Float therapy
56:23 To-do list tips
57:11 Positioning in being a personal finance industry
58:52 Positioning in being a DJ
59:52 What are the worries of working adults in finance space?
01:05:17 Optimal age to start planning for retirement
01:06:06 Get rich quick mentality
01:08:33 Ming Feng investments
01:11:59 Two books for business owners
01:13:30 Short term satisfaction
01:14:45 Card 1: "When was the last time you were proud of yourself?"
01:16:35 Card 2: "If you could witness any event from the past, present or future, what would it be and why?"
01:19:18 Future plans of Seedly
01:21:21 New Launch Convention
01:23:11 Outtakes

This week, Melvin Lim, Co-Founder and CEO of PropertyLimBrothers, speaks with Tay Chi Keng, a finance YouTuber renowned locally for his thrifty investment philosophy.

Chi Keng started creating finance content during his university days over three years ago and quickly built a name for himself with his sharp analysis and bold plays in the Chinese tech market. What’s the secret to his success? Simply to: “Buy cheap”. He’s got strong opinions on bonds (spoiler: not a fan) and shares the importance of building networks and spotting signals to make confident moves.

Melvin brings his real estate perspective into the mix, contrasting Tay’s stock market manoeuvres and how property popularity plays into successful investments. Get ready for a blend of finance talk and invaluable lessons that will reshape how you think about investing. Find out what Chi Keng thinks of the stock market’s future as well.

Timestamps:

00:00 Intro
00:52 Why finance content?
04:30 All intelligent investing is value investing
08:28 How to hunt for your next stock investment
12:22 Gut feeling to invest
13:35 Does the popularity of the stock matter?
15:06 All in investing
18:50 Losing to inflation
21:49 Seasons of investing in a life cycle
22:19 Are cash being eroded?
23:02 Losing money in investments
27:32 Why invest in China?
39:04 Cashing out of China stocks
42:44 Prediction to the stock market next year
45:54 Timing your investment
48:10 Full time content creator?
52:31 Stop creating content?
53:23 AI stocks / NVIDIA Stocks
01:00:48 Friends asking for investment advice
01:03:05 Plan towards age 30
01:06:15 Share buyback
01:08:08 First stock / Future business plans
01:09:34 Experience losing money
01:12:04 If time and money is not a concern
01:13:27 Outtakes

On today’s nugget, we talked about which type of property you should purchase as your first property. Assuming you’ve managed to save up enough down payment for a $1 million property, should you buy HDB resale property or a private property for your own stay?

This episode was originally aired in May 2019 on our YouTube channel. To view more visuals where we show charts, figures, and stats, head over to our PropertyLimBrothers Youtube Channel and look under #AskPropertyLimBrothers and #Investors Playlist.

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