NoBS Wealth

Stoy Hall, CFP®

Welcome to the NoBS Wealth Podcast—where we ditch the BS, cut through the noise, and get real about what it takes to build wealth, especially for women, minority business owners, and those standing on the edge of their financial journey, ready to take that first bold step.

We’re not here to sugarcoat it. I’m Stoy Hall, your host and Certified Financial Planner, and I’m bringing you conversations that go beyond the spreadsheets. We're talking about the emotional, psychological, and real-life challenges of money—and how to crush them.

Why You Should Tune In:

No Fluff. Just Actionable Advice: You don’t have time for complicated, jargon-filled nonsense, and I don’t have the patience to give it to you. Here, we’re breaking down strategies you can actually use—whether you're managing cash flow in your business or figuring out how to start investing without feeling overwhelmed.
Your Money, Your Mindset: If you think the key to wealth is just about saving and investing, you’re missing half the game. We’ll tackle the inner work—overcoming financial fear, breaking generational money cycles, and adopting a winning mindset to keep you in the game long-term.
Real Stories You’ll Relate To: We’re bringing on guests with stories like yours. Women and minority business owners who’ve been where you are, taken the risks, and come out on top. No “overnight success” garbage—just honest journeys filled with ups, downs, and everything in between.

Who This Podcast Is For:

If you’ve ever thought:

“I want to build wealth, but I don’t know where to start.”
“I’m ready to grow my business, but I need guidance on the financial side.”
“I don’t come from money, and it feels like I’m playing catch-up.”
Then congratulations—you’re exactly who this podcast was designed for.

What You’ll Get Out of It:

Breaking the Fear: We’ll help you face that first step head-on and show you that building wealth isn’t just for the rich or privileged—it’s for you.
Alternative Wealth Strategies: From real estate to investing in your business, we’ll explore nontraditional ways to grow your money without drowning in “just invest in the S&P 500” advice.
Practical Tools: Whether it’s tax hacks, cash flow management, or scaling your business, we give you the tools to act, not just dream.

It’s time to bet on yourself. Tune in, get inspired, and most importantly—take action. The life you want? It’s within reach.

Visit nobswealth.com to catch our latest episodes and join the NoBS movement.

And yeah, we get a little explicit around here. You’ve been warned.

All episodes

Best episodes

Seasons

Top 10 NoBS Wealth Episodes

Goodpods has curated a list of the 10 best NoBS Wealth episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to NoBS Wealth for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite NoBS Wealth episode by adding your comments to the episode page.

Episode 12: A CPA Breaks Down (mostly) Everything You Need to Know About Taxes

NoBS Wealth

02/23/22 • 48 min

2:35 What is Brian's goal as a CPA?
4:30 What do people miss on taxes
8:25 Tax code constantly changes
15:30 What our tax code encourages
23:10 Are audits that scary?
24:25 Child tax credit
26:40 Children in your business
29:35 Commercial Real Estate Tax Breaks
30:40 Depreciation
33:55 Switching Roths
38: Augusta tax hack
44:20 Summary of Advice

Black Mammoth
We believe everyone deserves the opportunity to build, protect and enjoy their wealth.
Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

We appreciate you tuning in, want to learn more about us!?
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Ep. 121 - From Trainer to CEO: How Devan Gonzalez Built a Fitness Empire

NoBS Wealth

04/02/25 • 31 min

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Struggling to balance your health and wealth? What if your physical fitness is the missing key to your financial success?

In this explosive conversation, fitness entrepreneur Devan Gonzalez shatters conventional wisdom about career paths and reveals the deeply intertwined relationship between physical health, mental clarity, and financial prosperity. From working under the table at 13 to building a thriving franchise empire, Devan's journey wasn't about chasing money – it was about helping people and betting on himself when everyone else said "get a real job."

Discover how the discipline of physical training directly translates to business success, why your legacy is being built RIGHT NOW (not after you're gone), and the counterintuitive approach to growth that's making Devan's fitness franchise model thrive while others crash and burn.

Whether you're a fitness enthusiast looking to monetize your passion or an entrepreneur neglecting your health in pursuit of wealth, this raw, unfiltered conversation will force you to rethink everything you thought you knew about success.

Connect with Devan Gonzalez

LinkedIn: https://www.linkedin.com/in/devangonzalez/
Facebook: https://www.facebook.com/devangonzalez.official
Instagram: https://www.instagram.com/devan.gonzalez/
TikTok: https://www.tiktok.com/@devan.gonzalez
X/Twitter: https://x.com/devangonzalez22
YouTube: https://www.youtube.com/@devan.gonzalez
Threads: https://www.threads.net/@devan.gonzalez

As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!
Twitter, FaceBook, Instagram, Tiktok, Linkedin
DISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

F'ING FEES - THE TRUTH ABOUT HOW ADVISORS GET PAID | Let's Get Real Ep. 9

NoBS Wealth

04/03/25 • 8 min

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WARNING: THIS EPISODE WILL PISS OFF THE ENTIRE FINANCIAL INDUSTRY

Tired of the bullshit? So is Stoy. In this no-holds-barred episode, he rips the mask off the THREE ways financial advisors make their money—and why two of them are probably screwing you over right now.

From the dying breed of Assets Under Management (AUM) that quietly drains your portfolio to the commission-based scams that serve advisors, not you—Stoy holds nothing back.

If you've ever wondered why your advisor gets nervous when you want to use your own damn money, this is why.

Discover the flat fee subscription model revolution that's transforming the industry and why transparency should be non-negotiable with YOUR money.

THE INDUSTRY HATES THIS EPISODE. YOUR WALLET WILL THANK YOU.

Whether you've got $10K or $10M, you deserve to know exactly what you're paying for. Period.

Get real financial advice at nobswealth.com Watch the full episode: https://youtu.be/2NI4DDxfkSE

LET'S GET REAL.

Ep. 114 - The Mental Load That's Killing Your Business

NoBS Wealth

02/12/25 • 33 min

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Tired of feeling like you're drowning in everyone else's expectations while your dreams collect dust? Join mindset coach and air traffic controller Chrissi Sperduto as she exposes the hidden mental blocks keeping women business owners stuck in the "someday" trap.

This isn't your typical business podcast filled with fluffy mantras and impossible morning routines. Chrissi gets raw about the real struggles of building a business while juggling life's demands. From battling imposter syndrome to finally saying "no" to the PTA presidency, each episode delivers the mindset shifts and practical strategies you need to stop playing small and start building the business you actually want.

Whether you're a side-hustler dreaming of going full-time or an established entrepreneur ready to scale, this podcast delivers the tough love and actionable steps to help you drop the mental load and finally do the damn thing.

Warning: Contains unfiltered truth, occasional swearing, and zero tolerance for self-sabotaging stories.

🎙️ New episodes every Wednesday

Follow Chrissi for more mindset tips and behind-the-scenes realness: Instagram: @chrissi.culver.sperduto Threads: @chrissisperduto Pinterest: @chrissisperduto_ YouTube: Chrissi Sperduto

12 Days of Giving Day 8: Breaking Free from the Employee Mindset - A Former Attorney's Path to Meaningful Impact

NoBS Wealth

12/20/24 • 25 min

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What if your greatest professional crisis could become your most meaningful contribution? In Day 8 of our 12 Days of Giving series, former attorney Griffin Bridgers reveals how the isolation of the pandemic led him to a shocking realization: his one-on-one client work wasn't creating the impact he desperately wanted to make.

Through raw honesty, Griffin shares his powerful journey from unfulfilled attorney to passionate educator, discovering that his true calling wasn't in traditional practice – it was in empowering other professionals to serve their clients better. His story challenges the conventional wisdom about career success and reveals how embracing vulnerability and authenticity can lead to unprecedented professional fulfillment.

If you've ever felt trapped by golden handcuffs, questioned your professional impact, or dreamed of making a bigger difference in your field, Griffin's transformation will show you there's another way. His daily commitment to creating educational content (find his extensive library at https://www.youtube.com/channel/UCRaGK2J72zXDvLLcy2aPl-w) has not only changed his life but has helped countless other professionals enhance their practice.

This episode explores:

How crisis can become a catalyst for positive change
Why traditional measures of success might be holding you back
The surprising power of teaching others in your field
Practical steps to start making a broader impact today
Overcoming imposter syndrome and perfectionism

Join us for an intimate conversation about finding purpose, making impact at scale, and the courage to reinvent your professional identity. Whether you're considering a career pivot or seeking to amplify your impact, Griffin's journey offers both inspiration and practical guidance for your own path forward.

Part of the '12 Days of Giving' series, where successful professionals share their stories of transformation and contribution to help others find their way."

12 Days of Giving Day 1: You're Not Alone: Unveiling Real Stories in the 12 Days of Giving Series

NoBS Wealth

12/13/24 • 22 min

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Ever felt like you're the only one struggling with life's biggest challenges? In this special "12 Days of Giving" series, host Stoy Hall, CFP® brings you raw, unfiltered stories from real people who've faced similar battles – and emerged stronger.

Unlike traditional financial podcasts that focus solely on numbers, we dive deep into the emotional journeys that shape our decisions about money, life, and success. From child-free adults navigating societal pressures to minority business owners breaking barriers, these stories prove that you're never truly alone in your struggles.

Each episode features carefully vetted guests sharing authentic experiences that mirror the challenges you might be facing right now. Through behavioral therapists, autism specialists, successful entrepreneurs, and more, we explore how getting the right help at the right time can transform your journey.

Featured on blackmammoth.com and nobswealth.com, this series goes beyond typical financial advice to address what really matters: the human side of success. Whether you're feeling stuck, overwhelmed, or ready for change, these stories will remind you that it's okay to ask for help – and that someone out there understands exactly what you're going through.

Join us for twelve days of authentic conversations that promise no BS, just real stories from real people who've been where you are. Because sometimes, knowing you're not alone makes all the difference.

New episodes drop daily 12/13-12/24. Subscribe now to make sure you don't miss a single story that could change your perspective – and maybe even your life.

Want more straight talk about wealth and life? Visit blackmammoth.com and nobswealth.com for resources that go beyond the podcast.

Ep. 104 - The House Hack Queen: How One Badass Woman Built a Multi-Million Dollar Real Estate Empire From Zero

NoBS Wealth

10/23/24 • 31 min

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Ever wonder why people get rich in real estate while you're still on the sidelines? Terrie Schauer accidentally stumbled into property management at 19, and now she's here to spill the tea on how she turned cleaning toilets into a multi-million dollar empire.

Forget the get-rich-quick BS you see on Instagram. We're diving into the nitty-gritty of real estate investing with someone who started by managing a chaotic student co-op house (think overflowing garbage and drunk roommates) and built her way up to owning and managing thousands of units.

Here's the kicker - before you run away screaming "I can't afford real estate," Terrie's dropping truth bombs about how she got her first down payment from her dad (yeah, she admits it now) and why that's totally okay. No shame in the family money game, folks.

But this isn't just about buying properties. We're talking real strategies for turning D-level properties into cash-flowing machines, why having zero tolerance property management practices matters, and how to avoid getting screwed by crooked property managers (spoiler: she learned that one the hard way).

The best part? Terrie's breaking down why fear is just a dashboard light, not a stop sign. Whether you're scared of taking on debt, dealing with tenants, or just don't know where to start, she's got practical, no-BS advice to get you moving.

Want more of Terrie's straight-shooting wisdom? Find her here: Facebook: https://www.facebook.com/TerrieSchauerInc Website: https://terrieschauer.com/ YouTube: https://www.youtube.com/channel/UCypwckKtRq7x1u6GbVCEnYg Instagram: https://www.instagram.com/TerrieSchauer LinkedIn: https://www.linkedin.com/in/terrieschauer/ TikTok: https://www.tiktok.com/@terrieschauer

Don't just listen - engage. Hit us up with your real estate questions, fears, and war stories. Let's build a community of badass investors who aren't afraid to get their hands dirty (sometimes literally) in the pursuit of true wealth. Now get out there and start looking at properties - your future self will thank you.

And remember, as Terrie says, paint gives you the highest ROI in this game. Sometimes the simplest solutions are the most profitable.

Ep. 106 - Why Your Business Is Invisible: The Truth About PR Most Entrepreneurs Miss

NoBS Wealth

11/06/24 • 30 min

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🎙️ Ever wonder how some entrepreneurs seem to be EVERYWHERE in the media while you're grinding away in silence?

Meet Heather Holmes, the badass founder who scaled Publicity For Good to 45 employees while living in an Airstream (with 3 kids under 3!) and disrupted the PR industry with a $750 solution. She's calling BS on expensive PR retainers and revealing exactly how small businesses can get massive media attention without breaking the bank.

In this no-holds-barred conversation, we dive into:

The REAL reason most businesses stay invisible (hint: it's not what you think)
How to turn ONE piece of media coverage into 30 pieces of content
Why your competitors are stealing your spotlight (and how to take it back)
The exact steps to get featured in major media outlets

Plus, Heather drops a BOMB 💣 - a FREE MONTH of their PR software for our listeners!

Don't miss this episode if you're ready to stop being the best-kept secret in your industry.

🔗 Connect with Heather: Website: https://publicityforgood.com/ YouTube: https://www.youtube.com/channel/UCvlmKR3oC_renlqVKGoV2tA LinkedIn: https://www.linkedin.com/in/heatherdesantis/ Instagram: https://www.instagram.com/heatherdesantis/

#BusinessGrowth #PR #MediaCoverage #Entrepreneurship #NoBS #PublicityForGood #MarketingTips #BusinessSuccess #StartupLife #BusinessStrategy

12 Days of Giving Day 9: From Feeding Tubes to Family Meals: A Pediatric Therapist's Journey of Transforming Children's Lives

NoBS Wealth

12/21/24 • 22 min

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What happens when your child struggles to eat, speak, or engage with the world around them? Meet Rachel Hemer, owner of Rise Pediatric Therapy, who transforms lives through innovative pediatric therapy approaches. In this powerful Day 9 of our 12 Days of Giving series, Rachel shares heart-touching success stories - from helping a child move beyond feeding tubes to empowering a young performer to shine in their Christmas program.

For parents feeling overwhelmed or defeated by their child's developmental challenges, this episode offers a beacon of hope. Rachel breaks down how occupational, speech, and feeding therapy work together to create positive changes in children's lives. She emphasizes that seeking help isn't a sign of failure - it's a step toward empowering your child's future.

Discover why early intervention matters, what to expect during evaluations, and how Rise Pediatric Therapy creates a welcoming 'home away from home' environment for both children and parents. Whether you're concerned about your child's development or simply want to understand the signs to watch for, this episode provides valuable insights and reminds you that you're never alone on this journey.

Ready to take the first step? Visit www.risepediatricspeechtherapy.com to learn more about their comprehensive pediatric therapy services in Urbandale, Iowa.

Episode Highlights:

Real success stories from Rise Pediatric Therapy
Understanding developmental milestones and when to seek help
Breaking down different types of pediatric therapy
Creating a supportive environment for both children and parents
The importance of early intervention
How to start your child's therapy journey

Part of the '12 Days of Giving' series, highlighting professionals making a difference in our community.

12 Days of Giving: Day #12 - Resilience: Navigating Loss, Chaos and Modern Family Finances

NoBS Wealth

12/24/23 • 11 min

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🎄 "12 Days of Giving" Series - Day 12: The Impact of a Modern Family Office with Stoy Hall, CFP® 🎄
Merry Christmas Eve! In the final episode of our series, join me, Stoy Hall, as I share a deeply personal story of one of my clients. This episode highlights the journey of a family facing unexpected tragedy and financial chaos, and how a modern family office approach helped them navigate through these challenges towards a structured financial future.
👉 Listen to the full conversation:
Spotify
Apple Podcasts
YouTube
This story exemplifies the essence of financial planning - not just managing wealth, but supporting families through life's unexpected turns. From bill payment organization to strategic debt management and emotional support, discover the comprehensive benefits of partnering with a modern family office.
Wishing you a Merry Christmas and a prosperous New Year filled with peace, happiness, and financial security!
#12DaysofGiving #FinancialPlanning #MerryChristmas

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FAQ

How many episodes does NoBS Wealth have?

NoBS Wealth currently has 156 episodes available.

What topics does NoBS Wealth cover?

The podcast is about Health & Fitness, Financial Planning, Investments, Entrepreneur, Entrepreneurship, Personal Finance, Mental Health, Podcasts, Financial Freedom, Small Business, Business and Money Mindset.

What is the most popular episode on NoBS Wealth?

The episode title 'Money Mindset Series Part 11: Nora Crosthwaite with Stagerie!' is the most popular.

What is the average episode length on NoBS Wealth?

The average episode length on NoBS Wealth is 33 minutes.

How often are episodes of NoBS Wealth released?

Episodes of NoBS Wealth are typically released every 7 days.

When was the first episode of NoBS Wealth?

The first episode of NoBS Wealth was released on Dec 1, 2021.

Show more FAQ

NoBS Wealth

Stoy Hall, CFP®

Top 10 NoBS Wealth Episodes

FAQ

How many episodes does NoBS Wealth have?

What topics does NoBS Wealth cover?

What is the most popular episode on NoBS Wealth?

What is the average episode length on NoBS Wealth?

How often are episodes of NoBS Wealth released?

When was the first episode of NoBS Wealth?

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