Money Tree Investing

Money Tree Investing Podcast

The weekly Money Tree Investing podcast aims to help you consistently grow your wealth by letting money work for you. Each week one of our panel members interviews a special guest on topics related to money, investing, personal finance and passive income. Episodes end with a panel discussion on the content of the interview, which allows us to give you a deeper understanding of what has been said by looking at it from different perspectives. If you are ready to take control of your own financial situation, then the Money Tree Investing podcast is just the thing for you! Taken together, our expert panel has decades of experience in money matters. Add to that the valuable insights that our weekly guests will be able to provide, and you got yourself one vast source of knowledge, all available to you for free.

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Top 10 Money Tree Investing Episodes

Goodpods has curated a list of the 10 best Money Tree Investing episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Money Tree Investing for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Money Tree Investing episode by adding your comments to the episode page.

Water Water Everywhere and Not A Drop To Invest

Money Tree Investing

02/14/24 • 56 min

Investing in water has a certain logic and allure to it in that it is the most prized commodity on this planet. However there is such an abundance that we don't value it with a price. We do have a shortage of drinkable water in many parts of the US and the world and yet very few options to make water drinkable at an economic level.

In this episode we discuss investing in water, the upcoming election, the housing problems and more.

For more information, visit the show notes at https://moneytreepodcast.com/investing-in-water-581

Today's Panelists:

Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners

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Check out my BIG predictions for 2024

Money Tree Investing

01/17/24 • 45 min

Happy 2024!

It is a new year and lots of great predictions in store for you this week. I know you have been waiting all year for these, so join us this week for my predictions for 2024.

Highlights

2024 Predictions: Discussion on predictions for 2024, including the stock market, Bitcoin ETFs, and global chaos.
Caution on Predictions: Emphasis on the uncertainty of predictions, highlighting the historical inaccuracy of many forecasts.
Risk Management: Advocacy for managing risk instead of predicting performance, with various strategies discussed.
Possible Recession: Prediction of a potential recession in Q2 2024, contrary to earlier expectations.
Interest Rate Forecasts: Suggests that interest rates may drop less than predicted due to cautious economic measures.
Global Conflict Expectations: Anticipation of continued global tensions but with a caution against overestimating the severity.
Unpredictability Reminder: Reminds that unforeseen events can alter predictions, underlining the dynamic nature of financial forecasts.

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Douglas Heagren | Pro College Planners

Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter: https://twitter.com/MTIPodcast

The Problem With Post Election Tariffs

Money Tree Investing

02/12/25 • 47 min

There a problem with the post election tariffs! Today we talk about all the breaking political developments following Trump's election, his rapid use of executive orders and his quick use of tariffs. We have cautious optimism about some policies, but there is still always potential risks, with inflation and interest rates. We also challenge the common belief that homeownership is always an investment. Maybe there's something else that works for you.

Today we discuss...

How Trump's election has led to rapid political changes, with new developments emerging daily.
Media on both sides is seen as biased, and people should think critically instead of relying on propaganda.
The speaker is cautiously optimistic about Trump's direction, particularly regarding the economy.
Some of Trump’s policies, like lowering interest rates and tariffs, could contribute to inflation.
A discussion on real estate framed a home as a personal expense rather than an investment, challenging common narratives.
High property prices in some areas make renting more financially sound than buying, contrary to common beliefs.
Cutting government spending, a key Trump priority, could have significant economic impacts, especially in Washington, D.C.
Not investing in D.C. real estate due to potential government downsizing.
High housing costs are forcing younger buyers to relocate farther from cities.
Changing living patterns, similar to COVID-era shifts, are reshaping communities and work arrangements.
Remote work continues to impact commercial real estate as people settle into new locations.
Many Americans now struggle to afford a mortgage on a standard 9-to-5 job.
Housing affordability varies widely, with some states requiring nearly a full month's wages just for mortgage payments.
Burnout is highest in industries involving manual labor and customer service, with healthcare being particularly affected.
Economic frustration is driving shifts in political sentiment, as many voters seek disruption to the status quo.
Global markets are performing well despite U.S. concerns, with China and Europe showing strong gains.
Diversification remains key for investors, as even experienced professionals struggle to consistently pick winners.
The top 1% of Americans now control 30.8% of total U.S. net worth, up from 22.8% in 1989.
A recent poll shows mixed opinions on tariffs, with 47% supporting them to some degree and 53% opposing or unsure.
Cautious optimism is warranted, but assuming another major rally this year could be unrealistic.

For more information, visit the show notes at https://moneytreepodcast.com/post-election-tariffs-685

Today's Panelists:

Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners

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Follow on Twitter/X: https://x.com/MTIPodcast

Secret Tax Strategies of Wealthy Investors

Money Tree Investing

01/19/24 • 56 min

This week we interview the tax goddess, Shauna Wekherlien, about advanced tax strategies of the rich and famous. We discuss some great ways to LEGALLY reduce taxes for business owners, investors and families who are paying too much in tax.

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Barbara Friedberg | Barbara Friedberg Personal Finance

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Personal Finance Podcast Interview with Andrew Giancola

Money Tree Investing

02/16/24 • 50 min

This week we interview Personal Finance Podcast host, Andrew Giancola. We discuss everything you need to know about investing and money... and other stuff.

We discuss...

Perspective of buyers and sellers- balance of what you are trying to accomplish
Diversification of income streams
Systems and processes are important
Quality of books
Quality of due diligence
Real estate vs businesses
And so much more...

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Douglas Heagren | Pro College Planners
Phil Weiss | Apprise Wealth Management

Follow on Facebook: https://www.facebook.com/moneytreepodcast

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Follow on X (formerly Twitter): https://x.com/MTIPodcast

Balancing Business and Family: Jenny Groberg’s Journey to Success

Money Tree Investing

10/18/24 • 61 min

Jenny Groberg joins us to share how she has because a master of balancing business and family. Her journey led her to starting a consulting business from home while raising five children and navigating financial challenges due to her husband's medical school and residency. Jenny talks financial literacy, highlighting how she and her husband quickly paid off $250,000 in loans by living below their means.

We discuss...

Jenny Groberg is a mother of five, married for 21 years, whose husband's medical school and residency led her to start her own business out of necessity.
She started consulting from home and built a successful business employing hundreds of women across the US who also work remotely from home.
Jenny's company taps into a highly educated female workforce, breaking barriers in finance and challenging traditional male-dominated spaces.
She is passionate about empowering women, especially during times of economic hardship, as many women are returning to work due to rising costs and inflation.
Jenny highlights the flexibility and adaptability of women who juggle family and professional responsibilities while navigating challenges like maternity and remote work.
The accounting field is shrinking, but Jenny sees opportunities in helping businesses improve financial literacy and manage their finances better.
She emphasizes the importance of focusing on profitability over growth and ensuring businesses maintain financial discipline for long-term success.
Jenny shares her personal story of paying off $250,000 in student loans in two years by maintaining a strict budget and avoiding lifestyle inflation.
She believes that staying out of debt and managing finances conservatively can lead to long-term financial freedom and stability.
Jenny encourages business owners to regularly monitor their financials, manage payroll efficiently, and make conservative financial decisions to ensure business survival and growth.
She warns against relying on adjustable-rate loans and stresses the importance of saving for unexpected financial changes.

For more information, visit the show notes at https://moneytreepodcast.com/balancing-business-and-family-jenny-groberg-652

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Barbara Friedberg | Barbara Friedberg Personal Finance
Phil Weiss | Apprise Wealth Management

Follow on Facebook: https://www.facebook.com/moneytreepodcast

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The New Global Paradigm Shift And How To Invest

Money Tree Investing

04/18/25 • 80 min

Dan Rasmussen returns to talk about how to invest during this global paradigm shift. Rasmussen shares how the post-2008 investment environment has shifted, with international markets now outperforming, volatility spiking, and the dollar weakening. He critiques the AI investment narrative, challenges in AI profitability, the misalignment between AI hype and real-world economic value, and the implications of rising geopolitical and market uncertainty.

We discuss...

Dan Rasmussen runs the hedge fund Verdad, focusing on microcap value, credit, and market-neutral strategies.
His new book, The Humble Investor, compiles insights from a decade of writing research notes.
How the post-2008 market was defined by low volatility, strong U.S. equity performance, and growth stock dominance.
In 2025, international markets have started outperforming U.S. equities, signaling a potential regime shift.
As AI skepticism grows, tech giants have seen declining returns due to increased capital intensity.
The profitability of AI investments remains unclear, with few killer applications and unsustainable infrastructure costs.
Chipmakers like Nvidia require enormous customer spending just to justify current valuations.
The long-term viability of AI, citing high operational costs and uncertain end-user benefits.
Rising market volatility, potentially driven by politics and the dollar, is pushing investors toward safer, lower-volatility assets.
Despite years of underperformance, international investing may be entering a comeback phase.
Google is testing a shift from a pay-per-click to a pay-per-lead ad model in select zip codes.
ChatGPT is becoming a preferred tool for research due to speed, accuracy, and reduced noise compared to Google.
The uncertainty around AI profitability makes current tech valuations speculative and potentially risky.
Potential large-scale layoffs in government and academia could ripple through the broader economy.
Shifting public-sector workers to private-sector roles is uncertain and may not offset job losses.
Despite Trump’s influence, AI is seen as a more dominant force for markets than political shifts.
Japan is highlighted as a promising international market due to undervalued stocks with fortress balance sheets.
Gold has become a favored allocation, with some portfolios holding as much as 35% due to recent strong performance.

Today's Panelists:

Megan Gorman | The Wealth Intersection
Douglas Heagren | Pro College Planners
Kirk Chisholm | Innovative Wealth

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For more information, visit the show notes at https://moneytreepodcast.com/global-paradigm-shift-dan-rasmussen-704

Something Interesting Happening In The Housing Market

Money Tree Investing

05/01/24 • 47 min

The housing market has been a wild ride since COVID hit, with remote work driving people inland for cheaper homes, though rising interest rates are making it tougher to afford. Surprisingly, despite talk of a housing bubble, foreclosures remain low, suggesting people aren't panicking just yet, despite increasing credit card debt. It's a mixed bag out there, but that's the market for you – always keeping us guessing!

Today we discuss:

Market expectations of rate cuts not materializing as previously predicted
Market prediction metrics and data gathering from betting sites
Concerns about economic slowdown despite higher inflation rates
Potential impact of economic conditions on labor market and consumer spending
Caution against hyperinflation fears, emphasizing gradual economic changes
Overview of housing market trends, including regional shifts and affordability challenges
Analysis of housing inventory levels and their implications for market dynamics
Comparison of home price changes across different regions and time periods
Examination of foreclosure rates as indicators of financial stress in the housing market

For more information, visit the show notes at https://moneytreepodcast.com/the-housing-market-603

Today's Panelists:

Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners

Follow on Facebook: https://www.facebook.com/moneytreepodcast

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Managing the Highs and Lows of the Market by Investing in EFTs

Money Tree Investing

04/05/24 • 48 min

Dive into the world of investing in EFTs as we're joined by Bruce Bond, a seasoned expert who's been around the block in the industry. Bruce brings a wealth of experience, having started from the ground up, selling bonds and eventually venturing into the world of ETFs. From his early days at PowerShares to his current gig at Innovator Capital Management, Bruce has seen it all and has some fascinating stories to share. We'll be tracing Bruce's journey through the financial landscape, from the highs of launching innovative ETFs to the challenges of navigating market turbulence.

Plus, we'll dig into the nitty-gritty of financial innovation, chatting about how ETFs have revolutionized investing and exploring new strategies to tackle today's unpredictable markets. So, buckle up as we embark on this enlightening conversation and uncover the secrets to thriving in today's ever-changing financial world! Today we discuss:

Bruce's journey from bond sales to founding PowerShares and Innovator Capital Management
The evolution of financial products, particularly the rise of thematic ETFs
Advantages of ETFs over traditional investment vehicles for investors
Innovative strategies to navigate market volatility and uncertainty
Bruce's insights into the future of finance and investment trends
The role of technology in shaping the future of financial services
Opportunities and challenges in today's dynamic market environment
Bruce's vision for the future of Innovator Capital Management and its impact on investors

For more information, visit the show notes at https://moneytreepodcast.com/investing-in-efts-bruce-bond-396

Today's Panelists:

Kirk Chisholm | Innovative Wealth
Phil Weiss | Apprise Wealth Management
Tim Baker | Metric Fin

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This Person Is To Blame For The Market Going Up

Money Tree Investing

04/03/24 • 50 min

The market's going up and someone has to be to blame! This week we help you understanding the complex forces driving the market highs in 2024. We delve into the trends of the market and various forces at play, seeking to provide listeners with a deeper understanding of the market dynamics. In this episode, we discuss:

Fragility, resilience, and anti-fragility are concepts discussed in various contexts.
Efficiency-focused systems can become fragile and vulnerable to unforeseen events.
Fragility occurs when short-term risk elimination increases long-term vulnerabilities.
Resilience entails fortifying oneself against adversity, preparing for challenging times.
Diversification in investment portfolios is vital for resilience, mitigating risks from asset overexposure.
Understanding investments and avoiding overly risky portfolios ensures long-term financial stability.
Rising interest rates and inflation pose concerns for investors, impacting the economy and personal finances.
How you can have a more balanced perspective on the market and the current state of political opinions.
Managing debt, especially credit card debt, is crucial as rising interest rates may strain finances further.

For more information, visit the show notes at https://moneytreepodcast.com/market-going-up-595

Today's Panelists: