Spending MORE money with Rob Devlin

03/17/25 • 27 min

If retirement is on your mind, how does it make you feel? Excited. Nervous. Daunted. All of the above.
If you have mixed feelings about retirement, you’re not alone. That’s because many people are unsure of what their life after work will look like... and if they’ll be ready. Will I have enough money? What are the choices I really have? Will I find a new purpose? How do I make sure my retirement years are secure and fulfilling?
As Head of Advice and a Partner at Tribeca, Rob Devlin relishes answering these big questions – and most importantly – giving people the confidence of knowing they can really make their retirement years count. In sitting down with Steph and Ryan, Rob takes us through the common pitfalls people face and how to avoid them, why a “spend more” mentality can unlock you’re retirement potential, and how the right financial strategies can open up a world of choices and opportunities.
In this episode you’ll learn more about:

Why people often underestimate their retirement potential and how mindset shifts can open up more options
The common concern of "how long will my money last?" and practical approaches to address this anxiety
How retiring rarely means a complete "hard stop" - many retirees find parttime work, volunteering, or new hobbies
Why financial advisors often encourage clients to spend more in retirement rather than less
How factors like no mortgage payments and reduced tax burden create more financial freedom
The importance of couples having open conversations about their retirement expectations and lifestyle goals
Practical examples of how retirees stay engaged and active - from working a Bunnings to driving courtesy buses

Whether you’re in retirement, it’s just around the corner, or you’re wanting to start putting future plans in place, this episode is definitely worth every minute.
Here’s to your Good Life. And thanks for listening.
You can find us at https://www.tribecafinancial.com.au/

Our guest:
Rob Devlin, Head of Advice, Partner, Tribeca
Connect with Rob: linkedin.com/in/robert-devlin-799b4a58
Our hosts:
Ryan Watson, CEO, Tribeca Financial
Follow Ryan: https://www.linkedin.com/in/r-watson/
Stephanie Coombes, podcast expert and media strategist
Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/

Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.
Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.
Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.

Why people often underestimate their retirement potential and how mindset shifts can open up more options
The common concern of "how long will my money last?" and practical approaches to address this anxiety
How retiring rarely means a complete "hard stop" - many retirees find parttime work, volunteering, or new hobbies
Why financial advisors often encourage clients to spend more in retirement rather than less
How factors like no mortgage payments and reduced tax burden create more financial freedom
The importance of couples having open conversations about their retirement expectations and lifestyle goals
Practical examples of how retirees stay engaged and active - from working a Bunnings to driving courtesy buses

Previous Episode

Green and red flags of a financial advisor with Matt Hale

So you’re doing OK financially. You’ve been streaming our podcasts and you’re ready to start talking to a financial planner to help manage and maximise your money. Well get cosy and listen up.
In this week’s value-packed episode, Ryan and Steph are joined by the super impressive Matt Hale (a regular in Australia’s Top 50 influential advisers) to identify what you need to look for (and avoid) in a financial planner.
They leave no stone unturned as they dive into:

What actually makes a good financial advisor (and what makes one not so good)
The specific qualifications a legitimate advisor needs to have (and how to verify them)
Green flags that tell you you've found a winner
Essential questions to ask early in your journey together
Whether personality matching matters (spoiler: it does!)
Red flags of a financial advisor
When it's time to reassess if your current advisor relationship is still working for you.

At the end of the day it all comes down to trust. And we trust this episode will help you find the right financial planner for you.
Here’s to your Good Life. And thanks for listening.
You can find us at https://www.tribecafinancial.com.au/
Our guest:
Matt Hale, Financial advice & mortgage broking, Managing Director of Rising Tide
Connect with Matt: linkedin.com/in/matthalert
Visit Matt’s website: risingtidefinancial.com.au
Our hosts:
Ryan Watson, CEO, Tribeca Financial
Follow Ryan: https://www.linkedin.com/in/r-watson/
Stephanie Coombes, podcast expert and media strategist
Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/

Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.
Advice given in this podcast is general in nature and is not intended to influence deci-sions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.
Tribeca Financial acknowledges the Traditional Owners of Country throughout Austral-ia, and we pay our respects to Elders past and present.

Next Episode

The true cost of financial inaction with Brad Fox

We’re all about taking positive actions on this podcast when it comes to decisions around your money, career and future. But in this week’s episode, we thought we’d look at the other side of the coin. What is the cost of taking no action?
Helping us tackle this question from both a financial and life perspective is Chairman of Tribeca Brad Fox, who’s experiences as a professional AFL player (and current local senior coach), business mentor, and President of the Association of Financial Planners, makes him an expert on enabling decision making.
Given one out of ten people seek advice from a financial adviser; Brad, Ryan and Steph unpack what holds people back from asking for help with their finances. The reasons are varied, from being unsure about the value of financial advice or lack of trust in the industry, to feeling embarrassed or uncomfortable to talk about their situation. In looking at the costs of this inaction (money, time, wellbeing), Brad shares some inspiring stories of where honest and candid conversations with a trusted adviser have stripped away these barriers, transforming lives and choices for the better.
It comes back to taking that first step to reach out, which is often the hardest thing to do – but ultimately the most rewarding.
Here’s to your Good Life. And thanks for listening.
You can find us at https://www.tribecafinancial.com.au/
Our guest:
Brad Fox, Chairman Tribeca Financial, Managing Director Smart Brave Consult-ing
Connect with Brad: linkedin.com/in/bradfox1
Visit Brad’s website: smartbraveconsulting.com
Our hosts:
Ryan Watson, CEO, Tribeca Financial
Follow Ryan: https://www.linkedin.com/in/r-watson/
Stephanie Coombes, podcast expert and media strategist
Follow Steph: https://www.linkedin.com/in/stephanie-coombes-62903825/
Tribeca Collective Pty Ltd, ABN 54 604 005 209 trading as Tribeca Financial has been appointed as a Corporate Authorised Representative (CAR No.1008603) of My Dedicated Advisory. My Good Life ® is a registered trademark of Tribeca Collective Pty Ltd.
Advice given in this podcast is general in nature and is not intended to influence decisions about investing or financial products. Our listeners should always seek their own professional advice that considers their own personal circumstances before making any financial decisions.
Tribeca Financial acknowledges the Traditional Owners of Country throughout Australia, and we pay our respects to Elders past and present.