Life in Paradise on a Shoestring

Do you want to live a fuller and more adventurous life after retirement? Do you know what comes next after the sale of a business you love? In this episode, you will learn: 1. What it's like to sell a business overseas; 2. The joys of retiring or semi-retiring to a life of travel and adventure; 3. What it's like to be a volunteer for a turtle conservation effort - or manage it.
"The opportunity to do it here where it's so gorgeous and the water is warm and it's really special."
Jim Silver is a former business owner and real estate broker who has turned his attention to volunteerism, writing, music and photography in retirement. He is an avid traveler and adventurer, and spends his time exploring the world and enjoys sharing his stories with others.
Jim Silver was our guest on Episode 19 of the Overseas Life Redesign Podcast, where he talked about living a good life and while running a dream dive business. He has since sold his business and is now doing fun things that bring him purpose and meaning. He recently took a trip to Cozumel to dive and do underwater photography for fun. He also has some book projects that he is working on.
After five years of working in a dive business in Mexico, he decided to sell the business. He was a PADI Dive Master/Instructor. The business requires a boat and requires a lot of time and effort. It's a business that requires employees, insurance, taxes and a sole proprietor.
This year the turtle farm in Isla Mujeres, Mexico was taken back by the government, probably due to mismanagement. The new director of environment and ecology needed volunteers to help with the conservation efforts previously managed by the Tortuga Farm. Jim has been diving with the turtles during mating season off the south tip of the island for eight years and has been taking pictures of them turtles are an endangered species in Mexico they lay a lot of eggs on the beaches. He realized they needed a lot of help, particularly someone to to manage the effort. Jim "picked up the clipboard" and is so glad he did.
Here is Episode 19 with Jim Silver's Dive Business Story.Did you get your Free Copy of Dawn's book yet?
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Retirement is not what it's cracked up to be for those who don't understand the four phases of retirement and how to find satisfaction in later life.
"The successful ingredients of a good retirement have to include an assumption, which I always make in my workshops, that good health has to be a given and so does a fairly stable financial situation."
Dr. Riley Moynes is an author, consultant, and educator with over 40 years of experience in the field of retirement. He is best known for his work on the Four Phases of Retirement, which outlines the different stages of retirement and offers advice on how to make the most of each phase.
This is Dr. Riley Moynes's story...
Dr. Riley Moynes struggled in retirement until he realized that he needed a sense of purpose. He found that many people shared his experience and decided to write a book about it. The book, "The Four Phases of Retirement," outlines the different stages of retirement and offers advice on how to make the most of it. In the fourth and final phase, retirees find a new sense of purpose that brings them happiness and fulfillment..
In this episode, you will learn the following:
1. How people's expectations of retirement often don't match reality, leading to feelings of loss and depression
2. The importance of finding a sense of purpose in retirement
3. The idea that the happiest retirees are those who have found a way to make a contribution in their later years
Resources:
https://thefourphases.com
Dr. Moynes Ted Talk
Chapter Summaries:
1) Dr. Riley Moynes is author of the best selling book the Four Phases of Retirement: what to Expect When You're Retiring. Dawn has just finished reading his book and is excited to hear more about his work on her show Magnetic Monday with Dawn.
2) After 40 years of working, he retired. He struggled in the first phase of his retirement, and then he found his stride in the second phase. He has written a book based on his research and interviews with people who have been through the same thing. He finds that most information on retirement is focused on the financial side.
3) Good health and stable financial situation are key to a successful retirement. People need to have a sense of purpose and do something that makes them want to get up in the morning and get involved in things. In the vacation phase of his retirement, he was more egocentric and it was all about him.
4) Join us for a free workshop to plan your overseas beta test. We'll help you plan and execute your perfect exit. For more information, go here.
5) About 50% to 60% of retirees break through to phase four. They reinvent themselves, they rewire, and they find a thing or things that make them want to get up in the morning. Research shows that with a sense of purpose we are more likely to stay healthier and to live longer.
6) People are surprised when they get to Phase Two of their life and they find it difficult to move out of it. The key is a sense of purpose. People need to remember the things that they love to do and have done well over the years. People have to be open to change and not afraid to fail.
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FIRE stands for, financial independence retire early. The movement started a little over a decade ago, some books were written about the concept and then the millennials really climbed onboard. A big part of it is that people are really frustrated - that has lead to The Great Resignation. We just don’t want to have to work at a job (they hate) forever and never be able to retire. There are a lot of factors that have made it popular, but, as you look closer at the core philosophies, for most people, it's probably not going to work.

Dawn strongly disagrees with a lot of the FIRE's underlying principles. In this episode she unpacks the FIRE movement, why it's problematic. Dawn explains the first part of her ESCAPE Wealth Philosophy - a much better philosophy and strategy in her opinion.
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Website: https://www.lifeinparadisepodcast.com

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What is Wealth? At what point are we “Rich”? How much stuff must we accumulate before we have “won”? In this episode we dive into the hot topic of “Wealth”. In many cases, lack of income is the #1 reason those who want to move overseas, don't. Who do you listen to for financial advice? Do you make an effort to educate yourself, instead of simply relying one "experts". Do your trusted advisors have the lifestyle you want? Or are they simply on the treadmill next to you, trying to win the rat race?

Financial Planners are typically laser focused on money, financial assets & financial planning, but that is at best only 25% of the retirement planning process. Financial Planners are not trained to help clients transition to a life of significance beyond work life, career identity. What can you do? Where can you turn for help with the other 75% of your life? We have some ideas.
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Connect with me:

Instagram: https://www.instagram.com/midlifeinparadise/

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Website: https://www.lifeinparadisepodcast.com

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Lynda L. Lock is a Canadian born, self-taught novelist who just published her fifth mystery novel of the Isla Mystery Series. At age 63, she was bored and decided to become a writer. She enjoys researching and writing stories with a historical basis. She has also written one children's book and is currently writing her second one. She lives in Isla Mujeres, Mexico with her dog Sparky. Lynda shares her unique perspective and way of living life in this lively, fascinating interview.

1. https://www.facebook.com/Isla-Mujeres-Mystery-novels-and-island-stories-824186484427968/
2. https://lynda-notesfromparadise.blogspot.com/
3. https://www.amazon.com/Lynda-L-Lock/e/B00W1UL0Y2?ref=sr_ntt_srch_lnk_1&qid=1571691051&sr=1-1

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