Getting Your Reluctant P2 On Board with Points and Miles

05/19/25 • 41 min

Ever wish your partner would just get on board with points and miles?

You’re not alone!

In this episode of the Lazy Budget Travel Tips podcast, I sit down with my husband, Brandon, to talk about his complete 180—from being totally against credit cards to actively strategizing when it’s time for us to open a new one.

We’ll chat about:

What the heck a Player Two (P2) is and why having one can double your points game
The moment Brandon realized points and miles weren’t a scam
How referral bonuses can stack up big time and make a huge difference
Addressing fears about credit cards and debt the right way
How we justify annual fees (hint: it’s all about the value)
Some of our favorite trips we never would’ve taken without points

If your partner thinks points and miles aren’t worth it, or if you’re trying to ease them into the game without overwhelming them, this episode is for you!

Episode Breakdown

00:00 - Intro & why this topic matters
00:59 - What’s a Player Two (P2) & why it’s a game-changer
04:46 - Brandon’s initial skepticism & first experiences
10:17 - The perks of having a P2 (hint: double the points!)
12:12 - Credit cards & debt: Breaking down the fear factor
14:07 - Our favorite points-funded trips
20:50 - Are annual fees really worth it?
26:03 - Confidence & discipline: Getting comfortable with credit cards
33:25 - Advice for P1s trying to get their P2 on board
39:29 - Wrap-up & final thoughts

Got questions? Join the conversation in the Lazy Budget Travel Tips Facebook Group or hit me up on Instagram @travelingfranklins!

Support the show

Full episodes, including video, are available on Youtube.

Check out more from Genni:

Show Support for the Podcast: Check out my Credit Card Links (no cost to you) or Buy Me A Coffee (or Burrito iykyk)

Ever wish your partner would just get on board with points and miles?

You’re not alone!

We’ll chat about:

What the heck a Player Two (P2) is and why having one can double your points game
The moment Brandon realized points and miles weren’t a scam
How referral bonuses can stack up big time and make a huge difference
Addressing fears about credit cards and debt the right way
How we justify annual fees (hint: it’s all about the value)
Some of our favorite trips we never would’ve taken without points

If your partner thinks points and miles aren’t worth it, or if you’re trying to ease them into the game without overwhelming them, this episode is for you!

Episode Breakdown

00:00 - Intro & why this topic matters
00:59 - What’s a Player Two (P2) & why it’s a game-changer
04:46 - Brandon’s initial skepticism & first experiences
10:17 - The perks of having a P2 (hint: double the points!)
12:12 - Credit cards & debt: Breaking down the fear factor
14:07 - Our favorite points-funded trips
20:50 - Are annual fees really worth it?
26:03 - Confidence & discipline: Getting comfortable with credit cards
33:25 - Advice for P1s trying to get their P2 on board
39:29 - Wrap-up & final thoughts

Got questions? Join the conversation in the Lazy Budget Travel Tips Facebook Group or hit me up on Instagram @travelingfranklins!

Support the show

Full episodes, including video, are available on Youtube.

Check out more from Genni:

Show Support for the Podcast: Check out my Credit Card Links (no cost to you) or Buy Me A Coffee (or Burrito iykyk)

Previous Episode

Understanding Your Credit Score and How Travel Credit Cards Affect It

In this episode of the Lazy Budget Travel Tips podcast, host Genni Franklin breaks down how credit scores work, why they matter, and how travel rewards credit cards can impact them.

Genni explains the components of a credit score, such as payment history, credit utilization, length of credit history, and credit mix.

She emphasizes the importance of responsible credit card use and offers practical tips on monitoring and improving your credit score.

She also covers how you can check your credit score for free.

Timestamps:

00:00 Introduction to Credit Scores and Travel Rewards
01:26 Understanding Your Credit Score
03:56 Impact of Credit Inquiries
04:49 Key Components of Your Credit Score
05:46 Managing Credit Utilization
07:42 Length of Credit History and Credit Mix
08:55 Checking and Monitoring Your Credit Score
09:32 Managing Multiple Credit Cards
11:09 Conclusion and Final Tips

Check your Credit Score - for FREE

You only need the free plans, you don't need a paid plan!

Support the show

Full episodes, including video, are available on Youtube.

Check out more from Genni:

Show Support for the Podcast: Check out my Credit Card Links (no cost to you) or Buy Me A Coffee (or Burrito iykyk)

Lazy Budget Travel Tips - Getting Your Reluctant P2 On Board with Points and Miles

Transcript

[00:00:00] Welcome back to the Lazy Budget Travel Tips podcast. I'm your host Genni Franklin from The Traveling Franklin's blog, Are you all in on points of Miles and know that having a Player two will significantly boost your earnings, but your P two just isn't on board yet?
Well, you're going to love this episode.
I'm sitting down with my husband, Brandon, to talk about his journey with points and miles, and we're diving into how he went from being a skeptical, person about credit car