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KP Talks Dollars and Sense

KP Talks Dollars and Sense

Kevin Peranio

KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.
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Top 10 KP Talks Dollars and Sense Episodes

Goodpods has curated a list of the 10 best KP Talks Dollars and Sense episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to KP Talks Dollars and Sense for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite KP Talks Dollars and Sense episode by adding your comments to the episode page.

KP Talks Dollars and Sense - The Growing Threat of US Debt

The Growing Threat of US Debt

KP Talks Dollars and Sense

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10/21/24 • 19 min

AI is boosting jobs, not killing them.
The U.S. remains the world's strongest economy, with China in second.
AI is a powerful engine for efficiency.
AI is now the driving force shaping the global economy.
While productivity soars, the job market faces new challenges.
Long-term debt is becoming unsustainable.
Here are the key moments:
00:48 Carrington Charitable Foundation Event
03:03 Foundation's Impact
04:32 Economic Challenges
05:18 Interest Rates and Debt
06:09 Bank Earnings
09:12 Negotiations and Planning
13:23 Construction Details
15:53 Tax Gap
17:34 Personal Update
Join us next week for another episode of KP Talks: https://linktr.ee/kptalksdollarsandsense
#KPTalksDollarsAndSense #AIEconomy #GlobalEconomy #WorkerEfficiency #FinancialStocks #Economy2024 #InvestmentTips #MarketTrends #DeficitSpending #EarningsSeason

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Latino homeownership is the fastest-growing segment of first-time homebuyers in America.
We buy and sell money in the mortgage business. That is what mortgage-backed securities are.
The Fed is going to squash inflation. They are going to crush inflation. That is what they are going to do.
Inflation was not transitory, but the dollar is strong.
People don't know what price to pay for an asset because the market is moving in what's called a market shock.
Lenders have to have really deep pockets to weather margin calls and cash positions.
We're all working twice as hard for half the money.
Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts! https://linktr.ee/kptalksdollarsandsense
#KPTalks

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BlackRock is holding cash with two hands!
70% of the economy is based on consumer spending. Our consumers are still holding their cash. They're still in a good spot. But we have to continue to watch the haves and the have-nots.
There's been a labor hoarding going on. Cathie Wood from Ark Invest says that a lot of people have been hiring kind of as fast as they can because the employers don't want to pay for higher wages that have been going up the last year.
ICE (Intercontinental Exchange Inc) entered into an agreement to purchase Black Knight for $13.1 billion. The regulator still has to bless the transaction but there's a lot of M&A.
So I'll be interested to see how all those pieces accompany each other out there.
Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts! https://linktr.ee/kptalksdollarsandsense

#KPTalks

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KP Talks Dollars and Sense - What China’s Stimulus Means for the Global Economy
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10/07/24 • 31 min

The Fed's been playing it cool, but they might be ready to lower interest rates again.
It's a big deal because it can affect everything from your mortgage to your investments.
China, the world's second-biggest economy, just dropped a massive stimulus package.
This could be good for global markets, but it could also lead to higher prices.
Here's the key chapters:
00:00 The Fed Was Right (Maybe) & China Stimulus
01:18 The Fed Broke The Rules
02:00 Calm Before the Jobs Report Storm
03:14 Window Dressing & Potential Market Sell-Off
03:55 September Surprise: Bullish Market & Recession Talk
04:37 Early Signs of Recession & Upcoming Jobs Reports
05:02 Geopolitical Risk & Plane Troubles
05:32 Copper & The Economy
06:12 Inflation & Upcoming Reports
06:33 Market Outlook & Upcoming Events
06:55 Housing Wire Independent Mortgage Banker Summit
07:13 Love is Charts & Data (and Logan Paul impersonation?)
08:57 California's New Law Affecting Realtors
09:22 The Fed's Next Move & PCE Data
09:45 The Fed & Restrictive Rates
10:11 Inflation & Catching Up
11:04 Wrap-up & Halloween Greetings
12:15 World War Three Talk & Dockworker Strike
14:01 Uncertainty & Market Volatility
17:30 Hurricane Helene & Insurance Rates
18:12 Impact of Hurricanes & Rates as a Tailwind
19:31 Upcoming Video & Leadership Conference
19:56 The Fed, Soft Landing & Marine Layer
20:29 Productivity, AI & Jobs
Subscribe and follow for weekly updates on market trends! https://linktr.ee/kptalksdollarsandsense
#FedUpdate #InflationWatch #MarketTrends #JobsReport #RecessionWatch #EconomicOutlook #InvestingTips #GlobalMarkets #PCEReport #China'sStimulus #KPTalks #KPTalksDollarsandSense

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KP Talks Dollars and Sense - Bad News Good? Rates Might Drop

Bad News Good? Rates Might Drop

KP Talks Dollars and Sense

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05/14/24 • 19 min

Inflation feels like a wild ride.
Is it stuck in high gear, or is it just a temporary phase?
Lease and new prices are still down in the 12-month index.
ISM services number contradicts to expected numbers of 52 and fell short to 49.4.
Only 5,000 jobs created for leisure and hospitality out of 175,000.
Are service businesses struggling, or is this a sign inflation might be slowing down?
Learn how the Fed's strategy could impact your future: https://linktr.ee/kptalksdollarsandsense
#KPTalksDollarsAndSense #EconomicShift #JobMarketWatch #InflationTamedown #FedDecision #SoftLandingPossible #DataMystery #IsRecessionComing #WalletWatch

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KP Talks Dollars and Sense - Jobs Week Reports 170k Jobs!

Jobs Week Reports 170k Jobs!

KP Talks Dollars and Sense

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07/08/24 • 23 min

AI is the greatest revolution yet.
The Fed's balance sheet is shrinking.
The Fed's latest numbers indicate a drop in GDP estimates.
Learn how AI impacts the markets and what GDP numbers are telling us.
Here's the inside scoop!
Introduction and National Canada Day at 00:00.
US Men's National Soccer Team Loss at 00:26
Stock and Bond Market Overview at 00:51.
Japanese Yen and Carry Trade at 01:14.
Impact on Mortgage Interest Rates at 01:44.
Upcoming July 4th and Jobs Report at 02:05.
Sports Events and Celebrations at 02:25.
Company Closures for July 4th at 02:51.
June Jobs Report Expectations at 03:17.
JOLTS Report and Job Openings at 03:39.
Federal Reserve Announcements at 04:01.
Ten Year Treasury Yield Trends at 04:21.
VA Guidelines Changes at 05:06.
Freddie Mac and Trended Data at 06:05.
Federal Reserve's Balance Sheet at 06:53.
GDP Growth and Economic Expansion at 07:21.
Federal Reserve's Tri-Mandate at 08:24.
AI and Technological Advancements at 09:57.
Market Cap of AI Companies at 10:51.
Warren Buffett's Charitable Trust at 12:10
July 4th Safety and Celebrations at 13:21.
Tesla Autopilot Demonstration at 13:52.
Unemployment Rate and Job Numbers at 15:17.
Two-Year Treasury Yield at 17:08.
Upcoming CPI and PPI Reports at 19:58.
Parkinson's Disease Legislation at 21:08.
Join us next week for another riveting episode of KP Talks: https://linktr.ee/kptalksdollarsandsense
#KPTalks #AIRevolution #TechGiants #NVIDIA #Microsoft #Apple #ArtificialIntelligence #TechTrends #Innovation #FederalReserve #EconomicTrends #FindOut

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We're up 50% higher listings on the market right now than a year ago but 36% under pre-pandemic levels in 2019.
There are more listings that have been coming on the market because there's less demand with higher interest rates.
People pull their listings off the market because it's Thanksgiving all the way through the holidays and then into the New Year. And then you start to see things come back around.
Retail sales were up. Retail sales were good.
1.3% was the month-over-month increase and generally pretty good.
The consumer is still strong. They're gainfully employed. The labor market has not rolled over and we still have had peak employment.
#KPTalks #retailsales #retailsaleswereup #wagepricespiral #inflation #consumerisstrong #labormarket #listings #higherlistings #higherinterestrates #lessdemand

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Housing has a problem with weather incidents.
This is not a political statement. It's a fact
The Harvard Joint Center for Housing Studies put out articles all the time talking about the potential losses for our industry with any kind of weather instance. Whether just normal storms, rains, or even major hurricanes like we just had with Hurricane Ian.
Over $50 billion and counting in damage, it could run up a total of as much as $250 billion.
Inflation has been the last target for the Fed to tackle.
Which is why they keep raising their rates.
They're clearly crushing housing at the moment. It's a difficult time for us, but we'll get through it.
Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts! https://linktr.ee/kptalksdollarsandsense
#KPTalks

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KP Talks Dollars and Sense - Bank of America's Resilience

Bank of America's Resilience

KP Talks Dollars and Sense

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11/25/23 • 7 min

Bank of America's latest move is making waves.
BofA is silently revealing some eye-popping unrealized losses in their latest earnings report!
No need to panic, though! Bank of America's got cash to spare. 💰
FHA's annual report just dropped, and guess what?
Still rockin' those solid funds even after slashing monthly MIP!
No sign of defaults or losses.
Listen and be informed about real estate and finance insights.
Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts! https://linktr.ee/kptalksdollarsandsense
#KPTalks #KPTalksDollarsandSense #BankingInsights #FinancialMysteries #EarningsReportReveal #MoneyTalk #BankingMysteries #FinancialPlotTwist #MoneyInsights #BankingRevelation #RealEstateUpdate #EconomicIndicators #SoftLandingOver #HardLandingAhead #LetsTalkFinance #FHAReport #EconomicOutlook #RecessionWatch #RealEstateNews

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KP Talks Dollars and Sense - What's REALLY going on with Fed Rate Hikes?!
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01/20/24 • 21 min

Is March really off the table for the Fed's rate cut?
CPI report caused a stir with a 0.4% inflation spike, leaving everyone anxious about March.
Unravel the mystery behind the false narrative and where the truth lies.
What's the deal with the trade deficit? Signs of a softening economy?
The Fed fund futures contract might be misleading.
Where will inflation trends and housing prices land in 2024?
Eager to learn more? Listen and subscribe for exclusive economy and housing market insights.
Stay up-to-date on all the latest news, updates, and exclusive content by following us on all of our social media accounts. https://linktr.ee/kptalksdollarsandsense
#KPTalks #KPTalksDollarsandSense #HousingMarketInsights #Fed #Fedfunds #Fedfundscontract #FedMystery #FinancialInsights

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FAQ

How many episodes does KP Talks Dollars and Sense have?

KP Talks Dollars and Sense currently has 141 episodes available.

What topics does KP Talks Dollars and Sense cover?

The podcast is about Investing, Podcasts and Business.

What is the most popular episode on KP Talks Dollars and Sense?

The episode title 'Episode 41: Higher Rates, Fewer Sellers - What's Impacting Real Estate Markets?' is the most popular.

What is the average episode length on KP Talks Dollars and Sense?

The average episode length on KP Talks Dollars and Sense is 17 minutes.

How often are episodes of KP Talks Dollars and Sense released?

Episodes of KP Talks Dollars and Sense are typically released every 7 days.

When was the first episode of KP Talks Dollars and Sense?

The first episode of KP Talks Dollars and Sense was released on Apr 19, 2022.

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