152- Switching Careers from Corporate to Coding & Paying off $57,000 of Debt in 2 1/2 Years w/ Carmen Perez
04/29/20 • 64 min
1 Listener
On this week's episode of the podcast I'm talking to Carmen Perez who had to face the truth about her credit and finances when she was sued over her student loan. She then hustled to pay off $57,000 of debt in a little over 2 1⁄2 years and with a background in finance and a six-figure salary to match, Carmen went from being a “Wall Street dropout” to a woman who codes.
Besides being a successful software engineer, Carmen is also the creator of Make Real Cents, a blog dedicated to helping people achieve financial greatness by teaching them about personal finance. In this week’s Journey to Launch podcast, you’ll learn what tools Carmen used to get her personal finances in order, pivot in her career, and go to coding school for free.
In this episode you’ll learn:
- Steps you can take to get your financial house in order
- What is zero-based budgeting and why you need a budget
- Several ways to pay off debt
- How to make a pivot in your career
- Ways to get your education for free, and so much more
Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.
Other related blog posts/links mentioned in this episode:
If you liked this episode you might love, Episode 85 – The Colors of FI- Roundtable Chat on Financial Independence, which also features Carmen and others in the financial independence space.
Also, check out:
Other podcast episodes about alternative careers and education.
Get the Free Journeyer Jump Start Guide here.
Check out the other tools that help me with my finances and business here.
Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
Connect with Carmen:
Connect with me:
On this week's episode of the podcast I'm talking to Carmen Perez who had to face the truth about her credit and finances when she was sued over her student loan. She then hustled to pay off $57,000 of debt in a little over 2 1⁄2 years and with a background in finance and a six-figure salary to match, Carmen went from being a “Wall Street dropout” to a woman who codes.
Besides being a successful software engineer, Carmen is also the creator of Make Real Cents, a blog dedicated to helping people achieve financial greatness by teaching them about personal finance. In this week’s Journey to Launch podcast, you’ll learn what tools Carmen used to get her personal finances in order, pivot in her career, and go to coding school for free.
In this episode you’ll learn:
- Steps you can take to get your financial house in order
- What is zero-based budgeting and why you need a budget
- Several ways to pay off debt
- How to make a pivot in your career
- Ways to get your education for free, and so much more
Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.
Other related blog posts/links mentioned in this episode:
If you liked this episode you might love, Episode 85 – The Colors of FI- Roundtable Chat on Financial Independence, which also features Carmen and others in the financial independence space.
Also, check out:
Other podcast episodes about alternative careers and education.
Get the Free Journeyer Jump Start Guide here.
Check out the other tools that help me with my finances and business here.
Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
Connect with Carmen:
Connect with me:
Previous Episode
151-Everything You Need to Know About the Economic Relief Package with Lynnette Khalfani-Cox
This week’s guest, Lynnette Khalfani-Cox, read the entire 880-page economic relief package so you don’t have to. On the podcast, she explains who qualifies for stimulus checks, power money moves you can make now, the truth behind the programs available to individuals and small businesses, and more.
Lynnette is a personal finance expert, television and radio personality, and author of numerous books. Her book, Zero Debt: The Ultimate Guide to Financial Freedom, is a New York Times bestseller. Lynnette had been on numerous TV shows including The Oprah Winfrey Show, the Tyra Banks Show, and more. She knows what she's talking about, and in this episode, she is giving you information about how you can thrive and survive now.
In this episode you’ll learn:
- The truth behind the Stimulus Package
- About programs, you need to take advantage of now
- Power money moves you can make during the Coronavirus pandemic
- The best time to file your taxes if you want to qualify for a stimulus check
- How can you come out of this economic situation surviving and thriving
- Changes to the rules about borrowing from your retirement plan, and more
You can watch this interview with Lynnette Khalfani Cox on youtube by clicking here.
Check out today’s sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.
Other related blog posts/links mentioned in this episode:
Check out Lynnette’s New York Times best selling book, Zero Debt: The Ultimate Guide to Financial Freedom
Learn more about the Paycheck Protection Program for small businesses, freelancers, entrepreneurs, and more. Or apply for the Economic Injury Disaster Loan through the SBA website.
Here’s Lynnette’s chart of the 2020 List of State Maximum Unemployment Benefits with State Websites and Phone Numbers
Get the Free Journeyer Jump Start Guide here
Check out the other tools that help me with my finances and business here.
Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my
Next Episode
153- An Updated Conversation w/ Carmen Perez on Losing Her Income, Staying Positive & Finding the Opportunities in the Obstacles
1 RecommendationsCheck out this week's bonus episode of the podcast where I talk to Carmen Perez to update us on how she's been dealing with the pandemic & the economic uncertainty. In the previous episode, Carmen shared how she was sued over her student loan, paid off $57,000 of debt in 2 1⁄2 years and switch careers from corporate finance to coding. Today, Carmen comes back on the show to share how she's dealt with the loss of her income and how's she's finding opportunity in this crisis by using this time to sharpen her skills and remaining positive about the future.
You can watch this interview with Carmen Perez on youtube by clicking here.
Other related blog posts/links mentioned in this episode:
Get the Free Journeyer Jump Start Guide here.
Check out the other tools that help me with my finances and business here.
Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
Join The Weekly Newsletter List
Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
Watch me on News12 Watch my latest segments on News12
YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
Connect with Carmen:
Connect with me:
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