Investing Compass

In this episode, we look at the places where our system is failing some Aussies as it relates to super tax policy. We offer some guidance about what they can do until the system catches up.

Shani's article on this topic can be found here. You can also find the HECS/HELP article mentioned during the podcast here.

Find our weekly wrap below:

Resilience can’t compete with the popular portrayal of successful investors who stare down risk and are rewarded with mountains of cash. What is lost in this inaccurate portrayal is the impact of randomness on results.

Mark's Unconventional Wisdom column goes through how to build resilience into portfolios and why it is important for investors.

Shani's Future Focus column outlines the reasons why she doesn't hold cash. It ties in with reducing complexity in her portfolio, but she also runs through volatility, tactical allocations and inflation.

As well as being a successful writer, Richard Koch is known for turning an early stage investment in Betfair into a nine-figure amount. In the latest edition of Bookworm, Joseph sees if Koch's Star Principle for investors, employees and entrepreneurs can be applied to finding promising companies in the stock market.

As we head into the federal election this year, the rising cost of education and levels of student debt form a key battleground topic for voters. a sinking number of domestic enrolments indicate individuals are thinking twice before jumping into the higher education system, which begs the question - is university still worth it?

Interested in our investing course? Find it here.

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Additional resources from our episodes are available via our website.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

This episode explores what to do when you receive an inheritance, and the options that you have when you invest. We consider paying off a mortgage and investing in and out of superannuation.

Other episodes where we speak about inheritances include:

Your options when you inherit a house

How to incorporate an expected inheritance into a financial plan

The documents you need to protect your assets

Mark's Unconventional Wisdom column looks at a study showing investors that own passive products get lower returns. He looks at why this is the case and how investors can maximise their outcomes.

In a reader requested edition of Bookworm, Joseph explored a simple stock valuation method that features in one of his favourite investing books. By putting the formula to work on an ASX company with household name brands, Joseph was reminded that even the simplest valuation tools are in fact highly complex.

Many young investors find purchasing a home out of reach. They find that they are struggling with cost of living and have minimal amounts to contribute towards their investments. Shani's Future Focus runs through a framework that looks at different aspects of your life where you can still set financial goals to help your future self.

As the days pass, young Aussies are straying further from being able to buy their own home. Amidst election noise, consistent house price rises and slowing wage growth - it appears there is no end in sight for Australia's housing crisis. Sim's column explores whether millennials can afford to buy a home and what salary they would need to achieve this goal.

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Additional resources from our episodes are available via our website.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

Insurance is a necessary evil of a holistic financial plan. Some investors avoid enroling or reviewing their insurances.as it's a tedious task that provides no immediate benefit. It however, provides peace of mind and protection at some of the most vulnerable times of your life. It's important to optimise your insurance to make sure you are adequately covered, but also that you are minimising the costs. We go through the best ways to protect yourself.

You can view the full article here.

Mark's Unconventional Wisdom column focuses on AI this week. He explores why he's not intentionally investing in the AI trend, and why it may not live up to the expectations that investors may have.

When it comes to buying individual shares, investors should seek to avoid big losers every bit as much as they vaunt potential winners. Joseph explores Pat Dorsey's "ten minute test" for cutting lower quality companies from consideration quickly. Does the familiar ASX name he puts under the microscope get pass marks? Find out in Joseph's Bookworm column.

An Investing Compass listener has asked a question about why Shani invests in managed funds. Shani shows how she's based her investing strategy, and therefore her investing products, around what suits her goals and behaviour the best. Find out what Shani likes about managed funds in her Future Focus column.

Ongoing cost of living pressures continue to weigh down on young Aussies trying to fulfil the Australian dream. This raises an important question about the financial viability of raising the next generation. Whilst the crippling price of homeownership is no secret, the cost of having a child is perhaps a lesser discussed issue. With birth rates on the decline, Sim explores whether the average millennial can afford to have children in the current economic climate.

Interested in our investing course? Find it here.

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Additional resources from our episodes are available via our website.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

We take a look at how much franking credits adds to an investor's returns, and whether the obsession with the tax credits is justified.

You can find the full article here.

Click the following link for the 5-in-5 With ANZ podcast: https://link.chtbl.com/YEE71vpx

Interested in our investing course? Find it here.

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Additional resources from our episodes are available via our website.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

A dividend aristocrat is a US coined term that denotes a company that has raised dividends for the last 25 years. There are none in Australia. We discuss the implications of investing in a market when no Australian companies meet the definition of a dividend aristocrat.

You can read the full article here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.