#208: 7 Things I'm Not Buying This Summer (And 3 Things I'm Splurging On)

05/15/25 • 26 min

Summer spending can sneak up on you fast. Between pool days, fireworks, and sales everywhere you look, it’s easy to blow through your budget without even realizing it.

In this episode, I’m getting honest about where I’m NOT spending money this summer (looking at you, lemon-themed decor) and the few things I am saying YES to, guilt-free.

I’m sharing:

7 things I’m skipping this summer to save money and reduce stress
3 things I’m excited to splurge on, including family travel and a backyard upgrade
How we’re using gift cards, free fun, and summer camp hacks to stretch our budget

My hope is that this episode helps you rethink your own summer spending. Grab your notes app and jot down your own "no" list and "yes" list. It’s such a helpful way to stay intentional with your money while still enjoying the season.

👉 Send me a DM on Instagram (@inspiredbudget) and tell me what you’re saying "no" and "yes" to this summer. I’d love to hear your list!

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

Summer spending can sneak up on you fast. Between pool days, fireworks, and sales everywhere you look, it’s easy to blow through your budget without even realizing it.

In this episode, I’m getting honest about where I’m NOT spending money this summer (looking at you, lemon-themed decor) and the few things I am saying YES to, guilt-free.

I’m sharing:

7 things I’m skipping this summer to save money and reduce stress
3 things I’m excited to splurge on, including family travel and a backyard upgrade
How we’re using gift cards, free fun, and summer camp hacks to stretch our budget

👉 Send me a DM on Instagram (@inspiredbudget) and tell me what you’re saying "no" and "yes" to this summer. I’d love to hear your list!

You Might Like:

Get the FREE Goodbye Debt Tracker!
Grab my FREE Budgeting Cheat Sheet.
Get the Budget My Paycheck Spreadsheet.
Follow Allison on Instagram! @inspiredbudget
Check out Inspired Budget's blog.
Take my FREE class on How to Budget to Build Wealth!

Previous Episode

#207: Will Social Security Really Be Enough?

Jesse Cramer, a former aerospace engineer turned financial planner, joins me to talk about longevity risk and why it’s especially important for women to plan for the long haul.

We talk about what it means to outlive your money, how Social Security really works (especially for stay-at-home moms or lower earners), and what to do if you're behind on retirement savings. Jesse breaks it down in everyday language that anyone can understand.

You'll learn:

What spousal and survivor benefits actually mean
How to build a “retirement paycheck” that doesn’t just rely on Social Security
Why it’s okay to start investing even if you don’t know everything yet
When it might make sense to hire a financial advisor (and when it doesn’t)

Whether you're in your 30s, 50s, or somewhere in between, this episode is your reminder that it’s not too late and you don’t have to figure it out alone.

🔗 Links Mentioned: