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Inside Out Money

Inside Out Money

Maggie Tucker

A personal finance podcast redefining wealth from the inside out. Weekly podcasts with host Maggie and a rotating set of co-hosts: Greg, Liz, Andrew, and Erica.
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Top 10 Inside Out Money Episodes

Goodpods has curated a list of the 10 best Inside Out Money episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Inside Out Money for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Inside Out Money episode by adding your comments to the episode page.

Inside Out Money - 070. Save money by using what you already have
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08/14/24 • 43 min

This one thing can save you money, help the environment, declutter your house, and improve your mental health; it’s using the things you already have! We share practical tips and strategies for reframing your mind to focus on everything you already own inside your home before you allow yourself to acquire new things.

Erica joins this week’s podcast as we talk about:

The many benefits of using what we already have before we buy new things

Mindful approaches to consumption

Practical tips and strategies for using up what we already have before we buy anything new

Categories we’re focused on, including food, toiletries, cleaning supplies, books, gift cards, memberships, office and school supplies, and clothing

What to do if you’re not willing to use the things you already own

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/070-lets-use-up-what-we-already-have/

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Andrew joins this week's podcast, and we discuss a metric we love but think many people likely don’t track. We explain the lifetime gross savings rate (aka lifetime wealth ratio), how to calculate it, and why we like this particular metric. This is the one metric that can encapsulate your lifetime financial progress combined with the efficiency of your earnings. It’s also one of a few metrics that allows you to benchmark yourself against others and normalize and adjust for different earnings and income levels. Get the full show notes, show references, and more information here: Andrew joins this week's podcast, and we discuss a metric we love but think many people likely don’t track. We explain the lifetime gross savings rate (aka lifetime wealth ratio), how to calculate it, and why we like this particular metric. This is the one metric that can encapsulate your lifetime financial progress combined with the efficiency of your earnings. It’s also one of a few metrics that allows you to benchmark yourself against others and normalize and adjust for different earnings and income levels. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/045-the-one-metric-you-likely-dont-track-lifetime-gross-savings-rate/
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Greg joins this week's podcast, and we finally share why and how we bought a Tesla. We sold our 2016 Prius and bought a 2023 Tesla, and we were out of pocket about $10K! We share Greg’s new side hustle that gave us such an affordable upgrade path and what we think of the Tesla so far. Greg also shares his personal stories, experiences, and insights. Get the full show notes, show references, and more information here: https://insideoutmoney.org/009-we-bought-a-2023-tesla-for-10k-yes-theres-a-little-more-to-the-story/

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Inside Out Money - 005. Reflections on one year of early retirement
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05/22/23 • 74 min

Greg joins this week's podcast, and we discuss our reflections and finances one year into early retirement. First, we share advice our campFI friends have given us along the way as we share how the first year of early retirement has been going. We then share what’s working well, what we’d like to improve, and the journey of feelings and experiences we’ve been through in our first year not working after each of us spent 20+ years working in Corporate America. We wrap up the episode by sharing what our family of 5 spent during our first 12 months early-retired and how our net worth looks a year later.

Get the full show notes, show references, and more information here:

https://insideoutmoney.org/005-reflections-on-one-year-of-early-retirement/

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It’s not about what you make, it’s about the difference between what you make and what you spend. If you know those two numbers you can calculate your savings rates, and if you know it you can improve upon it.

Liz joins this week’s podcast as we talk about:

The number one most important metric for achieving early retirement

How to calculate your savings rate

What our savings rates are and have been

How your savings rate equates to the number of years you need to work

How to increase your savings rate

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/063-number-one-early-retirement-metric-your-savings-rate/

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Erica joins this week's podcast, discussing intentional spending and where we each choose to save or splurge. Intentional spending is all about a values-based, mindful, and conscious approach to your spending. We discuss how we intentionally spend across clothing, shoes, books, restaurants, groceries, travel, toiletries, home decor, commodities, and more! We both appreciate quality over quantity, especially as we’ve gotten older, and we enjoy splurging more on travel and experiences. We encourage you to think about what matters to you and what tradeoffs you’re willing to make financially with your spending versus your goals. It also significantly helps to track your expenses to see if your spending aligns with your values and intentions.

Get the full show notes, show references, and more information here: https://insideoutmoney.org/008-save-or-splurge-being-intentional-with-your-spending

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Liz joins this week's podcast, and we introduce the concept of lifestyle inflation or creep and share how our lifestyles have inflated in the last 10-20 years. We discuss the research on what makes people happy, the concept of hedonic adaptation, and the hedonic treadmill, and we go deep on whether we can genuinely admit or realize when our ego is driving our purchase decisions. Lifestyle inflation isn’t always bad, though we both strive to be intentional with our spending. We then dig into individual spending categories and reveal how our lifestyles have inflated over the years. Get the full show notes, show references, and more information here: https://insideoutmoney.org/007-do-118-yoga-pants-make-you-happier-lifestyle-creep-and-lifestyle-satisfaction/
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Inside Out Money - 054. 15 things we don't spend money on
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04/22/24 • 40 min

Andrew joins this week's podcast, and we talk about all of the things we don’t spend money on. We’re all about intentional spending, and we spend a lot of time talking about what we do spend our money on, and it’s interesting to also reflect on what we’re not spending money on. Check out which of us isn’t spending on car washes, house cleaning services, yard care services, haircuts, clothing, makeup, and more! Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/054-15-things-we-dont-spend-money-on/

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Andrew joins this week's podcast, and we answer a common question: How much do you need to retire? The quick answer is it depends, and we discuss the various factors it depends upon. We explain the 4% rule, the Trinity study that it originated from, and some of the flaws we see in that study and rule. Maggie shares how she prepped for and planned her early retirement financials, and Andrew shares how he’s preparing for his. We discuss various withdrawal strategies, Maggie’s personal withdrawal strategy, and how building some flexibility into your proposed spending can significantly reduce your risk of running out of money in retirement. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/022-how-much-do-you-need-to-retire-flaws-in-the-4-rule/

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Liz joins this week's podcast for a very impromptu discussion where we reveal our Amazon and Target purchases for the last few months. We review each other’s purchases and discuss what we’re spending our money on lately and how it makes us feel. We each aim to focus on intentional spending, and reviewing your expenses with a friend is a fun way to check your spending. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/051-taming-target-and-amazon-we-pull-up-our-order-history-for-you-to-judge/

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FAQ

How many episodes does Inside Out Money have?

Inside Out Money currently has 86 episodes available.

What topics does Inside Out Money cover?

The podcast is about Investing, Podcasts and Business.

What is the most popular episode on Inside Out Money?

The episode title '009. We bought a 2023 Tesla for $10K!? Yes, there's a little more to the story' is the most popular.

What is the average episode length on Inside Out Money?

The average episode length on Inside Out Money is 49 minutes.

How often are episodes of Inside Out Money released?

Episodes of Inside Out Money are typically released every 6 days, 23 hours.

When was the first episode of Inside Out Money?

The first episode of Inside Out Money was released on May 6, 2023.

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