How to Lend Money to Strangers

No good deed goes unpunished and no well-intentioned government loan program goes undefaulted upon, even more so when that government program was designed and implemented in the chaotic early days of the COVID lockdowns.

We've all seen the headlines, but what do the numbers say, what sort of businesses have been defaulting on COVID loans in the UK? Well, Dr Maurizio Fiaschetti is writing the paper on it - along with Drs Ahmed Barakat, Meryem Duygun, Eddie Gerba (PhD), Tian Han, Enrico Onali, Afshin Sabri, Mike Tsionas and Huamao Wang - so I sat down with him to learn more.

You can reach out to Maurizio at https://www.linkedin.com/in/maurizio-fiaschetti-6979073/ to learn more about the research and the publication schedule

If you're interested in studying further at UCL, or indeed in reading their research, you can find the Institute of Finance & Technology at https://www.ucl.ac.uk/institute-finance-technology/ucl-institute-finance-technology

And they're also on LinkedIn (https://www.linkedin.com/company/ucl-institute-of-finance-and-technology/)

Surprise, surprise, LinkedIn is also where you'll find me, and when you do, send me a connection request: https://www.linkedin.com/in/brendanlegrange

My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

I met Maurizio while in Edinburgh at the 18th meeting of the Credit Scoring and Credit Control Conference - the next one is in two years' time and it’s well-worth planning for. In the meantime, follow the CRC’s work at https://www.crc.business-school.ed.ac.uk/home

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Keep well, Brendan

Hosted on Acast. See acast.com/privacy for more information.

The Fifa World Cup is the biggest prize in football. So, about ten years ago now, the world's best men's team headed to Brazil with glory on their minds, but it wouldn't be easy: home to loud and loyal fans of the sport's most storied national team, winning in Brazil would take a monumental effort. In fact, many thought it would be impossible. Global lenders know the feeling. Home to half of the people in South America, the Brazilian market is oh so tempting, but oh so hard to break into. But not impossible. Like Germany ten years ago, if you play it right, you can win.

In today's episode, I'm speaking to Vinícius de Andrade Vieira, Head of Business Development at BEXS - connecting Brazil to the world through a digital platform with payment and exchange solutions. We chat about fintech and BNPL in Brazil, the growing global trade, and how international companies can crack the market.

Bexs is over at: https://www.bexs.com.br/

Vinicisu is on LinkedIn at: https://www.linkedin.com/in/viniciusdeandradevieira/

And I' writing this from the airport, having lost track of the day in the pre-holiday chaos 😳 You can also find and follow me on LinkedIn (or connect) at: www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=brendanlegrange

Otherwise, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Regards, Brendan

Hosted on Acast. See acast.com/privacy for more information.

Dr Joseph Breeden is an entrepreneur and a researcher. or perhaps I should describe him as an entrepreneur and a discoverer, so keen is his curiosity. And, with 30 years spent at the sharp point of credit analytics innovation, he is also a fantastic speaker on some of the most important topics of the day: machine learning, AI, and managing economic cycles among others. In fact, just yesterday, he delivered a phenomenal keynote address on the topics at the Credit Scoring and Credit Control Conference in Edinburgh.

I was there, but if you weren't, don't worry, we have those insights and more on today's episode of HTLMTS.

Deep Future Analytics is at home on the internet at: https://deepfutureanalytics.com/

Joseph himself can be found on LinkedIn, https://www.linkedin.com/in/josephlbreeden/, or, if it is his research you're after, the root to all of that starts here: https://www.researchgate.net/profile/Joseph-Breeden

Not content with just that, Jospeh is also the associate editor of two journals you may want to add to your reading list: https://www.risk.net/journal-of-risk-model-validation and https://www.risk.net/journal-of-credit-risk

Oh, and his work on forecasting the auction prices of fine wine can be found here: https://auctionforecast.com/

As mentioned, yesterday saw Joseph on the stage at a packed Credit Scoring and Credit Control Conference in Edinburgh, delivering the opening keynote. It's an exceptional event for those in the industry and while you're busy missing this year's edition, it will be back in two years https://www.crc.business-school.ed.ac.uk/conferences

You can also find and follow me on LinkedIn (or connect) at: www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=brendanlegrange

Otherwise, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Regards, Brendan

Hosted on Acast. See acast.com/privacy for more information.

This is a special episode for two reasons: (1) it is my long-awaited debut in Australia, a market that's slipped through the gaps for too long on this show, and (2) it's a birthday bonus episode. Well, no, actually, it's actually special for three reasons, because it is also a story about taking chances. First, someone had to take a chance on Oli, when he was a restaurant manager looking for a change into credit risk management. Then Oli had to take a chance on a restaurant of his own, when he was looking for a change out of credit risk.

Oli is now at ERA, which you can read about here https://era.bar/ and if you're in Brisbane, book yourself a table (they're at 3/75 Redcliffe Parade, Redcliffe, QLD 4020)

You can read more about the fight to save Suttons Beach Pavillion here: https://www.abc.net.au/news/2022-05-29/qld-redcliffe-sutton-beach-pavillion-rally/101106584

On a happier note, Oli wants you to visit Tasmania, if you agree check this out: https://www.discovertasmania.com.au/

And you'll have heard about Oli's fantastic wine guy, he's at http://www.thewinetradition.com.au/#/home or if beer is more your thing, he also gave shout outs to https://www.catchmentbrewingco.com.au/, https://www.bentspokebrewing.com.au/pages/beer-core-range, and https://yourmatesbrewing.com/products/larry

You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on my site: https://www.howtolendmoneytostrangers.show/contact-us

Regards, Brendan

Hosted on Acast. See acast.com/privacy for more information.

I'm almost old enough to start voicing opinions about youngsters needing to cut their hair and get themselves some jobs. Which is convenient, because that's sort of what we're talking about today with Ethan Fraenkel from ProGrad - a UK-based fintech that's taking an objective-first approach to improving student financing.

"You're not looking for car financing, you're looking to buy a car, you're not necessarily looking for credit, you're you're looking to make a purchase, you're not looking for mortgage, you're looking to buy a house. And so that's really the approach that we've taken with our algorithm as well, that allows us to predict how much money a customer will earn over the next five years."

You can learn more about ProGrad at https://www.prograd.uk/

I mention Guy Kawasaki in our chat, here's his 'must see' TED Talk: https://www.youtube.com/watch?v=Mtjatz9r-Vc

You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect). The show has its own page there, too, and is also present, but less active, on Instagram and Twitter using the @HTLMTS handle. My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via https://www.howtolendmoneytostrangers.show/contact-us

Oh, and if you’re in need of more banking podcasts, you can find related content at https://blog.feedspot.com/banking_podcasts/

Regards,

Brendan

Hosted on Acast. See acast.com/privacy for more information.