
Headsup On Money
Benjamin Mitchell
Headsup On Money.
Never make another financial mistake.
Join Benjamin Mitchell (The Money Scot) - a chartered financial planner and serial hater of financial jargon, as he helps you to make better financial life decisions, retire on your terms and never make another financial mistake.
In this weekly podcast we answer the money questions you're too scared to ask and arm you with the knowledge and power to help you get on top of your personal finances.

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Top 10 Headsup On Money Episodes
Goodpods has curated a list of the 10 best Headsup On Money episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Headsup On Money for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Headsup On Money episode by adding your comments to the episode page.

16- The Triple Lock Guarantee & Your State Pension
Headsup On Money
09/29/23 • 18 min
In this episode Benjamin chats about one of the more politically contested topics in personal finance.
But what is the 'triple lock guarantee'?
Is it a good thing or a bad thing, and will it stay around?
Don't sweat the small stuff here, governments have been known (once or twice) to go back on their word...
You just need the fundamentals.
Explained here in under 20 minutes.
No jargon. No waffle.
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

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25- Investing Fundamentals
Headsup On Money
12/01/23 • 18 min
Ignore all the financial noise you've heard before.
It's not as complicated as you think it is.
When it comes to investing, there are 3 strings to make a successful bow.
1. Platforms
2. Wrappers
3. Investments
Listen to this episode and you'll arm yourself with the solid foundation to start your wealth creation journey, or if you're already on the ride then make sure you're doing everything you should be.
You can also expect a Headsup on active versus passive management.
Happy days!
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

39- Positive Changes To Child Benefit
Headsup On Money
03/29/24 • 22 min
The child benefit system is changing for the better.
In this episode Benjamin explains what child benefit is and the nasty 'high income child benefit charge' that often arises.
Are you aware of the changes coming into effect and what this might mean for your family?
Consider this your official no-nonsense debrief.
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

27- The Gift Of Giving This Christmas
Headsup On Money
12/15/23 • 20 min
'Tis the season ... for thinking about Inheritance Tax.
Are you aware of the annual gifts you can make that are good for your pocket and also good for your soul?
Inheritance Tax is a massive, and complicated, subject.
This episode arms you with the fundamentals you need to know when it comes to using up your freebie allowances.
Something to think about this festive period!
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

29- Pearls of Financial Wisdom Courtesy of Charlie Munger
Headsup On Money
01/19/24 • 16 min
Financial life lessons from the late, great Charlie Munger.
Charlie died with a fortune of over $2 billion.
But what were the secrets to his success?
Did he think he could time financial markets? Nope.
Was he smarter than everyone else in the room? Nope.
Was he just trying to be 'consistently not stupid' ?
Tune in to find out.
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

02/09/24 • 11 min
This probably seems to good to be true and you're wondering what the catch is...
Benjamin explains all in under 10 minutes.
As you'll see, the headline 67% return isn't a fairytale, it's perfectly within your grasp.
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

26- Active Versus Passive Funds
Headsup On Money
12/08/23 • 18 min
What are the differences between active management and passive management of funds?
And more importantly, why should you care?
- Do you have a crystal ball?
- Are you aware how much you're paying for active management?
- Does it make a difference to the growth of your hard-earned money?
It's all here covered in this episode as Benjamin's objectivity is truly tested ...
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

45- Things To Think About As A Buy-To-Let Investor
Headsup On Money
05/10/24 • 24 min
One of the most common questions my clients ask me is: 'should I invest more in property?'
Property is a solid inflation hedge, can offer rental income and capital appreciation and can nicely diversify your stocks and shares portfolio...
BUT.
Are you aware of the drawbacks before you embark on this potentially costly and hassle heavy strategy?
Benjamin explains everything you need to know in this episode.
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

49 - Sequencing Risk Explained & Why It Matters
Headsup On Money
06/07/24 • 15 min
In last week's episode Benjamin explained that the risk of running out of money doesn't just come down to market risk. You need to understand something called 'sequencing risk'.
Fear not, it's not as complicated as it sounds.
It is however a tricky issue to navigate in any retirement plan, so arming yourself with the fundamentals is key.
Fortunately this episode helps you do exactly that.
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.

11/10/23 • 18 min
It's our final episode in the financial planning for couples mini series.
In this one Benjamin explains why cohabitee couples get a really c**p deal when it comes to perks and financial security, compared with married/civil partners.
So what are the key risks to be aware of?
And what can you do to help alleviate them?
It's all explained here in under 20 minutes!
Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps you to never make another financial mistake.
Getting on top of your personal finances doesn't need to be complicated or scary. Arm yourself with the only knowledge you need to transform yourself from money novice to money nerd!
Take my 5 minute retirement assessment (can you already afford to retire?) 🚀
Disclaimer - please note that nothing in this podcast can be relied upon as financial advice and the content is provided purely for information and guidance purposes. Please seek independent, regulated financial advice relevant to your situation.
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FAQ
How many episodes does Headsup On Money have?
Headsup On Money currently has 98 episodes available.
What topics does Headsup On Money cover?
The podcast is about Investing, Podcasts and Business.
What is the most popular episode on Headsup On Money?
The episode title '16- The Triple Lock Guarantee & Your State Pension' is the most popular.
What is the average episode length on Headsup On Money?
The average episode length on Headsup On Money is 18 minutes.
How often are episodes of Headsup On Money released?
Episodes of Headsup On Money are typically released every 7 days.
When was the first episode of Headsup On Money?
The first episode of Headsup On Money was released on Jun 16, 2023.
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