Best uses for Bilt points | Frequent Miler on the Air Ep297 | 3-14-25

03/15/25 • 85 min

Bilt Rewards is a program that became famous for giving you rewards for your rent payments, but these days there are many ways to earn Bilt rewards. In this episode, we'll pay special attention to how you might want to use your Bilt points.

(01:15) - John writes in with a correction for Nick's statement that there's a "zero percent chance" the tax payment won't count toward the bonus.

(06:57) - Andrew writes in about applying for an Amex card by opening up a Private Browser and searching for the card there can bring up a higher offer.

(08:49) - Bilt 5x offers (targeted after asking for credit increase)

Learn more about the Bilt offer here.

Learn more about the Bilt spending offer for groceries, gas, and dining here.

(10:38) - Amex coupon credits and bonuses posting slowly (relax / don’t panic)

Learn more about Amex coupon credits and bonuses posting slowly here.

(13:30) - Marriott cracking down on "additional guest" reservations, which you can read more about here.

(20:47) - Southwest for the "win". Read about Southwest's disappointing updates here.

(23:28) - Check out our recent podcast episode about these Southwest changes here.

(23:38) - Nick finally gets his million

(25:14) - Reader winner updates

(28:38) - Excellent Virgin Atlantic business class availability as low as 29K points + $254

(31:26) - Aviator companion tickets for the win! Read more about this here.

(35:56) - Up to 40% transfer bonus from Capital One Miles to Etihad Guest

(41:25) - How not to use your Bilt points

(43:46) - 1.25 cpp: book travel through their portal

(44:41) - 1.5 cpp: Use points for house down payment

(46:23) - Transfer to partners

(1:16:55) - Here are the partners you shouldn't transfer to...

(1:18:20) - Wait for great Rent Day transfer bonuses

(1:20:26) - One reader asks about the Capital One pre-approval tool and whether or not it would cause a hard pull.

(01:15) - John writes in with a correction for Nick's statement that there's a "zero percent chance" the tax payment won't count toward the bonus.

(06:57) - Andrew writes in about applying for an Amex card by opening up a Private Browser and searching for the card there can bring up a higher offer.

(08:49) - Bilt 5x offers (targeted after asking for credit increase)

Learn more about the Bilt offer here.

Learn more about the Bilt spending offer for groceries, gas, and dining here.

(10:38) - Amex coupon credits and bonuses posting slowly (relax / don’t panic)

Learn more about Amex coupon credits and bonuses posting slowly here.

(13:30) - Marriott cracking down on "additional guest" reservations, which you can read more about here.

(20:47) - Southwest for the "win". Read about Southwest's disappointing updates here.

(23:28) - Check out our recent podcast episode about these Southwest changes here.

(23:38) - Nick finally gets his million

(25:14) - Reader winner updates

(28:38) - Excellent Virgin Atlantic business class availability as low as 29K points + $254

(31:26) - Aviator companion tickets for the win! Read more about this here.

(35:56) - Up to 40% transfer bonus from Capital One Miles to Etihad Guest

(41:25) - How not to use your Bilt points

(43:46) - 1.25 cpp: book travel through their portal

(44:41) - 1.5 cpp: Use points for house down payment

(46:23) - Transfer to partners

(1:16:55) - Here are the partners you shouldn't transfer to...

(1:18:20) - Wait for great Rent Day transfer bonuses

(1:20:26) - One reader asks about the Capital One pre-approval tool and whether or not it would cause a hard pull.

Previous Episode

Best hotel programs, Alaska quirks, the EVA experience and more | Ask Us Anything Ep73 | 3-5-25

What do we think are the best hotel programs for outsized value? Have we noticed some of the same Alaska Airlines quirks that our listeners have? What have our experiences with the EVA Air program been (if any)? We answered these questions and more on the Ask Us Anything hosted live on YouTube on March 5th, 2025.

00:40 - What's the most meaningful miles and points trip you've had?

03:16 - Inspired by Nick’s “falling in love with Alaska” post... Let’s play a miles themed version of the old FMK game (the acronym will make sense in a moment, Carrie!) We’ll call it lust, marry, kill rather than the original name. Between Alaska, Aeroplan, and Avios, which is your torrid love affair, which would you settle down with, which ends up left behind?

05:47 - What’s the teams thoughts on how long this Amex to Hawaii to Alaska gravy train will last?

10:56 - Were any of the frequent milers effected by the recent Amex shutdowns?

12:55 - Any tips to reduce/avoid parking fees at airports? I live far enough away that Uber or shuttles are just as much(or more), so is there anything I'm not thinking of?

17:15 - Which airlines offer lie flat seats from the eastern half of the USA to Hawaii with at least some availability via points at a reasonable cost?

19:21 - I don't have any business spend so I'm hesitant to apply for business cards and use it for personal expenses. Is it legal/allowed to put personal spend on business cards?

21:28 Is the 15% Delta Amex discount a real discount or Delta increased the redemption rate before the discount is applied. Their miles seem to be $.012/mile after the 15%. Is their miles really that bad?

24:01 - hey everyone! have any of you ever booked an award flight with EVA? so many quirks to that program but 75-80k to Asia is a good deal. Would love to hear any if your experiences if you have. Thanks!

28:29 - what's up with Alaska's phantom award availability? I've noticed this especially with AA, award space will show in Alaska, sometimes other partners, then Alaska won't ticket. And on Alaska - have you noticed Alaska semi-dynamically pricing AA routes? IE award chart says route should be 7.5k but all routes instead price at 10k or 12.5k?

33:50 - if I took a retention offer to keep amex gold. Will amex take back points if I take an upgrade to platinum offer?

34:31 - I received an offer for the Caesars no annual fee card. with 5000 spend in three months giving me diamond status. Am I crazy for wanting to get it for the free parking, no resorts fee, and food credit

37:45 - When checking if a layover will offer enough time, how can I know in advance if I may be forced to pickup + recheck my bags? Either with a single or multiple carriers?

38:56 - I'm trying to potentially book a Maldives trip with Hilton FNC but I'd like to connect there in style on Qatar and/or Emirates. Considering free night certificates only last a year and flights often are best booked a year out, how would you navigate a trip where flights and hotels might both be high demand options or timelines

44:25 - Which hotel rewards program would you say lately offers the highest probability for outside value? To me, it’s not close I believe Hilton shines in this respect.

51:45 - Have you ever gotten weird looks from the clerk while buying gift cards?

55:03 - I found lots of availability at a SLH thru Hilton. Four nights bookable, but when I went to 5 nights, availability vanished. Is the hotel playing games to avoid 5th night free? Any workaround ideas

Next Episode

Loyalty Point Changing Fortunes | Coffee Break Ep49 | 3-18-25

(00:10) - In this episode we talk about the airline rewards programs and hotel rewards programs that seem to be changing in value. Some of them are going up in value and some are going down.

(00:42) - Alaska Mileage Plan miles are going up in value

(02:08) - Southwest points are going down

Listen to our episode about these Southwest changes here.

(02:45) - Avianca Lifemiles are going down

(04:43) - Hilton points are going up

(06:12) - Hyatt points are going down

(10:36) - Which transferable points are going up or down?

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Music Credit – Beach Walk by Unicorn Heads