961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?
05/12/25 • 59 min
About this episode:
Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.
Stories covered on the podcast:
Tide is expanding its B2B offering, rolling out its Credit Flex feature for all its customers following a $100million debt raise. Paypal launches its first contactless wallet in Germany, its biggest product development investment in the country to date. Employer.com continues their ‘shopping spree’ acquiring Mainstream.com to bring their value to $700m. Santander has announced it is selling 49% of its Polish business, the former Bank Zachodni, to Austrian bank Erste Group. And we take a look at the FCA’s latest crypto ban...
This week's guests:
- Raphael Landesmann - Director Regulatory Counsel at GSR
- Carl Hazeley - CEO of Finimize
- Mathieu Limousi - Chief Marketing Officer at Thunes
Timestamps/stories:
Intro - (00:00)
UK SME banking provider Tide rolls out a buy now pay later feature after a $100million raise - (07:06)
Paypal launches contactless mobile wallet in Germany - (17:20)
The FCA is considering a ban on crypto purchases using credit - (32:28)
Employer.com acquires Mainstreet.com bringing Employer.com’s value to $700m- (45:44)
Santander raises EUR 7bn from 49% of Santander Bank Polska, Poland’s third-largest bank - (52:05)
One in five Brits claim they have been approached to help illegally launder money- (54:19)
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Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.
--
Links to check out:
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
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About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit
About this episode:
Host Benjamin Ensor - Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.
Stories covered on the podcast:
Tide is expanding its B2B offering, rolling out its Credit Flex feature for all its customers following a $100million debt raise. Paypal launches its first contactless wallet in Germany, its biggest product development investment in the country to date. Employer.com continues their ‘shopping spree’ acquiring Mainstream.com to bring their value to $700m. Santander has announced it is selling 49% of its Polish business, the former Bank Zachodni, to Austrian bank Erste Group. And we take a look at the FCA’s latest crypto ban...
This week's guests:
- Raphael Landesmann - Director Regulatory Counsel at GSR
- Carl Hazeley - CEO of Finimize
- Mathieu Limousi - Chief Marketing Officer at Thunes
Timestamps/stories:
Intro - (00:00)
UK SME banking provider Tide rolls out a buy now pay later feature after a $100million raise - (07:06)
Paypal launches contactless mobile wallet in Germany - (17:20)
The FCA is considering a ban on crypto purchases using credit - (32:28)
Employer.com acquires Mainstreet.com bringing Employer.com’s value to $700m- (45:44)
Santander raises EUR 7bn from 49% of Santander Bank Polska, Poland’s third-largest bank - (52:05)
One in five Brits claim they have been approached to help illegally launder money- (54:19)
--
Advertisements:
Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section.
Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU.
Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.
--
Links to check out:
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
--
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit
Previous Episode
960. Insights: The future of Revolut with UK CEO Francesca Carlesi
About this episode:
In this episode of Fintech Insider Insights, David M. Brear welcomes Francesca Carlesi, the CEO of Revolut UK, for an in-depth conversation about one of the most transformative years in Revolut’s history.
With a strong background in fintech and traditional banking, including co-founding the UK’s first digital mortgage lender, Francesca has brought a wealth of experience and entrepreneurial spirit to her role at Revolut.
Over the past year, Revolut secured its highly anticipated UK banking licence, crossed the milestone of 10 million UK customers, and made significant strides towards becoming the primary bank of choice for millions.
Francesca shares the inside story of what it took to achieve these milestones, how Revolut’s fast-paced, customer-first culture enabled rapid innovation, and what building a “super app” for financial services really looks like from the inside.
The conversation also dives into Revolut’s bold expansion into wealth management, SME banking, lending products, and beyond.
This week's guest:
Francesca Carlesi - UK CEO of Revolut
--
Links to check out:
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
--
Advertisements:
Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section.
Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU.
Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.
--
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
Next Episode
962. Insights: The UK’s fastest-growing fintech: in conversation with Richard Davies, CEO of Allica Bank
About this episode:
In this episode of Fintech Insider Insights, host David M. Brear is joined by Richard Davies, CEO of Allica Bank - the UK’s fastest-growing fintech focused on serving established small and medium-sized enterprises (SMEs).
Richard shares how his unique background at traditional giants like HSBC and Barclays, combined with his time at fintech innovators like Revolut and OakNorth, has shaped his mission to build a better bank for UK businesses.
We dive into Allica’s rapid rise, its unique approach to relationship-led banking, and what’s next in their journey towards unicorn status.
We also discuss:
- How Allica Bank is redefining SME banking in the UK
- The strategy behind its record-breaking growth
- Competing with neobanks and embracing AI
- Why branding (hello, orange bowler hat!) matters in fintech
This week's guest:
Richard Davies - CEO of Allica Bank
Links to check out:
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf
Advertisements:
Sign up for a new account on Lightyear and receive $15 worth of a US fractional share when you use this link: http://lightyear.com/11fs or enter the code 11FS manually in the Promotions section.
Code conditions: Complete onboarding and fund at least £50 into your General Investment Account after entering the code. The code can only be used if you haven’t redeemed any code before. Once conditions are met, you’ll get $15 worth of a US fractional share of your choice.Capital at risk, ISA rules apply. Provider of the investment services is Lightyear U.K. Ltd for the UK and Lightyear Europe AS for the EU.
Terms apply: https://lightyear.com/terms. Seek qualified advice if necessary. This is not investment advice.
About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email [email protected]!
Learn more about your ad choices. Visit megaphone.fm/adchoices
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