Financially Adjusted

Leslie Roth

The Financially Adjusted podcast is for all the current and aspiring small business entrepreneurs out there. I'm Leslie Roth - a virtual bookkeeping business owner- and I'm excited to share my knowledge and expertise with you when it comes to handling the money in your business and life. We'll get into all kinds of money topics: financial systems, budgeting, bookkeeping, setting and working toward financial goals, and the overall management of your finances. My goal is to leave you feeling enlightened, inspired, empowered, and confident as an entrepreneur. Settle in and hit follow! You are not on this journey alone!
For more entrepreneurial financial help, go to www.financiallyadjusted.com.

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Top 10 Financially Adjusted Episodes

Goodpods has curated a list of the 10 best Financially Adjusted episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Financially Adjusted for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Financially Adjusted episode by adding your comments to the episode page.

#20: MOVING IN THE RIGHT DIRECTION INVOLVES COURSE CORRECTION

Financially Adjusted

09/19/24 • 15 min

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In this episode, I discuss the importance of reassessment and course correction in both life and business. Just like a road trip, the path to business success is rarely straightforward. There will be roadblocks, detours, and unexpected turns, but staying flexible and open to change is key. We'll explore how to handle these shifts, whether due to external factors like a global pandemic or internal desires for a new direction. I also elaborate on the importance of understanding your numbers and how a solid financial foundation can guide your decisions when it’s time to pivot. The key word today is pivot! 😉

Helpful Resources:

Email us with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD

Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#11: UNDERSTAND YOUR PROFIT & LOSS LIKE A BOSS

Financially Adjusted

07/18/24 • 16 min

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In this episode, I explain the importance of the Profit and Loss statement for small businesses. I’ll also cover its components, why it matters, and how to set realistic profit margin goals in your business. Common misconceptions/misunderstandings about this statement will also be addressed, as well as the optimal frequency for evaluating your P&L.

Key Topics:

· What is a Profit and Loss statement?

· Components of a P&L

· Importance of setting profit margin goals

· Common misconceptions about net profit

· Actionable steps for regular P&L analysis

Thanks for tuning in! You can reach out to me with any questions at [email protected]. Be sure to hit ‘follow’ or ‘subscribe’ wherever you listen so you don’t miss out on any valuable financial tips for your business!

Recommended payroll software (affiliate link): ADP:
http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

GUSTO (affiliate link): https://gusto.com/r/leslie4559

My favorite budgeting app w/ an amazing free version: https://www.ramseysolutions.com/ramseyplus/everydollar

My preferred business credit card with cash rewards (affiliate link): If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
https://i.capitalone.com/Jnub3fUEX

#28: 5 TIPS FOR BUILDING YOUR BUSINESS SAVINGS

Financially Adjusted

11/14/24 • 21 min

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In this episode of the Financially Adjusted podcast, I share some tips & strategies for building a 6 month business savings fund—an often-overlooked lifeline for business owners. With inflation on the rise and cash flow unpredictability affecting many small businesses, having an emergency savings cushion is more crucial than ever. It’s not always an easy or quick task, but it’s such an important part of building a healthy thriving business.

Key Takeaways:

Create Margin: Start by knowing your budget and regularly analyzing expenses to find savings opportunities.
Think Creatively: Consider temporary revenue streams or cutting unnecessary costs to reach savings goals faster.
Utilize High-Yield Accounts: Place your savings in high-yield accounts for better returns.
Frequent Financial Check-ins: Monitor progress regularly to stay on track and make necessary adjustments.
Make Sacrifices: Evaluate personal and business expenses and consider reducing them temporarily to achieve your savings goal.

Resources Mentioned:

· Budgeting podcast: Episode 2: Don’t Fudge it, Just Budget

· Budgeting YouTube Tutorial

· Savings podcast: Episode 6: Save So You Don’t Cave

Helpful Resources:

Email me with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit card with cash rewards (affiliate link):

#8: TRANSITION WHEN YOU'RE IN A GOOD POSITION

Financially Adjusted

06/27/24 • 14 min

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In this episode of Financial Adjusted, I’m diving into a topic that many aspiring entrepreneurs grapple with: making the transition from a side hustle to full-time entrepreneurship. Whether you're working part-time or full-time while running your side gig, this episode is packed with practical advice to help you make a smart and financially sound transition.

Discussion topics in this episode:

· Budgeting

· Testing your product or service in the marketplace

· Health & Life Insurance

· Debt Management

· Revenue Projections

· Additional Business Needs

If you're ready to take your side hustle full-time, this episode is for you. Join me as we navigate the financial aspects of making this exciting transition. Remember, the fact that you're listening to this podcast shows that you have what it takes!

For more resources and support, reach out at [email protected].

Tune in now and let's make your entrepreneurial dreams a reality!

Recommended payroll software (affiliate link):

ADP: http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

GUSTO (affiliate link): https://gusto.com/r/leslie4559

QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up. https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/

My favorite budgeting app w/ an amazing free version: https://www.ramseysolutions.com/ramseyplus/everydollar

#12: UNDERSTAND THE MEAT OF YOUR BALANCE SHEET

Financially Adjusted

07/25/24 • 20 min

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Are you an entrepreneur who gets a little frustrated and confused when it comes to understanding your financial statements? You are not alone and this episode is for you!

In this episode, I’ll dive into the balance sheet in a similar way that I explained the profit & loss statement in episode 11. I compare the balance sheet and P&L and emphasize the differences.

Key Points:

· Money Mindset around business finances and life challenges

· Balance Sheet components and overview

· Relevance of the balance sheet in your business

· The relationship between the balance sheet and the P&L statement

· Clearing up misconceptions/misunderstandings when it comes to these reports

Don’t forget to follow or subscribe wherever you listen to podcasts so you don’t miss the chance to gain skills and confidence around small business money topics.

Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):

ADP: http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl

GUSTO (affiliate link): https://gusto.com/r/leslie4559

My favorite budgeting app w/ an amazing free version:
https://www.ramseysolutions.com/ramseyplus/everydollar

My preferred business credit card with cash rewards (affiliate link): If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
https://i.capitalone.com/Jnub3fUEX

#18: HOW TO MANAGE MONEY WITH FLUCTUATING REVENUE

Financially Adjusted

09/05/24 • 20 min

SEND LESLIE A TEXT MESSAGE

In today’s episode, I’m discussing one of the most common challenges business owners face—fluctuating revenue. Whether you're a seasonal business, a new entrepreneur, or running an established business with variable income, having a solid financial plan is crucial for success. I’ll provide tactical steps for creating a proactive money plan (a budget), understanding your cash flow, and leveraging historical data to navigate unpredictability. I’ll also covers strategies for managing unique expenses, setting up automated payment systems, and exploring additional revenue streams to cushion against variability. Don’t miss out on these essential tips to keep your business and personal finances on track!

Resources Mentioned:

Episode 1: Start Smart in Your Business
The Start Smart Checklist - A free resource for new entrepreneurs
Episode 2: DON'T FUDGE IT, JUST BUDGET

Don’t forget to follow or subscribe wherever you listen to podcasts, so you don’t miss the chance to gain skills and confidence around small business money topics.

Reach out at [email protected] with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#22: 3 BENEFITS OF ACCURATE BOOKKEEPING

Financially Adjusted

10/03/24 • 12 min

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In this episode of Financially Adjusted, I discuss the three biggest benefits of accurate bookkeeping for small businesses. Whether you're just starting out or are looking to grow, keeping your financial records in order is essential. We cover the importance of financial clarity, being stress-free tax time, and how maintaining professional bookkeeping can open doors to funding and even selling your business. Tune in to find out how accurate bookkeeping can set your business up for long-term success.

Resources Mentioned:

Episode 10: Get in the Flow with the Right Pros
Episode 15: How to Stay on Track with Estimated Tax

Helpful Resources:

Email us with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit card with cash rewards (affiliate link):

If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.

CAPITAL ONE BUSINESS CREDIT CARD

#23: 6 FINANCIAL PITFALLS TO AVOID IN YOUR SMALL BUSINESS

Financially Adjusted

10/10/24 • 19 min

SEND LESLIE A TEXT MESSAGE

This episode is meant to share, not scare. I cover 6 financial pitfalls that many small business owners commonly fall into and how to avoid them. These pitfalls can derail your business so being aware of them and keeping them top of mind is incredibly important! Avoiding these financial missteps will help set you a path toward better financial management, peace of mind, and ultimately, business success and growth.

Resources Mentioned:

Episode 15: How to Stay on Track with Estimated Tax
Estimated Tax Guide for Entrepreneurs: My free guide that breaks down what estimated taxes are and how to save for them
Estimated Tax Tracker: This done-for-you tax tracking template is available for purchase and can be used for years to come in your business. It will help keep you organized and stress-free when it comes to tracking and saving for your estimated taxes.
Episode 22: 3 Benefits of Accurate Bookkeeping

Email us with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit card with cash rewards (affiliate link):

CAPITAL ONE BUSINESS CREDIT CARD

#25: GROW YOUR BUSINESS AT YOUR OWN PACE - IT'S NOT A RACE!

Financially Adjusted

10/24/24 • 24 min

SEND LESLIE A TEXT MESSAGE

In this podcast episode, I discuss an important topic that we all struggle with in life and in business – comparison culture. I get into the challenges of growing your business at your own pace while avoiding the pitfalls of comparison culture. I’ll highlight the key dangers, such as debt and overspending, and provide practical, actionable steps to help you set your own pace, stay aligned with your vision, and celebrate your wins along the way. Tune in to gain insights on how to protect your business from the pitfalls of comparison culture and embrace your unique entrepreneurial journey.

Helpful Resources:

Email me with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

My preferred business credit card with cash rewards (affiliate link):

CAPITAL ONE BUSINESS CREDIT CARD

#24: HOW TO ALIGN YOUR MONEY WITH YOUR GOALS

Financially Adjusted

10/17/24 • 30 min

SEND LESLIE A TEXT MESSAGE

In this episode, I’ll break down how aligning your money with your personal and business goals is key to achieving them. As we head into the final quarter of the year, goal setting is on everyone’s mind (or will be soon!), but how do you actually achieve those goals? I’m dishing out tactical advice on creating a plan, mapping out your finances, and setting realistic and achievable goals that align with your financial situation.

Resources Mentioned:

Helpful Resources:

Email me with any questions you’d like answered in future Q&A episodes!

Recommended payroll software (affiliate link):
ADP
GUSTO

Recommended bank and the one I use in my business (affiliate link):
RELAY BANK

My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP

CAPITAL ONE BUSINESS CREDIT CARD

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FAQ

How many episodes does Financially Adjusted have?

Financially Adjusted currently has 30 episodes available.

What topics does Financially Adjusted cover?

The podcast is about Budgeting, Management, Entrepreneur, Entrepreneurship, Podcasts and Business.

What is the most popular episode on Financially Adjusted?

The episode title '#3: IT'S YOUR YEAR TO GET FINANCIALLY CLEAR' is the most popular.

What is the average episode length on Financially Adjusted?

The average episode length on Financially Adjusted is 19 minutes.

How often are episodes of Financially Adjusted released?

Episodes of Financially Adjusted are typically released every 7 days.

When was the first episode of Financially Adjusted?

The first episode of Financially Adjusted was released on May 7, 2024.

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Financially Adjusted

Leslie Roth

Top 10 Financially Adjusted Episodes

FAQ

How many episodes does Financially Adjusted have?

What topics does Financially Adjusted cover?

What is the most popular episode on Financially Adjusted?

What is the average episode length on Financially Adjusted?

How often are episodes of Financially Adjusted released?

When was the first episode of Financially Adjusted?

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