
Financially Adjusted
Leslie Roth
The Financially Adjusted podcast is for all the chiropractic business owners out there. I'm Leslie Roth - a virtual bookkeeping business owner & educator- and I'm excited to share my knowledge and expertise with you when it comes to handling the money in your business and life. We'll get into all kinds of money topics: financial systems, budgeting, bookkeeping, setting and working toward financial goals, and the overall management of your finances. My goal is to leave you feeling enlightened, inspired, empowered, and confident as an chiropractic entrepreneur. Settle in and hit follow! You are not on this journey alone!
For more entrepreneurial financial help, go to www.financiallyadjusted.com.
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Top 10 Financially Adjusted Episodes
Goodpods has curated a list of the 10 best Financially Adjusted episodes, ranked by the number of listens and likes each episode have garnered from our listeners. If you are listening to Financially Adjusted for the first time, there's no better place to start than with one of these standout episodes. If you are a fan of the show, vote for your favorite Financially Adjusted episode by adding your comments to the episode page.

#20: MOVING IN THE RIGHT DIRECTION INVOLVES COURSE CORRECTION
Financially Adjusted
09/19/24 • 13 min
In this episode, I discuss the importance of reassessment and course correction in both life and business. Just like a road trip, the path to business success is rarely straightforward. There will be roadblocks, detours, and unexpected turns, but staying flexible and open to change is key. We'll explore how to handle these shifts, whether due to external factors like a global pandemic or internal desires for a new direction. I also elaborate on the importance of understanding your numbers and how a solid financial foundation can guide your decisions when it’s time to pivot. The key word today is pivot! 😉
Helpful Resource: Free Estimated Tax Guide
Email us with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate link):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#27: BEYOND THE NUMBERS: SHIFTING YOUR MONEY MINDSET
Financially Adjusted
11/07/24 • 18 min
I’m talking all about money mindset in this episode of the Financially Adjusted podcast. We all have unique experiences that have shaped our emotions, beliefs, and behaviors around money. In this episode, I’ll discuss how to shift your mindset and view money as simply a tool or medium that is used to facilitate your greater mission and purpose with your business. It’s essential as an entrepreneur to think on your why and your purpose and how your money mindset influences your business and reaching your goals. Get ready to learn how you can be in the driver’s seat when it comes to your money mindset and your money!
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate link):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#43: WHAT TO FOCUS ON IN YOUR MONTHLY FINANCIAL REPORTS
Financially Adjusted
03/13/25 • 22 min
In this Financially Adjusted episode, I answer a question I get often: “What should I focus on in my monthly financial reports?”. I break down the essentials of the balance sheet, profit & loss statement, and cash flow statement so you can make informed decisions that grow your chiropractic business. I talk about the most important metric to zone in on each month which is profit margin.
You’ll gain powerful insights with today’s podcast episode that are easy to understand and apply in your chiropractic business!
Join my FREE Facebook Group: FINANCIAL ALIGNMENT FOR CHIROPRACTORS
Resources Mentioned:
- Episodes 11: Understand Your Profit & Loss Like a Boss
- Episode 12: Understand the Meat of Your Balance Sheet
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate links):
ADP
GUSTO
QuickBooks Online is my go-to accounting software. Get an amazing discount (30% off for 6 months) when you buy with my affiliate link below.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#24: HOW TO ALIGN YOUR MONEY WITH YOUR GOALS
Financially Adjusted
10/17/24 • 29 min
In this episode, I’ll break down how aligning your money with your personal and business goals is key to achieving them. As we head into the final quarter of the year, goal setting is on everyone’s mind (or will be soon!), but how do you actually achieve those goals? I’m dishing out tactical advice on creating a plan, mapping out your finances, and setting realistic and achievable goals that align with your financial situation.
Resources Mentioned:
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate link):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#36: HOW MUCH TO BRING HOME VS. LEAVE IN THE BUSINESS
Financially Adjusted
01/23/25 • 27 min
In this episode I’m tackling one of the most common questions among business owners: how much money to take home vs. leaving in the business. I’ll cover practical strategies to create a financial balance between your personal and business budgets while prioritizing your goals. From budgeting basics to specific allocation percentages, I’ll give you actionable steps that will help you determine where your money should go.
Key Topics:
- The Importance of Budgeting
- Personal vs. Business Priorities
- Allocation Strategies for Margin
- The Power of Long-Term Planning
- Tools and Automation
Resources Mentioned:
- Episode 8: Transition When You’re in a Good Position
- Episode 26: How to Ditch Debt and Grow Your Business with Cash
- Episode 2: Don’t Fudge it, Just Budget
- Budgeting Tutorial on YouTube
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate links):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get an amazing discount (30% off for 6 months) when you buy with my affiliate link below.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#32: 4 END-OF-THE-YEAR IMPORTANT FINANCIAL TO-DO'S
Financially Adjusted
12/19/24 • 25 min
In this final episode of 2024, I’m helping you go out strong with actionable financial tips for your chiropractic business. Whether you’re DIY-ing your bookkeeping or working with a professional, these four financial tasks will help you smoothly transition into the new year. Here’s what I’ll walk you through:
- Reconciling Your Accounts
- Reviewing Your Financial Statements
- Organizing Tax Documents & Communicating with your Tax Professional
- Updating Your Financial Goals
Resources Mentioned:
- Free Sample Profit & Loss Statement for Chiropractors
- Episode 2: Don’t Fudge It Just Budget
- YouTube Budgeting Tutorial
- Episode 11: Understand Your Profit & Loss Like a Boss
- Episode 12: Understand the Meat of Your Balance Sheet
- Episode 13: Organization is the Base of Your Financial Foundation
- Free Resource: The Entrepreneur’s Guide to Financial Organization
- Episode 24: how to Align Your Money with Your Goals
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate links):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get an amazing discount (30% off for 6 months) when you buy with my affiliate link below.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#46: 3 WAYS DEBT IS HURTING YOUR CHIROPRACTIC BUSINESS
Financially Adjusted
04/10/25 • 11 min
Debt is sneaky. It creeps up and suddenly, you’re working hard but feeling stuck, with nothing to show for it. In this episode, I’m breaking down the three major ways debt is holding you back in your chiropractic business and life—plus what you can do about it.
I’ve been there. My husband and I clawed our way out of over $100K in debt, and I know firsthand how suffocating it can feel. But it doesn’t have to control your future. I’ll help you shift your mindset, get clear on your numbers, and take action so you can move from survival mode to real growth.
🎧 Mentioned in This Episode:
Episode #26: How to Ditch Debt and Grow Your Business with Cash
If this episode was helpful, share it with a chiropractic friend and leave a ⭐⭐⭐⭐⭐ review!
Join my FREE Facebook Group: FINANCIAL ALIGNMENT FOR CHIROPRACTORS
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended business bank (affiliate link):
RELAY
Recommended payroll software (affiliate links):
ADP
GUSTO
QuickBooks Online is my go-to accounting software. Get an amazing discount (30% off for 6 months) when you buy with my affiliate link below.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#28: 5 TIPS FOR BUILDING YOUR BUSINESS SAVINGS
Financially Adjusted
11/14/24 • 20 min
In this episode of the Financially Adjusted podcast, I share some tips & strategies for building a 6 month business savings fund—an often-overlooked lifeline for business owners. With inflation on the rise and cash flow unpredictability affecting many small businesses, having an emergency savings cushion is more crucial than ever. It’s not always an easy or quick task, but it’s such an important part of building a healthy thriving business.
Key Takeaways:
- Create Margin: Start by knowing your budget and regularly analyzing expenses to find savings opportunities.
- Think Creatively: Consider temporary revenue streams or cutting unnecessary costs to reach savings goals faster.
- Utilize High-Yield Accounts: Place your savings in high-yield accounts for better returns.
- Frequent Financial Check-ins: Monitor progress regularly to stay on track and make necessary adjustments.
- Make Sacrifices: Evaluate personal and business expenses and consider reducing them temporarily to achieve your savings goal.
Resources Mentioned:
· Budgeting podcast: Episode 2: Don’t Fudge it, Just Budget
· Savings podcast: Episode 6: Save So You Don’t Cave
Helpful Resource: Free Estimated Tax Guide
Email me with any questions you’d like answered in future Q&A episodes!
Recommended payroll software (affiliate link):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#8: TRANSITION WHEN YOU'RE IN A GOOD POSITION
Financially Adjusted
06/27/24 • 14 min
In this episode of Financial Adjusted, I’m diving into a topic that many aspiring entrepreneurs grapple with: making the transition from a side hustle to full-time entrepreneurship. Whether you're working part-time or full-time while running your side gig, this episode is packed with practical advice to help you make a smart and financially sound transition.
Discussion topics in this episode:
· Budgeting
· Testing your product or service in the marketplace
· Health & Life Insurance
· Debt Management
· Revenue Projections
· Additional Business Needs
If you're ready to take your side hustle full-time, this episode is for you. Join me as we navigate the financial aspects of making this exciting transition. Remember, the fact that you're listening to this podcast shows that you have what it takes!
For more resources and support, reach out at [email protected].
Tune in now and let's make your entrepreneurial dreams a reality!
Recommended payroll software (affiliate link):
ADP: http://accountantprogram.adp.com/accept/?EID=5453c160-167e-4c6b-aedc-893d78fb3f87&type=ShareUrl
GUSTO (affiliate link): https://gusto.com/r/leslie4559
QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up. https://completebusinessgroup.com/leading-ledger-bookkeeping-llc/
My favorite budgeting app w/ an amazing free version: https://www.ramseysolutions.com/ramseyplus/everydollar
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
https://i.capitalone.com/Jnub3fUEX
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.

#19: QUARTERLY FOCUS IN YOUR BUSINESS
Financially Adjusted
09/12/24 • 23 min
In today's episode, I’m discussing quarterly focus for your business. I’ll talk about what every business owner needs to focus on each quarter—like taxes, payroll, and goal setting. I'll walk you through the nitty-gritty of estimated and payroll taxes, highlight key tax deadlines, and discuss the importance of quarterly goal-setting and evaluation for sustained business growth. Grab your calendar and get ready to plan each business "season" for maximum impact!
Mentioned Resource: Free Estimated Tax Guide
Previous Episodes:
- #11: UNDERSTAND YOUR PROFIT & LOSS LIKE A BOSS
- #12: UNDERSTAND THE MEAT OF YOUR BALANCE SHEET
- #15: HOW TO STAY ON TRACK WITH ESTIMATED TAX
Email us with any questions you’d like answered in future Q&A episodes:
[email protected]
Recommended payroll software (affiliate link):
ADP
GUSTO
Recommended bank and the one I use in my business (affiliate link):
RELAY BANK
QuickBooks Online is my go-to accounting software. Get the best discount possible (30% off for 12 months) when you buy with my affiliate link below, through Complete Business Group. Message me at [email protected] with any questions regarding signing up.
SIGN UP FOR QUICKBOOKS ONLINE
My favorite budgeting app w/ an amazing free version:
EVERY DOLLAR BUDGETING APP
My preferred business credit card with cash rewards (affiliate link):
If you have healthy behaviors around spending with a credit card, this is a great one to use and earn cash back. It also links up well with QuickBooks Online. If you have unhealthy spending habits with credit cards, please avoid using one! You need to be able to pay it off monthly and not carry a balance. I use this one for my business and it makes paying bills simple.
CAPITAL ONE BUSINESS CREDIT CARD
Check out all my FREE financial resources in one place
Follow me on social media:
Facebook
Instagram
LinkedIn
Pinterest
Disclaimer: This content is for educational and informational purposes only. Please consult with an accounting professional for direct advice based on your specific business situation.
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FAQ
How many episodes does Financially Adjusted have?
Financially Adjusted currently has 49 episodes available.
What topics does Financially Adjusted cover?
The podcast is about Budgeting, Management, Entrepreneur, Entrepreneurship, Podcasts and Business.
What is the most popular episode on Financially Adjusted?
The episode title '#3: IT'S YOUR YEAR TO GET FINANCIALLY CLEAR' is the most popular.
What is the average episode length on Financially Adjusted?
The average episode length on Financially Adjusted is 21 minutes.
How often are episodes of Financially Adjusted released?
Episodes of Financially Adjusted are typically released every 7 days.
When was the first episode of Financially Adjusted?
The first episode of Financially Adjusted was released on May 7, 2024.
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