
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
Deborah Williams
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10: Winging It, Owning It and Coming Out Ahead
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
09/23/16 • 19 min
Welcome to Financial Karma! Today we’re talking about merging your finances with your psyche’!
I’m working on my long term business plan to do a full blown coaching program. I’ve got my CPA and my Tax clients too, so there’s a lot going on. I’m a bit overwhelmed at the moment and you can see why! You can join my Facebook group to get more information.
Karma Tip: The word is conviction. It’s being sure what you say and believe is true, and that can even be true to you. My conviction is to work on my self-care and reducing my stress level. Having an open mind causes people to hear each other out, and it can actually cause you to change your convictions. Thinking this way can bring about a more peaceful world.
Listen to the show as I share my system for getting your money under control.
I have to thank the following people for their help and support during season 1 of the podcast:
Ever Better (Lisa Vogt) - https://itunes.apple.com/us/podcast/ever-better-podcast/id1067620648?mt=2
The Make It Snappy Productivity Show (Nick Snapp) - https://itunes.apple.com/us/podcast/make-it-snappy-productivity/id1070551695?mt=2
Simple Change (Sarah Mastriani-Levi) - https://itunes.apple.com/us/podcast/simple-change/id1087170464?mt=2
The Biz Chix Podcast (Natalie Eckdahl) - https://itunes.apple.com/us/podcast/biz-chix-podcast-female-entrepreneurs/id811105481?mt=2
Mindfulness Mode (Bruce Langford) - https://itunes.apple.com/us/podcast/mindfulness-mode-interviews/id1032063236?mt=2
Shift the Story (Beca Lewis) - https://itunes.apple.com/us/podcast/shift-the-story-podcast/id1008859101?mt=2
The Crave Cast (Alex Jamieson) - https://itunes.apple.com/us/podcast/crave-cast-women-food-desire/id925989500?mt=2
Here's what I'm listening to! These are the shows I love!
Actual Innocence (Brooke Gittings) - https://itunes.apple.com/us/podcast/actual-innocence/id1102237078?mt=2
Mom's with Dreams Show (Erica Gordon) - https://itunes.apple.com/us/podcast/moms-with-dreams-show/id996720981?mt=2
Hidden Brain - https://itunes.apple.com/us/podcast/hidden-brain/id1028908750?mt=2
Still Growing-A Weekly Gardening Podcast (Jennifer Ebeling) - https://itunes.apple.com/us/podcast/still-growing...a-weekly-gardening/id659709301?mt=2
Heartsong Fit (Vickie Maris) - https://itunes.apple.com/us/podcast/heartsong-fit-vickie-maris/id842345162?mt=2
Sound Bites (Melissa Joy Dobbins) - https://itunes.apple.com/us/podcast/sound-bites-melissa-joy-dobbins/id982530565?mt=2
The Productive Woman (Laura McClellan) - https://itunes.apple.com/us/podcast/productive-woman-productivity/id895902493?mt=2
Biz Women Rock (Katie Krimitsos) - https://itunes.apple.com/us/podcast/biz-women-rock!-katie-krimitsos/id818183720?mt=2
Betty in the Sky with a Suitcase (Flight Attendant Betty) - https://itunes.apple.com/us/podcast/betty-in-sky-suitcase!/id79898010?mt=2

19: Green Beans & Finance + Some Budget Work Too
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
02/03/17 • 39 min
Deb Williams, CPA and Financial Coach, is on a mission to educate women about finance and money mindset. (Although she does love having the support of men as well!) Listen in today and find out how you can create a budget, easily and without stress and why it's so important for you to do that.
In the first part of today's show, Deb tells a touching story about her aging mom, who has Alzheimer's. It's a story demonstrating the use of an alternative approach, which, according to Deb, is essential in today's world. She explains that being prepared to allow for alternative ways of doing things demonstrates a growth mindset, rather than a fixed one, which is helpful for you to rewire your brain. She also expresses her view that the current President doesn't know the skills of diplomacy and inclusiveness, or of running a Federal Government- which is different to running a private company and until she knows that he's capable of pulling it together, she intends speaking out when necessary. She encourages you to speak out too but she reminds you to do this with facts and research- not as a reaction to an event.
In the second part of today's show, Deb talks about the ins and outs of budgeting and why it's essential for you to get the basics in line. She explains that it's important for you to plan things out, in order to feel a measure of control over your life now and in the future. Listen in today and discover the importance of having a solid budget and financial plan and find out how to go about the often daunting task of planning your budget, with ease.
Today, Deb discusses:
- How you can gain financially through taking a fresh perspective when listening to people with different viewpoints.
- The importance of knowing the difference between someone's viewpoint and the facts.
- Why it's necessary to be clear about where you're going in life.
- That preparing a budget is not complicated- it's do-able if you can add and subtract.
- The idea of having a budget as part of a roadmap to your plans.
- If you don't know where you are at now, you're not going to be able to plan your future.
- Her own success, due to believing in herself, her talents and skills- and putting them to good use.
- Setting aside the time to budget.
- Rewarding yourself- a little trick to get things done.
- Keeping your mindset positive while preparing your budget.
- An app to help you focus.
Links:
Deb's Facebook Group: Financial Karma
Deb's website: www.financialkarmacoach.com
Resources:
Deb recommends: www.focusatwill.com

00: Welcome to Financial Karma
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
06/29/16 • 31 min
Hang on for the ride!

45: The Journey Part 3: The Research
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
10/06/17 • 18 min
As you know, I’m on a journey of self-reflection and discovering where I am going on my business journey. I’ve come to realize at my age, is that I’ve spent a lot of my life being in conflict with what I really wanted to do vs. what others wanted me to do. I’m now beginning to embrace being a rebel, and I don’t mind it at all.
I’ve been doing my research on Deb time, and I’ve broken it down into 3 parts.
- Going out into the world to see what is out there and available and science-based. I want to look for people that are smart, honest and well qualified to lend a viewpoint to my life.
- Getting involved with other people one on one and in groups. I am so happy to be in so many groups that help meet this need in me. It’s not only fun, but it’s empowering. To be around others who want to make a difference and walk with them.
- The “me” piece - how am I feeling in my own body? My mediation coach works with me on much of this. I’m working on something so basic as walking and my posture.

42: Day 23 FB Live: I Made It
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
09/15/17 • 1 min
This episode wraps up my daily FB Live challenge. I forced myself to do this during my busiest time of the year (tax season)! I'm glad I made it. I've learned some lessons from doing this exercise. I've learned things about myself as well.

27: Day 8 FB Live - Maryland Anatomy, Karma and Money
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
06/02/17 • 5 min

01: Splash into Summer with Nick Snapp
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
07/15/16 • 51 min
Welcome to episode 1! We are going to splash into summer with Nick Snapp! Nick is a former corporate guy turned entrepreneur, a dad, husband and balances those things beautifully. I don’t know how he does it! He is a productivity expert. He is going to share with us some of his experiences on the show of how he got to the chapter he is in his life.
Don’t forget to look for the karma!
Show Notes:
- How did Nick get into podcasting?
- What got him out of the corporate world?
- What is his personal goal with his podcast?
- How did Nick get into productivity?
- How to bring up productivity to people in the summer
- Set routines!
You can read the full show notes and access all the links and resources at www.financialkarma.com

20: Day 1 FB Live - Gratitude
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
04/10/17 • 6 min
Join your Financial Karma Coach, Deb Williams as she challenges herself to a daily FB live video, while muddling through tax season!
For the next couple of weeks, Deb is choosing a word each day to focus on and today's word is GRATITUDE!
So many people have praised how a daily gratitude practice can change your life and your outlook. Today Deb shares her gratitude and also shares a moment where she failed to follow through on her part of the bargain. Don't let your slip ups keep you from getting on board. Let's focus on gratitude today!

26: Day 7 FB Live - Risk, Failure and Transformation
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
05/26/17 • 12 min
Risk and failure are ingredients in having a more balanced approach to living. If we are living in reality, risk and failure will be a steady visitor in your life!
By living through trauma, you can actually increase your resilience. The point is that you have to be willing to take a risk. It’s hard putting yourself out there at first, but the more you do it, the more your comfort zone expands. You have to be kind enough to yourself to allow baby steps. News flash, you will experience failure, whether you decide to take a risk or not. So if it’s inevitable anyway, you may as well plan on taking risks that guide your ship in the direction you want to go. Then when you fail, you will still be moving closer to your ideal life. You have no idea how much you will benefit fro a failure until you get to the other side of it. The fear of fear is actually harder than the actual failure you will go through!
11: What I Learned This Summer
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |
10/14/16 • 17 min
Here’s a recap of my first season of Financial Karma Podcast. Here are highlights of what I learned from launching my podcast this summer. Money is involved in everything we do. We should be prepared to make informed decisions and we can change ourselves with awareness, intention, and accountability.
Highlights
- Episode 0: I talk about how I started and why I’m a financial karma coach. I was interviewed by Lisa Vogt.
- Episode 1: Splash into Summer, with Nick Snapp. Nick discussed how he got into podcasting, what got him out of the corporate world, how he got into productivity, set routines, and bring up productivity to people.
- Episode 2: A Delicious Summer with Alexandra Jamieson. She discusses how to do the body scan, listening to your body’s messages. What it means to observe and listen to every part of your body. She discusses the activities best for summer.
- Episode 3: Women with Wanderlust with Melissa Jones. Melissa helps people to add polish to their personal and business branding with her design. She lives for travel, new challenges, and adventures and recommends traveling to everyone who can afford it.
- Episode 4: Summer Tips for Mannafest Living with Sarah Mastriani-Levi. She discusses naturopathic medicine and holistic bodywork. She has had extensive clinical practice and is a certified practitioner in the following fields: advanced reflexology, shiatsu, Swedish massage, manual lymph drainage, iridology, aromatherapy and herbology. She also discusses stuff such as: How we create a plastic life, It’s not what happens to you, but how you handle what happens to you, How to find your “allowable rebellions”, The biggest factor that contributes to Sarah’s success as a coach, Why fear has never stopped or defined Sarah, Why you need to be curious, Different challenges with the lifestyle choices we make, How she intentionally makes time to connect with her children, Why being outside should be a priority in your life, How to make positive changes in your life to get what you need, Why dieting is something you should avoid, and Why Sarah loves her work and how she helps people.
- Episode 5. Back to School (and more) with Bruce Langford. Mindfulness needs to go with every student’s return to school. Does mindfulness apply to your finances? YES! Most of our money decisions—good or bad—are affected by our subconscious mind. Through his work as a mindfulness coach, Bruce helps his clients with the many problems of life with gentleness, candor, and respect. His passion is to help people become more calm, focused, and happy.
- Episode 6. The Girls of Summer with Amy Lopez. Lying is wrong and can lead to all sorts of problems. There are so many negative character traits that we unknowingly cultivate when we choose to be untruthful. So, be the best YOU that you can be, and tell the truth. Amy Lopez, works with 3rd-8th grade girls, helping build confidence in the next generation of women.
- Episode 7: Change of Seasons and Meditation with Joe Somodi. Joe is a professional yoga teacher and certified life coach who helps people incorporate a daily practice of meditation into their lives. He talks about attaching to the good and detaching from the bad.
- Episode 8: End of Summer Wrap-Up with Deb Williams. In this podcast, I recommend Camp Good Life Project to connect with people to enhance your business and your life. Having these types of connections allows you to have support and input from others in your business. Knowing you have connections that have your back, it is such a relief. Having connected relationships is a wealth all its own. Focusing on this aspect of wealth first will allow you to manifest other types of wealth. There is more to wealth than the almighty dollar. Running your business from a spirited place will allow you to grow in innumerable ways.
- Episode 9: Moving on to the Fall and Deb Williams Coaching Practice. The complexity of the brain, our neurons, and the coping strategies that we turn to is discussed in this episode. In addition, why I changed my point of view and the benefits it has brought me, Better overall health, How I approach decision-making (it starts with a deep breath!), You can’t control what other people do; you can only control what YOU do., Gratitude---why it’s amazing Connection with people, How I blended the work I love Group and one-on-one work Giving people a safe place, How I help you gain insights, and The 8 Money Personalities: Which ones describe you best?
- Episode 10: Winging It, Owning It and Coming Out Ahead. How to merge your finances with your psyche is discussed here. I’ve got my CPA and my Tax clients too, so there’s a lot going on. I’m a bit overwhelmed at the moment and you can see why! Karma Tip: The word is conviction. It’s being sure what you say and believe is true, and that can even be true to you. My conviction is to wor...
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FAQ
How many episodes does Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | have?
Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | currently has 47 episodes available.
What topics does Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | cover?
The podcast is about Finances, Investing, Financial, Podcasts, Education and Business.
What is the most popular episode on Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |?
The episode title '45: The Journey Part 3: The Research' is the most popular.
What is the average episode length on Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |?
The average episode length on Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | is 25 minutes.
How often are episodes of Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | released?
Episodes of Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | are typically released every 7 days.
When was the first episode of Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |?
The first episode of Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice | was released on Jun 29, 2016.
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