Trading Vs Holding UK Property: Jay Howard Vs Adam Lawrence

10/31/24 • 50 min

#179
Trading Vs Holding UK Property.
Which do you prefer?
Which is better in terms of tax, skills required or potential returns?
Which is riskier?
What are the pros & cons of each?
What other factors do you need to consider?
This episode answers all these questions in a debate style format between:
Jay Howard, Auction Insider, co-founder of auction consultancy Hammered & co-author of Before the Hammer Falls (Second Edition Out Now!) and Serial Trader
And

Adam Lawrence, co-founder of The Boardroom Club, founder of Propenomix and holder of 500+ properties

Adam & Jay have 7 mins each to present and then 5 mins for rebuttals.
We cover

Trading vs. Holding in Property Investment
Key differences
Benefits and challenges of each strategy
Expertise and Skills Required
Risk
Property deterioration / depreciation
Market Fluctuations
Factors affecting landlords: interest rates and valuations
Tax implications / advantages of both
Holding benefits from tax exemptions / accounting losses
Importance of volume in trading transactions
Mixed strategy of trading / landlording
Landlord perceptions
Insights on non-volume trading and personal profits
Mutual Benefits of Traders / Landlords

We help time poor professionals get a good return on their money by investing with us. Schedule a call

Leave an honest review of Expat Property StoryJoin our Mailing List to join our WhatsApp group AND access our 37 Question Due Diligence Checklist AND our 23 Step Guide to Buying Property at Auction AND our Monthly NewsletterFollow the Show on InstagramTell us the one thing you’re struggling with in UK property

Details of where to meet other Expat Property Investors (For FREE!!!):

Hong Kong: Pacific Coffee, 2/F, Central Building, Central (first Saturday of each month from 11:30 am)

Dubai: Holiday Inn, Science Park (first Wednesday of each month from 7pm)

Singapore: The Providore at VivoCity (first Saturday of each month from 10:30 am)

Keywords
trading strategy, property investment, trading versus holding, UK property market, self-education in trading, landlord vs trader, property management costs, trading risks, Martingale strategy, property auctions, real estate investment, UK tax changes, property trading benefits, asset retention, high-risk high-reward trading, passive income, tax efficiency, property refurbishing, long-term financial goals, diversified investment, expat tax implications, volume trading, housing shortages, landlord expertise, property market fluctuations, trading adaptability, property tax advantages, tenant management, delayed gratification

Adam Lawrence, co-founder of The Boardroom Club, founder of Propenomix and holder of 500+ properties

Adam & Jay have 7 mins each to present and then 5 mins for rebuttals.
We cover

Trading vs. Holding in Property Investment
Key differences
Benefits and challenges of each strategy
Expertise and Skills Required
Risk
Property deterioration / depreciation
Market Fluctuations
Factors affecting landlords: interest rates and valuations
Tax implications / advantages of both
Holding benefits from tax exemptions / accounting losses
Importance of volume in trading transactions
Mixed strategy of trading / landlording
Landlord perceptions
Insights on non-volume trading and personal profits
Mutual Benefits of Traders / Landlords

We help time poor professionals get a good return on their money by investing with us. Schedule a call

Details of where to meet other Expat Property Investors (For FREE!!!):

Hong Kong: Pacific Coffee, 2/F, Central Building, Central (first Saturday of each month from 11:30 am)

Dubai: Holiday Inn, Science Park (first Wednesday of each month from 7pm)

Singapore: The Providore at VivoCity (first Saturday of each month from 10:30 am)

Previous Episode

Everything You Need to Know About Passive Income

#178
Lots of people in property talk about passive income and dangle the expression in front of us like a carrot in front of a donkey.
It’s a very simple expression to say, but much harder to achieve, particularly if we’re talking about investing directly in bricks and mortar as opposed to by less direct methods.
So we got the opinions of:
Sean the Property Tax Accountant
Helen Godbold-Eade
Bronwen Vearncombe
Stuart Lordan
Danny Inman
Julian Maurice
Jerry Alexander
Guillaume Black
This is a must listen episode!
It will give you all the factors you need to be aware of and all the questions you might want to ask the next time someone starts selling you the passive income dream.
Join our Mailing List to join our WhatsApp group AND access our PDF Cheat Sheet on How to Set and Achieve your UK Property Goals, 37 Question Due Diligence Checklist AND our 23 Step Guide to Buying Property at Auction AND our Monthly Newsletter
During the episode, we discuss

Passive vs. Active Investment

The difference between direct and indirect property investment

Staying informed about potential legislative changes

The evolving nature of UK property investment.

The need to adapt strategies over time to stay successful.

The differences between low-risk passive and higher return active investments.

The challenges of achieving passive income without active management.

How to assess suitable investment strategies on the active-passive continuum.

Risk management with JVs and loan agreements.

Misleading narratives about achieving financial freedom.

The difficulty of achieving true passive income in direct investment.

The challenges for expats due to limited time for property management.

The importance of reliable property management beyond high street agents.

The need for active management in property investment.

Long-term cash flow analysis and use of tracking software.

Proactive management to prevent costly repairs.

Alternative investment methods such as REITs, crowdfunding, Private investing and joint ventures.

We help time poor professionals get a good return on their money by investing with us. Schedule a call

Leave an honest review of Expat Property StoryFollow the Show on InstagramTell us the one thing you’re struggling with in UK property

Details of where to meet other Expat Property Investors (For FREE!!!):

Hong Kong: Pacific Coffee, 2/F, Central Building, Central (first Saturday of each month from 11:30 am)

Dubai: Holiday Inn, Science Park (first Wednesday of each month from 7pm)

Singapore: The Providore at VivoCity (first Saturday of each month from 10:30 am)

Political Landscape & Landlords, Expat Investors, Changing Market Conditions, Investment Strategies, Passive vs. Active Investment, Alternative Property Investment Methods, REITs, Crowdfunding, Joint Ventures (JVs), Debt/Loan Investments, Active-Passive Continuum, Property Management, Financial Freedom, Niche Management Company, Property Investment Challenges, Legislative Changes, Direct Property Investment, Indirect Property Investment, Letting Agent, Property Manager, Long-term Leases, Social Housing Providers, Property Redevelopment, Buy-to-lets, Compliance, Residential Property, Property Maintenance, Cashflow Game, Specialist Services, Property Tax Accountants.

Next Episode

How the Autumn Budget Affects Expat Investors of UK Property

#180
What are the repercussions of the Autumn 2024 budget for expats, property investors and those that are both!
How will it affect your tax residency, your retirement and your estate planning.
And what impact will the budget have on your investment strategy, your pension or your domicile status?
Jake Barber of SJB Global is an expat tax specialist who helps expats with their Retirement, Investment & Tax Planning.
Jake takes us through the budget and its impact on Expat Property Investors.
During the episode, we discuss:

Impact of autumn 2024 budget on expat residency, retirement, and estate planning.
Impact on individuals due to frozen tax brackets and increased taxes.
Current UK tax brackets and their implications.
Spending strategies in retirement changing due to estate tax structures.
Renters and those without assets facing disadvantages.
Increased property taxes potentially leading to higher rents.
Stamp Duty Land Tax changes and examples given.
UK domicile status now based on residency rather than origin.
Changing country/state impacts domicile status.
Effects on inheritance tax liabilities.
Non-domiciled residents' tax obligations and exemptions.
QROPS
Inheritance tax changes reducing drastic decisions.
Double taxation risk on pensions without specific schemes.
Business and agricultural property relief changes impact.
Capital gains tax rate changes and their effects on income groups.
Tax residency and investment strategy affected.
Advice on keeping assets in tax-neutral jurisdictions for expats unsure of permanent residence.
Encouragement of moving assets outside the UK for tax exemptions after 10 years abroad.
UK inheritance tax nil-rate band of £325,000.
Taxation on assets above the nil-rate band.

We help time poor professionals get a good return on their money by investing with us. Schedule a call

Details of where to meet other Expat Property Investors (For FREE!!!):

Hong Kong: Pacific Coffee, 2/F, Central Building, Central (first Saturday of each month from 11:30 am)

Dubai: Holiday Inn, Science Park (first Wednesday of each month from 7pm)

Singapore: The Providore at VivoCity (first Saturday of each month from 10:30 am)

Keywords:

UK Property, UK Tax Brackets, Inheritance Tax, Capital Gains, Stamp Duty, Expat Property Investment, Domicile Status, Retirement Planning, Global Assets Tax Strategies, QROPS