Everyone's Talkin' Money: Personal Finance, Financial Freedom, Mental Health

I bet you’re tired of hearing about recessions – recession this, recession that, but friends, now is a good time as any to get yourself and your career recession ready. Brandon Renfro, CFP, Ph.D., Associate Professor of Finance and all-around recession expert says the #1 thing to focus on is your career. In this vault episode, you'll learn what is a recession, how a recession impacts your money situation, how to prepare for a recession, and steps to take before a recession hits.

LINKS

• Brandon on LinkedIn
• Brandon on Facebook
• Brandon's website

SPONSORS

Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial.

Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney.

Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.

Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney.

Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.

LEAVE US A REVIEW

Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.

Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

GOT A QUESTION?

Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares

MORE MONEY TIPS

Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame

FREE GUIDES + RESOURCES

• Download our FREE Top 25 Episode Guide
• Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset
• Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.

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What would it feel like to create a budget that works for you? Let’s just burst a big bubble here. There isn’t one way to create a budget. You can make your budget look and feel as much like you as you need to. You can use an app or a spreadsheet or a Post-It Note or a good ole’ piece of paper. In this episode, I’m sharing how to create a budget that works for you and helps you get closer to your money goals. Yes, it can be done, and it can be done with ease.

LINKS

Monarch Money

You Need a Budget

Fudget

Honeydue

Free Budget Templates

SPONSORS

Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial.

Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney.

Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.

Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.

LEAVE US A REVIEW

Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.

Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

GOT A QUESTION?

Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares

MORE MONEY TIPS

Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame

FREE GUIDES + RESOURCES

• Download our FREE Top 25 Episode Guide
• Download a FREE BONUS podcast episode 5 Minutes to Unlock a New Money Mindset
• Want to be featured on a Budget Rescue monthly podcast episode? Just head over to this short form and leave me a message.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that passive income is one of the best ways to build wealth? That’s where our guest, Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, comes in. He has twice used his passive income skills to become financially independent and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this special vault episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving and only contributing to your retirement accounts contrary to what the Dave Ramsey’s of the world spews to millions of people.

LINKS

Money Ripples

Money Ripples Podcast

CONNECT WITH SHANNAH

Apply for one-on-one Emotions-Based Money Coaching with Shannah https://etmpod.link/coaching

Ask Shannah questions - submit your question here https://etmpod.link/askshannah

Freebie: 10 Money Questions to Ask Yourself Money Guide https://etmpod.link/10moneyq

Follow me on Instagram

Leave a 5-star Review here https://ratethispodcast.com/etm

Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney

SPONSORS

Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM.

Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .

Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to-do lists, and action items. You can try Notion for free at Notion.com/ETM.

Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/

Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.

Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.

Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.

Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast.

Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.

Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order.

Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.

Learn more about your ad choices. Visit megaphone.fm/adchoices

It sounds amazing to travel as your job – always a new location, meeting new people, eating amazing food, drinks from around the world, and more, but let’s be real, traveling is no-joke these days – long lines, delays, time changes, etc. So what does it take to turn your love or travel into a career and actually make money? If you’ve ever wanted to crack the code and find out all the ways you can make money traveling the world, Sebrin Elms form The Clumsy Traveler is going to answer all your questions.

Questions I Ask

• How did you get started travel writing
• Have you always had a love for traveling and when did you decide to turn it into a career
• What are the different ways you make money when you travel and how did you develop those income sources
• What are the first steps someone should take if they wanted to start a travel writing career
• What are some of your favorite travel destinations that you've been on in the last year
• How do you deal with inconsistent income as an entrepreneur

What You'll Learn

Sebrin is sharing an open and honest discussion about how she makes money travel writing based on a story she wrote for Go Banking Rates. It may sound like a glamorous job, but it's still a job with a lot of work involved. There's no doubt you'll leave this podcast interview inspired to go out and chase your own dreams, even if they don't sound realistic to most people, and encouraged that you can make money in untraditional ways.

SUBSCRIBE & REVIEW

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes!

Also, podcast reviews are super important to iTunes and the more reviews we have, the more we can spread the Millennial Money message (those iTunes algorithms are crazy). I’d be honored if you left a review and let me know what you love about the podcast.

Ask Shannah

Have an Ask Shannah question, submit it here

Get Social

• Shannah on Twitter
• Shannah on Instagram

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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My cute pup Winnie is just past the 7-month mark and is starting to find her voice, as we say. She’s barking at other dogs on walks, much to my dismay, she’s got boundless energy, and she’s also trying to figure out how to navigate life. Winnie kind of reminds me what it feels like to be an entrepreneur - you’re always trying to navigate running a business and learning when to bark. There are 582 million entrepreneurs in the world, and if you’re one of those, you know what I mean. But figuring out the money and legal side of running a biz is hard work! In this episode, Lauren Boyd, lawyer and owner of Guide My Business, is here to give you all the important info on making your business grow - everything from trademarks to approachable, and affordable, legal advice for entrepreneurs. She’s sharing all the legal questions you have but have been too afraid to ask, or don’t know to ask. And, if you’re thinking about starting a business, you’re in the right spot to get started off set up for success.

LINKS

Lauren on Instagram

Guide My Business

SPONSORS

Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.

Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.

Thanks to Giving Done Right podcast for sponsoring this episode. Listen in any podcast player.

Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.

LEAVE US A REVIEW

Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.

Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

GOT A QUESTION?

Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares

MORE MONEY TIPS

Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame

FREE GUIDES + RESOURCES

• Download our FREE Top 25 Episode Guide

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices