Rental Portfolio Return in Dollars Quadrant™ Spreadsheet

10/02/23 • 43 min

Durham Real Estate Investing & Real Estate Financial Planning™ Podcast

Use this special spreadsheet to track the returns on each property in your portfolio.

It utilizes the Return in Dollars QuadrantTM methodology to easily allow you to track appreciation, cash flow, debt paydown, Cash Flow from DepreciationTM and the return on your reserves all in one place.

Plus, see how and when each return is taxed. And, whether the return is cash now or cash later. And finally, whether the return is more speculative and uncertain or less speculative and more certain.

Download the spreadsheet:

https://refp.info/rpridq

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Durham real estate investor podcast? Book a free consultation to discuss.

Use this special spreadsheet to track the returns on each property in your portfolio.

Plus, see how and when each return is taxed. And, whether the return is cash now or cash later. And finally, whether the return is more speculative and uncertain or less speculative and more certain.

Download the spreadsheet:

https://refp.info/rpridq

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Durham real estate investor podcast? Book a free consultation to discuss.

Previous Episode

Should I Put 15% or 20% Down When Buying a Rental Property?

In a real estate market that has seen significant increases in property prices and rapidly rising mortgage interest rates, it can be harder than ever to obtain decent cash flow. However, many real estate investors are tempted to minimize their down payments to optimize their overall returns by investing as little as possible in the deal.

A debate looms regarding whether a 15% or 20% down payment is preferable when purchasing an investment property. In this mini-class, James will guide you through a method for approaching this classic problem and provide some mathematical reasoning to help you reach a rational solution once and for all.

Check out the video from this class here:

Should I Put 15% or 20% Down When Buying a Rental Property? - Video

In this class, James discusses:

Comparing various loan programs
Getting mortgage interest rates and private mortgage insurance from your lender
How to compare two differnet loan programs... using the example of 15% down versus 20% down when buying a rental
Calculating the return on the extra down payment for yourself on your own deals
Download the Loan Comparison Spreadsheet
Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Durham real estate investor podcast? Book a free consultation to discuss.

Next Episode

Is It Better to Pay Off Your Owner-Occupant Mortgage When Nomading?

Most real estate investors consider themselves financially independent when the income from all of their investments exceeds their personal expenses. To achieve this, they need net positive cash flow from all rental properties after all expenses, any income generated from stocks, bonds, or other investments times a safe withdrawal rate, and any social security, pensions or annuities.

On the expense side, they need to consider all personal expenses, such as food, taxes, insurance, entertainment, healthcare, and housing. If they have a mortgage on their personal residence, that would include their mortgage payment. However, paying off the mortgage effectively reduces the amount of income needed to cover expenses by the amount of the mortgage payment that no longer exists.

If you have extra money invested in stocks, bonds, or other assets and could pay off your mortgage to achieve financial independence, it may be worth considering. This mini-class will explore the impact of paying off your owner-occupant mortgage and its effect on achieving financial independence faster than the traditional NomadTM strategy. We will also examine how this decision could impact your net worth and compare the risks to the traditional NomadTM strategy.

Check out the video and interactive charts from this class here:

https://RealEstateFinancialPlanner.com/model/nomad-or-pay-off-oo-fi/

Or, see Durham specific, detailed analysis of a variety of strategies here:

https://RealEstateFinancialPlanner.com/model/NC/Durham/

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis SpreadsheetTM by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Durham real estate investor podcast? Book a free consultation to discuss.